First Financial Bankshares Stock Performance
| FFIN Stock | USD 35.82 0.64 1.82% |
The firm shows a Beta (market volatility) of 0.92, which means possible diversification benefits within a given portfolio. First Financial returns are very sensitive to returns on the market. As the market goes up or down, First Financial is expected to follow. First Financial Bank right now shows a risk of 2.02%. Please confirm First Financial Bank skewness, as well as the relationship between the rate of daily change and period momentum indicator , to decide if First Financial Bank will be following its price patterns.
Risk-Adjusted Performance
Very Weak
Weak | Strong |
Over the last 90 days First Financial Bankshares has generated negative risk-adjusted returns adding no value to investors with long positions. In spite of very healthy forward indicators, First Financial is not utilizing all of its potentials. The current stock price disarray, may contribute to short-term losses for the investors. ...more
Actual Historical Performance (%)
One Day Return 1.82 | Five Day Return 1.19 | Year To Date Return 0.7 | Ten Year Return 130.5 | All Time Return 2.1 K |
Forward Dividend Yield 0.0212 | Payout Ratio | Last Split Factor 2:1 | Forward Dividend Rate 0.76 | Dividend Date 2025-07-01 |
1 | Abbott Laboratories Holdings Trimmed by First Financial Bankshares Inc | 03/19/2025 |
| First Financial dividend paid on 1st of April 2025 | 04/01/2025 |
2 | Geode Capital Management LLC Has 119.47 Million Holdings in First Financial Bankshares, Inc. | 04/09/2025 |
3 | Acquisition by Nickles Robert Clark Jr of 549 shares of First Financial at 33.97 subject to Rule 16b-3 | 04/23/2025 |
4 | First Financial Bankshares Inc Announces New Executive Vice President and Treasurer ... | 04/24/2025 |
5 | Acquisition by Denny Michael B. of 550 shares of First Financial at 33.42 subject to Rule 16b-3 | 04/30/2025 |
6 | Moody Foundation Awards 200,000 to Texas Southern Universitys Future Bankers Leadership Program | 05/05/2025 |
7 | First Financial Bankshares, Inc. A Bull Case Theory | 05/07/2025 |
8 | First Financial Bankshares First Quarter 2025 Earnings In Line With Expectations | 05/08/2025 |
9 | Acquisition by Matthews Kade of 2073 shares of First Financial subject to Rule 16b-3 | 05/13/2025 |
10 | Is the Options Market Predicting a Spike in First Financial Stock | 05/16/2025 |
11 | First Financial Corp. is a Top Dividend Stock Right Now Should You Buy | 05/19/2025 |
12 | Disposition of 15591 shares by Dueser F Scott of First Financial subject to Rule 16b-3 | 05/22/2025 |
13 | 23,159 Shares in First Financial Bankshares, Inc. Bought by Jefferies Financial Group Inc. | 05/30/2025 |
14 | Versant Capital Management Inc Purchases 374 Shares of First Financial Bankshares, Inc. | 06/03/2025 |
| Begin Period Cash Flow | 536.6 M |
First Financial Relative Risk vs. Return Landscape
If you would invest 3,620 in First Financial Bankshares on March 6, 2025 and sell it today you would lose (38.00) from holding First Financial Bankshares or give up 1.05% of portfolio value over 90 days. First Financial Bankshares is currently generating 0.0033% in daily expected returns and assumes 2.0241% risk (volatility on return distribution) over the 90 days horizon. In different words, 18% of stocks are less volatile than First, and 99% of all traded equity instruments are projected to make higher returns than the company over the 90 days investment horizon. Expected Return |
| Risk |
First Financial Market Risk Analysis
Today, many novice investors tend to focus exclusively on investment returns with little concern for First Financial's investment risk. Standard deviation is the most common way to measure market volatility of stocks, such as First Financial Bankshares, and traders can use it to determine the average amount a First Financial's price has deviated from the expected return over a period of time. It is calculated by determining the expected price for the established period and then subtracting this figure from each price point. The differences are then squared, summed, and averaged to produce the variance.
Sharpe Ratio = 0.0017
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| Cash | Small Risk | Average Risk | High Risk | Huge Risk |
| Negative Returns | FFIN |
Estimated Market Risk
| 2.02 actual daily | 18 82% of assets are more volatile |
Expected Return
| 0.0 actual daily | 0 Most of other assets have higher returns |
Risk-Adjusted Return
| 0.0 actual daily | 0 Most of other assets perform better |
Based on monthly moving average First Financial is not performing at its full potential. However, if added to a well diversified portfolio the total return can be enhanced and market risk can be reduced. You can increase risk-adjusted return of First Financial by adding First Financial to a well-diversified portfolio.
