Is Fiserv, Stock a Good Investment?

Fiserv, Investment Advice

To provide specific investment advice or recommendations on Fiserv, stock, we recommend investors consider the following general factors when evaluating Fiserv,. This will help you to make an informed decision on whether to include Fiserv, in one of your diversified portfolios:

Examine Fiserv,'s financial health by looking at its balance sheet, income statement, and cash flow statement. Analyze key financial ratios, such as Price-to-Earnings (P/E), Price-to-Sales (P/S), and Price-to-Book (P/B), to determine whether the stock is fairly valued or over/undervalued.
Research Fiserv,'s leadership team and their track record. Good management can help Fiserv, navigate difficult times and make strategic decisions that benefit shareholders and increases its net worth.
Consider the overall health of the Internet Services & Infrastructure space and any emerging trends that could impact Fiserv,'s business and its evolving consumer preferences.
Compare Fiserv,'s performance and market position to its competitors. Analyze how Fiserv, is positioned in terms of product offerings, innovation, and market share.
Check if Fiserv, pays a dividend and its dividend yield and payout ratio.
Review what financial analysts are saying about Fiserv,'s stock and their price targets. However, remember that analysts' opinions can vary, and their predictions may not always be accurate.

It's important to note that investing in Fiserv, stock, carries risks, and you should carefully consider your investment goals and risk tolerance before making any investment decisions. Also, remember that it's important for investors to have a long-term perspective and a well-diversified portfolio to manage the impact of stock market volatility on their investments. Below is a detailed guide on how to decide if Fiserv, is a good investment.

Sell

Buy

Macroaxis provides advice on Fiserv, to complement and cross-verify current analyst consensus on Fiserv,. Our investment recommendation engine determines the company's potential to grow exclusively from the perspective of an investor's current risk tolerance and investing horizon. To make sure Fiserv, is not overpriced, please confirm all Fiserv, fundamentals, including its price to book, cash and equivalents, cash flow from operations, as well as the relationship between the gross profit and debt to equity . Given that Fiserv, has a price to earning of (8.83) X, we urge you to verify Fiserv, market performance and probability of bankruptcy to ensure the company can sustain itself in the current economic cycle given your prevailing risk tolerance and investing horizon.

Market Performance	Solid	Details
Volatility	Very steady	Details
Hype Condition	Low key	Details
Current Valuation	Fairly Valued	Details
Odds Of Distress	Very Small	Details
Economic Sensitivity	Follows the market closely	Details
Investor Sentiment	Alarmed	Details
Analyst Consensus	Strong Buy	Details
Financial Strenth (F Score)	Healthy	Details
Financial Leverage	Not Rated	Details
Reporting Quality (M-Score)	Unlikely Manipulator	Details

Examine Fiserv, Stock

Researching Fiserv,'s stock involves analyzing various aspects of the company and its industry to make an informed investment decision. The key areas to focus on are fundamentals, business model and competitive advantage. It is also important to analyze trends in revenue, net income, and cash flow, as well as key financial ratios, such as price-to-earnings (P/E), price-to-sales (P/S), and debt-to-equity (D/E). About 92.0% of the company shares are owned by institutional investors. The book value of Fiserv, was currently reported as 48.79. The company has Price/Earnings To Growth (PEG) ratio of 1.01. Fiserv, recorded earning per share (EPS) of 5.75. The entity last dividend was issued on the 29th of August 2017. The firm had 2:1 split on the 20th of March 2018.

To determine if Fiserv, is a good investment, evaluating the company's potential for future growth is also very important. This may include expanding into new markets, launching new products or services, or improving operational efficiency. Companies with strong growth prospects can be more attractive investments. This aspect of the research should be conducted in the context of the overall market and industry in which the company operates and should include an analysis of growth potential, competitive landscape, and any regulatory or economic factors that could impact the business. Some of the essential points regarding Fiserv,'s research are outlined below:

	Fiserv, is unlikely to experience financial distress in the next 2 years
	Over 92.0% of the company shares are owned by institutional investors
	Latest headline from finance.yahoo.com: Rithum Appoints Tech Industry Leader Lou Keyes as New CEO to Accelerate Growth for Retailers and Brands

Fiserv, uses earnings reports to provide investors with an update of all three financial statements, including the income statement, the balance sheet, and the cash flow statement. Therefore, it is also crucial when considering investing in Fiserv,. Every quarterly earnings report provides investors with an overview of sales, expenses, and net income for the most recent period. It also may provide a comparison to Fiserv,'s previous reporting period. The quarterly earnings reports are usually disseminated to the public via Form 10-Q, which is a legal document filed with the Securities and Exchange Commission every quarter.

