Is HCI Stock a Good Investment?
HCI Investment Advice | HCI |
- Examine HCI's financial health by looking at its balance sheet, income statement, and cash flow statement. Analyze key financial ratios, such as Price-to-Earnings (P/E), Price-to-Sales (P/S), and Price-to-Book (P/B), to determine whether the stock is fairly valued or over/undervalued.
- Research HCI's leadership team and their track record. Good management can help HCI navigate difficult times and make strategic decisions that benefit shareholders and increases its net worth.
- Consider the overall health of the Property & Casualty Insurance space and any emerging trends that could impact HCI's business and its evolving consumer preferences.
- Compare HCI's performance and market position to its competitors. Analyze how HCI is positioned in terms of product offerings, innovation, and market share.
- Check if HCI pays a dividend and its dividend yield and payout ratio.
- Review what financial analysts are saying about HCI's stock and their price targets. However, remember that analysts' opinions can vary, and their predictions may not always be accurate.
It's important to note that investing in HCI Group stock, carries risks, and you should carefully consider your investment goals and risk tolerance before making any investment decisions. Also, remember that it's important for investors to have a long-term perspective and a well-diversified portfolio to manage the impact of stock market volatility on their investments. Below is a detailed guide on how to decide if HCI Group is a good investment.
Sell | Buy |
Cautious Hold
Market Performance | Weakest | Details | |
Volatility | Very steady | Details | |
Hype Condition | Low key | Details | |
Current Valuation | Undervalued | Details | |
Odds Of Distress | Low | Details | |
Economic Sensitivity | Slowly supersedes the market | Details | |
Investor Sentiment | Interested | Details | |
Analyst Consensus | Strong Buy | Details | |
Financial Strenth (F Score) | Strong | Details | |
Financial Leverage | Not Rated | Details | |
Reporting Quality (M-Score) | Unlikely Manipulator | Details |
Examine HCI Stock
Researching HCI's stock involves analyzing various aspects of the company and its industry to make an informed investment decision. The key areas to focus on are fundamentals, business model and competitive advantage. It is also important to analyze trends in revenue, net income, and cash flow, as well as key financial ratios, such as price-to-earnings (P/E), price-to-sales (P/S), and debt-to-equity (D/E). About 18.0% of the company shares are held by company insiders. The book value of HCI was currently reported as 43.12. The company has Price/Earnings To Growth (PEG) ratio of 1.7. HCI Group recorded earning per share (EPS) of 10.43. The entity last dividend was issued on the 15th of August 2025.
To determine if HCI is a good investment, evaluating the company's potential for future growth is also very important. This may include expanding into new markets, launching new products or services, or improving operational efficiency. Companies with strong growth prospects can be more attractive investments. This aspect of the research should be conducted in the context of the overall market and industry in which the company operates and should include an analysis of growth potential, competitive landscape, and any regulatory or economic factors that could impact the business. Some of the essential points regarding HCI's research are outlined below:
HCI Group generated a negative expected return over the last 90 days | |
HCI Group has 229.25 M in debt with debt to equity (D/E) ratio of 0.64, which is OK given its current industry classification. HCI Group has a current ratio of 0.82, suggesting that it has not enough short term capital to pay financial commitments when the payables are due. Note however, debt could still be an excellent tool for HCI to invest in growth at high rates of return. | |
HCI Group has a strong financial position based on the latest SEC filings | |
Over 77.0% of HCI shares are owned by institutional investors | |
On 20th of June 2025 HCI paid $ 0.4 per share dividend to its current shareholders | |
Latest headline from finance.yahoo.com: HCI Group Stock Trades Up, Here Is Why |
HCI Quarterly Liabilities And Stockholders Equity |
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HCI uses earnings reports to provide investors with an update of all three financial statements, including the income statement, the balance sheet, and the cash flow statement. Therefore, it is also crucial when considering investing in HCI Group. Every quarterly earnings report provides investors with an overview of sales, expenses, and net income for the most recent period. It also may provide a comparison to HCI's previous reporting period. The quarterly earnings reports are usually disseminated to the public via Form 10-Q, which is a legal document filed with the Securities and Exchange Commission every quarter.
