PNC Financial Valuation
| PNC Stock | USD 210.07 4.32 2.10% |
At this time, the company appears to be overvalued. PNC Financial Services owns a latest Real Value of $187.88 per share. The recent price of the company is $210.07. Our model determines the value of PNC Financial Services from examining the company fundamentals such as return on asset of 0.0093, and Operating Margin of 0.36 % as well as analyzing its technical indicators and probability of bankruptcy. Key fundamental drivers impacting PNC Financial's valuation include:
Price Book 1.4967 | Enterprise Value 150.3 B | Price Sales 4.0691 | Forward PE 14.2653 | Trailing PE 17.7574 |
Overvalued
Today
Please note that PNC Financial's price fluctuation is very steady at this time. Calculation of the real value of PNC Financial Services is based on 3 months time horizon. Increasing PNC Financial's time horizon generally increases the accuracy of value calculation and significantly improves the predictive power of the methodology used.
Since PNC Financial is currently traded on the exchange, buyers and sellers on that exchange determine the market value of PNC Stock. However, PNC Financial's intrinsic value may or may not be the same as its current market price, in which case there is an opportunity to profit from the mispricing, assuming the market price will eventually merge with its intrinsic value. | Historical | Market 210.07 | Real 187.88 | Target 137.98 | Hype 209.68 | Naive 205.08 |
The real value of PNC Stock, also known as its intrinsic value, is the underlying worth of PNC Financial Services Company, which is reflected in its stock price. It is based on PNC Financial's financial performance, growth prospects, management team, or industry conditions. The intrinsic value of PNC Financial's stock can be calculated using various methods such as discounted cash flow analysis, price-to-earnings ratio, or price-to-book ratio. That value may differ from its current market price, which is determined by supply and demand factors such as investor sentiment, market trends, or news.
Estimating the potential upside or downside of PNC Financial Services helps investors to forecast how PNC stock's addition to their portfolios will impact the overall performance. We also use other valuation drivers to help us estimate the true value of PNC Financial more accurately as focusing exclusively on PNC Financial's fundamentals will not take into account other important factors: Traditionally, analysts and sophisticated investors use multiple methods for valuing a cash-flow-generating entity or its stock. For example, some money managers use PNC Financial's intrinsic value based on its ongoing forecasts of PNC Financial's financial statements. In contrast, other private, professional wealth advisors use a multiplier approach by looking to relative value analysis against PNC Financial's closest peers. If more than one evaluation category is relevant for PNC Financial we suggest using both methods to arrive at a better estimate.
PNC Financial Cash |
|
PNC Valuation Trend
Comparing PNC Financial's enterprise value against its market capitalization is a good way to estimate the value of PNC Financial Services uage its performance over time. This information may sometimes be enough for investors to make reasonable market timing decisions.
PNC Revenue by Product
PNC Financial Total Value Analysis
PNC Financial Services is at this time estimated to have company total value of 150.28 B with market capitalization of 83.35 B, debt of 72.74 B, and cash on hands of 7.03 B. Please note that company total value may be misleading and is a subject to accounting gimmicks. We encourage investors to carefully check all of the PNC Financial fundamentals before making security assessment based on enterprise value of the company| Takeover Price | Market Cap | Debt Obligations | Cash |
150.28 B | 83.35 B | 72.74 B | 7.03 B |
PNC Financial Investor Information
About 86.0% of the company shares are owned by institutional investors. The company has price-to-book ratio of 1.5. Typically companies with comparable Price to Book (P/B) are able to outperform the market in the long run. PNC Financial Services has Price/Earnings To Growth (PEG) ratio of 2.1. The entity recorded earning per share (EPS) of 11.83. The firm last dividend was issued on the 16th of October 2024. PNC Financial had 2:1 split on the 16th of November 1992. Based on the analysis of PNC Financial's profitability, liquidity, and operating efficiency, PNC Financial Services is not in a good financial situation at this time. It has a very high probability of going through financial hardship in December.| Current Value | Last Year | Change From Last Year | 10 Year Trend | ||||||
|---|---|---|---|---|---|---|---|---|---|
| Operating Profit Margin | 0.31 | 0.3247 |
|
| |||||
| Total Cash From Operating Activities | 10.6 B | 10.1 B |
|
| |||||
| Operating Income | 6.9 B | 10.6 B |
|
|
PNC Financial Asset Utilization
The concept of asset utilization usually refers to the revenue earned for every dollar of assets a company currently reports. The latest return on assets of PNC indicates not a very effective usage of assets in November.PNC Financial Ownership Allocation
PNC Financial Services secures a total of 396.78 Million outstanding shares. The majority of PNC Financial Services outstanding shares are owned by institutions. These other corporate entities are usually referred to as non-private investors looking to secure positions in PNC Financial Services to benefit from reduced commissions. Therefore, outside corporations are subject to a different set of regulations than regular investors in PNC Financial Services. Please pay attention to any change in the institutional holdings of PNC Financial as this could imply that something significant has changed or is about to change at the company. Please note that on October 8, 2024, Representative Ro Khanna of US Congress acquired under $15k worth of PNC Financial Services's common stock.PNC Financial Profitability Analysis
The company reported the last year's revenue of 20.75 B. Total Income to common stockholders was 5.65 B with profit before taxes, overhead, and interest of 20.64 B.PNC Financial Past Distributions to stockholders
Please note that valuation analysis is one of the essential comprehensive assessments in business. It evaluates PNC Financial's worth, which you can determine by considering its current assets, liabilities and future cash flows. The investors' valuation analysis is an important metric that will give you a perspective on different companies. It helps you know the worth of the potential investment in PNC Financial and how it compares across the competition.
