Affirm Financial Statements From 2010 to 2025

Stocks . USA . 
Stock . Affirm Holdings
AFRM Stock  USD 67.43  0.53  0.78%   
Affirm Holdings' financial statements offer valuable quarterly and annual insights to potential investors, highlighting the company's current and historical financial position, overall management performance, and changes in financial standing over time. Key fundamentals influencing Affirm Holdings' valuation are provided below:
Gross Profit
1.4 B
Profit Margin
(0.02)
Market Capitalization
21.9 B
Enterprise Value Revenue
9.0287
Revenue
3 B
There are over one hundred nineteen available fundamental signals for Affirm Holdings, which can be analyzed over time and compared to other ratios. Self-guided Investors are advised to validate Affirm Holdings' prevailing fundamentals against the trend between 2010 and 2025 to make sure the company can sustain itself down the road. As of the 30th of July 2025, Market Cap is likely to drop to about 8.1 B. In addition to that, Enterprise Value is likely to drop to about 8.6 B

Affirm Holdings Total Revenue

2.81 Billion

Check Affirm Holdings financial statements over time to gain insight into future company performance. You can evaluate financial statements to find patterns among Affirm Holdings' main balance sheet or income statement drivers, such as Tax Provision of 2.1 M, Interest Income of 186.7 M or Depreciation And Amortization of 204.1 M, as well as many indicators such as Price To Sales Ratio of 4.35, Dividend Yield of 0.0 or PTB Ratio of 3.2. Affirm financial statements analysis is a perfect complement when working with Affirm Holdings Valuation or Volatility modules.
  
Build AI portfolio with Affirm Stock
Check out the analysis of Affirm Holdings Correlation against competitors.
To learn how to invest in Affirm Stock, please use our How to Invest in Affirm Holdings guide.

Affirm Holdings Balance Sheet

Trends
Current ValueLast YearHistorical Average 10 Year Trend
Total Assets5.9 B10.9 B3.6 B
Slightly volatile
Short and Long Term Debt Total8 B7.6 B2.5 B
Slightly volatile
Total Current Liabilities186.5 M183.2 M96.6 M
Slightly volatile
Other Liabilities87.4 M89.3 M44.8 M
Slightly volatile
Property Plant And Equipment Net542.8 M517 M150.9 M
Slightly volatile
Net Debt6.8 B6.4 B1.9 B
Slightly volatile
Accounts Payable34.8 M47.2 M22.4 M
Slightly volatile
Cash956 M1.2 B618.7 M
Slightly volatile
Non Current Assets Total8.5 B8.1 B1.7 B
Slightly volatile
Long Term Debt7.9 B7.6 B2.4 B
Slightly volatile
Cash And Short Term Investments1.7 B2.5 B988.6 M
Slightly volatile
Net Receivables426.3 M406 M132.8 M
Slightly volatile
Common Stock Shares Outstanding286 M356.3 M266.4 M
Slightly volatile
Liabilities And Stockholders Equity5.9 B10.9 B3.6 B
Slightly volatile
Non Current Liabilities Total3.9 B7.7 B2.7 B
Slightly volatile
Other Current Assets54.8 M57.7 M120.4 M
Slightly volatile
Total Liabilities4.1 B7.8 B2.8 B
Slightly volatile
Net Invested Capital5.4 B10.7 B3 B
Slightly volatile
Long Term Investments62.4 M65.7 M621.7 M
Pretty Stable
Property Plant And Equipment Gross835.3 M795.5 M213.1 M
Slightly volatile
Total Current Assets3.9 B2.9 B2.3 B
Slightly volatile
Non Current Liabilities Other66.7 M35.3 M31.8 M
Slightly volatile
Net Working Capital4.7 B9.3 B3 B
Slightly volatile
Short Term Debt14.3 M15.1 M348.9 M
Slightly volatile
Property Plant Equipment350.3 M333.7 M115.6 M
Slightly volatile
Good Will469.3 M613.5 M201.7 M
Slightly volatile
Intangible Assets11.5 M12.2 M15.2 M
Slightly volatile
Common Stock Total Equity2.4 K2.7 K2.9 K
Slightly volatile
Short Term Investments1.1 B1.3 B403.6 M
Slightly volatile
Common Stock2.4 K2.7 K2.9 K
Slightly volatile
Long Term Debt Total3.8 B4.1 B3.4 B
Slightly volatile
Capital Surpluse5.2 B5.9 B4.5 B
Slightly volatile

