Bayfirst Financial Corp Stock Buy Hold or Sell Recommendation
| BAFN Stock | USD 13.71 0.28 2.08% |
Given the investment horizon of 90 days and your above-average risk tolerance, our recommendation regarding Bayfirst Financial Corp is 'Hold'. The recommendation algorithm takes into account all of Bayfirst Financial's available fundamental, technical, and predictive indicators you will find on this site.
Check out Bayfirst Financial Analyst Recommendation to compare Macroaxis Buy or Sell Recommendation with the current analyst consensus. To check ratings for multiple equity instruments, please use the Instant Ratings tool. In addition, we conduct extensive research on individual companies such as Bayfirst and provide practical buy, sell, or hold advice based on investors' investing horizon and their risk tolerance towards Bayfirst Financial Corp. Also, note that the market value of any company could be closely tied with the direction of predictive economic indicators such as signals in census.
Bayfirst |
Execute Bayfirst Financial Buy or Sell Advice
The Bayfirst recommendation should be used to complement the buy-or-sell advice compiled from the current analysts' consensus on Bayfirst Financial Corp. Macroaxis does not own or have any residual interests in Bayfirst Financial Corp or other equities on which the buy-or-sell advice is provided. Please provide your input below to execute Bayfirst Financial's advice using the current market data and latest reported fundamentals.
Time Horizon
Risk Tolerance
 |  |
Hold
Market Performance | Insignificant | Details | |
Volatility | Not too volatile | Details | |
Hype Condition | Low key | Details | |
Current Valuation | Fairly Valued | Details | |
Odds Of Distress | Low | Details | |
Economic Sensitivity | Barely shadows the market | Details | |
Investor Sentiment | Interested | Details | |
Analyst Consensus | Not Available | Details | |
Financial Strenth (F Score) | Frail | Details | |
Financial Leverage | Not Rated | Details | |
Reporting Quality (M-Score) | Unlikely Manipulator | Details |
Bayfirst Financial Trading Alerts and Improvement Suggestions
| Bayfirst Financial Corp currently holds about 74.35 M in cash with (24.95 M) of positive cash flow from operations. This results in cash-per-share (CPS) ratio of 18.45, which can makes it an attractive takeover target, given it will continue generating positive cash flow. | |
| Bayfirst Financial has a frail financial position based on the latest SEC disclosures | |
| Roughly 15.0% of the company shares are held by company insiders | |
| Latest headline from MacroaxisInsider: Acquisition by Harris Alexander Octavius of 107 shares of Bayfirst Financial at 14.0 subject to Rule 16b-3 |
Bayfirst Financial Returns Distribution Density
The distribution of Bayfirst Financial's historical returns is an attempt to chart the uncertainty of Bayfirst Financial's future price movements. The chart of the probability distribution of Bayfirst Financial daily returns describes the distribution of returns around its average expected value. We use Bayfirst Financial Corp price's Value At Risk and its Upside Potential as a relative measure of the distribution. The graph of the distribution of Bayfirst Financial returns is essential to provide solid investment advice for Bayfirst Financial.
| Mean Return | 0.12 | Value At Risk | -2.59 | Potential Upside | 5.23 | Standard Deviation | 2.13 |
Return Density |
| Distribution |
Investment risk management requires an estimate of the probability of extreme price changes. Therefore, the correct representation of the distribution of Bayfirst Financial historical returns presented in an easy-to-digest graphical form helps investors and money managers understand the risk-reward trade-off of different investement strategies.
Bayfirst Stock Institutional Investors
Have you ever been surprised when a price of an equity instrument, such as Bayfirst Financial, soars without any apparent reason. This usually happens because many institutional investors are aggressively trading Bayfirst Financial Corp back and forth among themselves. Companies that invest excess capital in these types of assets may also be included in this term and can influence corporate governance by exercising voting rights in their investments.