	6th of February 2024 Upcoming Quarterly Report	View
	23rd of April 2024 Next Financial Report	View
	31st of December 2023 Next Fiscal Quarter End	View
	6th of February 2024 Next Fiscal Year End	View
	30th of September 2023 Last Quarter Report	View
	31st of December 2022 Last Financial Announcement	View

Earnings surprises can significantly impact Fiserv,'s stock price both in the short term and over time. Negative earnings surprises usually result in a price decline. However, it has been seen that positive earnings surprises lead to an immediate rise in a stock's price and a gradual increase over time. This is why we often hear news about some companies beating earning projections. Financial analysts spend a large amount of time predicting earnings per share (EPS) along with other important future indicators. Many analysts use forecasting models, management guidance, and additional fundamental information to derive an EPS estimate. Below are the table of largest EPS Surprises Fiserv,'s investors have experienced.

Reported	Fiscal Date	Estimated EPS	Reported EPS	Surprise
2019-08-06	2019-06-30	-0.05	-0.06	-0.01	20
2017-11-02	2017-09-30	-0.1	-0.11	-0.01	10
2022-08-04	2022-06-30	-0.025	-0.04	-0.015	60
2015-11-03	2015-09-30	0.13	0.11	-0.02	15
2022-05-05	2022-03-31	-0.0705	-0.1	-0.0295	41
2020-05-11	2020-03-31	-0.27	-0.24	0.03	11
2014-11-07	2014-09-30	0.28	0.31	0.03	10
2014-05-01	2014-03-31	0.3	0.27	-0.03	10

Know Fiserv,'s Top Institutional Investors

Have you ever been surprised when a price of an equity instrument such as Fiserv, is soaring high without any particular reason? This is usually happening because many institutional investors are aggressively trading Fiserv, backward and forwards among themselves. Fiserv,'s institutional investor refers to the entity that pools money to purchase Fiserv,'s securities or originate loans. Institutional investors include commercial and private banks, credit unions, insurance companies, pension funds, hedge funds, endowments, and mutual funds. Operating companies that invest excess capital in these types of assets may also be included in the term and may influence corporate governance by exercising voting rights in their investments.

		Shares
Partners Capital Investment Group, Llp	2024-06-30	71.5 K
Integrated Investment Consultants, Llc	2024-06-30	21.4 K
Lindbrook Capital, Llc	2024-06-30	1.1 K
Newsquare Capital, Llc	2024-06-30	307
Rothschild Investment, Llc	2024-06-30	25.0
Nelson, Van Denburg & Campbell Wealth Management Group, Llc	2024-06-30	0.0
Advisornet Financial, Inc	2024-03-31	0.0

Note, although Fiserv,'s institutional investors appear to be way more sophisticated than retail investors, it remains unclear if professional active investment managers can reliably enhance risk-adjusted returns by an amount that exceeds fees and expenses.

Fiserv,'s market capitalization trends

The company currently falls under 'Mega-Cap' category with a market capitalization of 102.25 B.

Market Cap

61.35 Billion

Fiserv,'s profitablity analysis

	Last Reported	Projected for Next Year
Return On Tangible Assets	0.07	0.10
Return On Capital Employed	0.08	0.13
Return On Assets	0.03	0.04
Return On Equity	0.10	0.12

The company has Net Profit Margin (PM) of 0.17 %, which suggests that even a small decline in it sales will erase profits and may result in a net loss, or a negative profit margin. This is way below average. Likewise, it shows Net Operating Margin (NOM) of 0.28 %, which signifies that for every $100 of sales, it has a net operating income of $0.28.