14th of March 2024 Upcoming Quarterly Report | View | |
14th of May 2024 Next Financial Report | View | |
31st of December 2023 Next Fiscal Quarter End | View | |
14th of March 2024 Next Fiscal Year End | View | |
30th of September 2023 Last Quarter Report | View | |
31st of December 2022 Last Financial Announcement | View |
Earnings surprises can significantly impact HCI's stock price both in the short term and over time. Negative earnings surprises usually result in a price decline. However, it has been seen that positive earnings surprises lead to an immediate rise in a stock's price and a gradual increase over time. This is why we often hear news about some companies beating earning projections. Financial analysts spend a large amount of time predicting earnings per share (EPS) along with other important future indicators. Many analysts use forecasting models, management guidance, and additional fundamental information to derive an EPS estimate. Below are the table of largest EPS Surprises HCI's investors have experienced.
Reported | Fiscal Date | Estimated EPS | Reported EPS | Surprise | |||
---|---|---|---|---|---|---|---|
2019-03-07 | 2018-12-31 | -0.43 | -0.48 | -0.05 | 11 | ||
2011-11-08 | 2011-09-30 | 0.2 | 0.27 | 0.07 | 35 | ||
2010-08-10 | 2010-06-30 | 0.12 | 0.19 | 0.07 | 58 | ||
2020-03-05 | 2019-12-31 | 0.85 | 0.76 | -0.09 | 10 | ||
2011-05-10 | 2011-03-31 | 0.21 | 0.12 | -0.09 | 42 | ||
2019-11-05 | 2019-09-30 | 0.56 | 0.67 | 0.11 | 19 | ||
2010-11-09 | 2010-09-30 | 0.13 | 0.25 | 0.12 | 92 | ||
2017-05-04 | 2017-03-31 | 1.03 | 1.16 | 0.13 | 12 |
HCI Target Price Consensus
HCI target price is determined by taking all analyst projections and averaging them out. There is no one specific way to measure analysts' performance other than comparing it to past results via a very sophisticated attribution analysis. HCI's target price projections below should be used in combination with other traditional price prediction techniques such as stock price forecasting, investor sentiment analysis, technical analysis, earnings estimate, and various momentum models.
5 | Strong Buy |
Most HCI analysts issue ratings four times a year, at intervals of three months. Ratings are usually accompanied by a target price to help potential investors understand HCI stock's fair price compared to its market value. Analysts arrive at stock ratings after researching the public financial statements of HCI Group, talking to its executives and customers, or listening to those companies' conference calls.
Macroaxis Advice Exposure ValuationHCI Target Price Projection
HCI's current and average target prices are 150.51 and 202.50, respectively. The current price of HCI is the price at which HCI Group is currently trading. On the other hand, HCI's target price is what analysts think the stock is worth or could sell for in the future. The more significant the discrepancy between the two prices, the more it stimulates investors to act.Target Price
Analyst Consensus On HCI Target Price
HCI Analyst Ratings
HCI's analyst stock recommendations are determined by taking an average estimate of all analysts we track and classifying them as Strong Buy, Buy, Hold, Strong Sell, or Sell. Ratings generally communicate what analysts sense about HCI stock, and they use a lot of effort and time to analyze it and arrive at a rating. That suggests that analyst recommendations are the outcome of an objective and thorough examination of HCI's financials, market performance, and future outlook by experienced professionals. HCI's historical ratings below, therefore, can serve as a valuable tool for investors.Know HCI's Top Institutional Investors
Have you ever been surprised when a price of an equity instrument such as HCI is soaring high without any particular reason? This is usually happening because many institutional investors are aggressively trading HCI Group backward and forwards among themselves. HCI's institutional investor refers to the entity that pools money to purchase HCI's securities or originate loans. Institutional investors include commercial and private banks, credit unions, insurance companies, pension funds, hedge funds, endowments, and mutual funds. Operating companies that invest excess capital in these types of assets may also be included in the term and may influence corporate governance by exercising voting rights in their investments.
