ST Bancorp Stock Analysis - 2025 | STBA - Macroaxis ST Bancorp is undervalued with Real Value of 38.58 and Target Price of 40.75. The main objective of ST Bancorp stock analysis is to determine its intrinsic value, which is an estimate of what ST Bancorp is worth, separate from its market price. Here we analyze ST Bancorp Stock, including ST Bancorp investment evaluation, its stock diagnostics and alerts, and provide predictive tools such as ST Bancorp's market volatility and liquidity estimators.

St Bancorp Stock Analysis

STBA Stock  USD 36.99  0.42  1.15%   
ST Bancorp is undervalued with Real Value of 38.58 and Target Price of 40.75. The main objective of ST Bancorp stock analysis is to determine its intrinsic value, which is an estimate of what ST Bancorp is worth, separate from its market price. There are two main types of ST Bancorp's stock analysis: fundamental analysis and technical analysis.
The ST Bancorp stock is traded in the USA on NASDAQ Exchange, with the market opening at 09:30:00 and closing at 16:00:00 every Mon,Tue,Wed,Thu,Fri except for officially observed holidays in the USA. Here, you can get updates on important government artifacts, including earning estimates, SEC corporate filings, announcements, and ST Bancorp's ongoing operational relationships across important fundamental and technical indicators.
Check out World Market Map to better understand how to build diversified portfolios, which includes a position in ST Bancorp. Also, note that the market value of any company could be closely tied with the direction of predictive economic indicators such as signals in bureau of labor statistics.
For information on how to trade STBA Stock refer to our How to Trade STBA Stock guide.

STBA Stock Analysis Notes

About 72.0% of the company shares are owned by institutional investors. The company has price-to-book ratio of 0.99. Typically companies with comparable Price to Book (P/B) are able to outperform the market in the long run. ST Bancorp last dividend was issued on the 15th of May 2025. The entity had 2:1 split on the 2nd of November 1998. ST Bancorp, Inc. operates as the bank holding company for ST Bank that provides retail and commercial banking products and services. ST Bancorp, Inc. was founded in 1902 and is headquartered in Indiana, Pennsylvania. ST Bancorp operates under BanksRegional classification in the United States and is traded on NASDAQ Exchange. It employs 1160 people. To find out more about ST Bancorp contact Christopher McComish at 800 325 2265 or learn more at https://www.stbancorp.com.

ST Bancorp Quarterly Total Revenue

135.28 Million

ST Bancorp Investment Alerts

Many investors view ongoing market volatility as an opportunity to purchase more stocks at a favorable price or short it to generate a bearish trend profit opportunity. If you are one of those investors, make sure you clearly understand the position you are entering. ST Bancorp's investment alerts are automatically generated signals that are significant enough to either complement your investing judgment regarding ST Bancorp or challenge it. These alerts can help you understand what you are buying and avoid costly mistakes.
ST Bancorp generated a negative expected return over the last 90 days
ST Bancorp is unlikely to experience financial distress in the next 2 years
About 72.0% of the company shares are owned by institutional investors
Latest headline from MacroaxisInsider: Disposition of 1573 shares by Toretti Christine J of ST Bancorp subject to Rule 16b-3

ST Bancorp Upcoming and Recent Events

Every quarterly earnings report provides investors with three things: an overview of sales, expenses, and net income for the most recent period. It also may provide a comparison to ST Bancorp previous reporting period. The quarterly earnings reports are usually disseminated to the public via Form 10-Q, which is a legal document filed with the Securities and Exchange Commission every quarter.
18th of April 2024
Upcoming Quarterly Report
View
18th of July 2024
Next Financial Report
View
31st of March 2024
Next Fiscal Quarter End
View
23rd of January 2025
Next Fiscal Year End
View
31st of December 2023
Last Quarter Report
View
31st of December 2023
Last Financial Announcement
View