Affirm Holdings Income Statement

Trends
Current ValueLast YearHistorical Average 10 Year Trend
Interest Income186.7 M278.4 M158.2 M
Slightly volatile
Depreciation And Amortization204.1 M194.4 M52 M
Slightly volatile
Interest Expense415.7 M395.9 M93.8 M
Slightly volatile
Selling General Administrative416.1 M604.1 M250.1 M
Slightly volatile
Selling And Marketing Expenses361.8 M662.9 M195.8 M
Slightly volatile
Total Revenue2.8 B2.7 B906 M
Slightly volatile
Gross Profit1.8 B1.7 B545.5 M
Slightly volatile
Other Operating Expenses1.8 B3.4 B1.1 B
Slightly volatile
Research Development361.1 M577.1 M217.1 M
Slightly volatile
Cost Of Revenue532.7 M971.9 M330 M
Slightly volatile
Total Operating Expenses1.3 B2.4 B789.2 M
Slightly volatile
Reconciled Depreciation204.1 M194.4 M52 M
Slightly volatile
Non Operating Income Net Other194.1 M243.4 M159.7 M
Slightly volatile
Non Recurring28.7 M32.3 M35.2 M
Slightly volatile

Affirm Holdings Cash Flow Statement

Trends
Current ValueLast YearHistorical Average 10 Year Trend
Change To Inventory21.6 M26 M19.5 M
Slightly volatile
Net Borrowings1.1 B1.6 B716.6 M
Slightly volatile
Stock Based Compensation282.1 M396.2 M155.4 M
Slightly volatile
Begin Period Cash Flow994.9 M1.4 B610.7 M
Slightly volatile
Depreciation204.1 M194.4 M52 M
Slightly volatile
Dividends Paid17.2 M18.1 M619.5 M
Very volatile
Capital Expenditures192.3 M183.2 M62.5 M
Slightly volatile
Total Cash From Financing Activities1.4 B1.1 B915.6 M
Slightly volatile
End Period Cash Flow1.2 B1.5 B751.6 M
Slightly volatile
Cash Flows Other Operating386.1 M707.9 M210.2 M
Slightly volatile

Financial Ratios

Trends
Current ValueLast YearHistorical Average 10 Year Trend
Price To Sales Ratio4.354.5858.3143
Slightly volatile
Days Sales Outstanding55.3363.7956.0602
Slightly volatile
Stock Based Compensation To Revenue0.170.130.1603
Slightly volatile
Capex To Depreciation2.061.082.916
Slightly volatile
EV To Sales6.987.3559.7891
Slightly volatile
Payables Turnover12.4918.5412.8071
Slightly volatile
Sales General And Administrative To Revenue0.370.260.334
Very volatile
Research And Ddevelopement To Revenue0.220.190.2652
Pretty Stable
Capex To Revenue0.04970.06170.0704
Slightly volatile
Cash Per Share4.766.233.5395
Slightly volatile
Days Payables Outstanding34.820.3733.5167
Slightly volatile
Intangibles To Total Assets0.05430.05170.0294
Slightly volatile
Current Ratio33.8418.1542.1349
Slightly volatile
Receivables Turnover5.95.926.5742
Slightly volatile
Capex Per Share0.490.460.2014
Slightly volatile
Revenue Per Share3.496.752.7889
Slightly volatile
Interest Debt Per Share21.2220.218.3917
Slightly volatile
Debt To Assets0.460.630.5422
Slightly volatile
Days Of Payables Outstanding34.820.3733.5167
Slightly volatile
Ebt Per Ebit1.210.961.1392
Slightly volatile
Long Term Debt To Capitalization1.10.811.4033
Slightly volatile
Total Debt To Capitalization1.080.811.3957
Slightly volatile
Quick Ratio17.2418.1559.0959
Slightly volatile
Net Income Per E B T1.11.151.0142
Slightly volatile
Cash Ratio8.157.3111.8526
Slightly volatile
Days Of Sales Outstanding55.3363.7956.0602
Slightly volatile
Fixed Asset Turnover9.235.948.0246
Very volatile
Debt Ratio0.460.630.5422
Slightly volatile
Price Sales Ratio4.354.5858.3143
Slightly volatile
Asset Turnover0.250.280.236
Pretty Stable
Gross Profit Margin0.650.730.6013
Slightly volatile

Affirm Holdings Valuation Data

Trends
Current ValueLast YearHistorical Average 10 Year Trend
Market Cap8.1 B10.6 B9.7 B
Slightly volatile
Enterprise Value8.6 B13.4 B11 B
Very volatile

