LendingClub Corp Valuation
| LC Stock | USD 13.41 0.44 3.39% |
At this time, the firm appears to be overvalued. LendingClub Corp secures a last-minute Real Value of $10.12 per share. The latest price of the firm is $13.41. Our model forecasts the value of LendingClub Corp from analyzing the firm fundamentals such as Current Valuation of 611.23 M, return on equity of 0.0386, and Profit Margin of 0.04 % as well as examining its technical indicators and probability of bankruptcy. Key fundamental drivers impacting LendingClub Corp's valuation include:
Price Book 1.0855 | Enterprise Value | Enterprise Value Ebitda 18.63 | Price Sales 1.2389 | Forward PE 18.1488 |
Overvalued
Today
Please note that LendingClub Corp's price fluctuation is somewhat reliable at this time. Calculation of the real value of LendingClub Corp is based on 3 months time horizon. Increasing LendingClub Corp's time horizon generally increases the accuracy of value calculation and significantly improves the predictive power of the methodology used.
Since LendingClub Corp is currently traded on the exchange, buyers and sellers on that exchange determine the market value of LendingClub Stock. However, LendingClub Corp's intrinsic value may or may not be the same as its current market price, in which case there is an opportunity to profit from the mispricing, assuming the market price will eventually merge with its intrinsic value. | Historical | Market 13.41 | Real 10.12 | Target 15.39 | Hype 12.97 | Naive 12.74 |
The real value of LendingClub Stock, also known as its intrinsic value, is the underlying worth of LendingClub Corp Company, which is reflected in its stock price. It is based on LendingClub Corp's financial performance, growth prospects, management team, or industry conditions. The intrinsic value of LendingClub Corp's stock can be calculated using various methods such as discounted cash flow analysis, price-to-earnings ratio, or price-to-book ratio. That value may differ from its current market price, which is determined by supply and demand factors such as investor sentiment, market trends, or news.
Estimating the potential upside or downside of LendingClub Corp helps investors to forecast how LendingClub stock's addition to their portfolios will impact the overall performance. We also use other valuation drivers to help us estimate the true value of LendingClub Corp more accurately as focusing exclusively on LendingClub Corp's fundamentals will not take into account other important factors: Traditionally, analysts and sophisticated investors use multiple methods for valuing a cash-flow-generating entity or its stock. For example, some money managers use LendingClub Corp's intrinsic value based on its ongoing forecasts of LendingClub Corp's financial statements. In contrast, other private, professional wealth advisors use a multiplier approach by looking to relative value analysis against LendingClub Corp's closest peers. If more than one evaluation category is relevant for LendingClub Corp we suggest using both methods to arrive at a better estimate.
LendingClub Corp Cash |
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LendingClub Valuation Trend
Comparing LendingClub Corp's enterprise value against its market capitalization is a good way to estimate the value of LendingClub Corp uage its performance over time. This information may sometimes be enough for investors to make reasonable market timing decisions.
