CPA CPA - First Financial Ex Officer

FFIN Stock  USD 41.38  0.43  1.03%   

Insider

CPA CPA is Ex Officer of First Financial Bankshares
Phone325 627 7155
Webhttps://www.ffin.com

First Financial Management Efficiency

The company has return on total asset (ROA) of 0.0157 % which means that it generated a profit of $0.0157 on every $100 spent on assets. This is way below average. Similarly, it shows a return on stockholder's equity (ROE) of 0.1428 %, meaning that it created $0.1428 on every $100 dollars invested by stockholders. First Financial's management efficiency ratios could be used to measure how well First Financial manages its routine affairs as well as how well it operates its assets and liabilities.
First Financial Bankshares currently holds 404.08 M in liabilities with Debt to Equity (D/E) ratio of 7.28, indicating the company may have difficulties to generate enough cash to satisfy its financial obligations. Note, when we think about First Financial's use of debt, we should always consider it together with its cash and equity.

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First Financial Bankshares, Inc., through its subsidiaries, provides commercial banking products and services in Texas. First Financial Bankshares, Inc. was founded in 1890 and is headquartered in Abilene, Texas. First Finl operates under BanksRegional classification in the United States and is traded on NASDAQ Exchange. It employs 1400 people. First Financial Bankshares (FFIN) is traded on NASDAQ Exchange in USA. It is located in 400 Pine Street, Abilene, TX, United States, 79601 and employs 1,400 people. First Financial is listed under Regional Banks category by Fama And French industry classification.

Management Performance

First Financial Bank Leadership Team

Elected by the shareholders, the First Financial's board of directors comprises two types of representatives: First Financial inside directors who are chosen from within the company, and outside directors, selected externally and held independent of First. The board's role is to monitor First Financial's management team and ensure that shareholders' interests are well served. First Financial's inside directors are responsible for reviewing and approving budgets prepared by upper management to implement core corporate initiatives and projects. On the other hand, First Financial's outside directors are responsible for providing unbiased perspectives on the board's policies.
Kirk Thaxton, Chairman and Presidentident and CEO, First Financial Trust & Asset Management Company
CPA CPA, Ex Officer
Michelle Hickox, CFO, EVP
John Ruzicka, Executive Officer
Bob Goodner, Senior Compliance
Josh CPL, Senior Resources
Lawrence Kentz, Chief Officer
Chris Cook, Ex Marketing
Kyle CPA, Executive Officer
Scott Dueser, Chairman, CEO and President and Chairman of Executive Committee
Patricia Schulz, Ex HR
Mike Parker, Executive Officer
Tommy Barrow, VP Lending
Timothy Longhofer, Executive Officer
Ronald II, Executive Officer
James Gordon, CFO, VP
Megan Dobbs, Executive Advertising
Brian Goodrich, Executive Counsel
Courtney Jordan, Senior Education

First Stock Performance Indicators

The ability to make a profit is the ultimate goal of any investor. But to identify the right stock is not an easy task. Is First Financial a good investment? Although profit is still the single most important financial element of any organization, multiple performance indicators can help investors identify the equity that they will appreciate over time.

Pair Trading with First Financial

One of the main advantages of trading using pair correlations is that every trade hedges away some risk. Because there are two separate transactions required, even if First Financial position performs unexpectedly, the other equity can make up some of the losses. Pair trading also minimizes risk from directional movements in the market. For example, if an entire industry or sector drops because of unexpected headlines, the short position in First Financial will appreciate offsetting losses from the drop in the long position's value.

Moving together with First Stock

  0.85AX Axos FinancialPairCorr
  0.84BY Byline Bancorp Fiscal Year End 23rd of January 2025 PairCorr
The ability to find closely correlated positions to First Financial could be a great tool in your tax-loss harvesting strategies, allowing investors a quick way to find a similar-enough asset to replace First Financial when you sell it. If you don't do this, your portfolio allocation will be skewed against your target asset allocation. So, investors can't just sell and buy back First Financial - that would be a violation of the tax code under the "wash sale" rule, and this is why you need to find a similar enough asset and use the proceeds from selling First Financial Bankshares to buy it.
The correlation of First Financial is a statistical measure of how it moves in relation to other instruments. This measure is expressed in what is known as the correlation coefficient, which ranges between -1 and +1. A perfect positive correlation (i.e., a correlation coefficient of +1) implies that as First Financial moves, either up or down, the other security will move in the same direction. Alternatively, perfect negative correlation means that if First Financial Bank moves in either direction, the perfectly negatively correlated security will move in the opposite direction. If the correlation is 0, the equities are not correlated; they are entirely random. A correlation greater than 0.8 is generally described as strong, whereas a correlation less than 0.5 is generally considered weak.
Correlation analysis and pair trading evaluation for First Financial can also be used as hedging techniques within a particular sector or industry or even over random equities to generate a better risk-adjusted return on your portfolios.
Pair CorrelationCorrelation Matching
When determining whether First Financial Bank offers a strong return on investment in its stock, a comprehensive analysis is essential. The process typically begins with a thorough review of First Financial's financial statements, including income statements, balance sheets, and cash flow statements, to assess its financial health. Key financial ratios are used to gauge profitability, efficiency, and growth potential of First Financial Bankshares Stock. Outlined below are crucial reports that will aid in making a well-informed decision on First Financial Bankshares Stock:
Check out Investing Opportunities to better understand how to build diversified portfolios, which includes a position in First Financial Bankshares. Also, note that the market value of any company could be closely tied with the direction of predictive economic indicators such as signals in gross domestic product.
To learn how to invest in First Stock, please use our How to Invest in First Financial guide.
You can also try the Idea Optimizer module to use advanced portfolio builder with pre-computed micro ideas to build optimal portfolio .
Is Regional Banks space expected to grow? Or is there an opportunity to expand the business' product line in the future? Factors like these will boost the valuation of First Financial. If investors know First will grow in the future, the company's valuation will be higher. The financial industry is built on trying to define current growth potential and future valuation accurately. All the valuation information about First Financial listed above have to be considered, but the key to understanding future value is determining which factors weigh more heavily than others.
The market value of First Financial Bank is measured differently than its book value, which is the value of First that is recorded on the company's balance sheet. Investors also form their own opinion of First Financial's value that differs from its market value or its book value, called intrinsic value, which is First Financial's true underlying value. Investors use various methods to calculate intrinsic value and buy a stock when its market value falls below its intrinsic value. Because First Financial's market value can be influenced by many factors that don't directly affect First Financial's underlying business (such as a pandemic or basic market pessimism), market value can vary widely from intrinsic value.
Please note, there is a significant difference between First Financial's value and its price as these two are different measures arrived at by different means. Investors typically determine if First Financial is a good investment by looking at such factors as earnings, sales, fundamental and technical indicators, competition as well as analyst projections. However, First Financial's price is the amount at which it trades on the open market and represents the number that a seller and buyer find agreeable to each party.