STBA Largest EPS Surprises

Earnings surprises can significantly impact ST Bancorp's stock price both in the short term and over time. Negative earnings surprises usually result in a price decline. However, it has been seen that positive earnings surprises lead to an immediate rise in a stock's price and a gradual increase over time. This is why we often hear news about some companies beating earning projections. Financial analysts spend a large amount of time predicting earnings per share (EPS) along with other important future indicators. Many analysts use forecasting models, management guidance, and additional fundamental information to derive an EPS estimate.
Reported
Fiscal Date
Estimated EPS
Reported EPS
Surprise
2020-07-30
2020-06-300.30.340.0413 
2010-07-19
2010-06-300.320.28-0.0412 
2010-01-25
2009-12-310.240.280.0416 
View All Earnings Estimates

ST Bancorp Environmental, Social, and Governance (ESG) Scores

ST Bancorp's ESG score is a quantitative measure that evaluates ST Bancorp's performance and commitment regarding environmental, social, and governance (ESG) factors. These scores are becoming increasingly crucial in investment decision-making processes, providing insights into non-financial aspects of ST Bancorp's operations that may have significant financial implications and affect ST Bancorp's stock price as well as guide investors towards more socially responsible investments.

ST Bancorp Thematic Classifications

In addition to having ST Bancorp stock in your portfolios, you can add positions using our predefined set of ideas and optimize them against your very unique investing style. A single investing idea is a collection of funds, stocks, ETFs, or cryptocurrencies that are programmatically selected from a pull of investment themes. After you determine your favorite investment opportunity, you can then obtain an optimal portfolio that will maximize potential returns on the chosen idea or minimize its exposure to market volatility. If you are a result-oriented investor, you can benefit from optimizing one of our existing themes to build an efficient portfolio against your specific investing outlook.

STBA Stock Institutional Investors

Shares
Morgan Stanley - Brokerage Accounts2025-03-31
368.4 K
S&t Bank2025-03-31
317.4 K
Bridgeway Capital Management, Llc2025-03-31
289.2 K
Ubs Group Ag2024-12-31
283.8 K
Earnest Partners Llc2025-03-31
256.8 K
First Commonwealth Financial Corp2025-03-31
221.7 K
Panagora Asset Management Inc2025-03-31
218.4 K
Principal Financial Group Inc2025-03-31
207 K
Proshare Advisors Llc2025-03-31
190.5 K
Blackrock Inc2025-03-31
5.6 M
Vanguard Group Inc2025-03-31
4.6 M
Note, although ST Bancorp's institutional investors appear to be way more sophisticated than retail investors, it remains unclear if professional active investment managers can reliably enhance risk-adjusted returns by an amount that exceeds fees and expenses.

STBA Market Capitalization

The company currently falls under 'Mid-Cap' category with a current market capitalization of 1.43 B.

STBA Profitablity

The company has Profit Margin (PM) of 0.34 %, which maeans that even a very small decline in it revenue will erase profits resulting in a net loss. This is way below average. Similarly, it shows Operating Margin (OM) of 0.44 %, which suggests for every 100 dollars of sales, it generated a net operating income of $0.44.
Last ReportedProjected for Next Year
Return On Tangible Assets 0.01  0.02 
Return On Capital Employed 0.05  0.05 
Return On Assets 0.01  0.02 
Return On Equity 0.10  0.13 

Management Efficiency

ST Bancorp has return on total asset (ROA) of 0.0139 % which means that it generated a profit of $0.0139 on every $100 spent on assets. This is way below average. Similarly, it shows a return on stockholder's equity (ROE) of 0.0984 %, meaning that it created $0.0984 on every $100 dollars invested by stockholders. ST Bancorp's management efficiency ratios could be used to measure how well ST Bancorp manages its routine affairs as well as how well it operates its assets and liabilities. At present, ST Bancorp's Return On Tangible Assets are projected to increase slightly based on the last few years of reporting. The current year's Return On Assets is expected to grow to 0.01, whereas Return On Capital Employed is forecasted to decline to 0.05. At present, ST Bancorp's Total Assets are projected to increase significantly based on the last few years of reporting. The current year's Other Assets is expected to grow to about 9.7 B, whereas Non Current Assets Total are forecasted to decline to about 400.4 M.
Last ReportedProjected for Next Year
Book Value Per Share 36.10  37.90 
Tangible Book Value Per Share 26.25  14.51 
Enterprise Value Over EBITDA 7.90  10.72 
Price Book Value Ratio 1.06  1.01 
Enterprise Value Multiple 7.90  10.72 
Price Fair Value 1.06  1.01 
Enterprise Value1.5 B886.4 M
ST Bancorp's management has consistently demonstrated strong leadership, driving both financial growth and operational excellence. By analyzing current market trends and future growth opportunities, we assess the stock's true value and potential for investors.
Dividend Yield
0.0366
Operating Margin
0.4416
Profit Margin
0.3449
Forward Dividend Yield
0.0366
Beta
0.84