LendingClub Revenue by Product
LendingClub Corp Total Value Analysis
LendingClub Corp is now forecasted to have takeover value of 611.23 M with market capitalization of 1.48 B, debt of 28.5 M, and cash on hands of 938.53 M. Please note that takeover value may be misleading and is a subject to accounting mistakes. We encourage investors to methodically examine all of the LendingClub Corp fundamentals before making investment evaluation based on enterprise value of the company| Takeover Price | Market Cap | Debt Obligations | Cash |
611.23 M | 1.48 B | 28.5 M | 938.53 M |
LendingClub Corp Investor Information
About 81.0% of the company shares are owned by institutional investors. The company has price-to-book ratio of 1.09. Typically companies with comparable Price to Book (P/B) are able to outperform the market in the long run. LendingClub Corp last dividend was issued on the 8th of July 2019. The entity had 1:5 split on the 8th of July 2019. Based on the analysis of LendingClub Corp's profitability, liquidity, and operating efficiency, LendingClub Corp is performing exceptionally good at the present time. It has a great chance to report excellent financial results in August.LendingClub Corp Asset Utilization
The concept of asset utilization usually refers to the revenue earned for every dollar of assets a company currently reports. The latest return on assets of LendingClub indicates not a very effective usage of assets in July.LendingClub Corp Ownership Allocation
LendingClub Corp maintains a total of 114.2 Million outstanding shares. The majority of LendingClub Corp outstanding shares are owned by institutional investors. These third-party entities are usually referred to as non-private investors looking to shop for positions in LendingClub Corp to benefit from reduced commissions. Consequently, institutional holders are subject to a different set of regulations than regular investors in LendingClub Corp. Please pay attention to any change in the institutional holdings of LendingClub Corp as this could imply that something significant has changed or is about to change at the company. Please note that no matter how many assets the company has, if the real value of the firm is less than the current market value, you may not be able to make money on it.LendingClub Corp Profitability Analysis
The company generated the yearly revenue of 252.97 M. Reported Net Income was 51.33 M with gross profit of 283.07 M.Please note that valuation analysis is one of the essential comprehensive assessments in business. It evaluates LendingClub Corp's worth, which you can determine by considering its current assets, liabilities and future cash flows. The investors' valuation analysis is an important metric that will give you a perspective on different companies. It helps you know the worth of the potential investment in LendingClub Corp and how it compares across the competition.
About LendingClub Corp Valuation
The stock valuation mechanism determines LendingClub Corp's current worth on a weekly basis. Our valuation model uses a comparative analysis of LendingClub Corp. We calculate exposure to LendingClub Corp's market risk, different technical and fundamental indicators, and relevant financial multiples and ratios and then compare them to those of LendingClub Corp's related companies.| Last Reported | Projected for Next Year | ||
| Gross Profit | -27 M | -25.7 M | |
| Pretax Profit Margin | 0.26 | 0.27 | |
| Operating Profit Margin | 0.28 | 0.29 | |
| Net Profit Margin | 0.20 | 0.21 | |
| Gross Profit Margin | (0.11) | (0.10) |
LendingClub Corp Growth Indicators
Growth stocks usually refer to those companies expected to grow sales and earnings faster than the market average. Growth stocks typically don't pay dividends, often look expensive, and usually trading at a high P/E ratio. Nevertheless, such valuations could be relatively cheap if the company continues to grow, which will drive the share price up. However, since most investors are paying a high price for a growth stock, based on expectations, if those expectations are not fully realized, growth stocks can see dramatic declines.
| Common Stock Shares Outstanding | 113.1 M | |
| Quarterly Earnings Growth Y O Y | -0.091 | |
| Forward Price Earnings | 18.1488 |
LendingClub Corp Current Valuation Indicators
Valuation refers to the process of determining the present value of LendingClub Corp and all of its assets. It can be calculated using a number of techniques. As many analysts who try to value LendingClub we look at many different elements of the entity such as LendingClub's management, its prospective future earnings, the current market value of the company's assets, as well as its capital structure formation.
Valuations are an essential part of business, for companies themselves, but also for investors. For companies, such as LendingClub Corp, valuations can help measure their progress and success and can help them track their performance in the market compared to others. In addition, investors can use LendingClub Corp's valuations to help determine the worth of potential investments. They can do this by using data and information made public by a company. Regardless of who the valuation is for, it essentially describes LendingClub Corp's worth.Complementary Tools for LendingClub Stock analysis
When running LendingClub Corp's price analysis, check to measure LendingClub Corp's market volatility, profitability, liquidity, solvency, efficiency, growth potential, financial leverage, and other vital indicators. We have many different tools that can be utilized to determine how healthy LendingClub Corp is operating at the current time. Most of LendingClub Corp's value examination focuses on studying past and present price action to predict the probability of LendingClub Corp's future price movements. You can analyze the entity against its peers and the financial market as a whole to determine factors that move LendingClub Corp's price. Additionally, you may evaluate how the addition of LendingClub Corp to your portfolios can decrease your overall portfolio volatility.
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