Choiceone Financial Services Stock Performance
| COFS Stock | USD 35.90 0.40 1.13% |
On a scale of 0 to 100, ChoiceOne Financial holds a performance score of 18. The firm shows a Beta (market volatility) of 1.52, which signifies a somewhat significant risk relative to the market. As the market goes up, the company is expected to outperform it. However, if the market returns are negative, ChoiceOne Financial will likely underperform. Please check ChoiceOne Financial's semi variance, and the relationship between the treynor ratio and daily balance of power , to make a quick decision on whether ChoiceOne Financial's price patterns will revert.
Risk-Adjusted Performance
18 of 100
Weak | Strong |
Solid
Compared to the overall equity markets, risk-adjusted returns on investments in ChoiceOne Financial Services are ranked lower than 18 (%) of all global equities and portfolios over the last 90 days. In spite of comparatively fragile technical and fundamental indicators, ChoiceOne Financial unveiled solid returns over the last few months and may actually be approaching a breakup point. ...more
Actual Historical Performance (%)
One Day Return 1.13 | Five Day Return 1.56 | Year To Date Return 18.21 | Ten Year Return 79.95 | All Time Return 220.25 |
Forward Dividend Yield 0.0304 | Payout Ratio 0.3418 | Last Split Factor 105:100 | Forward Dividend Rate 1.08 | Dividend Date 2024-09-30 |
1 | Eagle Financial Services and ChoiceOne Financial Services Critical Review - Defense World | 08/20/2024 |
2 | Top US Dividend Stocks To Consider In August 2024 - Simply Wall St | 08/27/2024 |
3 | ChoiceOne Bank Receives dotCOMM Gold Award Honoring Web Creativity, Digital Communication Excellence | 09/10/2024 |
| ChoiceOne Financial dividend paid on 30th of September 2024 | 09/30/2024 |
4 | Acquisition by Armock Greg L. of 478 shares of ChoiceOne Financial at 30.91 subject to Rule 16b-3 | 10/01/2024 |
5 | Acquisition by Burrough Eric E of 477 shares of ChoiceOne Financial at 30.91 subject to Rule 16b-3 | 10/02/2024 |
6 | Acquisition by Armock Greg L. of 540 shares of ChoiceOne Financial at 27.35 subject to Rule 16b-3 | 10/16/2024 |
7 | Acquisition by Potes Kelly of 2000 shares of ChoiceOne Financial at 25.0 subject to Rule 16b-3 | 10/18/2024 |
8 | ChoiceOne Financial Services Inc Reports Q3 2024 Earnings EPS at 0.85, Revenue Reaches 20. ... | 10/23/2024 |
9 | ChoiceOne Financial Services Inc Trading 7.12 percent Higher on Oct 24 | 10/24/2024 |
| Begin Period Cash Flow | 43.9 M |
ChoiceOne |
ChoiceOne Financial Relative Risk vs. Return Landscape
If you would invest 2,653 in ChoiceOne Financial Services on August 14, 2024 and sell it today you would earn a total of 937.00 from holding ChoiceOne Financial Services or generate 35.32% return on investment over 90 days. ChoiceOne Financial Services is currently generating 0.5033% in daily expected returns and assumes 2.152% risk (volatility on return distribution) over the 90 days horizon. In different words, 19% of stocks are less volatile than ChoiceOne, and 90% of all traded equity instruments are projected to make higher returns than the company over the 90 days investment horizon. Expected Return |
| Risk |
ChoiceOne Financial Market Risk Analysis
Today, many novice investors tend to focus exclusively on investment returns with little concern for ChoiceOne Financial's investment risk. Standard deviation is the most common way to measure market volatility of stocks, such as ChoiceOne Financial Services, and traders can use it to determine the average amount a ChoiceOne Financial's price has deviated from the expected return over a period of time. It is calculated by determining the expected price for the established period and then subtracting this figure from each price point. The differences are then squared, summed, and averaged to produce the variance.
Sharpe Ratio = 0.2339
| Best Portfolio | Best Equity | |||
| Good Returns | ||||
| Average Returns | ||||
| Small Returns | COFS | |||
| Cash | Small Risk | Average Risk | High Risk | Huge Risk |
| Negative Returns |
Estimated Market Risk
| 2.15 actual daily | 19 81% of assets are more volatile |
Expected Return
| 0.5 actual daily | 9 91% of assets have higher returns |
Risk-Adjusted Return
| 0.23 actual daily | 18 82% of assets perform better |
Based on monthly moving average ChoiceOne Financial is performing at about 18% of its full potential. If added to a well diversified portfolio the total return can be enhanced and market risk can be reduced. You can increase risk-adjusted return of ChoiceOne Financial by adding it to a well-diversified portfolio.