Determining Fiserv,'s profitability involves analyzing its financial statements and using various financial metrics to determine if Fiserv, is a good buy. For example, gross profit margin measures Fiserv,'s profitability after accounting for the cost of goods sold, while net profit margin measures profitability after accounting for all expenses. Other important metrics include return on assets, return on equity, and free cash flow. By reviewing multiple sources and metrics, you can gain a complete picture of Fiserv,'s profitability and make more informed investment decisions.

Evaluate Fiserv,'s management efficiency

Fiserv, has Return on Asset (ROA) of 0.0394 % which means that for every $100 of assets, it generated a profit of $0.0394. This is way below average. Likewise, it shows a return on total equity (ROE) of 0.118 %, which means that it produced $0.118 on every 100 dollars invested by current stockholders. Fiserv,'s management efficiency ratios could be used to measure how well Fiserv, manages its routine affairs as well as how well it operates its assets and liabilities. The Fiserv,'s current Return On Tangible Assets is estimated to increase to 0.10. The Fiserv,'s current Return On Capital Employed is estimated to increase to 0.13. As of now, Fiserv,'s Total Current Assets are increasing as compared to previous years. The Fiserv,'s current Intangible Assets is estimated to increase to about 11.8 B, while Non Currrent Assets Other are projected to decrease to under 890.7 M.

	Last Reported	Projected for Next Year
Book Value Per Share	50.14	52.64
Tangible Book Value Per Share	(29.01)	(27.56)
Enterprise Value Over EBITDA	13.37	8.29
Price Book Value Ratio	2.72	3.07
Enterprise Value Multiple	13.37	8.29
Price Fair Value	2.72	3.07
Enterprise Value	72.2 B	75.8 B

The analysis of Fiserv,'s management efficiency is an essential part of evaluating and assessing the financial and operational performance of the entity. It is also vital to analyze Fiserv,'s future growth prospects and the overall market conditions to determine the value and potential of its stock. The analysis involves studying a range of financial metrics such as revenue, earnings, profit margins, cash flow, debt, market share, and external factors such as economic trends, industry outlook, competition, and government regulations. The goal of Fiserv, Stock analysis is to determine whether it is undervalued, fairly valued, or overvalued and to make informed investment decisions.

Beta

0.933

Basic technical analysis of Fiserv, Stock

As of the 22nd of September, Fiserv, shows the Coefficient Of Variation of 423.8, downside deviation of 1.16, and Mean Deviation of 0.8609. Fiserv, technical analysis allows you to utilize historical prices and volume patterns in order to determine a pattern that computes the direction of the firm's future prices.

Fiserv,'s insider trading activities

Some recent studies suggest that insider trading raises the cost of capital for securities issuers and decreases overall economic growth. Trading by specific Fiserv, insiders, such as employees or executives, is commonly permitted as long as it does not rely on Fiserv,'s material information that is not in the public domain. Local jurisdictions usually require such trading to be reported in order to monitor insider transactions. In many U.S. states, trading conducted by corporate officers, key employees, directors, or significant shareholders must be reported to the regulator or publicly disclosed, usually within a few business days of the trade. In these cases Fiserv, insiders are required to file a Form 4 with the U.S. Securities and Exchange Commission (SEC) when buying or selling shares of their own companies.

		De Castro Henrique over two months ago Acquisition by De Castro Henrique of 219 shares of Fiserv subject to Rule 16b-3
		Robert Hau over three months ago Disposition of 3138 shares by Robert Hau of Fiserv at 142.91 subject to Rule 16b-3
		De Castro Henrique over three months ago Acquisition by De Castro Henrique of 245 shares of Fiserv subject to Rule 16b-3
		Yarkoni Charlotte over three months ago Acquisition by Yarkoni Charlotte of 204 shares of Fiserv subject to Rule 16b-3
		Guy Chiarello over six months ago Disposition of 63646 shares by Guy Chiarello of Fiserv at 52.81 subject to Rule 16b-3

Fiserv,'s Outstanding Corporate Bonds

Fiserv, issues bonds to finance its operations. Corporate bonds make up one of the largest components of the U.S. bond market, which is considered the world's largest securities market. Fiserv, uses the proceeds from bond sales for a wide variety of purposes, including financing ongoing mergers and acquisitions, buying new equipment, investing in research and development, buying back their own stock, paying dividends to shareholders, and even refinancing existing debt. Most Fiserv, bonds can be classified according to their maturity, which is the date when Fiserv, has to pay back the principal to investors. Maturities can be short-term, medium-term, or long-term (more than ten years). Longer-term bonds usually offer higher interest rates but may entail additional risks.

