Northpointe Bancshares Net Income
| NPB Stock | 17.39 0.51 2.85% |
As of the 29th of January, Northpointe Bancshares secures the Downside Deviation of 1.76, mean deviation of 1.33, and Risk Adjusted Performance of 0.0759. In connection with fundamental indicators, the technical analysis model lets you check existing technical drivers of Northpointe Bancshares, as well as the relationship between them.
Northpointe Bancshares' financial statements offer valuable quarterly and annual insights to potential investors, highlighting the company's current and historical financial position, overall management performance, and changes in financial standing over time. Key fundamentals influencing Northpointe Bancshares' valuation are provided below:Northpointe Bancshares does not presently have any fundamental ratios for analysis. This module does not cover all equities due to inconsistencies in global equity categorizations. Continue to Equity Screeners to view more equity screening tools. Northpointe | Build AI portfolio with Northpointe Stock |
Is Stock space expected to grow? Or is there an opportunity to expand the business' product line in the future? Factors like these will boost the valuation of Northpointe Bancshares. Anticipated expansion of Northpointe directly elevates investor willingness to pay premium valuations. The financial industry is built on trying to define current growth potential and future valuation accurately. Comprehensive Northpointe Bancshares assessment requires weighing all these inputs, though not all factors influence outcomes equally.
The market value of Northpointe Bancshares is measured differently than its book value, which is the value of Northpointe that is recorded on the company's balance sheet. Investors also form their own opinion of Northpointe Bancshares' value that differs from its market value or its book value, called intrinsic value, which is Northpointe Bancshares' true underlying value. Investors use various methods to calculate intrinsic value and buy a stock when its market value falls below its intrinsic value. Because Northpointe Bancshares' market value can be influenced by many factors that don't directly affect Northpointe Bancshares' underlying business (such as a pandemic or basic market pessimism), market value can vary widely from intrinsic value.
It's important to distinguish between Northpointe Bancshares' intrinsic value and market price, which are calculated using different methodologies. Investment decisions regarding Northpointe Bancshares should consider multiple factors including financial performance, growth metrics, competitive position, and professional analysis. Meanwhile, Northpointe Bancshares' quoted price indicates the marketplace figure where supply meets demand through bilateral consent.
Northpointe Bancshares 'What if' Analysis
In the world of financial modeling, what-if analysis is part of sensitivity analysis performed to test how changes in assumptions impact individual outputs in a model. When applied to Northpointe Bancshares' stock what-if analysis refers to the analyzing how the change in your past investing horizon will affect the profitability against the current market value of Northpointe Bancshares.
| 10/31/2025 |
| 01/29/2026 |
If you would invest 0.00 in Northpointe Bancshares on October 31, 2025 and sell it all today you would earn a total of 0.00 from holding Northpointe Bancshares or generate 0.0% return on investment in Northpointe Bancshares over 90 days. Northpointe Bancshares is related to or competes with Alx Oncology, Burning Rock, C4 Therapeutics, Erasca, Legend Biotech, and Zai Lab. More
Northpointe Bancshares Upside/Downside Indicators
Understanding different market momentum indicators often help investors to time their next move. Potential upside and downside technical ratios enable traders to measure Northpointe Bancshares' stock current market value against overall market sentiment and can be a good tool during both bulling and bearish trends. Here we outline some of the essential indicators to assess Northpointe Bancshares upside and downside potential and time the market with a certain degree of confidence.