ChoiceOne Financial Fundamentals Growth
ChoiceOne Stock prices reflect investors' perceptions of the future prospects and financial health of ChoiceOne Financial, and ChoiceOne Financial fundamentals are critical determinants of its market performance. Overall, investors pay close attention to revenue and earnings growth, profit margins, and debt levels. These fundamentals can have a significant impact on ChoiceOne Stock performance.
| Return On Equity | 0.12 | ||||
| Return On Asset | 0.0094 | ||||
| Profit Margin | 0.28 % | ||||
| Operating Margin | 0.43 % | ||||
| Current Valuation | 413.34 M | ||||
| Shares Outstanding | 8.96 M | ||||
| Price To Earning | 9.13 X | ||||
| Price To Book | 1.28 X | ||||
| Price To Sales | 3.66 X | ||||
| Revenue | 114.13 M | ||||
| Gross Profit | 81.14 M | ||||
| EBITDA | 955 K | ||||
| Net Income | 21.26 M | ||||
| Cash And Equivalents | 51.49 M | ||||
| Cash Per Share | 6.86 X | ||||
| Total Debt | 236.22 M | ||||
| Debt To Equity | 6.37 % | ||||
| Book Value Per Share | 27.65 X | ||||
| Cash Flow From Operations | 45.23 M | ||||
| Earnings Per Share | 3.16 X | ||||
| Market Capitalization | 321.78 M | ||||
| Total Asset | 2.6 B | ||||
| Retained Earnings | 73.7 M | ||||
About ChoiceOne Financial Performance
Assessing ChoiceOne Financial's fundamental ratios provides investors with valuable insights into ChoiceOne Financial's financial health and overall profitability. This information is crucial for making informed investment decisions. A high ROA would indicate that the ChoiceOne Financial is effectively leveraging its assets and equity to generate significant profits, making it an appealing investment. Conversely, low Return on Assets could signal underlying management issues in assets and equity, indicating a necessity for operational refinements. Please also refer to our technical analysis and fundamental analysis pages.
| Last Reported | Projected for Next Year | ||
| Return On Tangible Assets | 0.01 | 0.01 | |
| Return On Assets | 0.01 | 0.01 | |
| Return On Equity | 0.11 | 0.09 |
Things to note about ChoiceOne Financial performance evaluation
Checking the ongoing alerts about ChoiceOne Financial for important developments is a great way to find new opportunities for your next move. Stock alerts and notifications screener for ChoiceOne Financial help investors to be notified of important events, changes in technical or fundamental conditions, and significant headlines that can affect investment decisions.| On 30th of September 2024 ChoiceOne Financial paid $ 0.27 per share dividend to its current shareholders | |
| Latest headline from gurufocus.com: ChoiceOne Financial Services Inc Trading 7.12 percent Higher on Oct 24 |
- Analyzing ChoiceOne Financial's financial statements, including its income statement, balance sheet, and cash flow statement, helps in understanding its overall financial health and growth potential.
- Getting a closer look at valuation ratios like price-to-earnings (P/E) ratio, price-to-sales (P/S) ratio, and price-to-book (P/B) ratio help in understanding whether ChoiceOne Financial's stock is overvalued or undervalued compared to its peers.
- Examining ChoiceOne Financial's industry or sector and how it is performing can give you an idea of its growth potential and how it is positioned relative to its competitors.
- Evaluating ChoiceOne Financial's management team can have a significant impact on its success or failure. Reviewing the track record and experience of ChoiceOne Financial's management team can help you assess the Company's leadership.
- Pay attention to analyst opinions and ratings of ChoiceOne Financial's stock. These opinions can provide insight into ChoiceOne Financial's potential for growth and whether the stock is currently undervalued or overvalued.
Additional Tools for ChoiceOne Stock Analysis
When running ChoiceOne Financial's price analysis, check to measure ChoiceOne Financial's market volatility, profitability, liquidity, solvency, efficiency, growth potential, financial leverage, and other vital indicators. We have many different tools that can be utilized to determine how healthy ChoiceOne Financial is operating at the current time. Most of ChoiceOne Financial's value examination focuses on studying past and present price action to predict the probability of ChoiceOne Financial's future price movements. You can analyze the entity against its peers and the financial market as a whole to determine factors that move ChoiceOne Financial's price. Additionally, you may evaluate how the addition of ChoiceOne Financial to your portfolios can decrease your overall portfolio volatility.