Pennymac Finl Svcs Stock Analysis

PennyMac Stock Analysis Notes

About 35.0% of the company outstanding shares are owned by corporate insiders. The company has price-to-book ratio of 1.62. Typically companies with comparable Price to Book (P/B) are able to outperform the market in the long run. PennyMac Finl Svcs recorded earning per share (EPS) of 9.3. The entity last dividend was issued on the 17th of November 2025. PennyMac Financial Services, Inc., through its subsidiaries, engages in the mortgage banking and investment management activities in the United States. PennyMac Financial Services, Inc. was founded in 2008 and is headquartered in Westlake Village, California. Pennymac Financial operates under Mortgage Finance classification in the United States and is traded on New York Stock Exchange. It employs 5088 people. To find out more about PennyMac Finl Svcs contact David Spector at 818 224 7442 or learn more at https://pfsi.pennymac.com.

PennyMac Finl Svcs Investment Alerts

PennyMac Finl Svcs Upcoming and Recent Events

PennyMac Largest EPS Surprises

View All Earnings Estimates

PennyMac Finl Environmental, Social, and Governance (ESG) Scores

PennyMac Stock Institutional Investors

Note, although PennyMac Finl's institutional investors appear to be way more sophisticated than retail investors, it remains unclear if professional active investment managers can reliably enhance risk-adjusted returns by an amount that exceeds fees and expenses.

PennyMac Market Capitalization

The company currently falls under 'Mid-Cap' category with a current market capitalization of 6.83 B.

PennyMac Profitablity

The company has Profit Margin (PM) of 0.18 %, which maeans that even a very small decline in it revenue will erase profits resulting in a net loss. This is way below average. Similarly, it shows Operating Margin (OM) of 0.23 %, which suggests for every 100 dollars of sales, it generated a net operating income of $0.23.

Management Efficiency

PennyMac Finl Svcs has return on total asset (ROA) of 0.0207 % which means that it generated a profit of $0.0207 on every $100 spent on assets. This is way below average. Similarly, it shows a return on stockholder's equity (ROE) of 0.1255 %, meaning that it created $0.1255 on every $100 dollars invested by stockholders. PennyMac Finl's management efficiency ratios could be used to measure how well PennyMac Finl manages its routine affairs as well as how well it operates its assets and liabilities. The PennyMac Finl's current Return On Capital Employed is estimated to increase to 0.11, while Return On Tangible Assets are projected to decrease to 0.02. As of now, PennyMac Finl's Other Assets are increasing as compared to previous years. The PennyMac Finl's current Other Current Assets is estimated to increase to about 1.4 B, while Return On Tangible Assets are projected to decrease to 0.02.

Technical Drivers

As of the 4th of January, PennyMac Finl holds the Risk Adjusted Performance of 0.0503, semi deviation of 1.25, and Coefficient Of Variation of 1599.91. Compared to fundamental indicators, the technical analysis model allows you to check existing technical drivers of PennyMac Finl, as well as the relationship between them.

PennyMac Finl Svcs Price Movement Analysis

Study

Hilbert Transform Instantaneous Trendline Hilbert Transform Instantaneous Trendline Midpoint Price over period Kaufman Adaptive Moving Average Weighted Moving Average Triangular Moving Average Bollinger Bands All Moving Average MESA Adaptive Moving Average MAVP Parabolic SAR Extended Exponential Moving Average Double Exponential Moving Average MidPoint over period Triple Exponential Moving Average Simple Moving Average Parabolic SAR Triple Exponential Moving Average T3

PennyMac Finl Svcs Insider Trading Activities

PennyMac Finl Outstanding Bonds

PennyMac Finl Predictive Daily Indicators

PennyMac Finl Corporate Filings

PennyMac Finl Forecast Models

PennyMac Finl's time-series forecasting models are one of many PennyMac Finl's stock analysis techniques aimed at predicting future share value based on previously observed values. Time-series forecasting models ae widely used for non-stationary data. Non-stationary data are called the data whose statistical properties e.g. the mean and standard deviation are not constant over time but instead, these metrics vary over time. These non-stationary PennyMac Finl's historical data is usually called time-series. Some empirical experimentation suggests that the statistical forecasting models outperform the models based exclusively on fundamental analysis to predict the direction of the market movement and maximize returns from investment trading.