	Fiserv 44 percent Corp Bond US337738AV08	View
	FISERV INC Corp Bond US337738BC18	View
	FISV 545 02 MAR 28 Corp Bond US337738BD90	View
	FISV 56 02 MAR 33 Corp Bond US337738BE73	View
	FISERV INC Corp Bond US337738BB35	View
	FISERV INC 42 Corp Bond US337738AR95	View
	Fiserv 32 percent Corp Bond US337738AT51	View
	Fiserv 35 percent Corp Bond US337738AU25	View

View All Fiserv, Corporate Bonds

Understand Fiserv,'s technical and predictive indicators

Using predictive indicators to make investment decisions involves analyzing Fiserv,'s various financial and market-based factors to help forecast future trends and identify investment opportunities. Select the indicators that are most relevant to your investment strategy. Each indicator has its own strengths and weaknesses, so it's essential to combine multiple indicators to get a more comprehensive view of the market and reduce the risk of making poor decisions based on limited data.

	Risk Adjusted Performance	0.1938
	Market Risk Adjusted Performance	0.3361
	Mean Deviation	0.8609
	Semi Deviation	0.8615
	Downside Deviation	1.16
	Coefficient Of Variation	423.8
	Standard Deviation	1.14
	Variance	1.29
	Information Ratio	0.1265
	Jensen Alpha	0.1675
	Total Risk Alpha	0.0975
	Sortino Ratio	0.1236
	Treynor Ratio	0.3261
	Maximum Drawdown	5.7
	Value At Risk	(1.46)
	Potential Upside	2.03
	Downside Variance	1.35
	Semi Variance	0.7422
	Expected Short fall	(0.96)
	Skewness	(0.41)
	Kurtosis	0.6933

	Risk Adjusted Performance	0.1938
	Market Risk Adjusted Performance	0.3361
	Mean Deviation	0.8609
	Semi Deviation	0.8615
	Downside Deviation	1.16
	Coefficient Of Variation	423.8
	Standard Deviation	1.14
	Variance	1.29
	Information Ratio	0.1265
	Jensen Alpha	0.1675
	Total Risk Alpha	0.0975
	Sortino Ratio	0.1236
	Treynor Ratio	0.3261
	Maximum Drawdown	5.7
	Value At Risk	(1.46)
	Potential Upside	2.03
	Downside Variance	1.35
	Semi Variance	0.7422
	Expected Short fall	(0.96)
	Skewness	(0.41)
	Kurtosis	0.6933

Consider Fiserv,'s intraday indicators

Fiserv, intraday indicators are useful technical analysis tools used by many experienced traders. Just like the conventional technical analysis, daily indicators help intraday investors to analyze the price movement with the timing of Fiserv, stock daily movement. By combining multiple daily indicators into a single trading strategy, you can limit your risk while still earning strong returns on your managed positions.

	Accumulation Distribution	0.0117
	Daily Balance Of Power	(0.56)
	Rate Of Daily Change	0.99
	Day Median Price	177.21
	Day Typical Price	177.34
	Market Facilitation Index	2.08
	Price Action Indicator	(0.18)
	Period Momentum Indicator	(1.17)

Fiserv, Corporate Filings

F4	28th of August 2024 The report filed by a party regarding the acquisition or disposition of a company's common stock, as well as derivative securities such as options, warrants, and convertible securities	View Verify
8K	12th of August 2024 Report filed with the SEC to announce major events that shareholders should know about	View Verify
	2nd of August 2024 Other Reports	View Verify
10Q	25th of July 2024 Quarterly performance report mandated by Securities and Exchange Commission (SEC), to be filed by publicly traded corporations	View Verify

Fiserv, time-series forecasting models is one of many Fiserv,'s stock analysis techniques aimed to predict future share value based on previously observed values. Time-series forecasting models ae widely used for non-stationary data. Non-stationary data are called the data whose statistical properties e.g. the mean and standard deviation are not constant over time but instead, these metrics vary over time. These non-stationary Fiserv,'s historical data is usually called time-series. Some empirical experimentation suggests that the statistical forecasting models outperform the models based exclusively on fundamental analysis to predict the direction of the market movement and maximize returns from investment trading.