| Downside Deviation | 1.76 | |||
| Information Ratio | 0.0639 | |||
| Maximum Drawdown | 8.26 | |||
| Value At Risk | (3.05) | |||
| Potential Upside | 3.68 |
Northpointe Bancshares Market Risk Indicators
Today, many novice investors tend to focus exclusively on investment returns with little concern for Northpointe Bancshares' investment risk. Other traders do consider volatility but use just one or two very conventional indicators such as Northpointe Bancshares' standard deviation. In reality, there are many statistical measures that can use Northpointe Bancshares historical prices to predict the future Northpointe Bancshares' volatility.| Risk Adjusted Performance | 0.0759 | |||
| Jensen Alpha | 0.108 | |||
| Total Risk Alpha | 0.0534 | |||
| Sortino Ratio | 0.0661 | |||
| Treynor Ratio | 0.1345 |
Northpointe Bancshares January 29, 2026 Technical Indicators
| Cycle Indicators | ||
| Math Operators | ||
| Math Transform | ||
| Momentum Indicators | ||
| Overlap Studies | ||
| Pattern Recognition | ||
| Price Transform | ||
| Statistic Functions | ||
| Volatility Indicators | ||
| Volume Indicators |
| Risk Adjusted Performance | 0.0759 | |||
| Market Risk Adjusted Performance | 0.1445 | |||
| Mean Deviation | 1.33 | |||
| Semi Deviation | 1.59 | |||
| Downside Deviation | 1.76 | |||
| Coefficient Of Variation | 1069.57 | |||
| Standard Deviation | 1.82 | |||
| Variance | 3.33 | |||
| Information Ratio | 0.0639 | |||
| Jensen Alpha | 0.108 | |||
| Total Risk Alpha | 0.0534 | |||
| Sortino Ratio | 0.0661 | |||
| Treynor Ratio | 0.1345 | |||
| Maximum Drawdown | 8.26 | |||
| Value At Risk | (3.05) | |||
| Potential Upside | 3.68 | |||
| Downside Variance | 3.12 | |||
| Semi Variance | 2.54 | |||
| Expected Short fall | (1.52) | |||
| Skewness | 0.0145 | |||
| Kurtosis | 0.4313 |
Northpointe Bancshares Backtested Returns
At this point, Northpointe Bancshares is very steady. Northpointe Bancshares has Sharpe Ratio of 0.0935, which conveys that the firm had a 0.0935 % return per unit of risk over the last 3 months. We have found thirty technical indicators for Northpointe Bancshares, which you can use to evaluate the volatility of the firm. Please verify Northpointe Bancshares' Risk Adjusted Performance of 0.0759, mean deviation of 1.33, and Downside Deviation of 1.76 to check out if the risk estimate we provide is consistent with the expected return of 0.17%. Northpointe Bancshares has a performance score of 7 on a scale of 0 to 100. The company secures a Beta (Market Risk) of 1.19, which conveys a somewhat significant risk relative to the market. As the market goes up, the company is expected to outperform it. However, if the market returns are negative, Northpointe Bancshares will likely underperform. Northpointe Bancshares right now secures a risk of 1.82%. Please verify Northpointe Bancshares expected short fall, and the relationship between the value at risk and daily balance of power , to decide if Northpointe Bancshares will be following its current price movements.
Auto-correlation | 0.67 |
Good predictability
Northpointe Bancshares has good predictability. Overlapping area represents the amount of predictability between Northpointe Bancshares time series from 31st of October 2025 to 15th of December 2025 and 15th of December 2025 to 29th of January 2026. The more autocorrelation exist between current time interval and its lagged values, the more accurately you can make projection about the future pattern of Northpointe Bancshares price movement. The serial correlation of 0.67 indicates that around 67.0% of current Northpointe Bancshares price fluctuation can be explain by its past prices.
| Correlation Coefficient | 0.67 | |
| Spearman Rank Test | 0.53 | |
| Residual Average | 0.0 | |
| Price Variance | 0.31 |
Because income is reported on the Income Statement of a company and is measured in dollars some investors prefer to use Profit Margin, which measures income as a percentage of sales.
| Competition |
Based on the recorded statements, Northpointe Bancshares reported net income of 55.16 M. This is 95.68% lower than that of the Banks sector and significantly higher than that of the Financials industry. The net income for all United States stocks is 90.34% higher than that of the company.
