Flushing Financial Statements From 2010 to 2025

FFIC Stock  USD 12.19  0.04  0.33%   
Flushing Financial's financial statements offer valuable quarterly and annual insights to potential investors, highlighting the company's current and historical financial position, overall management performance, and changes in financial standing over time. Key fundamentals influencing Flushing Financial's valuation are provided below:
Gross Profit
124 M
Profit Margin
(0.36)
Market Capitalization
410.4 M
Enterprise Value Revenue
6.4504
Revenue
124 M
We have found one hundred twenty available fundamental signals for Flushing Financial, which can be analyzed and compared to other ratios and to its rivals. Investors should ensure to verify all of Flushing Financial's prevailing performance against the performance from 2010 to 2025 to make sure the company is sustainable down the road. As of July 16, 2025, Market Cap is expected to decline to about 154.7 M

Flushing Financial Total Revenue

225.88 Million

Check Flushing Financial financial statements over time to gain insight into future company performance. You can evaluate financial statements to find patterns among Flushing Financial's main balance sheet or income statement drivers, such as Depreciation And Amortization of 4.3 M, Interest Expense of 297.5 M or Selling General Administrative of 102.6 M, as well as many indicators such as Price To Sales Ratio of 1.68, Dividend Yield of 0.0639 or PTB Ratio of 0.56. Flushing financial statements analysis is a perfect complement when working with Flushing Financial Valuation or Volatility modules.
  
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Check out the analysis of Flushing Financial Correlation against competitors.
For information on how to trade Flushing Stock refer to our How to Trade Flushing Stock guide.

Flushing Financial Balance Sheet

Current ValueLast YearHistorical Average 10 Year Trend
Total Assets4.8 BB6.1 B
Slightly volatile
Short and Long Term Debt Total925.3 M962.5 MB
Slightly volatile
Other Current Liabilities7.5 B7.2 B4.7 B
Slightly volatile
Total Current Liabilities7.5 B7.2 B4.8 B
Slightly volatile
Total Stockholder Equity404.6 M724.5 M519 M
Slightly volatile
Property Plant And Equipment Net66.8 M63.7 M42.9 M
Slightly volatile
Net Debt864.6 M853.1 M927.6 M
Pretty Stable
Retained Earnings277 M492 M361.8 M
Slightly volatile
Cash56.6 M109.4 M69.4 M
Slightly volatile
Non Current Assets Total4.1 B7.4 BB
Slightly volatile
Cash And Short Term Investments1.6 B1.6 B889.4 M
Slightly volatile
Net Receivables65.1 M62 M31.4 M
Slightly volatile
Common Stock Shares Outstanding28 M29.9 M29.5 M
Pretty Stable
Liabilities And Stockholders Equity4.8 BB6.1 B
Slightly volatile
Non Current Liabilities Total884.3 M1.1 BB
Slightly volatile
Other Stockholder Equity136.3 M225 M165.9 M
Pretty Stable
Total Liabilities4.4 B8.3 B5.6 B
Slightly volatile
Property Plant And Equipment Gross139.8 M133.2 M55.9 M
Slightly volatile
Total Current Assets1.7 B1.6 B1.2 B
Very volatile
Other Current Assets252.6 M265.9 M2.2 B
Slightly volatile
Short Term Debt44.1 M46.4 M245.4 M
Pretty Stable
Common Stock286.2 K387 K310.8 K
Slightly volatile
Common Stock Total Equity284.1 K392.1 K311 K
Slightly volatile
Other Liabilities230.8 M219.8 M118.9 M
Slightly volatile
Accounts Payable7.8 B7.4 B4.8 B
Slightly volatile
Long Term Debt852.5 M916.1 M884.3 M
Slightly volatile
Good Will14.8 M20.3 M15.9 M
Slightly volatile
Short Term Investments783.3 M1.4 B803.3 M
Pretty Stable
Intangible Assets1.1 M1.1 M7.3 M
Slightly volatile
Property Plant Equipment26.8 M25 M30.3 M
Slightly volatile
Net Tangible Assets565.3 M756.1 M534.1 M
Slightly volatile
Retained Earnings Total Equity404.6 M629.6 M388.7 M
Slightly volatile
Capital Surpluse246 M304 M230.9 M
Slightly volatile
Long Term Investments2.2 B1.5 B2.8 B
Slightly volatile
Non Current Liabilities Other161.5 M230.1 M207.8 M
Pretty Stable
Short and Long Term Debt605.3 M836.6 M524.7 M
Slightly volatile
Long Term Debt Total106 M136.5 M84 M
Slightly volatile
Earning Assets743 M799.5 M938.6 M
Slightly volatile
Net Invested Capital1.3 B1.6 B1.7 B
Slightly volatile
Capital Stock374.2 K387 K329.7 K
Slightly volatile
Capital Lease Obligations39.5 M46.4 M48.7 M
Slightly volatile