Fiserv, Stock media impact

Far too much social signal, news, headlines, and media speculation about Fiserv, that are available to investors today. That information is available publicly through Fiserv, media outlets and privately through word of mouth or via Fiserv, internal channels. However, regardless of the origin, that massive amount of Fiserv, data is challenging to quantify into actionable patterns, especially for investors that are not very sophisticated with ever-evolving tools and techniques used in the investment management field.

A primary focus of Fiserv, news analysis is to determine if its current price reflects all relevant headlines and social signals impacting the current market conditions. A news analyst typically looks at the history of Fiserv, relative headlines and hype rather than examining external drivers such as technical or fundamental data. It is believed that price action tends to repeat itself due to investors' collective, patterned thinking related to Fiserv,'s headlines and news coverage data. This data is often completely overlooked or insufficiently analyzed for actionable insights to drive Fiserv, alpha.

Fiserv, Sentiment by Major News Outlets

Investor sentiment, mood or attitude towards Fiserv, can have a significant impact on its stock price or the market as a whole. This sentiment can be positive or negative, and various factors, such as economic indicators, news events, or market trends, can influence it. When investor sentiment is positive, investors are more likely to buy stocks, increasing demand and increasing the stock price. Positive investor sentiment can be driven by good news about the company or the broader market, such as solid earnings reports or positive economic data.

Note that negative investor sentiment can cause investors to sell stocks, leading to a decrease in demand and a drop in the stock price. Negative sentiment can be driven by factors such as poor earnings reports, negative news about the company or industry, or broader economic concerns. It's important to note that investor sentiment is just one of many factors that can affect stock prices. Other factors, such as company performance, industry trends, and global economic conditions, can also play a significant role in determining the value of a stock.

Fiserv, Historical Investor Sentiment

Investor biases related to Fiserv,'s public news can be used to forecast risks associated with an investment in Fiserv,. The trend in average sentiment can be used to explain how an investor holding Fiserv, can time the market purely based on public headlines and social activities around Fiserv,. Please note that most equities that are difficult to arbitrage are affected by market sentiment the most.

Fiserv,'s market sentiment shows the aggregated news analyzed to detect positive and negative mentions from the text and comments. The data is normalized to provide daily scores for Fiserv, and other traded tickers. The bigger the bubble, the more accurate the estimated score. Higher bars for a given day show more participation in the average Fiserv, news discussions. The higher the estimate score, the more favorable the investor's outlook on Fiserv,.

Fiserv, Maximum Pain Price across 2024-09-27 Option Contracts

Fiserv,'s options can also be used to analyze investors' bias and current market sentiment in the context of behavioral finance. For example, Max pain usually refers to a trading concept that asserts that market manipulation can cause the market price of Fiserv, close to the expiration of its current option contract to expire worthlessly. According to most research, about 35% of options are not executed, with roughly 50% traded out before expiration. So, Max pain occurs when market makers reach a net favorable position across all options at a strike price where option holders stand to lose the most money. By contrast, option sellers may reap the most after selling more options than buying, causing them to expire worthlessly. Please continue to view the detailed analysis of Fiserv,'s options.

Fiserv, Corporate Directors

Michael McMahon	Lead Independent Supervisory Director	Profile
William Berry	Independent Supervisory Lead Director	Profile
Kirkland Mosing	Supervisory Director	Profile
Robert Drummond	Independent Supervisory Director	Profile

Additional Information and Resources on Investing in Fiserv, Stock

When determining whether Fiserv, offers a strong return on investment in its stock, a comprehensive analysis is essential. The process typically begins with a thorough review of Fiserv,'s financial statements, including income statements, balance sheets, and cash flow statements, to assess its financial health. Key financial ratios are used to gauge profitability, efficiency, and growth potential of Fiserv, Stock. Outlined below are crucial reports that will aid in making a well-informed decision on Fiserv, Stock: