Unitedhealth Group Incorporated Stock Buy Hold or Sell Recommendation
| UNH Stock | USD 605.83 14.96 2.53% |
Considering the 90-day investment horizon and your slightly conservative level of risk, our recommendation regarding UnitedHealth Group Incorporated is 'Hold'. The recommendation algorithm takes into account all of UnitedHealth Group's available fundamental, technical, and predictive indicators you will find on this site.
Check out UnitedHealth Group Analyst Recommendation to compare Macroaxis Buy or Sell Recommendation with the current analyst consensus. To check ratings for multiple equity instruments, please use the Instant Ratings tool. In addition, we conduct extensive research on individual companies such as UnitedHealth and provide practical buy, sell, or hold advice based on investors' investing horizon and their risk tolerance towards UnitedHealth Group Incorporated. Also, note that the market value of any company could be closely tied with the direction of predictive economic indicators such as signals in board of governors.
UnitedHealth |
Execute UnitedHealth Group Buy or Sell Advice
The UnitedHealth recommendation should be used to complement the buy-or-sell advice compiled from the current analysts' consensus on UnitedHealth Group Incorporated. Macroaxis does not own or have any residual interests in UnitedHealth Group Incorporated or other equities on which the buy-or-sell advice is provided. Please provide your input below to execute UnitedHealth Group's advice using the current market data and latest reported fundamentals.
Time Horizon
Risk Tolerance
 |  |
Hold
Market Performance | Insignificant | Details | |
Volatility | Very steady | Details | |
Hype Condition | Low key | Details | |
Current Valuation | Overvalued | Details | |
Odds Of Distress | Low | Details | |
Economic Sensitivity | Almost mirrors the market | Details | |
Investor Sentiment | Interested | Details | |
Analyst Consensus | Strong Buy | Details | |
Financial Leverage | Not Rated | Details | |
Reporting Quality (M-Score) | Unavailable | Details |
UnitedHealth Group Trading Alerts and Improvement Suggestions
| UnitedHealth Group Incorporated has 62.54 B in debt with debt to equity (D/E) ratio of 0.59, which is OK given its current industry classification. UnitedHealth Group has a current ratio of 0.76, suggesting that it has not enough short term capital to pay financial commitments when the payables are due. Note however, debt could still be an excellent tool for UnitedHealth to invest in growth at high rates of return. | |
| Over 90.0% of UnitedHealth Group outstanding shares are owned by institutional investors | |
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UnitedHealth Group Returns Distribution Density
The distribution of UnitedHealth Group's historical returns is an attempt to chart the uncertainty of UnitedHealth Group's future price movements. The chart of the probability distribution of UnitedHealth Group daily returns describes the distribution of returns around its average expected value. We use UnitedHealth Group Incorporated price's Value At Risk and its Upside Potential as a relative measure of the distribution. The graph of the distribution of UnitedHealth Group returns is essential to provide solid investment advice for UnitedHealth Group.
| Mean Return | 0.07 | Value At Risk | -1.9 | Potential Upside | 2.53 | Standard Deviation | 1.67 |
Return Density |
| Distribution |
Investment risk management requires an estimate of the probability of extreme price changes. Therefore, the correct representation of the distribution of UnitedHealth Group historical returns presented in an easy-to-digest graphical form helps investors and money managers understand the risk-reward trade-off of different investement strategies.
UnitedHealth Stock Institutional Investors
| Shares | Capital Research & Mgmt Co - Division 3 | 2024-09-30 | 14.7 M | Norges Bank | 2024-06-30 | 11.7 M | Royal Bank Of Canada | 2024-06-30 | 8.5 M | Northern Trust Corp | 2024-09-30 | 8.4 M | Legal & General Group Plc | 2024-06-30 | 8.3 M | Franklin Resources Inc | 2024-09-30 | 8.2 M | Wells Fargo & Co | 2024-06-30 | 8.2 M | Bank Of New York Mellon Corp | 2024-06-30 | 8 M | Alliancebernstein L.p. | 2024-06-30 | 7.9 M | Vanguard Group Inc | 2024-09-30 | 85 M | Blackrock Inc | 2024-06-30 | 73.4 M |
UnitedHealth Group Greeks
Most traded equities are subject to two types of risk - systematic (i.e., market) and unsystematic (i.e., nonmarket or company-specific) risk. Unsystematic risk is the risk that events specific to UnitedHealth Group or Health Care Providers & Services sector will adversely affect the stock's price. This type of risk can be diversified away by owning several different stocks in different industries whose stock prices have shown a small correlation to each other. On the other hand, systematic risk is the risk that UnitedHealth Group's price will be affected by overall stock market movements and cannot be diversified away. So, no matter how many positions you have, you cannot eliminate market risk. However, you can measure a UnitedHealth stock's historical response to market movements and buy it if you are comfortable with its volatility direction. Beta and standard deviation are two commonly used measures to help you make the right decision.