Flushing Financial Income Statement

Current ValueLast YearHistorical Average 10 Year Trend
Depreciation And Amortization4.3 M6.1 M4.8 M
Slightly volatile
Interest Expense297.5 M283.4 M101.8 M
Slightly volatile
Selling General Administrative102.6 M97.7 M69 M
Slightly volatile
Total Revenue225.9 M408.1 M257.9 M
Slightly volatile
Gross Profit131 M115.2 M162.2 M
Slightly volatile
Other Operating Expenses479.2 M456.4 M219 M
Slightly volatile
Cost Of Revenue307.6 M292.9 M109.1 M
Slightly volatile
Total Operating Expenses171.6 M163.4 M109.9 M
Slightly volatile
Net Income Applicable To Common Shares92.9 M88.5 M54 M
Slightly volatile
Net Interest Income206.7 M181.9 M178.6 M
Slightly volatile
Interest Income320.2 M465.2 M265.8 M
Slightly volatile
Reconciled Depreciation6.6 M6.1 M5.5 M
Slightly volatile
Selling And Marketing Expenses2.5 M2.4 M2.3 M
Slightly volatile

Flushing Financial Cash Flow Statement

Current ValueLast YearHistorical Average 10 Year Trend
Free Cash Flow9.6 M10.1 M51.8 M
Pretty Stable
Begin Period Cash Flow180.8 M172.2 M79.6 M
Slightly volatile
Depreciation4.3 M6.1 M4.8 M
Slightly volatile
Dividends Paid15.1 M26 M19.9 M
Slightly volatile
Capital Expenditures3.7 M2.3 M4.4 M
Very volatile
Total Cash From Operating Activities11.8 M12.4 M56.1 M
Pretty Stable
End Period Cash Flow160.2 M152.6 M88.7 M
Slightly volatile

Financial Ratios

Current ValueLast YearHistorical Average 10 Year Trend
Price To Sales Ratio1.681.0482.2929
Slightly volatile
Dividend Yield0.06390.06090.0373
Slightly volatile
PTB Ratio0.560.59031.0751
Slightly volatile
Days Sales Outstanding58.2655.485540.4817
Slightly volatile
Book Value Per Share25.424.192418.1915
Slightly volatile
Free Cash Flow Yield0.02240.02360.0932
Slightly volatile
Operating Cash Flow Per Share0.390.41441.8821
Pretty Stable
Stock Based Compensation To Revenue0.00570.0060.018
Very volatile
Capex To Depreciation0.710.3760.9745
Pretty Stable
PB Ratio0.560.59031.0751
Slightly volatile
EV To Sales2.983.13845.7786
Slightly volatile
Free Cash Flow Per Share0.320.33731.7365
Pretty Stable
Sales General And Administrative To Revenue0.160.23940.2471
Pretty Stable
Capex To Revenue0.00540.00570.0171
Pretty Stable
Cash Per Share54.652.001730.9604
Slightly volatile
POCF Ratio36.1834.456313.2013
Slightly volatile
Capex To Operating Cash Flow0.20.18610.0966
Slightly volatile
PFCF Ratio44.4542.335415.2495
Slightly volatile
EV To Operating Cash Flow10810335.5018
Slightly volatile
EV To Free Cash Flow13312741.2578
Slightly volatile
Intangibles To Total Assets0.00360.00210.003
Slightly volatile
Current Ratio0.240.22560.2034
Slightly volatile
Tangible Book Value Per Share24.7423.566117.6362
Slightly volatile
Receivables Turnover12.386.578310.0475
Slightly volatile
Shareholders Equity Per Share25.424.192418.1915
Slightly volatile
Debt To Equity1.261.32841.8429
Pretty Stable
Capex Per Share0.10.07710.1475
Very volatile
Revenue Per Share14.3113.62629.0886
Slightly volatile
Interest Debt Per Share29.3741.59936.3351
Slightly volatile
Debt To Assets0.10.10650.1594
Slightly volatile
Graham Number15.2319.7723.1116
Slightly volatile
Short Term Coverage Ratios0.350.380.4202
Slightly volatile
Operating Cycle58.2655.485540.4817
Slightly volatile
Price Book Value Ratio0.560.59031.0751
Slightly volatile
Price To Operating Cash Flows Ratio36.1834.456313.2013
Slightly volatile
Price To Free Cash Flows Ratio44.4542.335415.2495
Slightly volatile
Effective Tax Rate0.390.35080.3322
Slightly volatile
Company Equity Multiplier9.2212.475511.252
Slightly volatile
Long Term Debt To Capitalization0.740.55840.6205
Pretty Stable
Total Debt To Capitalization0.770.57050.64
Pretty Stable
Debt Equity Ratio1.261.32841.8429
Pretty Stable
Quick Ratio0.240.22560.2034
Slightly volatile
Dividend Paid And Capex Coverage Ratio0.420.43782.4142
Slightly volatile
Net Income Per E B T0.520.64920.6622
Slightly volatile
Cash Ratio0.02420.01520.0176
Pretty Stable
Cash Conversion Cycle58.2655.485540.4817
Slightly volatile
Operating Cash Flow Sales Ratio0.02890.03040.2294
Slightly volatile
Days Of Sales Outstanding58.2655.485540.4817
Slightly volatile
Free Cash Flow Operating Cash Flow Ratio1.00.81390.9159
Pretty Stable
Cash Flow Coverage Ratios0.01230.01290.0694
Slightly volatile
Price To Book Ratio0.560.59031.0751
Slightly volatile
Fixed Asset Turnover11.736.41137.7812
Slightly volatile
Capital Expenditure Coverage Ratio5.15.373219.9192
Slightly volatile
Price Cash Flow Ratio36.1834.456313.2013
Slightly volatile
Debt Ratio0.10.10650.1594
Slightly volatile
Cash Flow To Debt Ratio0.01230.01290.0694
Slightly volatile
Price Sales Ratio1.681.0482.2929
Slightly volatile
Asset Turnover0.05950.04510.0451
Slightly volatile
Gross Profit Margin0.460.28220.6365
Slightly volatile
Price Fair Value0.560.59031.0751
Slightly volatile