Affirm Fundamental Market Drivers

Forward Price Earnings92.5926
Cash And Short Term Investments2.1 B

Affirm Upcoming Events

8th of February 2024
Upcoming Quarterly Report
View
14th of May 2024
Next Financial Report
View
31st of December 2023
Next Fiscal Quarter End
View
22nd of August 2024
Next Fiscal Year End
View
30th of September 2023
Last Quarter Report
View
30th of June 2023
Last Financial Announcement
View

About Affirm Holdings Financial Statements

Affirm Holdings investors utilize fundamental indicators, such as revenue or net income, to predict how Affirm Stock might perform in the future. Analyzing these trends over time helps investors make informed market timing decisions. For further insights, please visit our fundamental analysis page.
Last ReportedProjected for Next Year
Current Deferred Revenue-90.6 M-95.1 M
Total Revenue2.7 B2.8 B
Cost Of Revenue971.9 M532.7 M
Stock Based Compensation To Revenue 0.13  0.17 
Sales General And Administrative To Revenue 0.26  0.37 
Research And Ddevelopement To Revenue 0.19  0.22 
Capex To Revenue 0.06  0.05 
Revenue Per Share 6.75  3.49 
Ebit Per Revenue(0.30)(0.32)

Building efficient market-beating portfolios requires time, education, and a lot of computing power!

The Portfolio Prophet is an AI-driven system that provides multiple benefits to our users by leveraging cutting-edge machine learning algorithms, statistical analysis, and predictive modeling to automate the process of asset selection and portfolio construction, saving time and reducing human error for individual and institutional investors.

Try AI Portfolio Prophet
When determining whether Affirm Holdings is a strong investment it is important to analyze Affirm Holdings' competitive position within its industry, examining market share, product or service uniqueness, and competitive advantages. Beyond financials and market position, potential investors should also consider broader economic conditions, industry trends, and any regulatory or geopolitical factors that may impact Affirm Holdings' future performance. For an informed investment choice regarding Affirm Stock, refer to the following important reports:
How To Invest In Affirm
Details
Is Affirm Stock a good investment?
Details
What is Affirm Holdings' Net Worth?
Details
Largest Data Processing & Outsourced Services Companies
View
Largest Commercial & Professional Services Companies
View
Check out the analysis of Affirm Holdings Correlation against competitors.
To learn how to invest in Affirm Stock, please use our How to Invest in Affirm Holdings guide.
You can also try the Sectors module to list of equity sectors categorizing publicly traded companies based on their primary business activities.
Is Data Processing & Outsourced Services space expected to grow? Or is there an opportunity to expand the business' product line in the future? Factors like these will boost the valuation of Affirm Holdings. If investors know Affirm will grow in the future, the company's valuation will be higher. The financial industry is built on trying to define current growth potential and future valuation accurately. All the valuation information about Affirm Holdings listed above have to be considered, but the key to understanding future value is determining which factors weigh more heavily than others.
Earnings Share
(0.19)
Revenue Per Share
9.398
Quarterly Revenue Growth
0.359
Return On Assets
(0.01)
Return On Equity
(0.02)
The market value of Affirm Holdings is measured differently than its book value, which is the value of Affirm that is recorded on the company's balance sheet. Investors also form their own opinion of Affirm Holdings' value that differs from its market value or its book value, called intrinsic value, which is Affirm Holdings' true underlying value. Investors use various methods to calculate intrinsic value and buy a stock when its market value falls below its intrinsic value. Because Affirm Holdings' market value can be influenced by many factors that don't directly affect Affirm Holdings' underlying business (such as a pandemic or basic market pessimism), market value can vary widely from intrinsic value.
Altman
Z Score
Details
Piotroski
F Score
Details
Beneish
M Score
Details
Financial
Analysis
Details
Buy or Sell
Advice
Details
Earnings
Projections
Details
Please note, there is a significant difference between Affirm Holdings' value and its price as these two are different measures arrived at by different means. Investors typically determine if Affirm Holdings is a good investment by looking at such factors as earnings, sales, fundamental and technical indicators, competition as well as analyst projections. However, Affirm Holdings' price is the amount at which it trades on the open market and represents the number that a seller and buyer find agreeable to each party.
Macroaxis helps investors of all levels and skills to maximize the upside of all their holdings and minimize the risk associated with market volatility, economic swings, and company-specific events. View terms and conditions
 
Feedback Blog
Made with optimal in San Francisco
2025 Macroaxis LLC
COMMON DESTINATIONS
MAIN CATEGORIES
COMPANY