Is Prosperity Bancshares Stock a Good Investment?
Prosperity Bancshares Investment Advice | PB |
- Examine Prosperity Bancshares' financial health by looking at its balance sheet, income statement, and cash flow statement. Analyze key financial ratios, such as Price-to-Earnings (P/E), Price-to-Sales (P/S), and Price-to-Book (P/B), to determine whether the stock is fairly valued or over/undervalued.
- Research Prosperity Bancshares' leadership team and their track record. Good management can help Prosperity Bancshares navigate difficult times and make strategic decisions that benefit shareholders and increases its net worth.
- Consider the overall health of the Regional Banks space and any emerging trends that could impact Prosperity Bancshares' business and its evolving consumer preferences.
- Compare Prosperity Bancshares' performance and market position to its competitors. Analyze how Prosperity Bancshares is positioned in terms of product offerings, innovation, and market share.
- Check if Prosperity Bancshares pays a dividend and its dividend yield and payout ratio.
- Review what financial analysts are saying about Prosperity Bancshares' stock and their price targets. However, remember that analysts' opinions can vary, and their predictions may not always be accurate.
It's important to note that investing in Prosperity Bancshares stock, carries risks, and you should carefully consider your investment goals and risk tolerance before making any investment decisions. Also, remember that it's important for investors to have a long-term perspective and a well-diversified portfolio to manage the impact of stock market volatility on their investments. Below is a detailed guide on how to decide if Prosperity Bancshares is a good investment.
Sell | Buy |
Cautious Hold
Market Performance | Very Weak | Details | |
Volatility | Very steady | Details | |
Hype Condition | Low key | Details | |
Current Valuation | Undervalued | Details | |
Odds Of Distress | Low | Details | |
Economic Sensitivity | Follows the market closely | Details | |
Investor Sentiment | Alarmed | Details | |
Analyst Consensus | Buy | Details | |
Financial Strenth (F Score) | Poor | Details | |
Financial Leverage | Not Rated | Details | |
Reporting Quality (M-Score) | Possible Manipulator | Details |
Examine Prosperity Bancshares Stock
Researching Prosperity Bancshares' stock involves analyzing various aspects of the company and its industry to make an informed investment decision. The key areas to focus on are fundamentals, business model and competitive advantage. It is also important to analyze trends in revenue, net income, and cash flow, as well as key financial ratios, such as price-to-earnings (P/E), price-to-sales (P/S), and debt-to-equity (D/E). About 84.0% of the company shares are owned by institutional investors. The company has price-to-book ratio of 0.88. Typically companies with comparable Price to Book (P/B) are able to outperform the market in the long run. Prosperity Bancshares recorded earning per share (EPS) of 5.24. The entity last dividend was issued on the 13th of June 2025. The firm had 2:1 split on the 3rd of June 2002.
To determine if Prosperity Bancshares is a good investment, evaluating the company's potential for future growth is also very important. This may include expanding into new markets, launching new products or services, or improving operational efficiency. Companies with strong growth prospects can be more attractive investments. This aspect of the research should be conducted in the context of the overall market and industry in which the company operates and should include an analysis of growth potential, competitive landscape, and any regulatory or economic factors that could impact the business. Some of the essential points regarding Prosperity Bancshares' research are outlined below:
| Prosperity Bancshares generated a negative expected return over the last 90 days | |
| Prosperity Bancshares has a poor financial position based on the latest SEC disclosures | |
| Over 84.0% of the company shares are owned by institutional investors | |
| Latest headline from thelincolnianonline.com: Forum Financial Management LP Purchases New Holdings in Prosperity Bancshares, Inc. |
Prosperity Bancshares Quarterly Liabilities And Stockholders Equity |
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Prosperity Bancshares uses earnings reports to provide investors with an update of all three financial statements, including the income statement, the balance sheet, and the cash flow statement. Therefore, it is also crucial when considering investing in Prosperity Bancshares. Every quarterly earnings report provides investors with an overview of sales, expenses, and net income for the most recent period. It also may provide a comparison to Prosperity Bancshares' previous reporting period. The quarterly earnings reports are usually disseminated to the public via Form 10-Q, which is a legal document filed with the Securities and Exchange Commission every quarter.
