St Bancorp Stock Piotroski F Score

STBA Stock  USD 43.84  5.51  14.38%   
This module uses fundamental data of ST Bancorp to approximate its Piotroski F score. ST Bancorp F Score is determined by combining nine binary scores representing 3 distinct fundamental categories of ST Bancorp. These three categories are profitability, efficiency, and funding. Some research analysts and sophisticated value traders use Piotroski F Score to find opportunities outside of the conventional market and financial statement analysis.They believe that some of the new information about ST Bancorp financial position does not get reflected in the current market share price suggesting a possibility of arbitrage. Check out ST Bancorp Altman Z Score, ST Bancorp Correlation, ST Bancorp Valuation, as well as analyze ST Bancorp Alpha and Beta and ST Bancorp Hype Analysis.
For information on how to trade STBA Stock refer to our How to Trade STBA Stock guide.
  
At present, ST Bancorp's Long Term Debt is projected to decrease significantly based on the last few years of reporting. The current year's Long Term Debt Total is expected to grow to about 81.2 M, whereas Short and Long Term Debt Total is forecasted to decline to about 289.6 M. At present, ST Bancorp's Operating Cash Flow Per Share is projected to increase slightly based on the last few years of reporting. The current year's Capex To Depreciation is expected to grow to 1.06, whereas Price To Sales Ratio is forecasted to decline to 2.28.
At this time, it appears that ST Bancorp's Piotroski F Score is Poor. Although some professional money managers and academia have recently criticized Piotroski F-Score model, we still consider it an effective method of predicting the state of the financial strength of any organization that is not predisposed to accounting gimmicks and manipulations. Using this score on the criteria to originate an efficient long-term portfolio can help investors filter out the purely speculative stocks or equities playing fundamental games by manipulating their earnings..
4.0
Piotroski F Score - Poor
Current Return On Assets

Positive

Focus
Change in Return on Assets

Decreased

Focus
Cash Flow Return on Assets

Positive

Focus
Current Quality of Earnings (accrual)

Improving

Focus
Asset Turnover Growth

Decrease

Focus
Current Ratio Change

Decrease

Focus
Long Term Debt Over Assets Change

Higher Leverage

Focus
Change In Outstending Shares

Decrease

Focus
Change in Gross Margin

No Change

Focus

ST Bancorp Piotroski F Score Drivers

The critical factor to consider when applying the Piotroski F Score to ST Bancorp is to make sure STBA is not a subject of accounting manipulations and runs a healthy internal audit department. So, if ST Bancorp's auditors report directly to the board (not management), the managers will be reluctant to manipulate simply due to the fear of punishment. On the other hand, the auditors will be free to investigate the ledgers properly because they know that the board has their back. Below are the main accounts that are used in the Piotroski F Score model. By analyzing the historical trends of the mains drivers, investors can determine if ST Bancorp's financial numbers are properly reported.
Current ValueLast YearChange From Last Year 10 Year Trend
Return On Assets0.0150.0151
Slightly Down
Pretty Stable
Asset Turnover0.04880.056
Fairly Down
Pretty Stable
Gross Profit Margin0.780.9
Fairly Down
Slightly volatile
Total Current Liabilities6.9 B6.6 B
Sufficiently Up
Slightly volatile
Non Current Liabilities Total1.8 B1.7 B
Sufficiently Up
Slightly volatile
Total Assets10.1 B9.6 B
Sufficiently Up
Slightly volatile
Total Current Assets227.1 M239 M
Notably Down
Slightly volatile
Total Cash From Operating Activities180.4 M171.8 M
Sufficiently Up
Slightly volatile

ST Bancorp F Score Driver Matrix

One of the toughest challenges investors face today is learning how to quickly synthesize historical financial statements and information provided by the company, SEC reporting, and various external parties in order to project the various growth rates. Understanding the correlation between ST Bancorp's different financial indicators related to revenue, expenses, operating profit, and net earnings helps investors identify and prioritize their investing strategies towards ST Bancorp in a much-optimized way.

About ST Bancorp Piotroski F Score

F-Score is one of many stock grading techniques developed by Joseph Piotroski, a professor of accounting at the Stanford University Graduate School of Business. It was published in 2002 under the paper titled Value Investing: The Use of Historical Financial Statement Information to Separate Winners from Losers. Piotroski F Score is based on binary analysis strategy in which stocks are given one point for passing 9 very simple fundamental tests, and zero point otherwise. According to Mr. Piotroski's analysis, his F-Score binary model can help to predict the performance of low price-to-book stocks.

