Home Other Operating Expenses vs Interest Expense Analysis

HFBL Stock  USD 12.49  0.08  0.64%   
Home Federal financial indicator trend analysis is much more than just examining Home Federal Bancorp latest accounting drivers to predict future trends. We encourage investors to analyze account correlations over time for multiple indicators to determine whether Home Federal Bancorp is a good investment. Please check the relationship between Home Federal Other Operating Expenses and its Interest Expense accounts. Check out Risk vs Return Analysis to better understand how to build diversified portfolios, which includes a position in Home Federal Bancorp. Also, note that the market value of any company could be closely tied with the direction of predictive economic indicators such as signals in bureau of labor statistics.

Other Operating Expenses vs Interest Expense

Other Operating Expenses vs Interest Expense Correlation Analysis

The overlapping area represents the amount of trend that can be explained by analyzing historical patterns of Home Federal Bancorp Other Operating Expenses account and Interest Expense. At this time, the significance of the direction appears to have strong relationship.
The correlation between Home Federal's Other Operating Expenses and Interest Expense is 0.74. Overlapping area represents the amount of variation of Other Operating Expenses that can explain the historical movement of Interest Expense in the same time period over historical financial statements of Home Federal Bancorp, assuming nothing else is changed. The correlation between historical values of Home Federal's Other Operating Expenses and Interest Expense is a relative statistical measure of the degree to which these accounts tend to move together. The correlation coefficient measures the extent to which Other Operating Expenses of Home Federal Bancorp are associated (or correlated) with its Interest Expense. Values of the correlation coefficient range from -1 to +1, where. The correlation of zero (0) is possible when Interest Expense has no effect on the direction of Other Operating Expenses i.e., Home Federal's Other Operating Expenses and Interest Expense go up and down completely randomly.

Correlation Coefficient

0.74
Relationship DirectionPositive 
Relationship StrengthSignificant

Other Operating Expenses

Other Operating Expenses is the expense which generally does not depend on sales or production quantities of Home Federal Bancorp. It is also known as Home Federal overhead expenses. Typically these expenses include marketing, rent and utilities, office, leases, and other overhead cost. Expenses incurred from non-core business activities, including administrative and general expenses, but excluding costs directly related to production.

Interest Expense

The cost incurred by an entity for borrowed funds, including loans, bonds, or lines of credit.
Most indicators from Home Federal's fundamental ratios are interrelated and interconnected. However, analyzing fundamental ratios indicators one by one will only give a small insight into Home Federal Bancorp current financial condition. On the other hand, looking into the entire matrix of fundamental ratios indicators, and analyzing their relationships over time can provide a more complete picture of the company financial strength now and in the future. Check out Risk vs Return Analysis to better understand how to build diversified portfolios, which includes a position in Home Federal Bancorp. Also, note that the market value of any company could be closely tied with the direction of predictive economic indicators such as signals in bureau of labor statistics.
At this time, Home Federal's Tax Provision is quite stable compared to the past year. Enterprise Value Over EBITDA is expected to rise to 7.66 this year, although the value of Selling General Administrative will most likely fall to about 6 M.
 2021 2022 2023 2024 (projected)
Gross Profit20.6M23.5M33.3M35.0M
Total Revenue20.6M23.5M20.4M14.0M

