First Financial Company Leadership
FFIN Stock | USD 36.75 0.48 1.32% |
About 80 percent of all First Financial's insiders are aggressively buying. The analysis of insiders' sentiment of trading First Financial Bankshares stock suggests that quite a few insiders are very bullish at this time. First Financial employs about 1.4 K people. The company is managed by 28 executives with a total tenure of roughly 25 years, averaging almost 0.0 years of service per executive, having 50.0 employees per reported executive.
Scott Dueser Chairman Chairman, CEO and President and Chairman of Executive Committee |
Kirk Thaxton Chairman Chairman and Presidentident and CEO, First Financial Trust & Asset Management Company |
First Financial's Insider Buying Vs Selling
80
Selling | Buying |
Latest Trades
2024-12-12 | F Scott Dueser | Disposed 25000 @ 40.73 | View | ||
2024-11-07 | Michael B Denny | Disposed 7000 @ 41.12 | View | ||
2024-06-14 | Johnny Trotter | Acquired 1000 @ 27.79 | View | ||
2024-06-06 | Sally Pope Davis | Acquired 1800 @ 28.75 | View | ||
2024-05-07 | Murray Hamilton Edwards | Acquired 750 @ 30.96 | View | ||
2024-05-03 | Michael B Denny | Acquired 600 @ 31.21 | View | ||
2024-05-01 | Robert Clark Nickles Jr | Acquired 593 @ 30.16 | View | ||
2024-04-29 | Johnny Trotter | Acquired 500 @ 29.65 | View | ||
2024-04-25 | Johnny Trotter | Acquired 1500 @ 30.22 | View | ||
2024-02-07 | Robert Clark Nickles Jr | Acquired 584 @ 30.47 | View |
Monitoring First Financial's insider sentiment can offer insights into its future performance, as insiders often have access to more information about their company's operations, financial health, and upcoming initiatives than the general public. However, it's essential to note that insider trading is regulated by securities laws, and insiders are required to disclose their trades publicly to ensure transparency and prevent unfair advantages based on non-public information.
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First Financial's Workforce Through the Years
Please note that employee historical analysis has become an increasingly important factor for investors assessing the risk associated with First Financial's future performance. Based on our forecasts, it is anticipated that First will maintain a workforce of about 1400 employees by January 2025.First Financial Management Team Effectiveness
The company has return on total asset (ROA) of 0.0157 % which means that it generated a profit of $0.0157 on every $100 spent on assets. This is way below average. Similarly, it shows a return on stockholder's equity (ROE) of 0.1428 %, meaning that it created $0.1428 on every $100 dollars invested by stockholders. First Financial's management efficiency ratios could be used to measure how well First Financial manages its routine affairs as well as how well it operates its assets and liabilities. As of the 25th of December 2024, Return On Equity is likely to grow to 0.15, while Return On Tangible Assets are likely to drop 0.01. At this time, First Financial's Total Assets are very stable compared to the past year. As of the 25th of December 2024, Non Current Assets Total is likely to grow to about 5.5 B, though Non Currrent Assets Other are likely to grow to (4.9 B).First Financial Quarterly Income Before Tax |
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First Financial Workforce Comparison
First Financial Bankshares is rated below average in number of employees category among its peers. The total workforce of Financials industry is currently estimated at about 35,378. First Financial holds roughly 1,400 in number of employees claiming about 4% of equities under Financials industry.
First Financial Profit Margins
The company has Profit Margin (PM) of 0.41 %, which maeans that even a very small decline in it revenue will erase profits resulting in a net loss. This is way below average. Similarly, it shows Operating Margin (OM) of 0.55 %, which suggests for every 100 dollars of sales, it generated a net operating income of $0.55.Current Value | Last Year | Change From Last Year | 10 Year Trend | ||||||
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Net Profit Margin | 0.26 | 0.4162 |
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Operating Profit Margin | 0.74 | 0.69 |
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Pretax Profit Margin | 0.36 | 0.5089 |
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Return On Assets | 0.0129 | 0.0152 |
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Return On Equity | 0.15 | 0.1327 |
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First Financial Insider Trading History
Some recent studies suggest that insider trading raises the cost of capital for securities issuers and decreases overall economic growth. Trading by specific First Financial insiders, such as employees or executives, is commonly permitted as long as it does not rely on First Financial's material information that is not in the public domain. Local jurisdictions usually require such trading to be reported in order to monitor insider transactions. In many U.S. states, trading conducted by corporate officers, key employees, directors, or significant shareholders must be reported to the regulator or publicly disclosed, usually within a few business days of the trade. In these cases, First Financial insiders must file a Form 4 with the U.S. Securities and Exchange Commission (SEC) when buying or selling shares of their own companies.
