Open Lending Net Worth

Open Lending Net Worth Breakdown

  LPRO
The net worth of Open Lending Corp is the difference between its total assets and liabilities. Open Lending's net worth represents the value of the company's equity or ownership interest. In other words, it is the amount of money that would be left over if all of Open Lending's assets were sold and all of its debts were paid off. Net worth is sometimes referred to as shareholder's equity or book value. Open Lending's net worth can be used as a measure of its financial health and stability which can help investors to decide if Open Lending is a good investment. It is also essential in determining the company's creditworthiness and ability to secure financing before investing in Open Lending Corp stock.

Open Lending Net Worth Analysis

Open Lending's net worth analysis, or its valuation, is the process of determining the total value of the company. This involves assessing a range of factors, including Open Lending's financial performance, assets, liabilities, and potential for growth. The ultimate goal is to provide a clear understanding of Open Lending's overall worth, which can help investors make informed investment decisions. There are several methods that can be used to perform Open Lending's net worth analysis. One common approach is to calculate Open Lending's market capitalization.Another approach is to use the price-to-earnings ratio (P/E ratio), which compares Open Lending's stock price to its earnings per share (EPS). Discounted cash flow (DCF) analysis is another popular method for assessing Open Lending's net worth. This approach calculates the present value of Open Lending's future cash flows, taking into account factors such as growth rate, profitability, and risk. By comparing the present value of Open Lending's cash flows to its current stock price, investors can gain a better understanding of the company's overall value. Finally, investors may use comparable company analysis to evaluate Open Lending's net worth. This involves comparing Open Lending's financial metrics to similar companies in the same industry. By identifying companies with similar financial characteristics, investors can gain insight into Open Lending's net worth relative to its peers.

Enterprise Value

455.16 Million

To determine if Open Lending is a good investment, evaluating the company's potential for future growth is also very important. This may include expanding into new markets, launching new products or services, or improving operational efficiency. Companies with strong growth prospects can be more attractive investments. This aspect of the research should be conducted in the context of the overall market and industry in which the company operates and should include an analysis of growth potential, competitive landscape, and any regulatory or economic factors that could impact the business. Some of the essential points regarding Open Lending's net worth research are outlined below:
Open Lending Corp is way too risky over 90 days horizon
Open Lending Corp appears to be risky and price may revert if volatility continues
The company reported the previous year's revenue of 24.02 M. Net Loss for the year was (135.01 M) with loss before overhead, payroll, taxes, and interest of (6.52 M).
About 59.0% of the company shares are owned by institutional investors
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Open Lending uses earnings reports to provide investors with an update of all three financial statements, including the income statement, the balance sheet, and the cash flow statement. Therefore, it is also crucial when considering investing in Open Lending Corp. Every quarterly earnings report provides investors with an overview of sales, expenses, and net income for the most recent period. It also may provide a comparison to Open Lending's previous reporting period. The quarterly earnings reports are usually disseminated to the public via Form 10-Q, which is a legal document filed with the Securities and Exchange Commission every quarter.
22nd of February 2024
Upcoming Quarterly Report
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14th of May 2024
Next Financial Report
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31st of December 2023
Next Fiscal Quarter End
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22nd of February 2024
Next Fiscal Year End
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30th of September 2023
Last Quarter Report
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31st of December 2022
Last Financial Announcement
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Know Open Lending's Top Institutional Investors

Have you ever been surprised when a price of an equity instrument such as Open Lending is soaring high without any particular reason? This is usually happening because many institutional investors are aggressively trading Open Lending Corp backward and forwards among themselves. Open Lending's institutional investor refers to the entity that pools money to purchase Open Lending's securities or originate loans. Institutional investors include commercial and private banks, credit unions, insurance companies, pension funds, hedge funds, endowments, and mutual funds. Operating companies that invest excess capital in these types of assets may also be included in the term and may influence corporate governance by exercising voting rights in their investments.
Shares
Dimensional Fund Advisors, Inc.2025-03-31
1.6 M
Palogic Value Management Lp2025-03-31
1.1 M
Northern Trust Corp2025-03-31
950.6 K
Charles Schwab Investment Management Inc2025-03-31
855.5 K
Royce & Associates, Lp2025-03-31
577 K
Citadel Advisors Llc2025-03-31
565.4 K
Sei Investments Co2025-03-31
562.5 K
Cresset Asset Management, Llc2025-03-31
544.7 K
Renaissance Technologies Corp2025-03-31
542 K
T. Rowe Price Associates, Inc.2025-03-31
13.9 M
Wasatch Advisors Lp2025-03-31
13.4 M
Note, although Open Lending's institutional investors appear to be way more sophisticated than retail investors, it remains unclear if professional active investment managers can reliably enhance risk-adjusted returns by an amount that exceeds fees and expenses.

Follow Open Lending's market capitalization trends

The company currently falls under 'Small-Cap' category with a current market capitalization of 316.24 M.

Market Cap

675.93 Million

Project Open Lending's profitablity

Last ReportedProjected for Next Year
Return On Tangible Assets(0.46)(0.44)
Return On Capital Employed(0.26)(0.25)
Return On Assets(0.46)(0.43)
Return On Equity(1.73)(1.64)
When accessing Open Lending's net worth, it's important to look at multiple sources and consider different scenarios. For example, gross profit margin measures Open Lending's profitability after accounting for the cost of goods sold, while net profit margin measures profitability after accounting for all expenses. Other important metrics include return on assets, return on equity, and free cash flow. By reviewing multiple sources and metrics, you can gain a complete picture of Open Lending's profitability and make more informed investment decisions.

