First United Net Worth

First United Net Worth Breakdown

  FUNC
The net worth of First United is the difference between its total assets and liabilities. First United's net worth represents the value of the company's equity or ownership interest. In other words, it is the amount of money that would be left over if all of First United's assets were sold and all of its debts were paid off. Net worth is sometimes referred to as shareholder's equity or book value. First United's net worth can be used as a measure of its financial health and stability which can help investors to decide if First United is a good investment. It is also essential in determining the company's creditworthiness and ability to secure financing before investing in First United stock.

First United Net Worth Analysis

First United's net worth analysis, or its valuation, is the process of determining the total value of the company. This involves assessing a range of factors, including First United's financial performance, assets, liabilities, and potential for growth. The ultimate goal is to provide a clear understanding of First United's overall worth, which can help investors make informed investment decisions. There are several methods that can be used to perform First United's net worth analysis. One common approach is to calculate First United's market capitalization.Another approach is to use the price-to-earnings ratio (P/E ratio), which compares First United's stock price to its earnings per share (EPS). Discounted cash flow (DCF) analysis is another popular method for assessing First United's net worth. This approach calculates the present value of First United's future cash flows, taking into account factors such as growth rate, profitability, and risk. By comparing the present value of First United's cash flows to its current stock price, investors can gain a better understanding of the company's overall value. Finally, investors may use comparable company analysis to evaluate First United's net worth. This involves comparing First United's financial metrics to similar companies in the same industry. By identifying companies with similar financial characteristics, investors can gain insight into First United's net worth relative to its peers.

Enterprise Value

55.68 Million

To determine if First United is a good investment, evaluating the company's potential for future growth is also very important. This may include expanding into new markets, launching new products or services, or improving operational efficiency. Companies with strong growth prospects can be more attractive investments. This aspect of the research should be conducted in the context of the overall market and industry in which the company operates and should include an analysis of growth potential, competitive landscape, and any regulatory or economic factors that could impact the business. Some of the essential points regarding First United's net worth research are outlined below:
Latest headline from benzinga.com: PE Ratio Insights for First United
First United uses earnings reports to provide investors with an update of all three financial statements, including the income statement, the balance sheet, and the cash flow statement. Therefore, it is also crucial when considering investing in First United. Every quarterly earnings report provides investors with an overview of sales, expenses, and net income for the most recent period. It also may provide a comparison to First United's previous reporting period. The quarterly earnings reports are usually disseminated to the public via Form 10-Q, which is a legal document filed with the Securities and Exchange Commission every quarter.
8th of February 2024
Upcoming Quarterly Report
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22nd of April 2024
Next Financial Report
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31st of December 2023
Next Fiscal Quarter End
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8th of February 2024
Next Fiscal Year End
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30th of September 2023
Last Quarter Report
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31st of December 2022
Last Financial Announcement
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Know First United's Top Institutional Investors

Have you ever been surprised when a price of an equity instrument such as First United is soaring high without any particular reason? This is usually happening because many institutional investors are aggressively trading First United backward and forwards among themselves. First United's institutional investor refers to the entity that pools money to purchase First United's securities or originate loans. Institutional investors include commercial and private banks, credit unions, insurance companies, pension funds, hedge funds, endowments, and mutual funds. Operating companies that invest excess capital in these types of assets may also be included in the term and may influence corporate governance by exercising voting rights in their investments.
Shares
Blackrock Inc2025-03-31
86.6 K
Bridgeway Capital Management, Llc2025-03-31
67.9 K
Geode Capital Management, Llc2025-03-31
65.9 K
Marshall Wace Asset Management Ltd2025-03-31
64.2 K
Pinnacle Holdings, Llc2025-03-31
59 K
Goldman Sachs Group Inc2025-03-31
58.7 K
Morgan Stanley - Brokerage Accounts2025-03-31
42.5 K
Citadel Advisors Llc2025-03-31
32.4 K
Northern Trust Corp2025-03-31
31 K
Dimensional Fund Advisors, Inc.2025-03-31
374.2 K
Vanguard Group Inc2025-03-31
304.7 K
Note, although First United's institutional investors appear to be way more sophisticated than retail investors, it remains unclear if professional active investment managers can reliably enhance risk-adjusted returns by an amount that exceeds fees and expenses.

Follow First United's market capitalization trends

The company currently falls under 'Small-Cap' category with a current market capitalization of 225.65 M.

Market Cap

80.83 Million

Project First United's profitablity

Last ReportedProjected for Next Year
Return On Tangible Assets 0.01  0.01 
Return On Capital Employed 0.08  0.10 
Return On Assets 0.01  0.01 
Return On Equity 0.11  0.10 
The company has Profit Margin (PM) of 0.29 %, which maeans that even a very small decline in it revenue will erase profits resulting in a net loss. This is way below average. Similarly, it shows Operating Margin (OM) of 0.4 %, which suggests for every 100 dollars of sales, it generated a net operating income of $0.4.
When accessing First United's net worth, it's important to look at multiple sources and consider different scenarios. For example, gross profit margin measures First United's profitability after accounting for the cost of goods sold, while net profit margin measures profitability after accounting for all expenses. Other important metrics include return on assets, return on equity, and free cash flow. By reviewing multiple sources and metrics, you can gain a complete picture of First United's profitability and make more informed investment decisions.
Please note, the presentation of First United's financial position, as portrayed in its financial statements, is often influenced by management's estimates, judgments, and sometimes even manipulations. In the best case, First United's management is honest, while the outside auditors are strict and uncompromising. Please utilize our Beneish M Score to check the likelihood of First United's management manipulating its earnings.