Buy/Sell Ratio | # Purchases Trades | # Sales Trades | Total Shares Purchased | Total Shares Sold | |
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2024-12-01 | 0.6 | 3 | 5 | 6,350 | 18,600 |
2024-09-01 | 1.5263 | 29 | 19 | 157,766 | 91,573 |
2024-06-01 | 11.0 | 22 | 2 | 37,018 | 1,650 |
2024-03-01 | 1.0 | 12 | 12 | 39,902 | 44,596 |
2023-12-01 | 0.8 | 12 | 15 | 19,314 | 33,312 |
2023-09-01 | 1.7647 | 30 | 17 | 111,418 | 14,108 |
2023-03-01 | 3.0 | 21 | 7 | 62,521 | 78,142 |
2022-12-01 | 0.4706 | 8 | 17 | 16,981 | 4,962 |
2022-09-01 | 2.2308 | 29 | 13 | 115,964 | 11,316 |
2022-06-01 | 11.0 | 22 | 2 | 62,233 | 2,152 |
2022-03-01 | 1.6667 | 20 | 12 | 71,873 | 53,522 |
2021-12-01 | 0.625 | 10 | 16 | 43,324 | 71,986 |
2021-09-01 | 7.0 | 35 | 5 | 91,232 | 9,997 |
2021-06-01 | 1.7778 | 16 | 9 | 48,605 | 119,080 |
2021-03-01 | 0.8889 | 8 | 9 | 54,189 | 88,976 |
2020-12-01 | 1.1875 | 19 | 16 | 36,147 | 36,904 |
2020-06-01 | 2.875 | 23 | 8 | 57,409 | 124,906 |
2020-03-01 | 3.5 | 28 | 8 | 176,992 | 60,750 |
2019-12-01 | 0.7419 | 23 | 31 | 155,926 | 790,477 |
2019-09-01 | 2.0 | 2 | 1 | 849.00 | 800.00 |
2019-06-01 | 6.8 | 34 | 5 | 120,572 | 17,000 |
2019-03-01 | 1.4444 | 13 | 9 | 31,825 | 26,650 |
2018-12-01 | 0.9231 | 12 | 13 | 14,778 | 12,458 |
2018-06-01 | 2.0 | 18 | 9 | 27,070 | 33,242 |
2018-03-01 | 2.25 | 9 | 4 | 29,799 | 22,173 |
2017-12-01 | 0.9286 | 13 | 14 | 15,241 | 54,868 |
2017-09-01 | 1.6667 | 5 | 3 | 5,483 | 15,000 |
2017-06-01 | 3.875 | 31 | 8 | 148,268 | 27,684 |
2017-03-01 | 1.7143 | 12 | 7 | 14,787 | 59,762 |
2016-12-01 | 2.2 | 11 | 5 | 347,680 | 44,663 |
2016-03-01 | 2.3333 | 14 | 6 | 29,125 | 16,200 |
2015-12-01 | 1.8571 | 13 | 7 | 131,727 | 75,577 |
2015-09-01 | 5.3333 | 16 | 3 | 25,970 | 14,200 |
2015-06-01 | 2.0 | 8 | 4 | 19,640 | 18,749 |
2015-03-01 | 1.0 | 5 | 5 | 12,700 | 12,700 |
2014-12-01 | 6.0 | 6 | 1 | 5,785 | 2,000 |
2014-06-01 | 0.375 | 3 | 8 | 3,239 | 112,000 |
2014-03-01 | 1.8333 | 22 | 12 | 30,145 | 61,406 |
2013-12-01 | 1.1429 | 8 | 7 | 39,000 | 13,000 |
2013-09-01 | 1.0 | 7 | 7 | 5,500 | 67,904 |
2013-06-01 | 2.0 | 2 | 1 | 1,218 | 0.00 |
2013-03-01 | 14.0 | 14 | 1 | 31,599 | 3,000 |