Technical Drivers

As of the 29th of May, ST Bancorp owns the Risk Adjusted Performance of (0.06), standard deviation of 1.99, and Mean Deviation of 1.36. Concerning fundamental indicators, the technical analysis model makes it possible for you to check potential technical drivers of ST Bancorp, as well as the relationship between them.

ST Bancorp Price Movement Analysis

Illegal number of arguments. The output start index for this execution was zero with a total number of output elements of zero. ST Bancorp Triple Exponential Moving Average indicator shows smoothing effect of ST Bancorp price series composite of a single exponential moving average, a double exponential moving average and a triple exponential moving average.

ST Bancorp Insider Trading Activities

Some recent studies suggest that insider trading raises the cost of capital for securities issuers and decreases overall economic growth. Trading by specific ST Bancorp insiders, such as employees or executives, is commonly permitted as long as it does not rely on ST Bancorp's material information that is not in the public domain. Local jurisdictions usually require such trading to be reported in order to monitor insider transactions. In many U.S. states, trading conducted by corporate officers, key employees, directors, or significant shareholders must be reported to the regulator or publicly disclosed, usually within a few business days of the trade. In these cases ST Bancorp insiders are required to file a Form 4 with the U.S. Securities and Exchange Commission (SEC) when buying or selling shares of their own companies.

ST Bancorp Outstanding Bonds

ST Bancorp issues bonds to finance its operations. Corporate bonds make up one of the largest components of the U.S. bond market, which is considered the world's largest securities market. ST Bancorp uses the proceeds from bond sales for a wide variety of purposes, including financing ongoing mergers and acquisitions, buying new equipment, investing in research and development, buying back their own stock, paying dividends to shareholders, and even refinancing existing debt. Most STBA bonds can be classified according to their maturity, which is the date when ST Bancorp has to pay back the principal to investors. Maturities can be short-term, medium-term, or long-term (more than ten years). Longer-term bonds usually offer higher interest rates but may entail additional risks.

ST Bancorp Predictive Daily Indicators

ST Bancorp intraday indicators are useful technical analysis tools used by many experienced traders. Just like the conventional technical analysis, daily indicators help intraday investors to analyze the price movement with the timing of ST Bancorp stock daily movement. By combining multiple daily indicators into a single trading strategy, you can limit your risk while still earning strong returns on your managed positions.

ST Bancorp Corporate Filings

8K
19th of May 2025
Report filed with the SEC to announce major events that shareholders should know about
ViewVerify
F4
16th of May 2025
The report filed by a party regarding the acquisition or disposition of a company's common stock, as well as derivative securities such as options, warrants, and convertible securities
ViewVerify
8K
15th of May 2025
Report filed with the SEC to announce major events that shareholders should know about
ViewVerify
10Q
8th of May 2025
Quarterly performance report mandated by Securities and Exchange Commission (SEC), to be filed by publicly traded corporations
ViewVerify
8K
2nd of May 2025
Report filed with the SEC to announce major events that shareholders should know about
ViewVerify
8K
30th of April 2025
Report filed with the SEC to announce major events that shareholders should know about
ViewVerify
8K
24th of April 2025
Report filed with the SEC to announce major events that shareholders should know about
ViewVerify
F4
11th of April 2025
The report filed by a party regarding the acquisition or disposition of a company's common stock, as well as derivative securities such as options, warrants, and convertible securities
ViewVerify