| 24th of April 2024 Upcoming Quarterly Report | View | |
| 24th of July 2024 Next Financial Report | View | |
| 31st of March 2024 Next Fiscal Quarter End | View | |
| 22nd of January 2025 Next Fiscal Year End | View | |
| 31st of December 2023 Last Quarter Report | View | |
| 31st of December 2023 Last Financial Announcement | View |
Earnings surprises can significantly impact Prosperity Bancshares' stock price both in the short term and over time. Negative earnings surprises usually result in a price decline. However, it has been seen that positive earnings surprises lead to an immediate rise in a stock's price and a gradual increase over time. This is why we often hear news about some companies beating earning projections. Financial analysts spend a large amount of time predicting earnings per share (EPS) along with other important future indicators. Many analysts use forecasting models, management guidance, and additional fundamental information to derive an EPS estimate. Below are the table of largest EPS Surprises Prosperity Bancshares' investors have experienced.
| Reported | Fiscal Date | Estimated EPS | Reported EPS | Surprise | |||
|---|---|---|---|---|---|---|---|
2001-07-12 | 2001-06-30 | 0.2 | 0.22 | 0.02 | 10 | ||
2000-01-18 | 1999-12-31 | 0.16 | 0.18 | 0.02 | 12 | ||
1999-04-12 | 1999-03-31 | 0.12 | 0.14 | 0.02 | 16 | ||
2002-10-21 | 2002-09-30 | 0.29 | 0.32 | 0.03 | 10 | ||
2009-07-17 | 2009-06-30 | 0.5 | 0.57 | 0.07 | 14 | ||
2008-10-17 | 2008-09-30 | 0.47 | 0.33 | -0.14 | 29 | ||
2024-01-24 | 2023-12-31 | 1.17 | 1.02 | -0.15 | 12 | ||
2020-04-29 | 2020-03-31 | 1.18 | 1.38 | 0.2 | 16 |
Prosperity Bancshares Target Price Consensus
Prosperity target price is determined by taking all analyst projections and averaging them out. There is no one specific way to measure analysts' performance other than comparing it to past results via a very sophisticated attribution analysis. Prosperity Bancshares' target price projections below should be used in combination with other traditional price prediction techniques such as stock price forecasting, investor sentiment analysis, technical analysis, earnings estimate, and various momentum models.
| 14 | Buy |
Most Prosperity analysts issue ratings four times a year, at intervals of three months. Ratings are usually accompanied by a target price to help potential investors understand Prosperity stock's fair price compared to its market value. Analysts arrive at stock ratings after researching the public financial statements of Prosperity Bancshares, talking to its executives and customers, or listening to those companies' conference calls.
Macroaxis Advice Exposure ValuationProsperity Bancshares Target Price Projection
Prosperity Bancshares' current and average target prices are 69.65 and 81.69, respectively. The current price of Prosperity Bancshares is the price at which Prosperity Bancshares is currently trading. On the other hand, Prosperity Bancshares' target price is what analysts think the stock is worth or could sell for in the future. The more significant the discrepancy between the two prices, the more it stimulates investors to act.Current Price
Prosperity Bancshares Market Quote on 1st of June 2025
Target Price
Analyst Consensus On Prosperity Bancshares Target Price
Prosperity Bancshares Analyst Ratings
Prosperity Bancshares' analyst stock recommendations are determined by taking an average estimate of all analysts we track and classifying them as Strong Buy, Buy, Hold, Strong Sell, or Sell. Ratings generally communicate what analysts sense about Prosperity Bancshares stock, and they use a lot of effort and time to analyze it and arrive at a rating. That suggests that analyst recommendations are the outcome of an objective and thorough examination of Prosperity Bancshares' financials, market performance, and future outlook by experienced professionals. Prosperity Bancshares' historical ratings below, therefore, can serve as a valuable tool for investors.Know Prosperity Bancshares' Top Institutional Investors
Have you ever been surprised when a price of an equity instrument such as Prosperity Bancshares is soaring high without any particular reason? This is usually happening because many institutional investors are aggressively trading Prosperity Bancshares backward and forwards among themselves. Prosperity Bancshares' institutional investor refers to the entity that pools money to purchase Prosperity Bancshares' securities or originate loans. Institutional investors include commercial and private banks, credit unions, insurance companies, pension funds, hedge funds, endowments, and mutual funds. Operating companies that invest excess capital in these types of assets may also be included in the term and may influence corporate governance by exercising voting rights in their investments.