Home Federal fundamental ratios Correlations

-0.310.40.820.85-0.51-0.520.50.310.240.690.580.87-0.840.180.490.77-0.14-0.060.580.90.48-0.190.98-0.330.12
-0.310.06-0.16-0.270.74-0.15-0.44-0.39-0.24-0.67-0.25-0.320.04-0.19-0.14-0.340.770.83-0.24-0.14-0.22-0.1-0.430.680.37
0.40.060.130.250.1-0.3-0.11-0.06-0.060.20.070.42-0.23-0.13-0.550.3-0.010.090.180.320.1-0.230.280.150.18
0.82-0.160.130.73-0.43-0.260.490.220.170.580.590.69-0.90.150.580.6-0.05-0.070.630.750.63-0.10.78-0.450.4
0.85-0.270.250.73-0.35-0.610.350.60.560.780.460.74-0.850.510.510.94-0.130.030.380.810.33-0.350.85-0.220.23
-0.510.740.1-0.43-0.350.04-0.92-0.130.04-0.56-0.73-0.340.250.07-0.42-0.290.50.59-0.36-0.38-0.4-0.44-0.570.570.3
-0.52-0.15-0.3-0.26-0.610.04-0.15-0.23-0.19-0.39-0.19-0.460.42-0.18-0.27-0.520.02-0.390.26-0.780.350.42-0.49-0.410.05
0.5-0.44-0.110.490.35-0.92-0.150.0-0.140.410.840.27-0.32-0.150.480.23-0.24-0.320.330.440.420.520.53-0.38-0.18
0.31-0.39-0.060.220.6-0.13-0.230.00.980.75-0.150.35-0.220.970.250.76-0.48-0.20.280.290.17-0.320.41-0.17-0.2
0.24-0.24-0.060.170.560.04-0.19-0.140.980.63-0.240.29-0.220.990.210.73-0.32-0.060.290.210.18-0.40.33-0.06-0.09
0.69-0.670.20.580.78-0.56-0.390.410.750.630.250.66-0.480.580.310.84-0.7-0.460.370.660.29-0.270.76-0.48-0.22
0.58-0.250.070.590.46-0.73-0.190.84-0.15-0.240.250.44-0.58-0.240.450.250.13-0.120.320.460.40.450.56-0.30.29
0.87-0.320.420.690.74-0.34-0.460.270.350.290.660.44-0.730.250.350.67-0.19-0.080.390.760.24-0.350.86-0.330.2
-0.840.04-0.23-0.9-0.850.250.42-0.32-0.22-0.22-0.48-0.58-0.73-0.19-0.55-0.69-0.21-0.17-0.53-0.75-0.510.23-0.790.25-0.55
0.18-0.19-0.130.150.510.07-0.18-0.150.970.990.58-0.240.25-0.190.240.67-0.29-0.040.240.170.13-0.340.27-0.02-0.07
0.49-0.14-0.550.580.51-0.42-0.270.480.250.210.310.450.35-0.550.240.360.03-0.020.280.520.260.040.57-0.230.01
0.77-0.340.30.60.94-0.29-0.520.230.760.730.840.250.67-0.690.670.36-0.27-0.050.450.710.37-0.430.8-0.210.08
-0.140.77-0.01-0.05-0.130.50.02-0.24-0.48-0.32-0.70.13-0.19-0.21-0.290.03-0.270.77-0.04-0.190.030.08-0.250.460.65
-0.060.830.09-0.070.030.59-0.39-0.32-0.2-0.06-0.46-0.12-0.08-0.17-0.04-0.02-0.050.77-0.220.08-0.23-0.2-0.160.650.37
0.58-0.240.180.630.38-0.360.260.330.280.290.370.320.39-0.530.240.280.45-0.04-0.220.290.960.150.58-0.440.17
0.9-0.140.320.750.81-0.38-0.780.440.290.210.660.460.76-0.750.170.520.71-0.190.080.290.18-0.30.88-0.10.02
0.48-0.220.10.630.33-0.40.350.420.170.180.290.40.24-0.510.130.260.370.03-0.230.960.180.260.47-0.470.26
-0.19-0.1-0.23-0.1-0.35-0.440.420.52-0.32-0.4-0.270.45-0.350.23-0.340.04-0.430.08-0.20.15-0.30.26-0.17-0.14-0.18
0.98-0.430.280.780.85-0.57-0.490.530.410.330.760.560.86-0.790.270.570.8-0.25-0.160.580.880.47-0.17-0.390.01
-0.330.680.15-0.45-0.220.57-0.41-0.38-0.17-0.06-0.48-0.3-0.330.25-0.02-0.23-0.210.460.65-0.44-0.1-0.47-0.14-0.390.1
0.120.370.180.40.230.30.05-0.18-0.2-0.09-0.220.290.2-0.55-0.070.010.080.650.370.170.020.26-0.180.010.1
Click cells to compare fundamentals

