Pennymac Finl Svcs Stock Performance
| PFSI Stock | USD 100.85 0.09 0.09% |
PennyMac Finl has a performance score of 6 on a scale of 0 to 100. The company holds a Beta of 1.07, which implies a somewhat significant risk relative to the market. PennyMac Finl returns are very sensitive to returns on the market. As the market goes up or down, PennyMac Finl is expected to follow. PennyMac Finl Svcs right now holds a risk of 1.52%. Please check PennyMac Finl Svcs expected short fall, and the relationship between the maximum drawdown and rate of daily change , to decide if PennyMac Finl Svcs will be following its historical price patterns.
Risk-Adjusted Performance
Modest
Weak | Strong |
Compared to the overall equity markets, risk-adjusted returns on investments in PennyMac Finl Svcs are ranked lower than 6 (%) of all global equities and portfolios over the last 90 days. Despite fairly weak basic indicators, PennyMac Finl may actually be approaching a critical reversion point that can send shares even higher in August 2025. ...more
Actual Historical Performance (%)
One Day Return (0.09) | Five Day Return 1.03 | Year To Date Return 1.01 | Ten Year Return 462.15 | All Time Return 428.01 |
Forward Dividend Yield 0.012 | Payout Ratio | Forward Dividend Rate 1.2 | Dividend Date 2025-05-23 | Ex Dividend Date 2025-05-14 |
1 | Insider Trading | 05/02/2025 |
2 | Disposition of 5000 shares by David Spector of PennyMac Finl at 99.15 subject to Rule 16b-3 | 05/14/2025 |
| PennyMac Finl dividend paid on 23rd of May 2025 | 05/23/2025 |
3 | Disposition of 183 shares by David Spector of PennyMac Finl at 99.4 subject to Rule 16b-3 | 06/11/2025 |
4 | PennyMac Financial Services Stock Price, News Analysis - MarketBeat | 07/03/2025 |
5 | Disposition of 205 shares by David Spector of PennyMac Finl at 102.37 subject to Rule 16b-3 | 07/07/2025 |
6 | KBRA Assigns Preliminary Ratings to PMT Loan Trust 2025-INV7 | 07/09/2025 |
7 | PennyMac Financial Services Buy, Sell, or Hold Post Q1 Earnings | 07/10/2025 |
8 | PennyMac Financial Earnings Expected to Grow Should You Buy | 07/15/2025 |
9 | Dakota Wealth Management Decreases Holdings in PennyMac Financial Services, Inc. | 07/16/2025 |
| Begin Period Cash Flow | 938.4 M | |
| Total Cashflows From Investing Activities | -1.9 B |
PennyMac Finl Relative Risk vs. Return Landscape
If you would invest 9,394 in PennyMac Finl Svcs on April 21, 2025 and sell it today you would earn a total of 691.00 from holding PennyMac Finl Svcs or generate 7.36% return on investment over 90 days. PennyMac Finl Svcs is currently generating 0.1241% in daily expected returns and assumes 1.5178% risk (volatility on return distribution) over the 90 days horizon. In different words, 13% of stocks are less volatile than PennyMac, and 98% of all traded equity instruments are projected to make higher returns than the company over the 90 days investment horizon. Expected Return |
| Risk |
PennyMac Finl Market Risk Analysis
Today, many novice investors tend to focus exclusively on investment returns with little concern for PennyMac Finl's investment risk. Standard deviation is the most common way to measure market volatility of stocks, such as PennyMac Finl Svcs, and traders can use it to determine the average amount a PennyMac Finl's price has deviated from the expected return over a period of time. It is calculated by determining the expected price for the established period and then subtracting this figure from each price point. The differences are then squared, summed, and averaged to produce the variance.
Sharpe Ratio = 0.0818
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| Cash | Small Risk | PFSI | High Risk | Huge Risk |
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Estimated Market Risk
| 1.52 actual daily | 13 87% of assets are more volatile |
Expected Return
| 0.12 actual daily | 2 98% of assets have higher returns |
Risk-Adjusted Return
| 0.08 actual daily | 6 94% of assets perform better |
Based on monthly moving average PennyMac Finl is performing at about 6% of its full potential. If added to a well diversified portfolio the total return can be enhanced and market risk can be reduced. You can increase risk-adjusted return of PennyMac Finl by adding it to a well-diversified portfolio.
