Potomac Bancshares Valuation
| PTBS Stock | USD 15.03 0.28 1.90% |
At this time, the company appears to be fairly valued. Potomac Bancshares holds a recent Real Value of $14.75 per share. The prevailing price of the company is $15.03. Our model determines the value of Potomac Bancshares from analyzing the company fundamentals such as Operating Margin of 0.33 %, return on equity of 0.0709, and Shares Outstanding of 4.13 M as well as examining its technical indicators and probability of bankruptcy.
Fairly Valued
Today
Please note that Potomac Bancshares' price fluctuation is very steady at this time. Calculation of the real value of Potomac Bancshares is based on 3 months time horizon. Increasing Potomac Bancshares' time horizon generally increases the accuracy of value calculation and significantly improves the predictive power of the methodology used.
The fair value of the Potomac pink sheet is determined by what a typical buyer is willing to pay for full or partial control of Potomac Bancshares. Since Potomac Bancshares is currently traded on the exchange, buyers and sellers on that exchange determine the market value of Potomac Pink Sheet. However, Potomac Bancshares' intrinsic value may or may not be the same as its current market price, in which case there is an opportunity to profit from the mispricing, assuming the market price will eventually merge with its intrinsic value. | Historical | Market 15.03 | Real 14.75 | Hype 15.03 | Naive 15.4 |
The intrinsic value of Potomac Bancshares' stock can be calculated using various methods such as discounted cash flow analysis, price-to-earnings ratio, or price-to-book ratio. That value may differ from its current market price, which is determined by supply and demand factors such as investor sentiment, market trends, news, and other external factors that may influence Potomac Bancshares' stock price. It is important to note that the real value of any stock may change over time based on changes in the company's performance.
Estimating the potential upside or downside of Potomac Bancshares helps investors to forecast how Potomac pink sheet's addition to their portfolios will impact the overall performance. We also use other valuation drivers to help us estimate the true value of Potomac Bancshares more accurately as focusing exclusively on Potomac Bancshares' fundamentals will not take into account other important factors: Potomac Bancshares Total Value Analysis
Potomac Bancshares is at this time forecasted to have valuation of 76.48 M with market capitalization of 69.49 M, debt of 18.68 M, and cash on hands of 89.02 M. Please note that valuation may be misleading and is a subject to auditing or accounting errors. We encourage investors to vigilantly validate all of the Potomac Bancshares fundamentals before making equity appraisal based on enterprise value of the company| Takeover Price | Market Cap | Debt Obligations | Cash |
76.48 M | 69.49 M | 18.68 M | 89.02 M |
Potomac Bancshares Investor Information
The company has price-to-book ratio of 0.83. Typically companies with comparable Price to Book (P/B) are able to outperform the market in the long run. Potomac Bancshares last dividend was issued on the 2nd of February 2023. The entity had 102:100 split on the 11th of May 2006. Based on the key indicators related to Potomac Bancshares' liquidity, profitability, solvency, and operating efficiency, Potomac Bancshares is not in a good financial situation at this time. It has a very high probability of going through financial hardship in December.Potomac Bancshares Asset Utilization
The concept of asset utilization usually refers to the revenue earned for every dollar of assets a company currently reports. The newest return on assets of Potomac implies not a very effective usage of assets in November.Potomac Bancshares Ownership Allocation
The market capitalization of Potomac Bancshares is $69.49 Million. Roughly 94.96 pct. of Potomac Bancshares outstanding shares are held by general public with 5.04 (%) by third-party entities. Please take into account that even companies with profitable outlook can generate negative future returns on their equity. If the true value of the company is less than the current market value, you may not be able generate positive returns on investment in the long run.Potomac Bancshares Profitability Analysis
The company reported the previous year's revenue of 28.97 M. Net Income was 7.57 M with profit before overhead, payroll, taxes, and interest of 27.9 M.Potomac Bancshares Past Distributions to stockholders
About Potomac Bancshares Valuation
The pink sheet valuation mechanism determines Potomac Bancshares' current worth on a daily basis. In general, an absolute valuation approach attempts to find the value of Potomac Bancshares based exclusively on its fundamental and basic technical indicators. As compared to an absolute model, our relative valuation model uses a comparative analysis of Potomac Bancshares. We calculate exposure to Potomac Bancshares's market risk, different technical and fundamental indicators, and relevant financial multiples and ratios and then compare them to those of Potomac Bancshares's related companies.Potomac Bancshares, Inc. operates as the bank holding company for Bank of Charles Town that provides various banking products and services to individuals and businesses. The company was founded in 1871 and is based in Charles Town, West Virginia. Potomac Bancshares operates under BanksRegional classification in the United States and is traded on OTC Exchange.