Home Federal Account Relationship Matchups

Home Federal fundamental ratios Accounts

201920202021202220232024 (projected)
Total Assets518.2M565.7M590.5M660.9M637.5M370.3M
Short Long Term Debt Total3.4M3.3M3.2M8.6M7M6.7M
Total Current Liabilities2.5M2.4M3.2M501.8M3.2M3.0M
Total Stockholder Equity50.5M52.7M52.3M50.5M52.8M45.8M
Property Plant And Equipment Net14.1M14.9M16.2M16.6M18.3M19.2M
Net Debt(51.5M)(101.1M)(60.9M)(16.2M)(8.2M)(7.8M)
Retained Earnings13.9M15.6M14.5M12.7M14.1M14.2M
Cash54.9M104.4M64.1M24.8M15.2M23.3M
Non Current Assets Total77.0M99.2M124.3M135.1M602.6M632.7M
Non Currrent Assets Other(77.0M)(99.2M)(1.1M)(1.3M)482.9M507.1M
Other Assets342.4M331.4M394.7M459.8M528.7M555.1M
Cash And Short Term Investments96.9M134.0M70.4M64.3M34.9M44.4M
Net Receivables1.9M1.2M1.1M1.8M1.8M1.0M
Common Stock Shares Outstanding3.6M3.4M3.5M3.2M3.0M4.0M
Liabilities And Stockholders Equity518.2M565.7M590.5M660.9M637.5M370.3M
Non Current Liabilities Total3.4M3.3M2.4M8.6M581.5M610.6M
Total Liab467.7M513.0M538.1M8.6M584.7M293.0M
Property Plant And Equipment Gross13.2M14.9M22.1M23.3M26.8M28.1M
Total Current Assets98.8M135.1M71.5M66.1M34.9M33.2M
Accumulated Other Comprehensive Income915K275K(1.7M)(2.7M)(2.6M)(2.5M)
Short Term Debt2.5M2.4M832K8.6M7M8.3M
Other Stockholder Equity35.7M36.8M39.5M40.5M41.3M28.4M
Other Liab584K522K3.1M354K318.6K302.7K
Accounts Payable388.2M460.8M506.6M532.0M611.8M331.1M
Long Term Debt867K3.3M2.4M8.6M7.7M10.1M
Short Term Investments42.1M29.6M28.1M39.6M27.0M39.7M
Inventory(22.1M)(46.4M)(24.4M)(9.0M)(507.6M)(482.2M)
Property Plant Equipment14.1M14.9M16.2M17.4M20.0M11.1M
Net Tangible Assets50.3M50.5M52.7M52.3M60.2M52.4M
Other Current Assets22.1M46.4M24.4M9.0M37.1M19.4M
Long Term Investments62.9M84.3M108.0M114.0M131.1M78.0M
Short Long Term Debt2.5M2.4M832K8.6M7.7M10.6M
Other Current Liab(2.5M)(2.4M)2.4M493.3M(3.8M)(3.6M)
Net Invested Capital53.9M3.3M55.5M59.1M53.2M43.2M

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When determining whether Home Federal Bancorp is a strong investment it is important to analyze Home Federal's competitive position within its industry, examining market share, product or service uniqueness, and competitive advantages. Beyond financials and market position, potential investors should also consider broader economic conditions, industry trends, and any regulatory or geopolitical factors that may impact Home Federal's future performance. For an informed investment choice regarding Home Stock, refer to the following important reports:
Check out Risk vs Return Analysis to better understand how to build diversified portfolios, which includes a position in Home Federal Bancorp. Also, note that the market value of any company could be closely tied with the direction of predictive economic indicators such as signals in bureau of labor statistics.
You can also try the Portfolio Backtesting module to avoid under-diversification and over-optimization by backtesting your portfolios.
Is Regional Banks space expected to grow? Or is there an opportunity to expand the business' product line in the future? Factors like these will boost the valuation of Home Federal. If investors know Home will grow in the future, the company's valuation will be higher. The financial industry is built on trying to define current growth potential and future valuation accurately. All the valuation information about Home Federal listed above have to be considered, but the key to understanding future value is determining which factors weigh more heavily than others.
Quarterly Earnings Growth
(0.21)
Dividend Share
0.505
Earnings Share
1.09
Revenue Per Share
6.465
Quarterly Revenue Growth
(0.13)
The market value of Home Federal Bancorp is measured differently than its book value, which is the value of Home that is recorded on the company's balance sheet. Investors also form their own opinion of Home Federal's value that differs from its market value or its book value, called intrinsic value, which is Home Federal's true underlying value. Investors use various methods to calculate intrinsic value and buy a stock when its market value falls below its intrinsic value. Because Home Federal's market value can be influenced by many factors that don't directly affect Home Federal's underlying business (such as a pandemic or basic market pessimism), market value can vary widely from intrinsic value.
Please note, there is a significant difference between Home Federal's value and its price as these two are different measures arrived at by different means. Investors typically determine if Home Federal is a good investment by looking at such factors as earnings, sales, fundamental and technical indicators, competition as well as analyst projections. However, Home Federal's price is the amount at which it trades on the open market and represents the number that a seller and buyer find agreeable to each party.