Affirm Holdings Stock Performance
| AFRM Stock | USD 45.60 1.91 4.37% |
Affirm Holdings holds a performance score of 16 on a scale of zero to a hundred. The firm shows a Beta (market volatility) of 3.41, which signifies a somewhat significant risk relative to the market. As the market goes up, the company is expected to outperform it. However, if the market returns are negative, Affirm Holdings will likely underperform. Use Affirm Holdings standard deviation, expected short fall, relative strength index, as well as the relationship between the maximum drawdown and rate of daily change , to analyze future returns on Affirm Holdings.
Risk-Adjusted Performance
16 of 100
Weak | Strong |
Good
Compared to the overall equity markets, risk-adjusted returns on investments in Affirm Holdings are ranked lower than 16 (%) of all global equities and portfolios over the last 90 days. In spite of very unsteady basic indicators, Affirm Holdings displayed solid returns over the last few months and may actually be approaching a breakup point. ...more
Actual Historical Performance (%)
One Day Return 1.09 | Five Day Return (1.58) | Year To Date Return (6.24) | Ten Year Return (55.07) | All Time Return (55.07) |
1 | Disposition of 51746 shares by Adkins Katherine of Affirm Holdings at 8.8 subject to Rule 16b-3 | 09/18/2024 |
2 | Disposition of 6612 shares by Michael Linford of Affirm Holdings subject to Rule 16b-3 | 10/01/2024 |
3 | Affirm Holdings Inc Shares Up 6.45 percent on Oct 8 | 10/08/2024 |
4 | Affirm Holdings Inc Stock Price Down 7.79 percent on Oct 17 | 10/17/2024 |
5 | Affirm Holdings, Inc. This Fintech Stock Is Riding the AI Wave Higher | 10/18/2024 |
6 | Should Investors Buy Affirm Stock Right Now | 10/21/2024 |
7 | Affirm Predicts Slow Shopping Trend to Accompany Increased Consumer Spending This Holiday Season | 10/24/2024 |
8 | Affirm Holdings Inc Shares Up 4.35 percent on Oct 28 | 10/28/2024 |
9 | Affirm Holdings Exceeds Market Returns Some Facts to Consider | 10/29/2024 |
10 | Affirm Updates App to Feature More Offers Leading into Holiday Season | 10/30/2024 |
11 | Marqeta shares plunge more than 30 percent on big forecast miss | 11/04/2024 |
| Begin Period Cash Flow | 1.3 B |
Affirm |
Affirm Holdings Relative Risk vs. Return Landscape
If you would invest 2,412 in Affirm Holdings on August 7, 2024 and sell it today you would earn a total of 2,148 from holding Affirm Holdings or generate 89.05% return on investment over 90 days. Affirm Holdings is currently generating 1.13% in daily expected returns and assumes 5.401% risk (volatility on return distribution) over the 90 days horizon. In different words, 48% of stocks are less volatile than Affirm, and 78% of all traded equity instruments are projected to make higher returns than the company over the 90 days investment horizon. Expected Return |
| Risk |
Affirm Holdings Market Risk Analysis
Today, many novice investors tend to focus exclusively on investment returns with little concern for Affirm Holdings' investment risk. Standard deviation is the most common way to measure market volatility of stocks, such as Affirm Holdings, and traders can use it to determine the average amount a Affirm Holdings' price has deviated from the expected return over a period of time. It is calculated by determining the expected price for the established period and then subtracting this figure from each price point. The differences are then squared, summed, and averaged to produce the variance.
Sharpe Ratio = 0.2092
| Best Portfolio | Best Equity | |||
| Good Returns | ||||
| Average Returns | ||||
| Small Returns | AFRM | |||
| Cash | Small Risk | Average Risk | High Risk | Huge Risk |
| Negative Returns |
Estimated Market Risk
| 5.4 actual daily | 48 52% of assets are more volatile |
Expected Return
| 1.13 actual daily | 22 78% of assets have higher returns |
Risk-Adjusted Return
| 0.21 actual daily | 16 84% of assets perform better |
Based on monthly moving average Affirm Holdings is performing at about 16% of its full potential. If added to a well diversified portfolio the total return can be enhanced and market risk can be reduced. You can increase risk-adjusted return of Affirm Holdings by adding it to a well-diversified portfolio.
Affirm Holdings Fundamentals Growth
Affirm Stock prices reflect investors' perceptions of the future prospects and financial health of Affirm Holdings, and Affirm Holdings fundamentals are critical determinants of its market performance. Overall, investors pay close attention to revenue and earnings growth, profit margins, and debt levels. These fundamentals can have a significant impact on Affirm Stock performance.