Shares | Wellington Management Company Llp | 2025-03-31 | 175.4 K | Freestone Grove Partners Lp | 2025-03-31 | 170.7 K | Goldman Sachs Group Inc | 2025-03-31 | 145.8 K | Qube Research & Technologies | 2025-03-31 | 144.6 K | Balyasny Asset Management Llc | 2025-03-31 | 126.3 K | Ubs Group Ag | 2025-03-31 | 120.1 K | Two Sigma Advisers, Llc | 2025-03-31 | 112.4 K | Millennium Management Llc | 2025-03-31 | 102.4 K | Northern Trust Corp | 2025-03-31 | 91.1 K | Blackrock Inc | 2025-03-31 | 1.5 M | Hood River Capital Management Llc | 2025-03-31 | 941.3 K |
HCI's market capitalization trends
The company currently falls under 'Mid-Cap' category with a total capitalization of 1.82 B.Market Cap |
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HCI's profitablity analysis
Last Reported | Projected for Next Year | ||
Return On Tangible Assets | 0.05 | 0.06 | |
Return On Capital Employed | 0.08 | 0.10 | |
Return On Assets | 0.05 | 0.05 | |
Return On Equity | 0.24 | 0.18 |
Determining HCI's profitability involves analyzing its financial statements and using various financial metrics to determine if HCI is a good buy. For example, gross profit margin measures HCI's profitability after accounting for the cost of goods sold, while net profit margin measures profitability after accounting for all expenses. Other important metrics include return on assets, return on equity, and free cash flow. By reviewing multiple sources and metrics, you can gain a complete picture of HCI's profitability and make more informed investment decisions.
Evaluate HCI's management efficiency
HCI Group has Return on Asset of 0.0673 % which means that on every $100 spent on assets, it made $0.0673 of profit. This is way below average. In the same way, it shows a return on shareholders' equity (ROE) of 0.2547 %, implying that it generated $0.2547 on every 100 dollars invested. HCI's management efficiency ratios could be used to measure how well HCI manages its routine affairs as well as how well it operates its assets and liabilities. As of now, HCI's Return On Tangible Assets are decreasing as compared to previous years. The HCI's current Return On Capital Employed is estimated to increase to 0.1, while Return On Equity is projected to decrease to 0.18. As of now, HCI's Return On Tangible Assets are decreasing as compared to previous years. The HCI's current Return On Assets is estimated to increase to 0.05, while Non Current Assets Total are projected to decrease to under 9.6 M.Last Reported | Projected for Next Year | ||
Book Value Per Share | 46.92 | 49.26 | |
Tangible Book Value Per Share | 46.40 | 48.72 | |
Enterprise Value Over EBITDA | 4.51 | 4.74 | |
Price Book Value Ratio | 2.57 | 2.70 | |
Enterprise Value Multiple | 4.51 | 4.74 | |
Price Fair Value | 2.57 | 2.70 | |
Enterprise Value | 522.1 M | 305.1 M |
HCI showcases strong leadership that adapts to market changes and drives innovation. Our analysis explores how this adaptability affects the stock's investment appeal.
Basic technical analysis of HCI Stock
As of the 11th of August 2025, HCI retains the standard deviation of 1.86, and Coefficient Of Variation of (3,630). HCI technical analysis makes it possible for you to employ historical prices and volume momentum with the intention to determine a pattern that calculates the direction of the entity's future prices.HCI's insider trading activities
Some recent studies suggest that insider trading raises the cost of capital for securities issuers and decreases overall economic growth. Trading by specific HCI insiders, such as employees or executives, is commonly permitted as long as it does not rely on HCI's material information that is not in the public domain. Local jurisdictions usually require such trading to be reported in order to monitor insider transactions. In many U.S. states, trading conducted by corporate officers, key employees, directors, or significant shareholders must be reported to the regulator or publicly disclosed, usually within a few business days of the trade. In these cases HCI insiders are required to file a Form 4 with the U.S. Securities and Exchange Commission (SEC) when buying or selling shares of their own companies.