Book Value Per Share

17.58

At present, ST Bancorp's Book Value Per Share is projected to increase significantly based on the last few years of reporting.

ST Bancorp Current Valuation Drivers

We derive many important indicators used in calculating different scores of ST Bancorp from analyzing ST Bancorp's financial statements. These drivers represent accounts that assess ST Bancorp's ability to generate profits relative to its revenue, operating costs, and shareholders' equity. Below are some of ST Bancorp's important valuation drivers and their relationship over time.
201920202021202220232024 (projected)
Market Cap1.4B970.5M1.2B1.3B1.3B727.1M
Enterprise Value1.6B903.6M385.5M1.6B1.6B876.3M

ST Bancorp ESG Sustainability

Some studies have found that companies with high sustainability scores are getting higher valuations than competitors with lower social-engagement activities. While most ESG disclosures are voluntary and do not directly affect the long term financial condition, ST Bancorp's sustainability indicators can be used to identify proper investment strategies using environmental, social, and governance scores that are crucial to ST Bancorp's managers, analysts, and investors.
Environmental
Governance
Social

About ST Bancorp Fundamental Analysis

The Macroaxis Fundamental Analysis modules help investors analyze ST Bancorp's financials across various querterly and yearly statements, indicators and fundamental ratios. We help investors to determine the real value of ST Bancorp using virtually all public information available. We use both quantitative as well as qualitative analysis to arrive at the intrinsic value of ST Bancorp based on its fundamental data. In general, a quantitative approach, as applied to this company, focuses on analyzing financial statements comparatively, whereas a qaualitative method uses data that is important to a company's growth but cannot be measured and presented in a numerical way.
Please read more on our fundamental analysis page.

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Analyzing currently trending equities could be an opportunity to develop a better portfolio based on different market momentums that they can trigger. Utilizing the top trending stocks is also useful when creating a market-neutral strategy or pair trading technique involving a short or a long position in a currently trending equity.
When determining whether ST Bancorp offers a strong return on investment in its stock, a comprehensive analysis is essential. The process typically begins with a thorough review of ST Bancorp's financial statements, including income statements, balance sheets, and cash flow statements, to assess its financial health. Key financial ratios are used to gauge profitability, efficiency, and growth potential of St Bancorp Stock. Outlined below are crucial reports that will aid in making a well-informed decision on St Bancorp Stock:
Check out ST Bancorp Altman Z Score, ST Bancorp Correlation, ST Bancorp Valuation, as well as analyze ST Bancorp Alpha and Beta and ST Bancorp Hype Analysis.
For information on how to trade STBA Stock refer to our How to Trade STBA Stock guide.
You can also try the Portfolio Anywhere module to track or share privately all of your investments from the convenience of any device.
Is Regional Banks space expected to grow? Or is there an opportunity to expand the business' product line in the future? Factors like these will boost the valuation of ST Bancorp. If investors know STBA will grow in the future, the company's valuation will be higher. The financial industry is built on trying to define current growth potential and future valuation accurately. All the valuation information about ST Bancorp listed above have to be considered, but the key to understanding future value is determining which factors weigh more heavily than others.
Quarterly Earnings Growth
(0.02)
Dividend Share
0.33
Earnings Share
3.51
Revenue Per Share
10.107
Quarterly Revenue Growth
0.014
The market value of ST Bancorp is measured differently than its book value, which is the value of STBA that is recorded on the company's balance sheet. Investors also form their own opinion of ST Bancorp's value that differs from its market value or its book value, called intrinsic value, which is ST Bancorp's true underlying value. Investors use various methods to calculate intrinsic value and buy a stock when its market value falls below its intrinsic value. Because ST Bancorp's market value can be influenced by many factors that don't directly affect ST Bancorp's underlying business (such as a pandemic or basic market pessimism), market value can vary widely from intrinsic value.
Please note, there is a significant difference between ST Bancorp's value and its price as these two are different measures arrived at by different means. Investors typically determine if ST Bancorp is a good investment by looking at such factors as earnings, sales, fundamental and technical indicators, competition as well as analyst projections. However, ST Bancorp's price is the amount at which it trades on the open market and represents the number that a seller and buyer find agreeable to each party.