PNC Financial Statements From 2010 to 2024

PNC Stock  USD 210.07  4.32  2.10%   
PNC Financial financial statements provide useful quarterly and yearly information to potential PNC Financial Services investors about the company's current and past financial position, as well as its overall management performance and changes in financial position over time. Historical trend examination of various income statement and balance sheet accounts found on PNC Financial financial statements helps investors assess PNC Financial's valuation, profitability, and current liquidity needs. Key fundamental drivers impacting PNC Financial's valuation are summarized below:
Gross Profit
20.6 B
Profit Margin
0.2511
Market Capitalization
83.4 B
Enterprise Value Revenue
7.3431
Revenue
20.5 B
We have found one hundred twenty available fundamental measures for PNC Financial, which can be analyzed and compared to other ratios and to its peers in the sector. Investors should ensure to check out all of PNC Financial's latest performance against the performance from 2010 to 2024 to make sure the company is sustainable next year. The current year's Market Cap is expected to grow to about 12.1 B. The current year's Enterprise Value is expected to grow to about 23.6 B

PNC Financial Total Revenue

10.69 Billion

Check PNC Financial financial statements over time to gain insight into future company performance. You can evaluate financial statements to find patterns among PNC Financial's main balance sheet or income statement drivers, such as Interest Expense of 10.9 B, Other Operating Expenses of 10.7 B or Operating Income of 6.9 B, as well as many indicators such as Price To Sales Ratio of 2.33, Dividend Yield of 0.04 or PTB Ratio of 1.76. PNC financial statements analysis is a perfect complement when working with PNC Financial Valuation or Volatility modules.
  
Check out the analysis of PNC Financial Correlation against competitors.

PNC Financial Balance Sheet

Current ValueLast YearHistorical Average 10 Year Trend
Common Stock Shares Outstanding377.5 M401 M446.1 M
Very volatile
Total Assets589.7 B561.6 B394.6 B
Slightly volatile
Short and Long Term Debt Total76.4 B72.7 B49.8 B
Slightly volatile
Total Current Liabilities63.3 B101.3 B71.9 B
Slightly volatile
Total Stockholder Equity53.7 B51.1 B43.9 B
Slightly volatile
Property Plant And Equipment Net10.8 B10.3 BB
Slightly volatile
Retained Earnings59.1 B56.3 B35.6 B
Slightly volatile
Cash53.3 B50.7 B35.1 B
Slightly volatile
Non Current Assets Total13.9 B14.6 B53 B
Slightly volatile
Other Assets523.2 B498.3 B258.6 B
Slightly volatile
Cash And Short Term Investments48.4 B48.7 B85.8 B
Slightly volatile
Liabilities And Stockholders Equity589.7 B561.6 B394.6 B
Slightly volatile
Non Current Liabilities Total536 B510.4 B137.1 B
Slightly volatile
Total Liabilities536 B510.4 B293.5 B
Slightly volatile
Total Current Assets43.7 B48.7 B82.4 B
Slightly volatile
Short Term Debt27.6 B26.3 B7.8 B
Slightly volatile
Common Stock2.1 B2.7 B2.5 B
Slightly volatile
Common Stock Total Equity2.6 B3.1 B2.7 B
Slightly volatile
Other Liabilities4.6 B2.9 BB
Slightly volatile
Accounts Payable17.2 B18.1 B54.1 B
Very volatile
Long Term Debt76.4 B72.7 B42.6 B
Slightly volatile
Good Will8.1 B10.9 B8.9 B
Slightly volatile
Short Term Investments45.8 B41.8 B56.7 B
Slightly volatile
Preferred Stock Total Equity3.8 B4.6 B3.5 B
Slightly volatile
Intangible Assets2.1 B3.7 B2.1 B
Slightly volatile
Property Plant Equipment12.8 B12.2 B5.8 B
Slightly volatile
Net ReceivablesB6.5 B6.7 B
Pretty Stable
Net Tangible Assets37.9 B40 B34.6 B
Slightly volatile
Long Term Debt Total33.3 B30.6 B29.4 B
Slightly volatile
Capital Surpluse17.9 B21.1 B16.7 B
Slightly volatile
Long Term Investments127 B140.9 B158.6 B
Pretty Stable
Non Current Liabilities Other593.4 M624.6 M6.8 B
Slightly volatile
Other Current Assets50.2 B50.7 B42.8 B
Slightly volatile
Short and Long Term Debt271.9 M286.2 M23.2 B
Slightly volatile
Earning Assets142.7 B240.9 B135.3 B
Slightly volatile
Net Invested Capital114.3 B123.8 B105.9 B
Very volatile
Capital StockB2.7 B2.7 B
Slightly volatile
Capital Lease Obligations2.4 B2.6 B2.2 B
Slightly volatile
Property Plant And Equipment Gross2.1 B2.2 B1.9 B
Slightly volatile

