Home Federal Bancorp Stock Fundamentals
| HFBL Stock | USD 17.85 0.60 3.48% |
As of the 24th of January, Home Federal retains the Market Risk Adjusted Performance of (0.98), downside deviation of 4.51, and Risk Adjusted Performance of 0.0966. Home Federal technical analysis makes it possible for you to employ historical prices and volume momentum with the intention to determine a pattern that calculates the direction of the firm's future prices. Please check out Home Federal Bancorp jensen alpha, as well as the relationship between the potential upside and skewness to decide if Home Federal is priced fairly, providing market reflects its last-minute price of 17.85 per share. Given that Home Federal Bancorp has jensen alpha of 0.5254, we strongly advise you to confirm Home Federal Bancorp's regular market performance to make sure the company can sustain itself at a future point.
Home Federal's financial statements offer valuable quarterly and annual insights to potential investors, highlighting the company's current and historical financial position, overall management performance, and changes in financial standing over time. Key fundamentals influencing Home Federal's valuation are provided below:Home Federal Bancorp does not presently have any fundamental trends for analysis. This module does not cover all equities due to inconsistencies in global equity categorizations. Continue to Equity Screeners to view more equity screening tools. Is Regional Banks space expected to grow? Or is there an opportunity to expand the business' product line in the future? Factors like these will boost the valuation of Home Federal. If investors know Home will grow in the future, the company's valuation will be higher. The financial industry is built on trying to define current growth potential and future valuation accurately. All the valuation information about Home Federal listed above have to be considered, but the key to understanding future value is determining which factors weigh more heavily than others.
The market value of Home Federal Bancorp is measured differently than its book value, which is the value of Home that is recorded on the company's balance sheet. Investors also form their own opinion of Home Federal's value that differs from its market value or its book value, called intrinsic value, which is Home Federal's true underlying value. Investors use various methods to calculate intrinsic value and buy a stock when its market value falls below its intrinsic value. Because Home Federal's market value can be influenced by many factors that don't directly affect Home Federal's underlying business (such as a pandemic or basic market pessimism), market value can vary widely from intrinsic value.
Please note, there is a significant difference between Home Federal's value and its price as these two are different measures arrived at by different means. Investors typically determine if Home Federal is a good investment by looking at such factors as earnings, sales, fundamental and technical indicators, competition as well as analyst projections. However, Home Federal's price is the amount at which it trades on the open market and represents the number that a seller and buyer find agreeable to each party.
Home Federal 'What if' Analysis
In the world of financial modeling, what-if analysis is part of sensitivity analysis performed to test how changes in assumptions impact individual outputs in a model. When applied to Home Federal's stock what-if analysis refers to the analyzing how the change in your past investing horizon will affect the profitability against the current market value of Home Federal.
| 10/26/2025 |
| 01/24/2026 |
If you would invest 0.00 in Home Federal on October 26, 2025 and sell it all today you would earn a total of 0.00 from holding Home Federal Bancorp or generate 0.0% return on investment in Home Federal over 90 days. Home Federal is related to or competes with AmeriServ Financial, OptimumBank Holdings, Texas Community, Tectonic Financial, Catalyst Bancorp, Meta Financial, and First Seacoast. Home Federal Bancorp, Inc. of Louisiana operates as the holding company for Home Federal Bank that provides various fina... More
Home Federal Upside/Downside Indicators
Understanding different market momentum indicators often help investors to time their next move. Potential upside and downside technical ratios enable traders to measure Home Federal's stock current market value against overall market sentiment and can be a good tool during both bulling and bearish trends. Here we outline some of the essential indicators to assess Home Federal Bancorp upside and downside potential and time the market with a certain degree of confidence.