| Shares | Northern Trust Corp | 2024-06-30 | 10.5 K | Tower Research Capital Llc | 2024-06-30 | 779 | Royal Bank Of Canada | 2024-06-30 | 90.0 | Bank Of America Corp | 2024-06-30 | 29.0 | Wells Fargo & Co | 2024-06-30 | 0.0 | Kennedy Capital Management Inc | 2024-06-30 | 0.0 | Banc Funds Co Llc | 2024-06-30 | 150.3 K | First Manhattan Co. Llc | 2024-06-30 | 139 K | Vanguard Group Inc | 2024-06-30 | 57.6 K | Honkamp Krueger Financial Services Inc | 2024-06-30 | 56.1 K | Salzhauer Michael | 2024-09-30 | 55.1 K |
Bayfirst Financial Cash Flow Accounts
| 2019 | 2020 | 2021 | 2022 | 2023 | 2024 (projected) | ||
| Change In Cash | 81.7M | (55.2M) | 54.3M | (43.7M) | (7.7M) | (7.3M) | |
| Free Cash Flow | (45.8M) | (110.8M) | 87.9M | 432.2M | (32.5M) | (30.9M) | |
| Other Non Cash Items | (51.2M) | (118.0M) | 69.0M | 427.5M | (29.0M) | (27.6M) | |
| Dividends Paid | 1.3M | 1.8M | 2.1M | 2.1M | 2.3M | 1.3M | |
| Capital Expenditures | 7.3M | 3.0M | 13.3M | 8.1M | 7.6M | 8.0M | |
| Net Income | 4.5M | 12.7M | 24.6M | 5.5M | 5.9M | 5.7M | |
| End Period Cash Flow | 110.6M | 55.4M | 109.7M | 66.0M | 58.4M | 36.3M | |
| Depreciation | 5.1M | 5.1M | 4.7M | 5.0M | 2.2M | 3.6M | |
| Investments | 1.2M | 2.0K | (31.5M) | (74.9M) | (611.6M) | (581.1M) |
Bayfirst Financial Greeks
Most traded equities are subject to two types of risk - systematic (i.e., market) and unsystematic (i.e., nonmarket or company-specific) risk. Unsystematic risk is the risk that events specific to Bayfirst Financial or Banks sector will adversely affect the stock's price. This type of risk can be diversified away by owning several different stocks in different industries whose stock prices have shown a small correlation to each other. On the other hand, systematic risk is the risk that Bayfirst Financial's price will be affected by overall stock market movements and cannot be diversified away. So, no matter how many positions you have, you cannot eliminate market risk. However, you can measure a Bayfirst stock's historical response to market movements and buy it if you are comfortable with its volatility direction. Beta and standard deviation are two commonly used measures to help you make the right decision.
α | Alpha over Dow Jones | 0.11 | |
β | Beta against Dow Jones | 0.04 | |
σ | Overall volatility | 2.14 | |
Ir | Information ratio | -0.03 |
Bayfirst Financial Volatility Alert
Bayfirst Financial Corp has relatively low volatility with skewness of 1.08 and kurtosis of 1.49. Understanding different market volatility trends often help investors to time the market. Properly using volatility indicators enable traders to measure Bayfirst Financial's stock risk against market volatility during both bullish and bearish trends. The higher level of volatility that comes with bear markets can directly impact Bayfirst Financial's stock price while adding stress to investors as they watch their shares' value plummet. This usually forces investors to rebalance their portfolios by buying different financial instruments as prices fall.Bayfirst Financial Fundamentals Vs Peers
Comparing Bayfirst Financial's fundamentals to the average values of its peers is one of the most widely used and accepted methods of equity analyses. It helps to analyze Bayfirst Financial's direct or indirect competition across all of the common fundamentals between Bayfirst Financial and the related equities. This way, we can detect undervalued stocks with similar characteristics as Bayfirst Financial or determine the stocks which would be an excellent addition to an existing portfolio. Peer analysis of Bayfirst Financial's fundamental indicators could also be used in its relative valuation, which is a method of valuing Bayfirst Financial by comparing valuation metrics with those of similar companies.
| Better Than Average | Worse Than Average | Compare Bayfirst Financial to competition |
| Fundamentals | Bayfirst Financial | Peer Average |
| Return On Equity | 0.0464 | -0.31 |
| Return On Asset | 0.0038 | -0.14 |
| Profit Margin | 0.06 % | (1.27) % |
| Operating Margin | 0.1 % | (5.51) % |
| Current Valuation | 25.95 M | 16.62 B |
| Shares Outstanding | 4.13 M | 571.82 M |
| Shares Owned By Insiders | 15.13 % | 10.09 % |
| Shares Owned By Institutions | 15.89 % | 39.21 % |
| Number Of Shares Shorted | 18.54 K | 4.71 M |
| Price To Earning | 2.61 X | 28.72 X |
| Price To Book | 0.65 X | 9.51 X |
| Price To Sales | 0.74 X | 11.42 X |
| Revenue | 102.55 M | 9.43 B |
| Gross Profit | 62.25 M | 27.38 B |
| EBITDA | (213 K) | 3.9 B |
| Net Income | 5.92 M | 570.98 M |
| Cash And Equivalents | 74.35 M | 2.7 B |
| Cash Per Share | 18.45 X | 5.01 X |
| Total Debt | 20.96 M | 5.32 B |
| Book Value Per Share | 20.94 X | 1.93 K |
| Cash Flow From Operations | (24.95 M) | 971.22 M |
| Short Ratio | 2.53 X | 4.00 X |
| Earnings Per Share | 0.74 X | 3.12 X |
| Number Of Employees | 295 | 18.84 K |
| Beta | 0.99 | -0.15 |
| Market Capitalization | 56.6 M | 19.03 B |
| Total Asset | 1.12 B | 29.47 B |
| Retained Earnings | 34.4 M | 9.33 B |
| Annual Yield | 0.02 % | |
| Net Asset | 1.12 B | |
| Last Dividend Paid | 0.32 |
Note: Acquisition by Harris Alexander Octavius of 107 shares of Bayfirst Financial at 14.0 subject to Rule 16b-3 [view details]
Bayfirst Financial Market Momentum
Traders often use several daily momentume indicators to supplement a more traditional technical analysis when analyzing securities such as Bayfirst . With many different options, investors must choose the best indicators for them and familiarize themselves with how they work. We suggest combining traditional momentum indicators with more near-term forms of technical analysis such as Accumulation Distribution or Daily Balance Of Power. With their quantitative nature, daily value technical indicators can also be incorporated into your automated trading systems.