PNC Financial Income Statement

Current ValueLast YearHistorical Average 10 Year Trend
Other Operating Expenses10.7 B10.2 BB
Slightly volatile
Operating Income6.9 B10.6 B10.1 B
Pretty Stable
EBIT19.5 B18.5 B7.7 B
Slightly volatile
EBITDA19.7 B18.7 B8.7 B
Slightly volatile
Net Income5.9 B5.6 B4.3 B
Slightly volatile
Depreciation And Amortization206.2 M217 M979.3 M
Very volatile
Selling General Administrative10.3 B9.8 B5.6 B
Slightly volatile
Total Revenue10.7 B20.7 B15.6 B
Slightly volatile
Gross Profit9.8 B18.4 B13.8 B
Slightly volatile
Income Before Tax3.4 B6.7 B5.1 B
Slightly volatile
Selling And Marketing Expenses204.1 M350 M258.7 M
Slightly volatile
Cost Of RevenueB2.4 BB
Slightly volatile
Extraordinary Items5.5 B5.2 B2.3 B
Slightly volatile
Net Income Applicable To Common Shares3.4 B6.6 B4.4 B
Slightly volatile
Discontinued Operations4.1 B5.2 B4.3 B
Slightly volatile
Net Income From Continuing Ops5.1 B6.3 B4.5 B
Slightly volatile
Preferred Stock And Other Adjustments261 M351.9 M238.5 M
Slightly volatile
Tax Provision1.1 B1.2 B1.1 B
Pretty Stable
Net Interest Income11.4 B14.2 B9.7 B
Slightly volatile
Interest Income14.3 B22.9 B11.9 B
Slightly volatile
Reconciled Depreciation226.1 M238 M1.1 B
Slightly volatile

PNC Financial Cash Flow Statement

Current ValueLast YearHistorical Average 10 Year Trend
Begin Period Cash Flow4.4 BBB
Slightly volatile
Depreciation206.2 M217 M979.3 M
Very volatile
Dividends PaidB2.9 B1.7 B
Slightly volatile
Total Cash From Operating Activities10.6 B10.1 B6.4 B
Slightly volatile
Net Income5.9 B5.6 B4.7 B
Slightly volatile
End Period Cash Flow4.6 B6.9 B5.4 B
Slightly volatile
Issuance Of Capital StockB1.6 B480.4 M
Slightly volatile

