Flushing Financial Valuation
| FFIC Stock | USD 11.63 0.43 3.57% |
At this time, the firm appears to be undervalued. Flushing Financial shows a prevailing Real Value of $13.05 per share. The current price of the firm is $11.63. Our model computes the value of Flushing Financial from reviewing the firm fundamentals such as Current Valuation of 613.56 M, profit margin of (0.36) %, and Shares Outstanding of 33.78 M as well as analyzing its technical indicators and probability of bankruptcy. Key fundamental drivers impacting Flushing Financial's valuation include:
Price Book 0.5897 | Enterprise Value | Price Sales 3.3443 | Forward PE 10.3093 | Enterprise Value Revenue 6.411 |
Undervalued
Today
Please note that Flushing Financial's price fluctuation is not too volatile at this time. Calculation of the real value of Flushing Financial is based on 3 months time horizon. Increasing Flushing Financial's time horizon generally increases the accuracy of value calculation and significantly improves the predictive power of the methodology used.
Since Flushing Financial is currently traded on the exchange, buyers and sellers on that exchange determine the market value of Flushing Stock. However, Flushing Financial's intrinsic value may or may not be the same as its current market price, in which case there is an opportunity to profit from the mispricing, assuming the market price will eventually merge with its intrinsic value. | Historical | Market 11.63 | Real 13.05 | Target 14.13 | Hype 11.77 | Naive 13.05 |
The real value of Flushing Stock, also known as its intrinsic value, is the underlying worth of Flushing Financial Company, which is reflected in its stock price. It is based on Flushing Financial's financial performance, growth prospects, management team, or industry conditions. The intrinsic value of Flushing Financial's stock can be calculated using various methods such as discounted cash flow analysis, price-to-earnings ratio, or price-to-book ratio. That value may differ from its current market price, which is determined by supply and demand factors such as investor sentiment, market trends, or news.
Estimating the potential upside or downside of Flushing Financial helps investors to forecast how Flushing stock's addition to their portfolios will impact the overall performance. We also use other valuation drivers to help us estimate the true value of Flushing Financial more accurately as focusing exclusively on Flushing Financial's fundamentals will not take into account other important factors: Traditionally, analysts and sophisticated investors use multiple methods for valuing a cash-flow-generating entity or its stock. For example, some money managers use Flushing Financial's intrinsic value based on its ongoing forecasts of Flushing Financial's financial statements. In contrast, other private, professional wealth advisors use a multiplier approach by looking to relative value analysis against Flushing Financial's closest peers. If more than one evaluation category is relevant for Flushing Financial we suggest using both methods to arrive at a better estimate.
Flushing Financial Cash |
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Flushing Valuation Trend
Comparing Flushing Financial's enterprise value against its market capitalization is a good way to estimate the value of Flushing Financial uage its performance over time. This information may sometimes be enough for investors to make reasonable market timing decisions.
Flushing Financial Total Value Analysis
Flushing Financial is currently forecasted to have valuation of 613.56 M with market capitalization of 414.78 M, debt of 962.5 M, and cash on hands of 164.69 M. Please note that valuation may be misleading and is a subject to auditing or accounting errors. We encourage investors to vigilantly validate all of the Flushing Financial fundamentals before making equity appraisal based on enterprise value of the company| Takeover Price | Market Cap | Debt Obligations | Cash |
613.56 M | 414.78 M | 962.5 M | 164.69 M |
Flushing Financial Investor Information
About 74.0% of the company shares are owned by institutional investors. The company has price-to-book (P/B) ratio of 0.59. Some equities with similar Price to Book (P/B) outperform the market in the long run. Flushing Financial has Price/Earnings To Growth (PEG) ratio of 1.34. The entity recorded a loss per share of 1.46. The firm last dividend was issued on the 13th of June 2025. Flushing Financial had 3:2 split on the 16th of December 2003. Flushing Financial may be sliding down financialy. It has an above-average probability of going through some form of financial hardship next quarter.| Current Value | Last Year | Change From Last Year | 10 Year Trend | ||||||
|---|---|---|---|---|---|---|---|---|---|
| Total Cash From Operating Activities | 11.8 M | 12.4 M |
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Flushing Financial Asset Utilization
The concept of asset utilization usually refers to the revenue earned for every dollar of assets a company currently reports. The latest return on assets of Flushing indicates not a very effective usage of assets in June.Flushing Financial Ownership Allocation
Flushing Financial holds a total of 33.78 Million outstanding shares. The majority of Flushing Financial outstanding shares are owned by other corporate entities. These outside corporations are usually referred to as non-private investors looking to obtain positions in Flushing Financial to benefit from reduced commissions. Consequently, institutional investors are subject to a different set of regulations than regular investors in Flushing Financial. Please pay attention to any change in the institutional holdings of Flushing Financial as this could imply that something significant has changed or is about to change at the company. Please note that no matter how many assets the company secures, if the real value of the firm is less than the current market value, you may not be able to make money on it.Flushing Financial Profitability Analysis
The company reported the previous year's revenue of 115.17 M. Net Loss for the year was (31.33 M) with profit before overhead, payroll, taxes, and interest of 124.03 M.Flushing Financial Past Distributions to stockholders
| 28th of March 2025 | ||
| 20th of December 2024 | ||
| 27th of September 2024 | ||
| 21st of June 2024 | ||
| 22nd of March 2024 | ||
| 11th of March 2024 | ||
| 22nd of December 2023 | ||
| 29th of September 2023 | ||
| 23rd of June 2023 |
Please note that valuation analysis is one of the essential comprehensive assessments in business. It evaluates Flushing Financial's worth, which you can determine by considering its current assets, liabilities and future cash flows. The investors' valuation analysis is an important metric that will give you a perspective on different companies. It helps you know the worth of the potential investment in Flushing Financial and how it compares across the competition.