α | Alpha over Dow Jones | -0.05 | |
β | Beta against Dow Jones | 0.98 | |
σ | Overall volatility | 1.71 | |
Ir | Information ratio | -0.03 |
UnitedHealth Group Volatility Alert
UnitedHealth Group Incorporated has relatively low volatility with skewness of -1.16 and kurtosis of 9.08. Understanding different market volatility trends often help investors to time the market. Properly using volatility indicators enable traders to measure UnitedHealth Group's stock risk against market volatility during both bullish and bearish trends. The higher level of volatility that comes with bear markets can directly impact UnitedHealth Group's stock price while adding stress to investors as they watch their shares' value plummet. This usually forces investors to rebalance their portfolios by buying different financial instruments as prices fall.UnitedHealth Group Fundamentals Vs Peers
Comparing UnitedHealth Group's fundamentals to the average values of its peers is one of the most widely used and accepted methods of equity analyses. It helps to analyze UnitedHealth Group's direct or indirect competition across all of the common fundamentals between UnitedHealth Group and the related equities. This way, we can detect undervalued stocks with similar characteristics as UnitedHealth Group or determine the stocks which would be an excellent addition to an existing portfolio. Peer analysis of UnitedHealth Group's fundamental indicators could also be used in its relative valuation, which is a method of valuing UnitedHealth Group by comparing valuation metrics with those of similar companies.
| Better Than Average | Worse Than Average | Compare UnitedHealth Group to competition |
| Fundamentals | UnitedHealth Group | Peer Average |
| Return On Equity | 0.15 | -0.31 |
| Return On Asset | 0.0692 | -0.14 |
| Profit Margin | 0.04 % | (1.27) % |
| Operating Margin | 0.09 % | (5.51) % |
| Current Valuation | 598.41 B | 16.62 B |
| Shares Outstanding | 920.28 M | 571.82 M |
| Shares Owned By Insiders | 0.23 % | 10.09 % |
| Shares Owned By Institutions | 90.10 % | 39.21 % |
| Number Of Shares Shorted | 7.06 M | 4.71 M |
| Price To Earning | 26.34 X | 28.72 X |
| Price To Book | 5.90 X | 9.51 X |
| Price To Sales | 1.42 X | 11.42 X |
| Revenue | 367.53 B | 9.43 B |
| Gross Profit | 79.62 B | 27.38 B |
| EBITDA | 32.52 B | 3.9 B |
| Net Income | 22.38 B | 570.98 M |
| Cash And Equivalents | 27.91 B | 2.7 B |
| Cash Per Share | 45.51 X | 5.01 X |
| Total Debt | 62.54 B | 5.32 B |
| Debt To Equity | 0.59 % | 48.70 % |
| Current Ratio | 0.78 X | 2.16 X |
| Book Value Per Share | 102.42 X | 1.93 K |
| Cash Flow From Operations | 29.07 B | 971.22 M |
| Short Ratio | 2.20 X | 4.00 X |
| Earnings Per Share | 15.39 X | 3.12 X |
| Price To Earnings To Growth | 1.64 X | 4.89 X |
| Target Price | 623.93 | |
| Number Of Employees | 440 K | 18.84 K |
| Beta | 0.59 | -0.15 |
| Market Capitalization | 557.54 B | 19.03 B |
| Total Asset | 273.72 B | 29.47 B |
| Retained Earnings | 95.77 B | 9.33 B |
| Working Capital | (20.62 B) | 1.48 B |
Note: Disposition of 10712 shares by Cianfrocco Heather of UnitedHealth Group at 327.64 subject to Rule 16b-3 [view details]
UnitedHealth Group Market Momentum
Traders often use several daily momentume indicators to supplement a more traditional technical analysis when analyzing securities such as UnitedHealth . With many different options, investors must choose the best indicators for them and familiarize themselves with how they work. We suggest combining traditional momentum indicators with more near-term forms of technical analysis such as Accumulation Distribution or Daily Balance Of Power. With their quantitative nature, daily value technical indicators can also be incorporated into your automated trading systems.