Financial Ratios

Current ValueLast YearHistorical Average 10 Year Trend
Price To Sales Ratio2.332.99283.1321
Slightly volatile
Dividend Yield0.040.04630.0318
Slightly volatile
PTB Ratio1.761.2151.2426
Slightly volatile
Days Sales Outstanding157159146
Pretty Stable
Book Value Per Share90.67128227
Slightly volatile
Operating Cash Flow Per Share26.4825.214514.2938
Slightly volatile
Stock Based Compensation To Revenue0.00850.01180.0112
Slightly volatile
Capex To Depreciation0.06570.069114.3308
Pretty Stable
PB Ratio1.761.2151.2426
Slightly volatile
EV To Sales5.384.05374.2439
Pretty Stable
ROIC0.04330.04560.1046
Slightly volatile
Net Income Per Share14.6113.91029.5529
Slightly volatile
Sales General And Administrative To Revenue0.250.47330.3216
Slightly volatile
Capex To Revenue0.0020.00211.0774
Very volatile
Cash Per Share242231202
Slightly volatile
POCF Ratio6.456.14138.637
Pretty Stable
Interest Coverage0.620.64827.6646
Slightly volatile
Payout Ratio0.610.5160.3987
Slightly volatile
Capex To Operating Cash Flow0.00470.0053.0865
Very volatile
Income Quality2.261.79051.4976
Pretty Stable
ROE0.130.10910.1021
Pretty Stable
EV To Operating Cash Flow8.738.318410.9104
Pretty Stable
PE Ratio15.3111.132112.4599
Slightly volatile
Return On Tangible Assets0.00960.01020.0113
Pretty Stable
Earnings Yield0.08980.08980.086
Slightly volatile
Intangibles To Total Assets0.03960.0260.0303
Slightly volatile
Current Ratio0.370.39414
Pretty Stable
Tangible Book Value Per Share78.6591.0798205
Slightly volatile
Receivables Turnover2.052.372.4827
Pretty Stable
Graham Number210200143
Slightly volatile
Shareholders Equity Per Share13412795.9548
Slightly volatile
Debt To Equity2.051.42331.2409
Very volatile
Capex Per Share0.10.1138.5665
Very volatile
Revenue Per Share54.3351.740635.9294
Slightly volatile
Interest Debt Per Share218207109
Slightly volatile
Debt To Assets0.180.12950.1306
Pretty Stable
Enterprise Value Over EBITDA11.0610.81910.1448
Pretty Stable
Short Term Coverage Ratios26.024.7616.3052
Slightly volatile
Price Earnings Ratio15.3111.132112.4599
Slightly volatile
Price Book Value Ratio1.761.2151.2426
Slightly volatile
Dividend Payout Ratio0.610.5160.3987
Slightly volatile
Price To Operating Cash Flows Ratio6.456.14138.637
Pretty Stable
Pretax Profit Margin0.250.32470.3192
Very volatile
Ebt Per Ebit0.380.710.5196
Slightly volatile
Operating Profit Margin0.310.32470.7106
Slightly volatile
Effective Tax Rate0.180.16170.1911
Slightly volatile
Company Equity Multiplier11.9210.98879.4226
Pretty Stable
Long Term Debt To Capitalization0.610.58730.4856
Slightly volatile
Total Debt To Capitalization0.680.58730.5337
Very volatile
Return On Capital Employed0.01140.0120.0361
Slightly volatile
Debt Equity Ratio2.051.42331.2409
Very volatile
Ebit Per Revenue0.310.32470.7106
Slightly volatile
Quick Ratio0.480.51459
Pretty Stable
Dividend Paid And Capex Coverage Ratio2.513.51322.0371
Very volatile
Net Income Per E B T0.860.82810.8059
Slightly volatile
Cash Ratio0.08720.0918190
Pretty Stable
Operating Cash Flow Sales Ratio0.410.48730.3854
Pretty Stable
Days Of Sales Outstanding157159146
Pretty Stable
Cash Flow Coverage Ratios0.0960.1390.1405
Very volatile
Price To Book Ratio1.761.2151.2426
Slightly volatile
Fixed Asset Turnover1.71.793.5438
Pretty Stable
Capital Expenditure Coverage Ratio17216335.2366
Slightly volatile
Price Cash Flow Ratio6.456.14138.637
Pretty Stable
Enterprise Value Multiple11.0610.81910.1448
Pretty Stable
Debt Ratio0.180.12950.1306
Pretty Stable
Cash Flow To Debt Ratio0.0960.1390.1405
Very volatile
Price Sales Ratio2.332.99283.1321
Slightly volatile
Return On Assets0.00930.00990.011
Pretty Stable
Asset Turnover0.05690.03690.0438
Slightly volatile
Net Profit Margin0.180.26880.2543
Pretty Stable
Gross Profit Margin0.980.88470.8944
Pretty Stable
Price Fair Value1.761.2151.2426
Slightly volatile
Return On Equity0.130.10910.1021
Pretty Stable