About PNC Financial Valuation
The stock valuation mechanism determines PNC Financial's current worth on a weekly basis. Our valuation model uses a comparative analysis of PNC Financial. We calculate exposure to PNC Financial's market risk, different technical and fundamental indicators, and relevant financial multiples and ratios and then compare them to those of PNC Financial's related companies.| Last Reported | Projected for Next Year | ||
| Gross Profit | 18.4 B | 9.8 B | |
| Pretax Profit Margin | 0.32 | 0.25 | |
| Operating Profit Margin | 0.32 | 0.31 | |
| Net Profit Margin | 0.27 | 0.18 | |
| Gross Profit Margin | 0.88 | 0.98 |
PNC Financial Quarterly Retained Earnings |
|
A single share of PNC Financial represents a small ownership stake in the entity. As a stockholder of PNC, your percentage of company ownership is determined by dividing the number of shares you own by the total number of shares outstanding and then multiplying that amount by 100. Owning stock in a company generally confers both corporate voting rights and income from any dividends paid to the stock owner.
PNC Financial Dividends Analysis For Valuation
At present, PNC Financial's Dividend Payout Ratio is projected to increase slightly based on the last few years of reporting. . At present, PNC Financial's Price Earnings Ratio is projected to slightly grow based on the last few years of reporting.
| Last Reported | Projected for Next Year | ||
| Dividends Paid | 2.9 B | 3 B | |
| Dividend Yield | 0.05 | 0.04 | |
| Dividend Payout Ratio | 0.52 | 0.61 | |
| Dividend Paid And Capex Coverage Ratio | 3.51 | 2.51 |
There are various types of dividends PNC Financial can pay to its shareholders, and the actual value of the dividend is determined on a per-share basis. It is to be paid equally to all of PNC shareholders on a specific date, known as the payable date. The cash dividend is the most common type of dividend payment - it is the payment of actual cash from PNC Financial Services directly to its shareholders. There are other types of dividends that companies can issue, such as stock dividends or asset dividends. When PNC pays a dividend, it has no impact on its enterprise value. It does, however, lowers the Equity Value of PNC Financial by the value of the dividends paid out.
PNC Financial Growth Indicators
Growth stocks usually refer to those companies expected to grow sales and earnings faster than the market average. Growth stocks typically don't pay dividends, often look expensive, and usually trading at a high P/E ratio. Nevertheless, such valuations could be relatively cheap if the company continues to grow, which will drive the share price up. However, since most investors are paying a high price for a growth stock, based on expectations, if those expectations are not fully realized, growth stocks can see dramatic declines.
| Common Stock Shares Outstanding | 401 M | |
| Quarterly Earnings Growth Y O Y | -0.031 | |
| Forward Price Earnings | 14.2653 |
PNC Financial Current Valuation Indicators
Valuation refers to the process of determining the present value of PNC Financial Services and all of its assets. It can be calculated using a number of techniques. As many analysts who try to value PNC we look at many different elements of the entity such as PNC's management, its prospective future earnings, the current market value of the company's assets, as well as its capital structure formation.
Valuations are an essential part of business, for companies themselves, but also for investors. For companies, such as PNC Financial, valuations can help measure their progress and success and can help them track their performance in the market compared to others. In addition, investors can use PNC Financial's valuations to help determine the worth of potential investments. They can do this by using data and information made public by a company. Regardless of who the valuation is for, it essentially describes PNC Financial's worth.Complementary Tools for PNC Stock analysis
When running PNC Financial's price analysis, check to measure PNC Financial's market volatility, profitability, liquidity, solvency, efficiency, growth potential, financial leverage, and other vital indicators. We have many different tools that can be utilized to determine how healthy PNC Financial is operating at the current time. Most of PNC Financial's value examination focuses on studying past and present price action to predict the probability of PNC Financial's future price movements. You can analyze the entity against its peers and the financial market as a whole to determine factors that move PNC Financial's price. Additionally, you may evaluate how the addition of PNC Financial to your portfolios can decrease your overall portfolio volatility.
| Money Flow Index Determine momentum by analyzing Money Flow Index and other technical indicators | |
| Financial Widgets Easily integrated Macroaxis content with over 30 different plug-and-play financial widgets |