First Financial Fundamentals Growth
First Stock prices reflect investors' perceptions of the future prospects and financial health of First Financial, and First Financial fundamentals are critical determinants of its market performance. Overall, investors pay close attention to revenue and earnings growth, profit margins, and debt levels. These fundamentals can have a significant impact on First Stock performance.
| Return On Equity | 0.15 | ||||
| Return On Asset | 0.0168 | ||||
| Profit Margin | 0.42 % | ||||
| Operating Margin | 0.55 % | ||||
| Current Valuation | 4.91 B | ||||
| Shares Outstanding | 143.05 M | ||||
| Price To Earning | 23.90 X | ||||
| Price To Book | 3.05 X | ||||
| Price To Sales | 9.26 X | ||||
| Revenue | 537.04 M | ||||
| Gross Profit | 553.58 M | ||||
| EBITDA | 285.27 M | ||||
| Net Income | 223.51 M | ||||
| Cash And Equivalents | 365.78 M | ||||
| Cash Per Share | 2.57 X | ||||
| Total Debt | 121.05 M | ||||
| Debt To Equity | 7.28 % | ||||
| Book Value Per Share | 11.82 X | ||||
| Cash Flow From Operations | 303.79 M | ||||
| Earnings Per Share | 1.62 X | ||||
| Market Capitalization | 5.12 B | ||||
| Total Asset | 13.98 B | ||||
| Retained Earnings | 1.34 B | ||||
About First Financial Performance
By examining First Financial's fundamental ratios, stakeholders can obtain critical insights into First Financial's financial health, operational efficiency, and overall profitability. These insights assist in making well-informed investment and management decisions. For example, a high Return on Assets and Return on Equity would indicate that First Financial is effectively utilizing its assets and equity to generate significant profits, enhancing its appeal to investors. On the other hand, low ROA and ROE values could reveal issues in asset and equity management, highlighting the need for operational improvements.
| Last Reported | Projected for Next Year | ||
| Return On Tangible Assets | 0.02 | 0.01 | |
| Return On Capital Employed | 0.03 | 0.03 | |
| Return On Assets | 0.02 | 0.01 | |
| Return On Equity | 0.14 | 0.15 |
Things to note about First Financial Bank performance evaluation
Checking the ongoing alerts about First Financial for important developments is a great way to find new opportunities for your next move. Stock alerts and notifications screener for First Financial Bank help investors to be notified of important events, changes in technical or fundamental conditions, and significant headlines that can affect investment decisions.| First Financial Bank has a strong financial position based on the latest SEC filings | |
| Over 77.0% of the company shares are owned by institutional investors | |
| Latest headline from thelincolnianonline.com: Versant Capital Management Inc Purchases 374 Shares of First Financial Bankshares, Inc. |
- Analyzing First Financial's financial statements, including its income statement, balance sheet, and cash flow statement, helps in understanding its overall financial health and growth potential.
- Getting a closer look at valuation ratios like price-to-earnings (P/E) ratio, price-to-sales (P/S) ratio, and price-to-book (P/B) ratio help in understanding whether First Financial's stock is overvalued or undervalued compared to its peers.
- Examining First Financial's industry or sector and how it is performing can give you an idea of its growth potential and how it is positioned relative to its competitors.
- Evaluating First Financial's management team can have a significant impact on its success or failure. Reviewing the track record and experience of First Financial's management team can help you assess the Company's leadership.
- Pay attention to analyst opinions and ratings of First Financial's stock. These opinions can provide insight into First Financial's potential for growth and whether the stock is currently undervalued or overvalued.
Check out Investing Opportunities to better understand how to build diversified portfolios, which includes a position in First Financial Bankshares. Also, note that the market value of any company could be closely tied with the direction of predictive economic indicators such as signals in gross domestic product. To learn how to invest in First Stock, please use our How to Invest in First Financial guide.You can also try the Crypto Correlations module to use cryptocurrency correlation module to diversify your cryptocurrency portfolio across multiple coins.
Is Regional Banks space expected to grow? Or is there an opportunity to expand the business' product line in the future? Factors like these will boost the valuation of First Financial. If investors know First will grow in the future, the company's valuation will be higher. The financial industry is built on trying to define current growth potential and future valuation accurately. All the valuation information about First Financial listed above have to be considered, but the key to understanding future value is determining which factors weigh more heavily than others.
Quarterly Earnings Growth 0.16 | Dividend Share 0.72 | Earnings Share 1.62 | Revenue Per Share | Quarterly Revenue Growth 0.129 |
The market value of First Financial Bank is measured differently than its book value, which is the value of First that is recorded on the company's balance sheet. Investors also form their own opinion of First Financial's value that differs from its market value or its book value, called intrinsic value, which is First Financial's true underlying value. Investors use various methods to calculate intrinsic value and buy a stock when its market value falls below its intrinsic value. Because First Financial's market value can be influenced by many factors that don't directly affect First Financial's underlying business (such as a pandemic or basic market pessimism), market value can vary widely from intrinsic value.
Please note, there is a significant difference between First Financial's value and its price as these two are different measures arrived at by different means. Investors typically determine if First Financial is a good investment by looking at such factors as earnings, sales, fundamental and technical indicators, competition as well as analyst projections. However, First Financial's price is the amount at which it trades on the open market and represents the number that a seller and buyer find agreeable to each party.