About Bayfirst Financial Buy or Sell Advice
When is the right time to buy or sell Bayfirst Financial Corp? Buying financial instruments such as Bayfirst Stock isn't very hard. However, what challenging for most investors is doing it at the right time to beat the market. Proper market timing is something most people cannot do without sophisticated tools, which help to isolate the right opportunities. Macroaxis provides hands-on modules to deliver winning trades and diversify your portfolios on a daily basis. Most of our advising modules are very easy to use and apply.
Please read more on our stock advisor page.
Use Investing Ideas to Build Portfolios
In addition to having Bayfirst Financial in your portfolios, you can quickly add positions using our predefined set of ideas and optimize them against your very unique investing style. A single investing idea is a collection of funds, stocks, ETFs, or cryptocurrencies that are programmatically selected from a pull of investment themes. After you determine your investment opportunity, you can then find an optimal portfolio that will maximize potential returns on the chosen idea or minimize its exposure to market volatility.Did You Try This Idea?
Run Wholesale Thematic Idea Now
Wholesale
Fama and French investing themes focus on testing asset pricing under different economic assumptions. The Wholesale theme has 61 constituents at this time.
You can either use a buy-and-hold strategy to lock in the entire theme or actively trade it to take advantage of the short-term price volatility of individual constituents. Macroaxis can help you discover thousands of investment opportunities in different asset classes. In addition, you can partner with us for reliable portfolio optimization as you plan to utilize Wholesale Theme or any other thematic opportunities.
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Check out Bayfirst Financial Analyst Recommendation to compare Macroaxis Buy or Sell Recommendation with the current analyst consensus. To check ratings for multiple equity instruments, please use the Instant Ratings tool. You can also try the Stock Tickers module to use high-impact, comprehensive, and customizable stock tickers that can be easily integrated to any websites.
Is Regional Banks space expected to grow? Or is there an opportunity to expand the business' product line in the future? Factors like these will boost the valuation of Bayfirst Financial. If investors know Bayfirst will grow in the future, the company's valuation will be higher. The financial industry is built on trying to define current growth potential and future valuation accurately. All the valuation information about Bayfirst Financial listed above have to be considered, but the key to understanding future value is determining which factors weigh more heavily than others.
Quarterly Earnings Growth (0.56) | Dividend Share 0.32 | Earnings Share 0.74 | Revenue Per Share 30.056 | Quarterly Revenue Growth (0.07) |
The market value of Bayfirst Financial Corp is measured differently than its book value, which is the value of Bayfirst that is recorded on the company's balance sheet. Investors also form their own opinion of Bayfirst Financial's value that differs from its market value or its book value, called intrinsic value, which is Bayfirst Financial's true underlying value. Investors use various methods to calculate intrinsic value and buy a stock when its market value falls below its intrinsic value. Because Bayfirst Financial's market value can be influenced by many factors that don't directly affect Bayfirst Financial's underlying business (such as a pandemic or basic market pessimism), market value can vary widely from intrinsic value.
Please note, there is a significant difference between Bayfirst Financial's value and its price as these two are different measures arrived at by different means. Investors typically determine if Bayfirst Financial is a good investment by looking at such factors as earnings, sales, fundamental and technical indicators, competition as well as analyst projections. However, Bayfirst Financial's price is the amount at which it trades on the open market and represents the number that a seller and buyer find agreeable to each party.