2012-12-01 | 1.0 | 5 | 5 | 135,577 | 47,600 |
2012-09-01 | 0.3333 | 1 | 3 | 442.00 | 592.00 |
2012-06-01 | 4.3333 | 13 | 3 | 13,368 | 700.00 |
2012-03-01 | 1.6667 | 5 | 3 | 4,400 | 1,749 |
2011-12-01 | 15.0 | 15 | 1 | 87,308 | 0.00 |
2011-09-01 | 9.5 | 19 | 2 | 36,200 | 150.00 |
2011-06-01 | 1.0 | 3 | 3 | 1,500 | 8,000 |
2011-03-01 | 2.125 | 17 | 8 | 11,393 | 11,134 |
2010-12-01 | 2.3333 | 7 | 3 | 6,800 | 40,500 |
2010-09-01 | 3.0 | 3 | 1 | 3,332 | 1,332 |
2010-06-01 | 6.5 | 13 | 2 | 3,985 | 200.00 |
2010-03-01 | 1.3333 | 8 | 6 | 4,797 | 9,121 |
2009-12-01 | 2.0 | 6 | 3 | 1,907 | 7,138 |
2009-09-01 | 1.2 | 6 | 5 | 4,705 | 15,566 |
2009-06-01 | 5.5 | 11 | 2 | 17,812 | 667.00 |
2009-03-01 | 2.0 | 8 | 4 | 3,045 | 7,416 |
2008-12-01 | 1.25 | 5 | 4 | 827.00 | 7,607 |
2008-09-01 | 1.0 | 6 | 6 | 171,394 | 11,942 |
2008-06-01 | 1.25 | 5 | 4 | 3,133 | 12,199 |
2008-03-01 | 5.0 | 10 | 2 | 14,008 | 581.00 |
2007-09-01 | 1.0 | 5 | 5 | 4,822 | 30,525 |
2007-06-01 | 4.0 | 12 | 3 | 28,303 | 2,333 |
2007-03-01 | 2.8 | 14 | 5 | 34,802 | 10,217 |
2006-12-01 | 3.0 | 3 | 1 | 292.00 | 200.00 |
2006-06-01 | 1.625 | 13 | 8 | 6,203 | 5,370 |
2006-03-01 | 9.0 | 9 | 1 | 24,652 | 266.00 |
2005-12-01 | 1.5 | 3 | 2 | 1,543 | 1,043 |
2005-09-01 | 2.5 | 5 | 2 | 5,787 | 2,322 |
2005-06-01 | 2.75 | 11 | 4 | 22,784 | 1,167 |
2005-03-01 | 3.5 | 7 | 2 | 14,378 | 380.00 |
2004-12-01 | 1.0 | 2 | 2 | 3,099 | 3,099 |
2004-06-01 | 1.6667 | 5 | 3 | 5,828 | 2,328 |
2004-03-01 | 5.0 | 5 | 1 | 2,094 | 100.00 |
2003-12-01 | 1.0 | 1 | 1 | 756.00 | 756.00 |
2003-09-01 | 0.4 | 2 | 5 | 3,000 | 11,387 |
First Financial Notable Stakeholders
A First Financial stakeholder refers to an individual interested in an outcome of the business. Different stakeholders have different interests, and companies such as First Financial often face trade-offs trying to please all of them. First Financial's stakeholders can have a positive or negative influence on the entity's direction, and there are a lot of executives involved in getting First Financial's stock to the level that pleases all shareholders. Keeping track of the stakeholders is a great way to stay on top of things affecting its ongoing price.