| Downside Deviation | 4.51 | |||
| Information Ratio | 0.1018 | |||
| Maximum Drawdown | 21.76 | |||
| Value At Risk | (3.85) | |||
| Potential Upside | 6.92 |
Home Federal Market Risk Indicators
Today, many novice investors tend to focus exclusively on investment returns with little concern for Home Federal's investment risk. Other traders do consider volatility but use just one or two very conventional indicators such as Home Federal's standard deviation. In reality, there are many statistical measures that can use Home Federal historical prices to predict the future Home Federal's volatility.| Risk Adjusted Performance | 0.0966 | |||
| Jensen Alpha | 0.5254 | |||
| Total Risk Alpha | 0.1035 | |||
| Sortino Ratio | 0.0939 | |||
| Treynor Ratio | (0.99) |
Home Federal January 24, 2026 Technical Indicators
| Cycle Indicators | ||
| Math Operators | ||
| Math Transform | ||
| Momentum Indicators | ||
| Overlap Studies | ||
| Pattern Recognition | ||
| Price Transform | ||
| Statistic Functions | ||
| Volatility Indicators | ||
| Volume Indicators |
| Risk Adjusted Performance | 0.0966 | |||
| Market Risk Adjusted Performance | (0.98) | |||
| Mean Deviation | 2.89 | |||
| Semi Deviation | 3.78 | |||
| Downside Deviation | 4.51 | |||
| Coefficient Of Variation | 828.68 | |||
| Standard Deviation | 4.15 | |||
| Variance | 17.26 | |||
| Information Ratio | 0.1018 | |||
| Jensen Alpha | 0.5254 | |||
| Total Risk Alpha | 0.1035 | |||
| Sortino Ratio | 0.0939 | |||
| Treynor Ratio | (0.99) | |||
| Maximum Drawdown | 21.76 | |||
| Value At Risk | (3.85) | |||
| Potential Upside | 6.92 | |||
| Downside Variance | 20.3 | |||
| Semi Variance | 14.32 | |||
| Expected Short fall | (3.00) | |||
| Skewness | (0.73) | |||
| Kurtosis | 2.49 |
Home Federal Bancorp Backtested Returns
Home Federal appears to be somewhat reliable, given 3 months investment horizon. Home Federal Bancorp holds Efficiency (Sharpe) Ratio of 0.12, which attests that the entity had a 0.12 % return per unit of risk over the last 3 months. By evaluating Home Federal's technical indicators, you can evaluate if the expected return of 0.5% is justified by implied risk. Please utilize Home Federal's Market Risk Adjusted Performance of (0.98), risk adjusted performance of 0.0966, and Downside Deviation of 4.51 to validate if our risk estimates are consistent with your expectations. On a scale of 0 to 100, Home Federal holds a performance score of 9. The company retains a Market Volatility (i.e., Beta) of -0.5, which attests to possible diversification benefits within a given portfolio. As returns on the market increase, returns on owning Home Federal are expected to decrease at a much lower rate. During the bear market, Home Federal is likely to outperform the market. Please check Home Federal's sortino ratio, skewness, price action indicator, as well as the relationship between the potential upside and rate of daily change , to make a quick decision on whether Home Federal's current trending patterns will revert.
Auto-correlation | -0.14 |
Insignificant reverse predictability
Home Federal Bancorp has insignificant reverse predictability. Overlapping area represents the amount of predictability between Home Federal time series from 26th of October 2025 to 10th of December 2025 and 10th of December 2025 to 24th of January 2026. The more autocorrelation exist between current time interval and its lagged values, the more accurately you can make projection about the future pattern of Home Federal Bancorp price movement. The serial correlation of -0.14 indicates that less than 14.0% of current Home Federal price fluctuation can be explain by its past prices.
| Correlation Coefficient | -0.14 | |
| Spearman Rank Test | 0.21 | |
| Residual Average | 0.0 | |
| Price Variance | 0.61 |
In a nutshell, Profit Margin indicator shows the amount of money the company makes from total sales or revenue. It can provide a good insight into companies in the same sector, as well as help to identify trends of a company from year to year.
| Competition |
Based on the latest financial disclosure, Home Federal Bancorp has a Profit Margin of 0.2093%. This is 98.2% lower than that of the Banks sector and significantly higher than that of the Financials industry. The profit margin for all United States stocks is 116.48% lower than that of the firm.
Home Federal Bancorp Fundamental Drivers Relationships
Comparative valuation techniques use various fundamental indicators to help in determining Home Federal's current stock value. Our valuation model uses many indicators to compare Home Federal value to that of its competitors to determine the firm's financial worth. You can analyze the relationship between different fundamental ratios across Home Federal competition to find correlations between indicators driving Home Federal's intrinsic value. More Info.Home Federal Bancorp is rated # 4 in return on equity category among its peers. It is rated # 5 in return on asset category among its peers reporting about 0.09 of Return On Asset per Return On Equity. The ratio of Return On Equity to Return On Asset for Home Federal Bancorp is roughly 11.23 . Comparative valuation analysis is a catch-all technique that is used if you cannot value Home Federal by discounting back its dividends or cash flows. It compares the stock's price multiples to nearest competition to determine if the stock is relatively undervalued or overvalued.Home Profit Margin Peer Comparison
Stock peer comparison is one of the most widely used and accepted methods of equity analyses. It analyses Home Federal's direct or indirect competition against its Profit Margin to detect undervalued stocks with similar characteristics or determine the stocks which would be a good addition to a portfolio. Peer analysis of Home Federal could also be used in its relative valuation, which is a method of valuing Home Federal by comparing valuation metrics of similar companies.Home Federal is currently under evaluation in profit margin category among its peers.