| Shares | Geode Capital Management, Llc | 2025-03-31 | 1.8 M | Snyder Capital Management Lp | 2025-03-31 | 1.2 M | Charles Schwab Investment Management Inc | 2025-03-31 | 1.2 M | Vaughan Nelson Scarbrgh & Mccullough Lp | 2025-03-31 | 1.1 M | Northern Trust Corp | 2024-12-31 | 937.1 K | Norges Bank | 2024-12-31 | 915.5 K | Goldman Sachs Group Inc | 2025-03-31 | 904.4 K | Aqr Capital Management Llc | 2025-03-31 | 866.2 K | Bank Of New York Mellon Corp | 2025-03-31 | 811.6 K | Vanguard Group Inc | 2025-03-31 | 9.7 M | Blackrock Inc | 2025-03-31 | 9.3 M |
Prosperity Bancshares' market capitalization trends
The company currently falls under 'Mid-Cap' category with a market capitalization of 6.64 B.Market Cap |
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Prosperity Bancshares' profitablity analysis
| Last Reported | Projected for Next Year | ||
| Return On Tangible Assets | 0.01 | 0.01 | |
| Return On Capital Employed | 0.06 | 0.08 | |
| Return On Assets | 0.01 | 0.01 | |
| Return On Equity | 0.06 | 0.10 |
Determining Prosperity Bancshares' profitability involves analyzing its financial statements and using various financial metrics to determine if Prosperity Bancshares is a good buy. For example, gross profit margin measures Prosperity Bancshares' profitability after accounting for the cost of goods sold, while net profit margin measures profitability after accounting for all expenses. Other important metrics include return on assets, return on equity, and free cash flow. By reviewing multiple sources and metrics, you can gain a complete picture of Prosperity Bancshares' profitability and make more informed investment decisions.
Please note, the presentation of Prosperity Bancshares' financial position, as portrayed in its financial statements, is often influenced by management's estimates, judgments, and sometimes even manipulations. In the best case, Prosperity Bancshares' management is honest, while the outside auditors are strict and uncompromising. Please utilize our Beneish M Score to check the likelihood of Prosperity Bancshares' management manipulating its earnings.
Evaluate Prosperity Bancshares' management efficiency
Prosperity Bancshares has Return on Asset (ROA) of 0.0129 % which means that for every $100 of assets, it generated a profit of $0.0129. This is way below average. Likewise, it shows a return on total equity (ROE) of 0.0683 %, which means that it produced $0.0683 on every 100 dollars invested by current stockholders. Prosperity Bancshares' management efficiency ratios could be used to measure how well Prosperity Bancshares manages its routine affairs as well as how well it operates its assets and liabilities. At present, Prosperity Bancshares' Return On Capital Employed is projected to increase slightly based on the last few years of reporting. The current year's Return On Equity is expected to grow to 0.10, whereas Return On Tangible Assets are forecasted to decline to 0.01. At present, Prosperity Bancshares' Total Assets are projected to increase significantly based on the last few years of reporting. The current year's Non Current Assets Total is expected to grow to about 27.8 B, whereas Non Currrent Assets Other are forecasted to decline to about 290.6 M.| Last Reported | Projected for Next Year | ||
| Book Value Per Share | 78.30 | 82.21 | |
| Tangible Book Value Per Share | 40.73 | 42.77 | |
| Enterprise Value Over EBITDA | 11.97 | 8.00 | |
| Price Book Value Ratio | 0.96 | 1.54 | |
| Enterprise Value Multiple | 11.97 | 8.00 | |
| Price Fair Value | 0.96 | 1.54 | |
| Enterprise Value | 7.3 B | 7.6 B |
Prosperity Bancshares' management has consistently demonstrated strong leadership, driving both financial growth and operational excellence. By analyzing current market trends and future growth opportunities, we assess the stock's true value and potential for investors.
Basic technical analysis of Prosperity Stock
As of the 1st of June, Prosperity Bancshares holds the Variance of 3.46, coefficient of variation of (1,674), and Risk Adjusted Performance of (0.10). Compared to fundamental indicators, the technical analysis model allows you to check existing technical drivers of Prosperity Bancshares, as well as the relationship between them.Prosperity Bancshares' insider trading activities
Some recent studies suggest that insider trading raises the cost of capital for securities issuers and decreases overall economic growth. Trading by specific Prosperity Bancshares insiders, such as employees or executives, is commonly permitted as long as it does not rely on Prosperity Bancshares' material information that is not in the public domain. Local jurisdictions usually require such trading to be reported in order to monitor insider transactions. In many U.S. states, trading conducted by corporate officers, key employees, directors, or significant shareholders must be reported to the regulator or publicly disclosed, usually within a few business days of the trade. In these cases Prosperity Bancshares insiders are required to file a Form 4 with the U.S. Securities and Exchange Commission (SEC) when buying or selling shares of their own companies.