PennyMac Finl Bond Ratings

PennyMac Finl Svcs financial ratings play a critical role in determining how much PennyMac Finl have to pay to access credit markets, i.e., the amount of interest on their issued debt. The threshold between investment-grade and speculative-grade ratings has important market implications for PennyMac Finl's borrowing costs.

PennyMac Finl Svcs Debt to Cash Allocation

PennyMac Finl Svcs currently holds 20.55 B in liabilities with Debt to Equity (D/E) ratio of 2.73, implying the company greatly relies on financing operations through barrowing. PennyMac Finl Svcs has a current ratio of 1.22, suggesting that it may have difficulties to pay its financial obligations when due. Note, when we think about PennyMac Finl's use of debt, we should always consider it together with its cash and equity.

PennyMac Finl Common Stock Shares Outstanding Over Time

PennyMac Finl Assets Financed by Debt

The debt-to-assets ratio shows the degree to which PennyMac Finl uses debt to finance its assets. It includes both long-term and short-term borrowings maturing within one year. It also includes both tangible and intangible assets, such as goodwill.

PennyMac Finl Debt Ratio

49.0

It feels like under 51% of PennyMac Finl's assets are financed through equity. Typically, companies with high debt-to-asset ratios are said to be highly leveraged. The higher the ratio, the greater risk will be associated with the PennyMac Finl's operation. In addition, a high debt-to-assets ratio may indicate a low borrowing capacity of PennyMac Finl, which in turn will lower the firm's financial flexibility.

PennyMac Finl Corporate Bonds Issued

PennyMac Short Long Term Debt Total

Stock analysis is the technique used by a trader or investor to examine and evaluate how PennyMac Finl prices is reacting to, or reflecting on a current market direction and economic conditions. It can be used to make informed decisions about market timing, and when buying or selling PennyMac shares will generate the highest return on investment. We also built our stock analysis module to help investors to gain an insight into the world economy as a whole, the stock market, thematic ideas. a specific sector, or an individual Stock such as PennyMac Finl. By using and applying PennyMac Stock analysis, traders can create a robust methodology for identifying PennyMac entry and exit points for their positions.

We track the performance of the top 100 financial experts across various large and mid-size financial boutiques. PennyMac analyst recommendations are determined by taking all analyst recommendations and averaging them as Strong Buy, Buy, Hold, Strong Sell or Sell. There is no one specific way to measure analysis performance other than comparing it to the past results via a very sophisticated attribution analysis. PennyMac analyst consensus and target price projections should be used in combination with other traditional techniques such as stock price forecasting, technical analysis, earnings estimate, and various momentum models.

PennyMac Finl Svcs stock analysis indicators help investors evaluate how PennyMac Finl stock reacts to ongoing and evolving market conditions. The investors can use it to make informed decisions about market timing and determine when trading PennyMac Finl shares will generate the highest return on investment. By understating and applying PennyMac Finl stock analysis, traders can identify PennyMac Finl position entry and exit signals to maximize returns.

When running PennyMac Finl's price analysis, check to measure PennyMac Finl's market volatility, profitability, liquidity, solvency, efficiency, growth potential, financial leverage, and other vital indicators. We have many different tools that can be utilized to determine how healthy PennyMac Finl is operating at the current time. Most of PennyMac Finl's value examination focuses on studying past and present price action to predict the probability of PennyMac Finl's future price movements. You can analyze the entity against its peers and the financial market as a whole to determine factors that move PennyMac Finl's price. Additionally, you may evaluate how the addition of PennyMac Finl to your portfolios can decrease your overall portfolio volatility.