| Accumulation Distribution | 0.0243 | |||
| Daily Balance Of Power | 1.008766 | |||
| Rate Of Daily Change | 1.03 | |||
| Day Median Price | 602.42 | |||
| Day Typical Price | 603.56 | |||
| Market Facilitation Index | 14.83 | |||
| Price Action Indicator | 10.89 | |||
| Period Momentum Indicator | 14.96 |
About UnitedHealth Group Buy or Sell Advice
When is the right time to buy or sell UnitedHealth Group Incorporated? Buying financial instruments such as UnitedHealth Stock isn't very hard. However, what challenging for most investors is doing it at the right time to beat the market. Proper market timing is something most people cannot do without sophisticated tools, which help to isolate the right opportunities. Macroaxis provides hands-on modules to deliver winning trades and diversify your portfolios on a daily basis. Most of our advising modules are very easy to use and apply.
Please read more on our stock advisor page.
Use Investing Ideas to Build Portfolios
In addition to having UnitedHealth Group in your portfolios, you can quickly add positions using our predefined set of ideas and optimize them against your very unique investing style. A single investing idea is a collection of funds, stocks, ETFs, or cryptocurrencies that are programmatically selected from a pull of investment themes. After you determine your investment opportunity, you can then find an optimal portfolio that will maximize potential returns on the chosen idea or minimize its exposure to market volatility.Did You Try This Idea?
Run Health Management Thematic Idea Now
Health Management
Major hospitals and healthcare providers. The Health Management theme has 48 constituents at this time.
You can either use a buy-and-hold strategy to lock in the entire theme or actively trade it to take advantage of the short-term price volatility of individual constituents. Macroaxis can help you discover thousands of investment opportunities in different asset classes. In addition, you can partner with us for reliable portfolio optimization as you plan to utilize Health Management Theme or any other thematic opportunities.
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Check out UnitedHealth Group Analyst Recommendation to compare Macroaxis Buy or Sell Recommendation with the current analyst consensus. To check ratings for multiple equity instruments, please use the Instant Ratings tool. You can also try the Instant Ratings module to determine any equity ratings based on digital recommendations. Macroaxis instant equity ratings are based on combination of fundamental analysis and risk-adjusted market performance.
Is Health Care Providers & Services space expected to grow? Or is there an opportunity to expand the business' product line in the future? Factors like these will boost the valuation of UnitedHealth Group. If investors know UnitedHealth will grow in the future, the company's valuation will be higher. The financial industry is built on trying to define current growth potential and future valuation accurately. All the valuation information about UnitedHealth Group listed above have to be considered, but the key to understanding future value is determining which factors weigh more heavily than others.
Quarterly Earnings Growth 0.043 | Dividend Share 7.96 | Earnings Share 15.39 | Revenue Per Share 427.221 | Quarterly Revenue Growth 0.092 |
The market value of UnitedHealth Group is measured differently than its book value, which is the value of UnitedHealth that is recorded on the company's balance sheet. Investors also form their own opinion of UnitedHealth Group's value that differs from its market value or its book value, called intrinsic value, which is UnitedHealth Group's true underlying value. Investors use various methods to calculate intrinsic value and buy a stock when its market value falls below its intrinsic value. Because UnitedHealth Group's market value can be influenced by many factors that don't directly affect UnitedHealth Group's underlying business (such as a pandemic or basic market pessimism), market value can vary widely from intrinsic value.
Please note, there is a significant difference between UnitedHealth Group's value and its price as these two are different measures arrived at by different means. Investors typically determine if UnitedHealth Group is a good investment by looking at such factors as earnings, sales, fundamental and technical indicators, competition as well as analyst projections. However, UnitedHealth Group's price is the amount at which it trades on the open market and represents the number that a seller and buyer find agreeable to each party.