ST Bancorp Forecast Models

ST Bancorp's time-series forecasting models are one of many ST Bancorp's stock analysis techniques aimed at predicting future share value based on previously observed values. Time-series forecasting models ae widely used for non-stationary data. Non-stationary data are called the data whose statistical properties e.g. the mean and standard deviation are not constant over time but instead, these metrics vary over time. These non-stationary ST Bancorp's historical data is usually called time-series. Some empirical experimentation suggests that the statistical forecasting models outperform the models based exclusively on fundamental analysis to predict the direction of the market movement and maximize returns from investment trading.

About STBA Stock Analysis

Stock analysis is the technique used by a trader or investor to examine and evaluate how ST Bancorp prices is reacting to, or reflecting on a current market direction and economic conditions. It can be used to make informed decisions about market timing, and when buying or selling STBA shares will generate the highest return on investment. We also built our stock analysis module to help investors to gain an insight into the world economy as a whole, the stock market, thematic ideas. a specific sector, or an individual Stock such as ST Bancorp. By using and applying STBA Stock analysis, traders can create a robust methodology for identifying STBA entry and exit points for their positions.
Last ReportedProjected for Next Year
Pretax Profit Margin 0.32  0.45 
Operating Profit Margin 0.99  0.94 
Net Profit Margin 0.25  0.34 
Gross Profit Margin 1.12  1.08 

Current STBA Analysis - Recommendations

We track the performance of the top 100 financial experts across various large and mid-size financial boutiques. STBA analyst recommendations are determined by taking all analyst recommendations and averaging them as Strong Buy, Buy, Hold, Strong Sell or Sell. There is no one specific way to measure analysis performance other than comparing it to the past results via a very sophisticated attribution analysis. STBA analyst consensus and target price projections should be used in combination with other traditional techniques such as stock price forecasting, technical analysis, earnings estimate, and various momentum models.
Target PriceAdvice# of Analysts
40.75Hold5Odds
ST Bancorp current and past analyst recommendations published by a number of research institutions as well as average analyst consensus.
Most STBA analysts issue ratings four times a year, at intervals of three months. Ratings are usually accompanied by a target price to helps potential investors understand STBA stock's fair price compared to its market value. Analysts arrive at stock ratings after researching public financial statements of ST Bancorp, talking to its executives and customers, or listening to STBA conference calls.
STBA Analyst Advice Details

STBA Stock Analysis Indicators

ST Bancorp stock analysis indicators help investors evaluate how ST Bancorp stock reacts to ongoing and evolving market conditions. The investors can use it to make informed decisions about market timing and determine when trading ST Bancorp shares will generate the highest return on investment. By understating and applying ST Bancorp stock analysis, traders can identify ST Bancorp position entry and exit signals to maximize returns.
Begin Period Cash Flow233.6 M
Long Term Debt100.3 M
Common Stock Shares Outstanding38.5 M
Total Stockholder Equity1.4 B
Tax Provision33.6 M
Quarterly Earnings Growth Y O Y0.074
Property Plant And Equipment Net45 M
Cash And Short Term Investments1.2 B
Cash244.8 M
Net Debt5.5 M
50 Day M A36.5456
Total Current Liabilities150 M
Other Operating Expenses6.4 M
Non Current Assets Total421.5 M
Forward Price Earnings13.8313
Non Currrent Assets Other-987.6 M
Stock Based Compensation4.6 M

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When running ST Bancorp's price analysis, check to measure ST Bancorp's market volatility, profitability, liquidity, solvency, efficiency, growth potential, financial leverage, and other vital indicators. We have many different tools that can be utilized to determine how healthy ST Bancorp is operating at the current time. Most of ST Bancorp's value examination focuses on studying past and present price action to predict the probability of ST Bancorp's future price movements. You can analyze the entity against its peers and the financial market as a whole to determine factors that move ST Bancorp's price. Additionally, you may evaluate how the addition of ST Bancorp to your portfolios can decrease your overall portfolio volatility.
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