PNC Financial Valuation Data

Current ValueLast YearHistorical Average 10 Year Trend
Market Cap12.1 B11.5 B11.9 B
Slightly volatile
Enterprise Value23.6 B22.5 B23.6 B
Slightly volatile

PNC Fundamental Market Drivers

Forward Price Earnings14.2653
Cash And Short Term Investments48.7 B

PNC Upcoming Events

12th of April 2024
Upcoming Quarterly Report
View
16th of July 2024
Next Financial Report
View
31st of March 2024
Next Fiscal Quarter End
View
21st of January 2025
Next Fiscal Year End
View
31st of December 2023
Last Quarter Report
View
31st of December 2023
Last Financial Announcement
View

About PNC Financial Financial Statements

PNC Financial stakeholders use historical fundamental indicators, such as PNC Financial's revenue or net income, to determine how well the company is positioned to perform in the future. Although PNC Financial investors may analyze each financial statement separately, they are all interrelated. For example, changes in PNC Financial's assets and liabilities are reflected in the revenues and expenses on PNC Financial's income statement, which ultimately affect the company's gains or losses. Understanding these patterns can help in making the right long-term investment decisions in PNC Financial Services. Please read more on our technical analysis and fundamental analysis pages.
Last ReportedProjected for Next Year
Total Revenue20.7 B10.7 B
Cost Of Revenue2.4 BB
Stock Based Compensation To Revenue 0.01  0.01 
Sales General And Administrative To Revenue 0.47  0.25 
Revenue Per Share 51.74  54.33 
Ebit Per Revenue 0.32  0.31 

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Analyzing currently trending equities could be an opportunity to develop a better portfolio based on different market momentums that they can trigger. Utilizing the top trending stocks is also useful when creating a market-neutral strategy or pair trading technique involving a short or a long position in a currently trending equity.
When determining whether PNC Financial Services offers a strong return on investment in its stock, a comprehensive analysis is essential. The process typically begins with a thorough review of PNC Financial's financial statements, including income statements, balance sheets, and cash flow statements, to assess its financial health. Key financial ratios are used to gauge profitability, efficiency, and growth potential of Pnc Financial Services Stock. Outlined below are crucial reports that will aid in making a well-informed decision on Pnc Financial Services Stock:
Check out the analysis of PNC Financial Correlation against competitors.
You can also try the Investing Opportunities module to build portfolios using our predefined set of ideas and optimize them against your investing preferences.
Is Regional Banks space expected to grow? Or is there an opportunity to expand the business' product line in the future? Factors like these will boost the valuation of PNC Financial. If investors know PNC will grow in the future, the company's valuation will be higher. The financial industry is built on trying to define current growth potential and future valuation accurately. All the valuation information about PNC Financial listed above have to be considered, but the key to understanding future value is determining which factors weigh more heavily than others.
Quarterly Earnings Growth
(0.03)
Dividend Share
6.25
Earnings Share
11.83
Revenue Per Share
51.178
Quarterly Revenue Growth
0.017
The market value of PNC Financial Services is measured differently than its book value, which is the value of PNC that is recorded on the company's balance sheet. Investors also form their own opinion of PNC Financial's value that differs from its market value or its book value, called intrinsic value, which is PNC Financial's true underlying value. Investors use various methods to calculate intrinsic value and buy a stock when its market value falls below its intrinsic value. Because PNC Financial's market value can be influenced by many factors that don't directly affect PNC Financial's underlying business (such as a pandemic or basic market pessimism), market value can vary widely from intrinsic value.
Please note, there is a significant difference between PNC Financial's value and its price as these two are different measures arrived at by different means. Investors typically determine if PNC Financial is a good investment by looking at such factors as earnings, sales, fundamental and technical indicators, competition as well as analyst projections. However, PNC Financial's price is the amount at which it trades on the open market and represents the number that a seller and buyer find agreeable to each party.