Northpointe Net Income Peer Comparison
Stock peer comparison is one of the most widely used and accepted methods of equity analyses. It analyses Northpointe Bancshares' direct or indirect competition against its Net Income to detect undervalued stocks with similar characteristics or determine the stocks which would be a good addition to a portfolio. Peer analysis of Northpointe Bancshares could also be used in its relative valuation, which is a method of valuing Northpointe Bancshares by comparing valuation metrics of similar companies.Northpointe Bancshares is currently under evaluation in net income category among its peers.
Northpointe Fundamentals
| Return On Equity | 0.13 | |||
| Return On Asset | 0.0116 | |||
| Profit Margin | 0.33 % | |||
| Operating Margin | 0.49 % | |||
| Current Valuation | 1.66 B | |||
| Shares Outstanding | 34.36 M | |||
| Shares Owned By Insiders | 32.01 % | |||
| Shares Owned By Institutions | 50.89 % | |||
| Number Of Shares Shorted | 320.98 K | |||
| Price To Book | 1.08 X | |||
| Price To Sales | 2.87 X | |||
| Revenue | 471.18 M | |||
| Gross Profit | 214.21 M | |||
| EBITDA | 110.39 M | |||
| Net Income | 55.16 M | |||
| Total Debt | 6.45 B | |||
| Book Value Per Share | 18.14 X | |||
| Cash Flow From Operations | 19.81 M | |||
| Short Ratio | 0.96 X | |||
| Earnings Per Share | 2.11 X | |||
| Target Price | 21.17 | |||
| Number Of Employees | 491 | |||
| Market Capitalization | 615.13 M | |||
| Total Asset | 7.02 B | |||
| Retained Earnings | 364.37 M | |||
| Annual Yield | 0.01 % | |||
| Net Asset | 7.02 B |
About Northpointe Bancshares Fundamental Analysis
The Macroaxis Fundamental Analysis modules help investors analyze Northpointe Bancshares's financials across various querterly and yearly statements, indicators and fundamental ratios. We help investors to determine the real value of Northpointe Bancshares using virtually all public information available. We use both quantitative as well as qualitative analysis to arrive at the intrinsic value of Northpointe Bancshares based on its fundamental data. In general, a quantitative approach, as applied to this company, focuses on analyzing financial statements comparatively, whereas a qaualitative method uses data that is important to a company's growth but cannot be measured and presented in a numerical way.
Please read more on our fundamental analysis page.
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Check out For information on how to trade Northpointe Stock refer to our How to Trade Northpointe Stock guide.You can also try the Portfolio Comparator module to compare the composition, asset allocations and performance of any two portfolios in your account.
Is Stock space expected to grow? Or is there an opportunity to expand the business' product line in the future? Factors like these will boost the valuation of Northpointe Bancshares. Anticipated expansion of Northpointe directly elevates investor willingness to pay premium valuations. The financial industry is built on trying to define current growth potential and future valuation accurately. Comprehensive Northpointe Bancshares assessment requires weighing all these inputs, though not all factors influence outcomes equally.
The market value of Northpointe Bancshares is measured differently than its book value, which is the value of Northpointe that is recorded on the company's balance sheet. Investors also form their own opinion of Northpointe Bancshares' value that differs from its market value or its book value, called intrinsic value, which is Northpointe Bancshares' true underlying value. Investors use various methods to calculate intrinsic value and buy a stock when its market value falls below its intrinsic value. Because Northpointe Bancshares' market value can be influenced by many factors that don't directly affect Northpointe Bancshares' underlying business (such as a pandemic or basic market pessimism), market value can vary widely from intrinsic value.
It's important to distinguish between Northpointe Bancshares' intrinsic value and market price, which are calculated using different methodologies. Investment decisions regarding Northpointe Bancshares should consider multiple factors including financial performance, growth metrics, competitive position, and professional analysis. Meanwhile, Northpointe Bancshares' quoted price indicates the marketplace figure where supply meets demand through bilateral consent.