Home Fundamentals
| Return On Equity | 0.082 | ||||
| Return On Asset | 0.0073 | ||||
| Profit Margin | 0.21 % | ||||
| Operating Margin | 0.37 % | ||||
| Current Valuation | 23.39 M | ||||
| Shares Outstanding | 3.09 M | ||||
| Shares Owned By Insiders | 40.79 % | ||||
| Shares Owned By Institutions | 7.64 % | ||||
| Number Of Shares Shorted | 2.87 K | ||||
| Price To Earning | 13.15 X | ||||
| Price To Book | 0.98 X | ||||
| Price To Sales | 2.45 X | ||||
| Revenue | 32.33 M | ||||
| Gross Profit | 21.72 M | ||||
| EBITDA | 6.02 M | ||||
| Net Income | 3.89 M | ||||
| Cash And Equivalents | 64.08 M | ||||
| Cash Per Share | 21.48 X | ||||
| Total Debt | 4 M | ||||
| Debt To Equity | 4.53 % | ||||
| Book Value Per Share | 18.81 X | ||||
| Cash Flow From Operations | 5.47 M | ||||
| Short Ratio | 1.38 X | ||||
| Earnings Per Share | 1.47 X | ||||
| Number Of Employees | 67 | ||||
| Beta | 0.34 | ||||
| Market Capitalization | 47.1 M | ||||
| Total Asset | 609.49 M | ||||
| Retained Earnings | 15.24 M | ||||
| Annual Yield | 0.04 % | ||||
| Five Year Return | 1.92 % | ||||
| Net Asset | 609.49 M | ||||
| Last Dividend Paid | 0.53 |
About Home Federal Fundamental Analysis
The Macroaxis Fundamental Analysis modules help investors analyze Home Federal Bancorp's financials across various querterly and yearly statements, indicators and fundamental ratios. We help investors to determine the real value of Home Federal using virtually all public information available. We use both quantitative as well as qualitative analysis to arrive at the intrinsic value of Home Federal Bancorp based on its fundamental data. In general, a quantitative approach, as applied to this company, focuses on analyzing financial statements comparatively, whereas a qaualitative method uses data that is important to a company's growth but cannot be measured and presented in a numerical way.
Please read more on our fundamental analysis page.Home Federal Bancorp, Inc. of Louisiana operates as the holding company for Home Federal Bank that provides various financial services to individuals, corporate entities, and other organizations. Home Federal Bancorp, Inc. was founded in 1924 and is based in Shreveport, Louisiana. Home Federal operates under BanksRegional classification in the United States and is traded on NASDAQ Exchange. It employs 70 people.
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Is Regional Banks space expected to grow? Or is there an opportunity to expand the business' product line in the future? Factors like these will boost the valuation of Home Federal. If investors know Home will grow in the future, the company's valuation will be higher. The financial industry is built on trying to define current growth potential and future valuation accurately. All the valuation information about Home Federal listed above have to be considered, but the key to understanding future value is determining which factors weigh more heavily than others.
The market value of Home Federal Bancorp is measured differently than its book value, which is the value of Home that is recorded on the company's balance sheet. Investors also form their own opinion of Home Federal's value that differs from its market value or its book value, called intrinsic value, which is Home Federal's true underlying value. Investors use various methods to calculate intrinsic value and buy a stock when its market value falls below its intrinsic value. Because Home Federal's market value can be influenced by many factors that don't directly affect Home Federal's underlying business (such as a pandemic or basic market pessimism), market value can vary widely from intrinsic value.
Please note, there is a significant difference between Home Federal's value and its price as these two are different measures arrived at by different means. Investors typically determine if Home Federal is a good investment by looking at such factors as earnings, sales, fundamental and technical indicators, competition as well as analyst projections. However, Home Federal's price is the amount at which it trades on the open market and represents the number that a seller and buyer find agreeable to each party.