About Flushing Financial Valuation
The stock valuation mechanism determines Flushing Financial's current worth on a weekly basis. Our valuation model uses a comparative analysis of Flushing Financial. We calculate exposure to Flushing Financial's market risk, different technical and fundamental indicators, and relevant financial multiples and ratios and then compare them to those of Flushing Financial's related companies.| Last Reported | Projected for Next Year | ||
| Gross Profit | 115.2 M | 125.5 M | |
| Pretax Profit Margin | (0.42) | (0.40) | |
| Operating Profit Margin | (0.08) | (0.08) | |
| Net Loss | (0.27) | (0.26) | |
| Gross Profit Margin | 0.87 | 1.00 |
Flushing Financial Quarterly Retained Earnings |
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A single share of Flushing Financial represents a small ownership stake in the entity. As a stockholder of Flushing, your percentage of company ownership is determined by dividing the number of shares you own by the total number of shares outstanding and then multiplying that amount by 100. Owning stock in a company generally confers both corporate voting rights and income from any dividends paid to the stock owner.
Flushing Financial Dividends Analysis For Valuation
The current year's Dividend Yield is expected to grow to 0.06, whereas Dividends Paid is forecasted to decline to about 15.1 M. . As of June 13, 2025, Retained Earnings is expected to decline to about 277 M. In addition to that, Retained Earnings Total Equity is expected to decline to about 404.6 M
| Last Reported | Projected for Next Year | ||
| Dividends Paid | 26 M | 15.1 M | |
| Dividend Yield | 0.06 | 0.06 | |
| Dividend Payout Ratio | (0.83) | (0.79) | |
| Dividend Paid And Capex Coverage Ratio | 0.44 | 0.42 |
There are various types of dividends Flushing Financial can pay to its shareholders, and the actual value of the dividend is determined on a per-share basis. It is to be paid equally to all of Flushing shareholders on a specific date, known as the payable date. The cash dividend is the most common type of dividend payment - it is the payment of actual cash from Flushing Financial directly to its shareholders. There are other types of dividends that companies can issue, such as stock dividends or asset dividends. When Flushing pays a dividend, it has no impact on its enterprise value. It does, however, lowers the Equity Value of Flushing Financial by the value of the dividends paid out.
Flushing Financial Growth Indicators
Growth stocks usually refer to those companies expected to grow sales and earnings faster than the market average. Growth stocks typically don't pay dividends, often look expensive, and usually trading at a high P/E ratio. Nevertheless, such valuations could be relatively cheap if the company continues to grow, which will drive the share price up. However, since most investors are paying a high price for a growth stock, based on expectations, if those expectations are not fully realized, growth stocks can see dramatic declines.
| Common Stock Shares Outstanding | 29.9 M | |
| Quarterly Earnings Growth Y O Y | 0.152 | |
| Forward Price Earnings | 10.3093 |
Flushing Financial Current Valuation Indicators
Valuation refers to the process of determining the present value of Flushing Financial and all of its assets. It can be calculated using a number of techniques. As many analysts who try to value Flushing we look at many different elements of the entity such as Flushing's management, its prospective future earnings, the current market value of the company's assets, as well as its capital structure formation.
Valuations are an essential part of business, for companies themselves, but also for investors. For companies, such as Flushing Financial, valuations can help measure their progress and success and can help them track their performance in the market compared to others. In addition, investors can use Flushing Financial's valuations to help determine the worth of potential investments. They can do this by using data and information made public by a company. Regardless of who the valuation is for, it essentially describes Flushing Financial's worth.Complementary Tools for Flushing Stock analysis
When running Flushing Financial's price analysis, check to measure Flushing Financial's market volatility, profitability, liquidity, solvency, efficiency, growth potential, financial leverage, and other vital indicators. We have many different tools that can be utilized to determine how healthy Flushing Financial is operating at the current time. Most of Flushing Financial's value examination focuses on studying past and present price action to predict the probability of Flushing Financial's future price movements. You can analyze the entity against its peers and the financial market as a whole to determine factors that move Flushing Financial's price. Additionally, you may evaluate how the addition of Flushing Financial to your portfolios can decrease your overall portfolio volatility.
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