Flushing Financial Valuation Data

Current ValueLast YearHistorical Average 10 Year Trend
Market Cap154.7 M217.4 M228.6 M
Very volatile
Enterprise Value129.4 M145.6 M158.7 M
Slightly volatile

Flushing Fundamental Market Drivers

Forward Price Earnings10.3093
Cash And Short Term Investments1.6 B

Flushing Upcoming Events

23rd of April 2024
Upcoming Quarterly Report
View
23rd of July 2024
Next Financial Report
View
31st of March 2024
Next Fiscal Quarter End
View
23rd of January 2025
Next Fiscal Year End
View
31st of December 2023
Last Quarter Report
View
31st of December 2023
Last Financial Announcement
View

About Flushing Financial Financial Statements

Flushing Financial stakeholders use historical fundamental indicators, such as Flushing Financial's revenue or net income, to determine how well the company is positioned to perform in the future. Although Flushing Financial investors may analyze each financial statement separately, they are all interrelated. For example, changes in Flushing Financial's assets and liabilities are reflected in the revenues and expenses on Flushing Financial's income statement, which ultimately affect the company's gains or losses. Understanding these patterns can help in making the right long-term investment decisions in Flushing Financial. Please read more on our technical analysis and fundamental analysis pages.
Last ReportedProjected for Next Year
Total Revenue408.1 M225.9 M
Cost Of Revenue292.9 M307.6 M
Stock Based Compensation To Revenue 0.01  0.01 
Sales General And Administrative To Revenue 0.24  0.16 
Capex To Revenue 0.01  0.01 
Revenue Per Share 13.63  14.31 
Ebit Per Revenue(0.12)(0.11)

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Analyzing currently trending equities could be an opportunity to develop a better portfolio based on different market momentums that they can trigger. Utilizing the top trending stocks is also useful when creating a market-neutral strategy or pair trading technique involving a short or a long position in a currently trending equity.
When determining whether Flushing Financial offers a strong return on investment in its stock, a comprehensive analysis is essential. The process typically begins with a thorough review of Flushing Financial's financial statements, including income statements, balance sheets, and cash flow statements, to assess its financial health. Key financial ratios are used to gauge profitability, efficiency, and growth potential of Flushing Financial Stock. Outlined below are crucial reports that will aid in making a well-informed decision on Flushing Financial Stock:
Check out the analysis of Flushing Financial Correlation against competitors.
For information on how to trade Flushing Stock refer to our How to Trade Flushing Stock guide.
You can also try the My Watchlist Analysis module to analyze my current watchlist and to refresh optimization strategy. Macroaxis watchlist is based on self-learning algorithm to remember stocks you like.
Is Regional Banks space expected to grow? Or is there an opportunity to expand the business' product line in the future? Factors like these will boost the valuation of Flushing Financial. If investors know Flushing will grow in the future, the company's valuation will be higher. The financial industry is built on trying to define current growth potential and future valuation accurately. All the valuation information about Flushing Financial listed above have to be considered, but the key to understanding future value is determining which factors weigh more heavily than others.
Quarterly Earnings Growth
0.152
Dividend Share
0.88
Earnings Share
(1.46)
Revenue Per Share
3.984
Quarterly Revenue Growth
0.197
The market value of Flushing Financial is measured differently than its book value, which is the value of Flushing that is recorded on the company's balance sheet. Investors also form their own opinion of Flushing Financial's value that differs from its market value or its book value, called intrinsic value, which is Flushing Financial's true underlying value. Investors use various methods to calculate intrinsic value and buy a stock when its market value falls below its intrinsic value. Because Flushing Financial's market value can be influenced by many factors that don't directly affect Flushing Financial's underlying business (such as a pandemic or basic market pessimism), market value can vary widely from intrinsic value.
Please note, there is a significant difference between Flushing Financial's value and its price as these two are different measures arrived at by different means. Investors typically determine if Flushing Financial is a good investment by looking at such factors as earnings, sales, fundamental and technical indicators, competition as well as analyst projections. However, Flushing Financial's price is the amount at which it trades on the open market and represents the number that a seller and buyer find agreeable to each party.