HCI's Outstanding Corporate Bonds
HCI issues bonds to finance its operations. Corporate bonds make up one of the largest components of the U.S. bond market, which is considered the world's largest securities market. HCI Group uses the proceeds from bond sales for a wide variety of purposes, including financing ongoing mergers and acquisitions, buying new equipment, investing in research and development, buying back their own stock, paying dividends to shareholders, and even refinancing existing debt. Most HCI bonds can be classified according to their maturity, which is the date when HCI Group has to pay back the principal to investors. Maturities can be short-term, medium-term, or long-term (more than ten years). Longer-term bonds usually offer higher interest rates but may entail additional risks.
HCA INC Corp BondUS404119CB31 | View | |
HCA INC Corp BondUS404119CC14 | View | |
HCA INC 525 Corp BondUS404119BT57 | View | |
HCA INC 45 Corp BondUS404119BU21 | View | |
HCA INC 55 Corp BondUS404119BV04 | View | |
HCA 5875 percent Corp BondUS404119BW86 | View | |
HCA 5875 percent Corp BondUS404119BS74 | View | |
H B FULLER Corp BondUS40410KAA34 | View |
Understand HCI's technical and predictive indicators
Using predictive indicators to make investment decisions involves analyzing HCI's various financial and market-based factors to help forecast future trends and identify investment opportunities. Select the indicators that are most relevant to your investment strategy. Each indicator has its own strengths and weaknesses, so it's essential to combine multiple indicators to get a more comprehensive view of the market and reduce the risk of making poor decisions based on limited data.
Risk Adjusted Performance | (0.02) | |||
Market Risk Adjusted Performance | (0.22) | |||
Mean Deviation | 1.3 | |||
Coefficient Of Variation | (3,630) | |||
Standard Deviation | 1.86 | |||
Variance | 3.47 | |||
Information Ratio | (0.09) | |||
Jensen Alpha | (0.09) | |||
Total Risk Alpha | (0.33) | |||
Treynor Ratio | (0.23) | |||
Maximum Drawdown | 12.02 | |||
Value At Risk | (3.47) | |||
Potential Upside | 2.63 | |||
Skewness | 0.8871 | |||
Kurtosis | 4.41 |
Risk Adjusted Performance | (0.02) | |||
Market Risk Adjusted Performance | (0.22) | |||
Mean Deviation | 1.3 | |||
Coefficient Of Variation | (3,630) | |||
Standard Deviation | 1.86 | |||
Variance | 3.47 | |||
Information Ratio | (0.09) | |||
Jensen Alpha | (0.09) | |||
Total Risk Alpha | (0.33) | |||
Treynor Ratio | (0.23) | |||
Maximum Drawdown | 12.02 | |||
Value At Risk | (3.47) | |||
Potential Upside | 2.63 | |||
Skewness | 0.8871 | |||
Kurtosis | 4.41 |
Consider HCI's intraday indicators
HCI intraday indicators are useful technical analysis tools used by many experienced traders. Just like the conventional technical analysis, daily indicators help intraday investors to analyze the price movement with the timing of HCI stock daily movement. By combining multiple daily indicators into a single trading strategy, you can limit your risk while still earning strong returns on your managed positions.
HCI Corporate Filings
10Q | 8th of August 2025 Quarterly performance report mandated by Securities and Exchange Commission (SEC), to be filed by publicly traded corporations | ViewVerify |
8K | 7th of August 2025 Report filed with the SEC to announce major events that shareholders should know about | ViewVerify |
F4 | 23rd of July 2025 The report filed by a party regarding the acquisition or disposition of a company's common stock, as well as derivative securities such as options, warrants, and convertible securities | ViewVerify |
16th of June 2025 Other Reports | ViewVerify |
HCI Stock media impact
There is far too much social signal, news, headlines, and media speculation about HCI that are available to investors today. This information is accessible both publicly - through HCI's media outlets and privately, via word of mouth or internal channels. However, regardless of the source, the sheer volume of HCI-related data is difficult to distill into actionable insights, especially for investors who are not well-versed in the rapidly evolving tools and techniques of investment management.
A primary focus of HCI news analysis is to determine if its current price reflects all relevant headlines and social signals impacting the current market conditions. A news analyst typically looks at the history of HCI relative headlines and hype rather than examining external drivers such as technical or fundamental data. It is believed that price action tends to repeat itself due to investors' collective, patterned thinking related to HCI's headlines and news coverage data. This data is often completely overlooked or insufficiently analyzed for actionable insights to drive HCI alpha.