Prosperity Bancshares' Outstanding Corporate Bonds
Prosperity Bancshares issues bonds to finance its operations. Corporate bonds make up one of the largest components of the U.S. bond market, which is considered the world's largest securities market. Prosperity Bancshares uses the proceeds from bond sales for a wide variety of purposes, including financing ongoing mergers and acquisitions, buying new equipment, investing in research and development, buying back their own stock, paying dividends to shareholders, and even refinancing existing debt. Most Prosperity bonds can be classified according to their maturity, which is the date when Prosperity Bancshares has to pay back the principal to investors. Maturities can be short-term, medium-term, or long-term (more than ten years). Longer-term bonds usually offer higher interest rates but may entail additional risks.
| PL 1618 15 APR 26 Corp BondUS74368CBC73 | View | |
| US74368CAX20 Corp BondUS74368CAX20 | View | |
| US743674BE29 Corp BondUS743674BE29 | View | |
| US74368CAY03 Corp BondUS74368CAY03 | View | |
| PRXNA 3832 08 FEB 51 Corp BondUS74365PAE88 | View | |
| PL 5366 06 JAN 26 Corp BondUS74368CBQ69 | View | |
| PRXNA 4027 03 AUG 50 Corp BondUS74365PAD06 | View | |
| PRXNA 3257 19 JAN 27 Corp BondUS74365PAG37 | View |
Understand Prosperity Bancshares' technical and predictive indicators
Using predictive indicators to make investment decisions involves analyzing Prosperity Bancshares' various financial and market-based factors to help forecast future trends and identify investment opportunities. Select the indicators that are most relevant to your investment strategy. Each indicator has its own strengths and weaknesses, so it's essential to combine multiple indicators to get a more comprehensive view of the market and reduce the risk of making poor decisions based on limited data.
| Risk Adjusted Performance | (0.10) | |||
| Market Risk Adjusted Performance | (0.13) | |||
| Mean Deviation | 1.22 | |||
| Coefficient Of Variation | (1,674) | |||
| Standard Deviation | 1.86 | |||
| Variance | 3.46 | |||
| Information Ratio | (0.05) | |||
| Jensen Alpha | (0.09) | |||
| Total Risk Alpha | (0.08) | |||
| Treynor Ratio | (0.14) | |||
| Maximum Drawdown | 10.97 | |||
| Value At Risk | (2.79) | |||
| Potential Upside | 2.64 | |||
| Skewness | (0.56) | |||
| Kurtosis | 4.54 |
| Risk Adjusted Performance | (0.10) | |||
| Market Risk Adjusted Performance | (0.13) | |||
| Mean Deviation | 1.22 | |||
| Coefficient Of Variation | (1,674) | |||
| Standard Deviation | 1.86 | |||
| Variance | 3.46 | |||
| Information Ratio | (0.05) | |||
| Jensen Alpha | (0.09) | |||
| Total Risk Alpha | (0.08) | |||
| Treynor Ratio | (0.14) | |||
| Maximum Drawdown | 10.97 | |||
| Value At Risk | (2.79) | |||
| Potential Upside | 2.64 | |||
| Skewness | (0.56) | |||
| Kurtosis | 4.54 |
Consider Prosperity Bancshares' intraday indicators
Prosperity Bancshares intraday indicators are useful technical analysis tools used by many experienced traders. Just like the conventional technical analysis, daily indicators help intraday investors to analyze the price movement with the timing of Prosperity Bancshares stock daily movement. By combining multiple daily indicators into a single trading strategy, you can limit your risk while still earning strong returns on your managed positions.
Prosperity Bancshares Corporate Filings
F4 | 29th of May 2025 The report filed by a party regarding the acquisition or disposition of a company's common stock, as well as derivative securities such as options, warrants, and convertible securities | ViewVerify |
10Q | 8th of May 2025 Quarterly performance report mandated by Securities and Exchange Commission (SEC), to be filed by publicly traded corporations | ViewVerify |
8K | 23rd of April 2025 Report filed with the SEC to announce major events that shareholders should know about | ViewVerify |
| 13th of March 2025 Other Reports | ViewVerify |
Prosperity Stock media impact
There is far too much social signal, news, headlines, and media speculation about Prosperity Bancshares that are available to investors today. This information is accessible both publicly - through Prosperity Bancshares' media outlets and privately, via word of mouth or internal channels. However, regardless of the source, the sheer volume of Prosperity-related data is difficult to distill into actionable insights, especially for investors who are not well-versed in the rapidly evolving tools and techniques of investment management.
