Northpointe Bancshares Stock Beta
| NPB Stock | 18.22 0.16 0.89% |
As of the 22nd of January, Northpointe Bancshares secures the Downside Deviation of 1.57, mean deviation of 1.23, and Risk Adjusted Performance of 0.0687. In connection with fundamental indicators, the technical analysis model lets you check existing technical drivers of Northpointe Bancshares, as well as the relationship between them.
Northpointe Bancshares Total Revenue |
|
Gross Profit | Profit Margin | Market Capitalization | Enterprise Value Revenue 8.9465 | Revenue |
Northpointe | Beta | Build AI portfolio with Northpointe Stock |
Northpointe Beta Driver Correlations
Understanding the fundamental principles of building solid financial models for Northpointe Bancshares is extremely important. It helps to project a fair market value of Northpointe Stock properly, considering its historical fundamentals such as Beta. Since Northpointe Bancshares' main accounts across its financial reports are all linked and dependent on each other, it is essential to analyze all possible correlations between related accounts. However, instead of reviewing all of Northpointe Bancshares' historical financial statements, investors can examine the correlated drivers to determine its overall health. This can be effectively done using a conventional correlation matrix of Northpointe Bancshares' interrelated accounts and indicators.
Click cells to compare fundamentals
Is Regional Banks space expected to grow? Or is there an opportunity to expand the business' product line in the future? Factors like these will boost the valuation of Northpointe Bancshares. If investors know Northpointe will grow in the future, the company's valuation will be higher. The financial industry is built on trying to define current growth potential and future valuation accurately. All the valuation information about Northpointe Bancshares listed above have to be considered, but the key to understanding future value is determining which factors weigh more heavily than others.
Quarterly Earnings Growth 0.544 | Earnings Share 2.11 | Revenue Per Share | Quarterly Revenue Growth 0.6 | Return On Assets |
The market value of Northpointe Bancshares is measured differently than its book value, which is the value of Northpointe that is recorded on the company's balance sheet. Investors also form their own opinion of Northpointe Bancshares' value that differs from its market value or its book value, called intrinsic value, which is Northpointe Bancshares' true underlying value. Investors use various methods to calculate intrinsic value and buy a stock when its market value falls below its intrinsic value. Because Northpointe Bancshares' market value can be influenced by many factors that don't directly affect Northpointe Bancshares' underlying business (such as a pandemic or basic market pessimism), market value can vary widely from intrinsic value.
Please note, there is a significant difference between Northpointe Bancshares' value and its price as these two are different measures arrived at by different means. Investors typically determine if Northpointe Bancshares is a good investment by looking at such factors as earnings, sales, fundamental and technical indicators, competition as well as analyst projections. However, Northpointe Bancshares' price is the amount at which it trades on the open market and represents the number that a seller and buyer find agreeable to each party.
Northpointe Bancshares 'What if' Analysis
In the world of financial modeling, what-if analysis is part of sensitivity analysis performed to test how changes in assumptions impact individual outputs in a model. When applied to Northpointe Bancshares' stock what-if analysis refers to the analyzing how the change in your past investing horizon will affect the profitability against the current market value of Northpointe Bancshares.
| 10/24/2025 |
| 01/22/2026 |
If you would invest 0.00 in Northpointe Bancshares on October 24, 2025 and sell it all today you would earn a total of 0.00 from holding Northpointe Bancshares or generate 0.0% return on investment in Northpointe Bancshares over 90 days. Northpointe Bancshares is related to or competes with White Mountains, Unified Series, HUMANA, Small Cap, High-yield Municipal, Morningstar Unconstrained, and Via Renewables. Northpointe Bancshares is entity of United States More
Northpointe Bancshares Upside/Downside Indicators
Understanding different market momentum indicators often help investors to time their next move. Potential upside and downside technical ratios enable traders to measure Northpointe Bancshares' stock current market value against overall market sentiment and can be a good tool during both bulling and bearish trends. Here we outline some of the essential indicators to assess Northpointe Bancshares upside and downside potential and time the market with a certain degree of confidence.
| Downside Deviation | 1.57 | |||
| Information Ratio | 0.0238 | |||
| Maximum Drawdown | 8.07 | |||
| Value At Risk | (3.05) | |||
| Potential Upside | 3.48 |
Northpointe Bancshares Market Risk Indicators
Today, many novice investors tend to focus exclusively on investment returns with little concern for Northpointe Bancshares' investment risk. Other traders do consider volatility but use just one or two very conventional indicators such as Northpointe Bancshares' standard deviation. In reality, there are many statistical measures that can use Northpointe Bancshares historical prices to predict the future Northpointe Bancshares' volatility.| Risk Adjusted Performance | 0.0687 | |||
| Jensen Alpha | 0.1252 | |||
| Total Risk Alpha | (0.08) | |||
| Sortino Ratio | 0.0256 | |||
| Treynor Ratio | 1.39 |
Northpointe Bancshares January 22, 2026 Technical Indicators
| Cycle Indicators | ||
| Math Operators | ||
| Math Transform | ||
| Momentum Indicators | ||
| Overlap Studies | ||
| Pattern Recognition | ||
| Price Transform | ||
| