Richmond Mutual Bancorporation Stock Fundamentals
| RMBI Stock | USD 13.10 0.02 0.15% |
By evaluating key metrics such as revenue growth, profitability, cash flow trends, and balance sheet strength, investors can better assess Richmond Mutual's long-term financial health and intrinsic value.
As of now, Richmond Mutual's Operating Income is increasing as compared to previous years. The Richmond Mutual's current Total Operating Expenses is estimated to increase to about 335.9 K, while Tax Provision is projected to decrease to under 1.4 M. Richmond | Select Account or Indicator | Build AI portfolio with Richmond Stock |
Richmond Mutual Bancorporation Company Return On Equity Analysis
Richmond Mutual's Return on Equity or ROE tells company stockholders how effectually their money is being utilized or reinvested. It is a useful ratio when analyzing company profitability or the management effectiveness given the capital invested by the shareholders. ROE shows how efficiently a company utilizes investments to generate income.
Current Richmond Mutual Return On Equity | 0.0682 |
Most of Richmond Mutual's fundamental indicators, such as Return On Equity, are part of a valuation analysis module that helps investors searching for stocks that are currently trading at higher or lower prices than their real value. If the real value is higher than the market price, Richmond Mutual Bancorporation is considered to be undervalued, and we provide a buy recommendation. Otherwise, we render a sell signal.
For most industries, Return on Equity between 10% and 30% are considered desirable to provide dividends to owners and have funds for the future growth of the company. Investors should be very careful using ROE as the only efficiency indicator because ROE can be high if a company is heavily leveraged.
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Richmond Total Stockholder Equity
Total Stockholder Equity |
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Based on the latest financial disclosure, Richmond Mutual Bancorporation has a Return On Equity of 0.0682. This is 95.3% lower than that of the Banks sector and significantly higher than that of the Financials industry. The return on equity for all United States stocks is 122.0% lower than that of the firm.
Richmond Mutual Banc Fundamental Drivers Relationships
Comparative valuation techniques use various fundamental indicators to help in determining Richmond Mutual's current stock value. Our valuation model uses many indicators to compare Richmond Mutual value to that of its competitors to determine the firm's financial worth. You can analyze the relationship between different fundamental ratios across Richmond Mutual competition to find correlations between indicators driving Richmond Mutual's intrinsic value. More Info.Richmond Mutual Bancorporation is rated below average in return on equity category among its peers. It is rated below average in return on asset category among its peers reporting about 0.09 of Return On Asset per Return On Equity. The ratio of Return On Equity to Return On Asset for Richmond Mutual Bancorporation is roughly 11.37 . As of now, Richmond Mutual's Return On Equity is increasing as compared to previous years. The reason why the comparable model can be used in almost all circumstances is due to the vast number of multiples that can be utilized, such as the price-to-earnings (P/E), price-to-book (P/B), price-to-sales (P/S), price-to-cash flow (P/CF), and many others. The P/E ratio is the most commonly used of these ratios because it focuses on the Richmond Mutual's earnings, one of the primary drivers of an investment's value.Richmond Return On Equity Peer Comparison
Stock peer comparison is one of the most widely used and accepted methods of equity analyses. It analyses Richmond Mutual's direct or indirect competition against its Return On Equity to detect undervalued stocks with similar characteristics or determine the stocks which would be a good addition to a portfolio. Peer analysis of Richmond Mutual could also be used in its relative valuation, which is a method of valuing Richmond Mutual by comparing valuation metrics of similar companies.Richmond Mutual is currently under evaluation in return on equity category among its peers.
Richmond Mutual Current Valuation Drivers
We derive many important indicators used in calculating different scores of Richmond Mutual from analyzing Richmond Mutual's financial statements. These drivers represent accounts that assess Richmond Mutual's ability to generate profits relative to its revenue, operating costs, and shareholders' equity. Below are some of Richmond Mutual's important valuation drivers and their relationship over time.