8 Steps to conduct Potomac Bancshares' Valuation Analysis
Company's valuation is the process of determining the worth of any company in monetary terms. It estimates Potomac Bancshares' potential worth based on factors such as financial performance, market conditions, growth prospects, and overall economic environment. The result of company valuation is a single number representing a Company's current market value. This value can be used as a benchmark for various financial transactions such as mergers and acquisitions, initial public offerings (IPOs), or private equity investments. To conduct Potomac Bancshares' valuation analysis, follow these 8 steps:- Gather financial information: Obtain Potomac Bancshares' financial statements, including balance sheets, income statements, and cash flow statements.
- Determine Potomac Bancshares' revenue streams: Identify Potomac Bancshares' primary sources of revenue, including products or services offered, target markets, and pricing strategies.
- Analyze market data: Research Potomac Bancshares' industry and market trends, including the size of the market, growth rate, and competition.
- Establish Potomac Bancshares' growth potential: Evaluate Potomac Bancshares' management, business model, and growth potential.
- Determine Potomac Bancshares' financial performance: Analyze its financial statements to assess its historical performance and future potential.
- Choose a valuation method: Consider the Company's specific circumstances and choose an appropriate valuation method, such as the discounted cash flow (DCF) or comparable analysis method.
- Calculate the value: Apply the chosen valuation method to the financial information and market data to calculate Potomac Bancshares' estimated value.
- Review and adjust: Review the results and make necessary adjustments, considering any relevant factors that may have been missed or overlooked.
A single share of Potomac Bancshares represents a small ownership stake in the entity. As a stockholder of Potomac, your percentage of company ownership is determined by dividing the number of shares you own by the total number of shares outstanding and then multiplying that amount by 100. Owning stock in a company generally confers both corporate voting rights and income from any dividends paid to the stock owner.
Potomac Bancshares Dividends Analysis For Valuation
Please note that Potomac Bancshares has scaled down on payment of dividends at this time.
There are various types of dividends Potomac Bancshares can pay to its shareholders, and the actual value of the dividend is determined on a per-share basis. It is to be paid equally to all of Potomac shareholders on a specific date, known as the payable date. The cash dividend is the most common type of dividend payment - it is the payment of actual cash from Potomac Bancshares directly to its shareholders. There are other types of dividends that companies can issue, such as stock dividends or asset dividends. When Potomac pays a dividend, it has no impact on its enterprise value. It does, however, lowers the Equity Value of Potomac Bancshares by the value of the dividends paid out.
Potomac Bancshares Growth Indicators
Investing in growth stocks can be very risky. If the company such as Potomac Bancshares does not do well, investors take a loss on the stock when it is time to sell. Also, because growth stocks typically do not pay dividends, the only opportunity an investor has to make money on their investment is when they eventually sell their shares.
| Price Earnings Ratio | 9.3389 | |
| Quarterly Earnings Growth Y O Y | 0.052 | |
| Retained Earnings | 47.8 M | |
| Forward Annual Dividend Rate | 0.36 | |
| Shares Float | 4 M |
Additional Tools for Potomac Pink Sheet Analysis
When running Potomac Bancshares' price analysis, check to measure Potomac Bancshares' market volatility, profitability, liquidity, solvency, efficiency, growth potential, financial leverage, and other vital indicators. We have many different tools that can be utilized to determine how healthy Potomac Bancshares is operating at the current time. Most of Potomac Bancshares' value examination focuses on studying past and present price action to predict the probability of Potomac Bancshares' future price movements. You can analyze the entity against its peers and the financial market as a whole to determine factors that move Potomac Bancshares' price. Additionally, you may evaluate how the addition of Potomac Bancshares to your portfolios can decrease your overall portfolio volatility.