HCI Sentiment by Major News Outlets
Investor sentiment, mood or attitude towards HCI can have a significant impact on its stock price or the market as a whole. This sentiment can be positive or negative, and various factors, such as economic indicators, news events, or market trends, can influence it. When investor sentiment is positive, investors are more likely to buy stocks, increasing demand and increasing the stock price. Positive investor sentiment can be driven by good news about the company or the broader market, such as solid earnings reports or positive economic data.
Note that negative investor sentiment can cause investors to sell stocks, leading to a decrease in demand and a drop in the stock price. Negative sentiment can be driven by factors such as poor earnings reports, negative news about the company or industry, or broader economic concerns. It's important to note that investor sentiment is just one of many factors that can affect stock prices. Other factors, such as company performance, industry trends, and global economic conditions, can also play a significant role in determining the value of a stock.
HCI Group Historical Investor Sentiment
Investor biases related to HCI's public news can be used to forecast risks associated with an investment in HCI. The trend in average sentiment can be used to explain how an investor holding HCI can time the market purely based on public headlines and social activities around HCI Group. Please note that most equities that are difficult to arbitrage are affected by market sentiment the most.
HCI's market sentiment shows the aggregated news analyzed to detect positive and negative mentions from the text and comments. The data is normalized to provide daily scores for HCI and other traded tickers. The bigger the bubble, the more accurate the estimated score. Higher bars for a given day show more participation in the average HCI news discussions. The higher the estimate score, the more favorable the investor's outlook on HCI.
HCI Maximum Pain Price Across September 19th 2025 Option Contracts
HCI's options can also be used to analyze investors' bias and current market sentiment in the context of behavioral finance. For example, Max pain usually refers to a trading concept that asserts that market manipulation can cause the market price of HCI close to the expiration of its current option contract to expire worthlessly. According to most research, about 35% of options are not executed, with roughly 50% traded out before expiration. So, Max pain occurs when market makers reach a net favorable position across all options at a strike price where option holders stand to lose the most money. By contrast, option sellers may reap the most after selling more options than buying, causing them to expire worthlessly. Please continue to view the detailed analysis of HCI's options.
HCI Corporate Directors
Wayne Burks | Independent Director | Profile | |
Loreen Spencer | Independent Director | Profile | |
James Macchiarola | Independent Director | Profile | |
Harish Patel | Independent Director | Profile |
Check out Risk vs Return Analysis to better understand how to build diversified portfolios, which includes a position in HCI Group. Also, note that the market value of any company could be closely tied with the direction of predictive economic indicators such as signals in commodities. You can also try the Top Crypto Exchanges module to search and analyze digital assets across top global cryptocurrency exchanges.
Is Property & Casualty Insurance space expected to grow? Or is there an opportunity to expand the business' product line in the future? Factors like these will boost the valuation of HCI. If investors know HCI will grow in the future, the company's valuation will be higher. The financial industry is built on trying to define current growth potential and future valuation accurately. All the valuation information about HCI listed above have to be considered, but the key to understanding future value is determining which factors weigh more heavily than others.
Quarterly Earnings Growth 16.123 | Dividend Share 1.6 | Earnings Share 10.43 | Revenue Per Share | Quarterly Revenue Growth 0.48 |
The market value of HCI Group is measured differently than its book value, which is the value of HCI that is recorded on the company's balance sheet. Investors also form their own opinion of HCI's value that differs from its market value or its book value, called intrinsic value, which is HCI's true underlying value. Investors use various methods to calculate intrinsic value and buy a stock when its market value falls below its intrinsic value. Because HCI's market value can be influenced by many factors that don't directly affect HCI's underlying business (such as a pandemic or basic market pessimism), market value can vary widely from intrinsic value.
In summary, please note that there is a difference between HCI's value and its price, as these two are different measures arrived at by various means. Investors typically determine if HCI is a good investment by looking at such factors as earnings, sales, fundamental and technical indicators, competition as well as analyst projections. However, HCI's price is the amount at which it trades on the open market and represents the number that a seller and buyer find agreeable to each party.