| 2020 | 2021 | 2022 | 2023 | 2024 | 2025 (projected) | ||
| Market Cap | 167.5M | 182.3M | 140.1M | 119.7M | 142.6M | 178.6M | |
| Enterprise Value | 288.8M | 339.2M | 303.7M | 378.6M | 385.6M | 256.5M |
Richmond Mutual ESG Sustainability
Some studies have found that companies with high sustainability scores are getting higher valuations than competitors with lower social-engagement activities. While most ESG disclosures are voluntary and do not directly affect the long term financial condition, Richmond Mutual's sustainability indicators can be used to identify proper investment strategies using environmental, social, and governance scores that are crucial to Richmond Mutual's managers, analysts, and investors.Environmental | Governance | Social |
Richmond Fundamentals
| Return On Equity | 0.0682 | ||||
| Return On Asset | 0.006 | ||||
| Profit Margin | 0.21 % | ||||
| Operating Margin | 0.25 % | ||||
| Current Valuation | 371.56 M | ||||
| Shares Outstanding | 10.41 M | ||||
| Shares Owned By Insiders | 21.14 % | ||||
| Shares Owned By Institutions | 19.83 % | ||||
| Number Of Shares Shorted | 33.49 K | ||||
| Price To Earning | 11.43 X | ||||
| Price To Book | 1.04 X | ||||
| Price To Sales | 3.18 X | ||||
| Revenue | 43.23 M | ||||
| Gross Profit | 42.83 M | ||||
| EBITDA | 12.19 M | ||||
| Net Income | 9.38 M | ||||
| Cash And Equivalents | 19.35 M | ||||
| Cash Per Share | 1.64 X | ||||
| Total Debt | 265 M | ||||
| Book Value Per Share | 13.59 X | ||||
| Cash Flow From Operations | 14.75 M | ||||
| Short Ratio | 0.86 X | ||||
| Earnings Per Share | 0.89 X | ||||
| Number Of Employees | 171 | ||||
| Beta | 0.38 | ||||
| Market Capitalization | 136.13 M | ||||
| Total Asset | 1.51 B | ||||
| Retained Earnings | 91.58 M | ||||
| Annual Yield | 0.05 % | ||||
| Net Asset | 1.51 B | ||||
| Last Dividend Paid | 0.57 |
About Richmond Mutual Fundamental Analysis
The Macroaxis Fundamental Analysis modules help investors analyze Richmond Mutual Bancorporation's financials across various querterly and yearly statements, indicators and fundamental ratios. We help investors to determine the real value of Richmond Mutual using virtually all public information available. We use both quantitative as well as qualitative analysis to arrive at the intrinsic value of Richmond Mutual Bancorporation based on its fundamental data. In general, a quantitative approach, as applied to this company, focuses on analyzing financial statements comparatively, whereas a qaualitative method uses data that is important to a company's growth but cannot be measured and presented in a numerical way.
Please read more on our fundamental analysis page.| Last Reported | Projected for Next Year | ||
| Current Deferred Revenue | -5.1 M | -5.3 M | |
| Total Revenue | 43.2 M | 42.5 M | |
| Cost Of Revenue | 295 K | 262.2 K | |
| Stock Based Compensation To Revenue | 0.05 | 0.03 | |
| Sales General And Administrative To Revenue | 0.51 | 0.61 | |
| Capex To Revenue | 0.01 | 0.01 | |
| Revenue Per Share | 4.29 | 2.71 | |
| Ebit Per Revenue | 0.99 | 1.04 |
Currently Active Assets on Macroaxis
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| SCHH | Schwab REIT ETF | |
| SPMB | SPDR Portfolio Mortgage | |
| SPTI | SPDR Portfolio Intermediate |
Check out Richmond Mutual Piotroski F Score and Richmond Mutual Altman Z Score analysis. You can also try the Stocks Directory module to find actively traded stocks across global markets.
Is Regional Banks space expected to grow? Or is there an opportunity to expand the business' product line in the future? Factors like these will boost the valuation of Richmond Mutual. If investors know Richmond will grow in the future, the company's valuation will be higher. The financial industry is built on trying to define current growth potential and future valuation accurately. All the valuation information about Richmond Mutual listed above have to be considered, but the key to understanding future value is determining which factors weigh more heavily than others.
Quarterly Earnings Growth (0.13) | Dividend Share 0.57 | Earnings Share 0.89 | Revenue Per Share | Quarterly Revenue Growth (0.01) |
The market value of Richmond Mutual Banc is measured differently than its book value, which is the value of Richmond that is recorded on the company's balance sheet. Investors also form their own opinion of Richmond Mutual's value that differs from its market value or its book value, called intrinsic value, which is Richmond Mutual's true underlying value. Investors use various methods to calculate intrinsic value and buy a stock when its market value falls below its intrinsic value. Because Richmond Mutual's market value can be influenced by many factors that don't directly affect Richmond Mutual's underlying business (such as a pandemic or basic market pessimism), market value can vary widely from intrinsic value.
Please note, there is a significant difference between Richmond Mutual's value and its price as these two are different measures arrived at by different means. Investors typically determine if Richmond Mutual is a good investment by looking at such factors as earnings, sales, fundamental and technical indicators, competition as well as analyst projections. However, Richmond Mutual's price is the amount at which it trades on the open market and represents the number that a seller and buyer find agreeable to each party.