Evaluate First United's management efficiency

First United has return on total asset (ROA) of 0.0117 % which means that it generated a profit of $0.0117 on every $100 spent on assets. This is way below average. Similarly, it shows a return on stockholder's equity (ROE) of 0.1299 %, meaning that it created $0.1299 on every $100 dollars invested by stockholders. First United's management efficiency ratios could be used to measure how well First United manages its routine affairs as well as how well it operates its assets and liabilities. The current year's Return On Capital Employed is expected to grow to 0.10, whereas Return On Tangible Assets are forecasted to decline to 0.01. At present, First United's Intangibles To Total Assets are projected to increase slightly based on the last few years of reporting. The current year's Debt To Assets is expected to grow to 0.15, whereas Total Assets are forecasted to decline to about 1.3 B.
Last ReportedProjected for Next Year
Book Value Per Share 27.47  28.84 
Tangible Book Value Per Share 25.67  26.95 
Enterprise Value Over EBITDA 10.62  11.16 
Price Book Value Ratio 1.23  1.34 
Enterprise Value Multiple 10.62  11.16 
Price Fair Value 1.23  1.34 
Enterprise Value91.4 M55.7 M
Leadership effectiveness at First United is a strong indicator of its financial stability. We analyze various metrics to provide insights into the stock's investment viability.
Enterprise Value Revenue
4.1358
Revenue
79.4 M
Quarterly Revenue Growth
0.143
Revenue Per Share
12.244
Return On Equity
0.1299
Some recent studies suggest that insider trading raises the cost of capital for securities issuers and decreases overall economic growth. Trading by specific First United insiders, such as employees or executives, is commonly permitted as long as it does not rely on First United's material information that is not in the public domain. Local jurisdictions usually require such trading to be reported in order to monitor insider transactions. In many U.S. states, trading conducted by corporate officers, key employees, directors, or significant shareholders must be reported to the regulator or publicly disclosed, usually within a few business days of the trade. In these cases First United insiders are required to file a Form 4 with the U.S. Securities and Exchange Commission (SEC) when buying or selling shares of their own companies.

First United Corporate Filings

8K
20th of June 2025
Report filed with the SEC to announce major events that shareholders should know about
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F4
23rd of May 2025
The report filed by a party regarding the acquisition or disposition of a company's common stock, as well as derivative securities such as options, warrants, and convertible securities
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27th of March 2025
Other Reports
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10K
20th of March 2025
Annual report required by the U.S. Securities and Exchange Commission (SEC) of a company financial performance
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First United time-series forecasting models is one of many First United's stock analysis techniques aimed to predict future share value based on previously observed values. Time-series forecasting models ae widely used for non-stationary data. Non-stationary data are called the data whose statistical properties e.g. the mean and standard deviation are not constant over time but instead, these metrics vary over time. These non-stationary First United's historical data is usually called time-series. Some empirical experimentation suggests that the statistical forecasting models outperform the models based exclusively on fundamental analysis to predict the direction of the market movement and maximize returns from investment trading.

First United Earnings per Share Projection vs Actual

First United Corporate Management

Keith MBASenior OfficerProfile
Julie PetersonSenior OfficerProfile
CPA CFPPres ChairmanProfile
Robert IISenior OfficerProfile
When determining whether First United offers a strong return on investment in its stock, a comprehensive analysis is essential. The process typically begins with a thorough review of First United's financial statements, including income statements, balance sheets, and cash flow statements, to assess its financial health. Key financial ratios are used to gauge profitability, efficiency, and growth potential of First United Stock. Outlined below are crucial reports that will aid in making a well-informed decision on First United Stock:
Check out Investing Opportunities to better understand how to build diversified portfolios, which includes a position in First United. Also, note that the market value of any company could be closely tied with the direction of predictive economic indicators such as signals in board of governors.
For information on how to trade First Stock refer to our How to Trade First Stock guide.
You can also try the Bond Analysis module to evaluate and analyze corporate bonds as a potential investment for your portfolios..
Is Regional Banks space expected to grow? Or is there an opportunity to expand the business' product line in the future? Factors like these will boost the valuation of First United. If investors know First will grow in the future, the company's valuation will be higher. The financial industry is built on trying to define current growth potential and future valuation accurately. All the valuation information about First United listed above have to be considered, but the key to understanding future value is determining which factors weigh more heavily than others.
Quarterly Earnings Growth
0.599
Dividend Share
0.86
Earnings Share
3.48
Revenue Per Share
12.244
Quarterly Revenue Growth
0.143
The market value of First United is measured differently than its book value, which is the value of First that is recorded on the company's balance sheet. Investors also form their own opinion of First United's value that differs from its market value or its book value, called intrinsic value, which is First United's true underlying value. Investors use various methods to calculate intrinsic value and buy a stock when its market value falls below its intrinsic value. Because First United's market value can be influenced by many factors that don't directly affect First United's underlying business (such as a pandemic or basic market pessimism), market value can vary widely from intrinsic value.
Please note, there is a significant difference between First United's value and its price as these two are different measures arrived at by different means. Investors typically determine if First United is a good investment by looking at such factors as earnings, sales, fundamental and technical indicators, competition as well as analyst projections. However, First United's price is the amount at which it trades on the open market and represents the number that a seller and buyer find agreeable to each party.