Scott Dueser | Chairman, CEO and President and Chairman of Executive Committee | Profile | |
Kirk Thaxton | Chairman and Presidentident and CEO, First Financial Trust & Asset Management Company | Profile | |
Daniel Neely | Treasury President | Profile | |
Michelle CPA | CFO, EVP | Profile | |
Michelle Hickox | CFO, EVP | Profile | |
Isabel Montoya | Executive Operations | Profile | |
John Ruzicka | Executive Officer | Profile | |
Lawrence Kentz | Chief Officer | Profile | |
Cynthia Suarez | Executive Officer | Profile | |
Timothy Longhofer | Executive Officer | Profile | |
Ronald II | Executive Officer | Profile | |
Javier Jurado | Executive Executive | Profile | |
CPA CPA | Ex Officer | Profile | |
Keith Morton | Executive Administration | Profile | |
Eric Bonnell | Senior Management | Profile | |
Rett Everett | Executive Administration | Profile | |
Bob Goodner | Senior Compliance | Profile | |
Josh CPL | Senior Resources | Profile | |
David Bailey | Executive Officer | Profile | |
Chris Cook | Ex Marketing | Profile | |
Kyle CPA | Executive Officer | Profile | |
Patricia Schulz | Ex HR | Profile | |
Mike Parker | Executive Officer | Profile | |
Tommy Barrow | VP Lending | Profile | |
James Gordon | CFO, VP | Profile | |
Megan Dobbs | Executive Advertising | Profile | |
Brian Goodrich | Executive Counsel | Profile | |
Courtney Jordan | Senior Education | Profile |
About First Financial Management Performance
The success or failure of an entity such as First Financial Bank often depends on how effective the management is. First Financial management team is responsible for propelling the future growth in the right direction and administering and controlling the business activities and accounting for the results. Ineffective management usually contributes to failure in the company's future performance for all stakeholders equally, but most importantly, for investors. So it is important to measure the effectiveness of First management before purchasing its stock. In many ways, it's all about finding the answer to one important question - Are they doing the right thing right now? How would we assess whether the First management is utilizing all available resources in the best possible way? Also, how well is the company doing relative to others in its sector and the market as a whole? The answer can be found by analyzing a few important fundamental indicators such as return on assets and return on equity.
Last Reported | Projected for Next Year | ||
Return On Tangible Assets | 0.02 | 0.01 | |
Return On Capital Employed | 0.04 | 0.04 | |
Return On Assets | 0.02 | 0.01 | |
Return On Equity | 0.13 | 0.15 |
First Financial Workforce Analysis
Traditionally, organizations such as First Financial use manpower efficiency calculations for various incentive schemes, employee appraisal, or as an initiative to improve the processes. However, it can also be used by investors to make long-term investment decisions. The trends in the profit per employee or revenue per employee are measured by net income or revenue divided by the current number of full-time employees over a given time interval. Because workforce needs differ across sectors, these ratios could be used to compare First Financial within its industry.First Financial Manpower Efficiency
Return on First Financial Manpower
Revenue Per Employee | 453.2K | |
Revenue Per Executive | 22.7M | |
Net Income Per Employee | 142.1K | |
Net Income Per Executive | 7.1M |
Check out Investing Opportunities to better understand how to build diversified portfolios, which includes a position in First Financial Bankshares. Also, note that the market value of any company could be closely tied with the direction of predictive economic indicators such as signals in gross domestic product. To learn how to invest in First Stock, please use our How to Invest in First Financial guide.You can also try the Crypto Correlations module to use cryptocurrency correlation module to diversify your cryptocurrency portfolio across multiple coins.
Is Regional Banks space expected to grow? Or is there an opportunity to expand the business' product line in the future? Factors like these will boost the valuation of First Financial. If investors know First will grow in the future, the company's valuation will be higher. The financial industry is built on trying to define current growth potential and future valuation accurately. All the valuation information about First Financial listed above have to be considered, but the key to understanding future value is determining which factors weigh more heavily than others.
Quarterly Earnings Growth 0.115 | Dividend Share 0.72 | Earnings Share 1.45 | Revenue Per Share 3.574 | Quarterly Revenue Growth 0.112 |
The market value of First Financial Bank is measured differently than its book value, which is the value of First that is recorded on the company's balance sheet. Investors also form their own opinion of First Financial's value that differs from its market value or its book value, called intrinsic value, which is First Financial's true underlying value. Investors use various methods to calculate intrinsic value and buy a stock when its market value falls below its intrinsic value. Because First Financial's market value can be influenced by many factors that don't directly affect First Financial's underlying business (such as a pandemic or basic market pessimism), market value can vary widely from intrinsic value.
Please note, there is a significant difference between First Financial's value and its price as these two are different measures arrived at by different means. Investors typically determine if First Financial is a good investment by looking at such factors as earnings, sales, fundamental and technical indicators, competition as well as analyst projections. However, First Financial's price is the amount at which it trades on the open market and represents the number that a seller and buyer find agreeable to each party.