| Return On Equity | -0.2 | ||||
| Return On Asset | -0.043 | ||||
| Profit Margin | (0.22) % | ||||
| Operating Margin | (0.11) % | ||||
| Current Valuation | 18.04 B | ||||
| Shares Outstanding | 271.86 M | ||||
| Price To Book | 4.97 X | ||||
| Price To Sales | 5.84 X | ||||
| Revenue | 2.32 B | ||||
| Gross Profit | 1.01 B | ||||
| EBITDA | 86.36 M | ||||
| Net Income | (517.76 M) | ||||
| Cash And Equivalents | 1.56 B | ||||
| Cash Per Share | 5.38 X | ||||
| Total Debt | 6.45 B | ||||
| Debt To Equity | 1.58 % | ||||
| Current Ratio | 19.48 X | ||||
| Book Value Per Share | 8.78 X | ||||
| Cash Flow From Operations | 450.14 M | ||||
| Earnings Per Share | (1.67) X | ||||
| Market Capitalization | 13.57 B | ||||
| Total Asset | 9.52 B | ||||
| Retained Earnings | (3.11 B) | ||||
| Working Capital | 8.08 B | ||||
About Affirm Holdings Performance
By examining Affirm Holdings' fundamental ratios, stakeholders can obtain critical insights into Affirm Holdings' financial health, operational efficiency, and overall profitability. These insights assist in making well-informed investment and management decisions. For example, a high Return on Assets and Return on Equity would indicate that Affirm Holdings is effectively utilizing its assets and equity to generate significant profits, enhancing its appeal to investors. On the other hand, low ROA and ROE values could reveal issues in asset and equity management, highlighting the need for operational improvements.
| Last Reported | Projected for Next Year | ||
| Days Of Inventory On Hand | (319.64) | (335.62) | |
| Return On Tangible Assets | (0.06) | (0.06) | |
| Return On Capital Employed | (0.01) | (0.01) | |
| Return On Assets | (0.05) | (0.06) | |
| Return On Equity | (0.19) | (0.18) |
Things to note about Affirm Holdings performance evaluation
Checking the ongoing alerts about Affirm Holdings for important developments is a great way to find new opportunities for your next move. Stock alerts and notifications screener for Affirm Holdings help investors to be notified of important events, changes in technical or fundamental conditions, and significant headlines that can affect investment decisions.| Affirm Holdings is way too risky over 90 days horizon | |
| Affirm Holdings appears to be risky and price may revert if volatility continues | |
| The company reported the previous year's revenue of 2.32 B. Net Loss for the year was (517.76 M) with profit before overhead, payroll, taxes, and interest of 1.01 B. | |
| Affirm Holdings has a poor financial position based on the latest SEC disclosures | |
| Over 76.0% of the company shares are held by institutions such as insurance companies | |
| Latest headline from cnbc.com: Marqeta shares plunge more than 30 percent on big forecast miss |
- Analyzing Affirm Holdings' financial statements, including its income statement, balance sheet, and cash flow statement, helps in understanding its overall financial health and growth potential.
- Getting a closer look at valuation ratios like price-to-earnings (P/E) ratio, price-to-sales (P/S) ratio, and price-to-book (P/B) ratio help in understanding whether Affirm Holdings' stock is overvalued or undervalued compared to its peers.
- Examining Affirm Holdings' industry or sector and how it is performing can give you an idea of its growth potential and how it is positioned relative to its competitors.
- Evaluating Affirm Holdings' management team can have a significant impact on its success or failure. Reviewing the track record and experience of Affirm Holdings' management team can help you assess the Company's leadership.
- Pay attention to analyst opinions and ratings of Affirm Holdings' stock. These opinions can provide insight into Affirm Holdings' potential for growth and whether the stock is currently undervalued or overvalued.
Check out Trending Equities to better understand how to build diversified portfolios, which includes a position in Affirm Holdings. Also, note that the market value of any company could be closely tied with the direction of predictive economic indicators such as signals in metropolitan statistical area. To learn how to invest in Affirm Stock, please use our How to Invest in Affirm Holdings guide.You can also try the Crypto Correlations module to use cryptocurrency correlation module to diversify your cryptocurrency portfolio across multiple coins.
Is Data Processing & Outsourced Services space expected to grow? Or is there an opportunity to expand the business' product line in the future? Factors like these will boost the valuation of Affirm Holdings. If investors know Affirm will grow in the future, the company's valuation will be higher. The financial industry is built on trying to define current growth potential and future valuation accurately. All the valuation information about Affirm Holdings listed above have to be considered, but the key to understanding future value is determining which factors weigh more heavily than others.
Earnings Share (1.67) | Revenue Per Share 7.497 | Quarterly Revenue Growth 0.479 | Return On Assets (0.04) | Return On Equity (0.20) |
The market value of Affirm Holdings is measured differently than its book value, which is the value of Affirm that is recorded on the company's balance sheet. Investors also form their own opinion of Affirm Holdings' value that differs from its market value or its book value, called intrinsic value, which is Affirm Holdings' true underlying value. Investors use various methods to calculate intrinsic value and buy a stock when its market value falls below its intrinsic value. Because Affirm Holdings' market value can be influenced by many factors that don't directly affect Affirm Holdings' underlying business (such as a pandemic or basic market pessimism), market value can vary widely from intrinsic value.
Please note, there is a significant difference between Affirm Holdings' value and its price as these two are different measures arrived at by different means. Investors typically determine if Affirm Holdings is a good investment by looking at such factors as earnings, sales, fundamental and technical indicators, competition as well as analyst projections. However, Affirm Holdings' price is the amount at which it trades on the open market and represents the number that a seller and buyer find agreeable to each party.