Evaluate Open Lending's management efficiency

Open Lending Corp has return on total asset (ROA) of (0.1313) % which means that it has lost $0.1313 on every $100 spent on assets. This is way below average. Similarly, it shows a return on stockholder's equity (ROE) of (0.9574) %, meaning that it created substantial loss on money invested by shareholders. Open Lending's management efficiency ratios could be used to measure how well Open Lending manages its routine affairs as well as how well it operates its assets and liabilities. As of the 27th of July 2025, Return On Tangible Assets is likely to grow to -0.44. In addition to that, Return On Capital Employed is likely to grow to -0.25. At this time, Open Lending's Non Currrent Assets Other are very stable compared to the past year. As of the 27th of July 2025, Net Tangible Assets is likely to grow to about 257 M, while Total Assets are likely to drop about 278 M.
Last ReportedProjected for Next Year
Book Value Per Share 0.66  0.69 
Tangible Book Value Per Share 0.61  0.33 
Enterprise Value Over EBITDA(9.28)(8.82)
Price Book Value Ratio 9.11  9.57 
Enterprise Value Multiple(9.28)(8.82)
Price Fair Value 9.11  9.57 
Enterprise Value479.1 M455.2 M
The strategic initiatives led by Open Lending's management are central to its market success. By analyzing these initiatives, we provide a clear picture of the stock's growth prospects.
Enterprise Value Revenue
15.706
Revenue
17.7 M
Quarterly Revenue Growth
(0.21)
Revenue Per Share
0.148
Return On Equity
(0.96)
Some recent studies suggest that insider trading raises the cost of capital for securities issuers and decreases overall economic growth. Trading by specific Open Lending insiders, such as employees or executives, is commonly permitted as long as it does not rely on Open Lending's material information that is not in the public domain. Local jurisdictions usually require such trading to be reported in order to monitor insider transactions. In many U.S. states, trading conducted by corporate officers, key employees, directors, or significant shareholders must be reported to the regulator or publicly disclosed, usually within a few business days of the trade. In these cases Open Lending insiders are required to file a Form 4 with the U.S. Securities and Exchange Commission (SEC) when buying or selling shares of their own companies.
Open Lending time-series forecasting models is one of many Open Lending's stock analysis techniques aimed to predict future share value based on previously observed values. Time-series forecasting models ae widely used for non-stationary data. Non-stationary data are called the data whose statistical properties e.g. the mean and standard deviation are not constant over time but instead, these metrics vary over time. These non-stationary Open Lending's historical data is usually called time-series. Some empirical experimentation suggests that the statistical forecasting models outperform the models based exclusively on fundamental analysis to predict the direction of the market movement and maximize returns from investment trading.

Open Lending Earnings per Share Projection vs Actual

Open Lending Corporate Management

When determining whether Open Lending Corp offers a strong return on investment in its stock, a comprehensive analysis is essential. The process typically begins with a thorough review of Open Lending's financial statements, including income statements, balance sheets, and cash flow statements, to assess its financial health. Key financial ratios are used to gauge profitability, efficiency, and growth potential of Open Lending Corp Stock. Outlined below are crucial reports that will aid in making a well-informed decision on Open Lending Corp Stock:
Check out Correlation Analysis to better understand how to build diversified portfolios, which includes a position in Open Lending Corp. Also, note that the market value of any company could be closely tied with the direction of predictive economic indicators such as signals in metropolitan statistical area.
You can also try the Technical Analysis module to check basic technical indicators and analysis based on most latest market data.
Is Diversified Capital Markets space expected to grow? Or is there an opportunity to expand the business' product line in the future? Factors like these will boost the valuation of Open Lending. If investors know Open will grow in the future, the company's valuation will be higher. The financial industry is built on trying to define current growth potential and future valuation accurately. All the valuation information about Open Lending listed above have to be considered, but the key to understanding future value is determining which factors weigh more heavily than others.
Quarterly Earnings Growth
(0.87)
Earnings Share
(1.16)
Revenue Per Share
0.148
Quarterly Revenue Growth
(0.21)
Return On Assets
(0.13)
The market value of Open Lending Corp is measured differently than its book value, which is the value of Open that is recorded on the company's balance sheet. Investors also form their own opinion of Open Lending's value that differs from its market value or its book value, called intrinsic value, which is Open Lending's true underlying value. Investors use various methods to calculate intrinsic value and buy a stock when its market value falls below its intrinsic value. Because Open Lending's market value can be influenced by many factors that don't directly affect Open Lending's underlying business (such as a pandemic or basic market pessimism), market value can vary widely from intrinsic value.
Please note, there is a significant difference between Open Lending's value and its price as these two are different measures arrived at by different means. Investors typically determine if Open Lending is a good investment by looking at such factors as earnings, sales, fundamental and technical indicators, competition as well as analyst projections. However, Open Lending's price is the amount at which it trades on the open market and represents the number that a seller and buyer find agreeable to each party.