PennyMac Finl Fundamentals Growth
PennyMac Stock prices reflect investors' perceptions of the future prospects and financial health of PennyMac Finl, and PennyMac Finl fundamentals are critical determinants of its market performance. Overall, investors pay close attention to revenue and earnings growth, profit margins, and debt levels. These fundamentals can have a significant impact on PennyMac Stock performance.
| Return On Equity | 0.0932 | ||||
| Return On Asset | 0.016 | ||||
| Profit Margin | 0.10 % | ||||
| Operating Margin | 0.12 % | ||||
| Current Valuation | 22.83 B | ||||
| Shares Outstanding | 51.66 M | ||||
| Price To Earning | 2.74 X | ||||
| Price To Book | 1.33 X | ||||
| Price To Sales | 1.54 X | ||||
| Revenue | 1.59 B | ||||
| Gross Profit | 3.1 B | ||||
| EBITDA | 473.17 M | ||||
| Net Income | 311.42 M | ||||
| Cash And Equivalents | 1.52 B | ||||
| Cash Per Share | 28.96 X | ||||
| Total Debt | 20.55 B | ||||
| Debt To Equity | 2.73 % | ||||
| Current Ratio | 1.24 X | ||||
| Book Value Per Share | 75.57 X | ||||
| Cash Flow From Operations | (4.53 B) | ||||
| Earnings Per Share | 6.52 X | ||||
| Market Capitalization | 5.21 B | ||||
| Total Asset | 26.09 B | ||||
| Retained Earnings | 3.77 B | ||||
| Working Capital | 5.8 B | ||||
| Current Asset | 442.28 M | ||||
| Current Liabilities | 1.52 B | ||||
About PennyMac Finl Performance
By evaluating PennyMac Finl's fundamental ratios, stakeholders can gain valuable insights into PennyMac Finl's financial health, operational efficiency, and overall profitability, helping them make informed investment and management decisions. For instance, if PennyMac Finl has a high ROA and ROE, it suggests that the company is efficiently using its assets and equity to generate substantial profits, making it an attractive investment. Conversely, if PennyMac Finl has a low ROA and ROE, it may indicate underlying issues in asset and equity management, signaling a need for operational improvements. Please also refer to our technical analysis and fundamental analysis pages.
| Last Reported | Projected for Next Year | ||
| Days Of Inventory On Hand | (26.96) | (25.62) | |
| Return On Tangible Assets | 0.02 | 0.02 | |
| Return On Capital Employed | 0.06 | 0.11 | |
| Return On Assets | 0.01 | 0.01 | |
| Return On Equity | 0.08 | 0.08 |
Things to note about PennyMac Finl Svcs performance evaluation
Checking the ongoing alerts about PennyMac Finl for important developments is a great way to find new opportunities for your next move. Stock alerts and notifications screener for PennyMac Finl Svcs help investors to be notified of important events, changes in technical or fundamental conditions, and significant headlines that can affect investment decisions.| PennyMac Finl Svcs currently holds about 1.52 B in cash with (4.53 B) of positive cash flow from operations. This results in cash-per-share (CPS) ratio of 28.96. | |
| PennyMac Finl Svcs has a frail financial position based on the latest SEC disclosures | |
| Roughly 62.0% of the company shares are owned by institutional investors | |
| On 23rd of May 2025 PennyMac Finl paid $ 0.3 per share dividend to its current shareholders | |
| Latest headline from thelincolnianonline.com: Dakota Wealth Management Decreases Holdings in PennyMac Financial Services, Inc. |
- Analyzing PennyMac Finl's financial statements, including its income statement, balance sheet, and cash flow statement, helps in understanding its overall financial health and growth potential.
- Getting a closer look at valuation ratios like price-to-earnings (P/E) ratio, price-to-sales (P/S) ratio, and price-to-book (P/B) ratio help in understanding whether PennyMac Finl's stock is overvalued or undervalued compared to its peers.
- Examining PennyMac Finl's industry or sector and how it is performing can give you an idea of its growth potential and how it is positioned relative to its competitors.
- Evaluating PennyMac Finl's management team can have a significant impact on its success or failure. Reviewing the track record and experience of PennyMac Finl's management team can help you assess the Company's leadership.
- Pay attention to analyst opinions and ratings of PennyMac Finl's stock. These opinions can provide insight into PennyMac Finl's potential for growth and whether the stock is currently undervalued or overvalued.
Complementary Tools for PennyMac Stock analysis
When running PennyMac Finl's price analysis, check to measure PennyMac Finl's market volatility, profitability, liquidity, solvency, efficiency, growth potential, financial leverage, and other vital indicators. We have many different tools that can be utilized to determine how healthy PennyMac Finl is operating at the current time. Most of PennyMac Finl's value examination focuses on studying past and present price action to predict the probability of PennyMac Finl's future price movements. You can analyze the entity against its peers and the financial market as a whole to determine factors that move PennyMac Finl's price. Additionally, you may evaluate how the addition of PennyMac Finl to your portfolios can decrease your overall portfolio volatility.
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