A primary focus of Prosperity Bancshares news analysis is to determine if its current price reflects all relevant headlines and social signals impacting the current market conditions. A news analyst typically looks at the history of Prosperity Bancshares relative headlines and hype rather than examining external drivers such as technical or fundamental data. It is believed that price action tends to repeat itself due to investors' collective, patterned thinking related to Prosperity Bancshares' headlines and news coverage data. This data is often completely overlooked or insufficiently analyzed for actionable insights to drive Prosperity Bancshares alpha.
Prosperity Bancshares Sentiment by Major News Outlets
Investor sentiment, mood or attitude towards Prosperity Bancshares can have a significant impact on its stock price or the market as a whole. This sentiment can be positive or negative, and various factors, such as economic indicators, news events, or market trends, can influence it. When investor sentiment is positive, investors are more likely to buy stocks, increasing demand and increasing the stock price. Positive investor sentiment can be driven by good news about the company or the broader market, such as solid earnings reports or positive economic data.
Note that negative investor sentiment can cause investors to sell stocks, leading to a decrease in demand and a drop in the stock price. Negative sentiment can be driven by factors such as poor earnings reports, negative news about the company or industry, or broader economic concerns. It's important to note that investor sentiment is just one of many factors that can affect stock prices. Other factors, such as company performance, industry trends, and global economic conditions, can also play a significant role in determining the value of a stock.
Prosperity Bancshares Historical Investor Sentiment
Investor biases related to Prosperity Bancshares' public news can be used to forecast risks associated with an investment in Prosperity. The trend in average sentiment can be used to explain how an investor holding Prosperity can time the market purely based on public headlines and social activities around Prosperity Bancshares. Please note that most equities that are difficult to arbitrage are affected by market sentiment the most.
Prosperity Bancshares' market sentiment shows the aggregated news analyzed to detect positive and negative mentions from the text and comments. The data is normalized to provide daily scores for Prosperity Bancshares and other traded tickers. The bigger the bubble, the more accurate the estimated score. Higher bars for a given day show more participation in the average Prosperity Bancshares news discussions. The higher the estimate score, the more favorable the investor's outlook on Prosperity Bancshares.
Prosperity Bancshares Corporate Directors
| Perry Mueller | Director | Profile | |
| Ned Holmes | Independent Director | Profile | |
| Harrison Stafford | Independent Director | Profile | |
| Leah Henderson | Independent Director | Profile |
Check out Your Equity Center to better understand how to build diversified portfolios, which includes a position in Prosperity Bancshares. Also, note that the market value of any company could be closely tied with the direction of predictive economic indicators such as signals in bureau of labor statistics. For information on how to trade Prosperity Stock refer to our How to Trade Prosperity Stock guide.You can also try the Portfolio Rebalancing module to analyze risk-adjusted returns against different time horizons to find asset-allocation targets.
Is Regional Banks space expected to grow? Or is there an opportunity to expand the business' product line in the future? Factors like these will boost the valuation of Prosperity Bancshares. If investors know Prosperity will grow in the future, the company's valuation will be higher. The financial industry is built on trying to define current growth potential and future valuation accurately. All the valuation information about Prosperity Bancshares listed above have to be considered, but the key to understanding future value is determining which factors weigh more heavily than others.
Quarterly Earnings Growth 0.16 | Dividend Share 2.28 | Earnings Share 5.24 | Revenue Per Share | Quarterly Revenue Growth 0.107 |
The market value of Prosperity Bancshares is measured differently than its book value, which is the value of Prosperity that is recorded on the company's balance sheet. Investors also form their own opinion of Prosperity Bancshares' value that differs from its market value or its book value, called intrinsic value, which is Prosperity Bancshares' true underlying value. Investors use various methods to calculate intrinsic value and buy a stock when its market value falls below its intrinsic value. Because Prosperity Bancshares' market value can be influenced by many factors that don't directly affect Prosperity Bancshares' underlying business (such as a pandemic or basic market pessimism), market value can vary widely from intrinsic value.
In summary, please note that there is a difference between Prosperity Bancshares' value and its price, as these two are different measures arrived at by various means. Investors typically determine if Prosperity Bancshares is a good investment by looking at such factors as earnings, sales, fundamental and technical indicators, competition as well as analyst projections. However, Prosperity Bancshares' price is the amount at which it trades on the open market and represents the number that a seller and buyer find agreeable to each party.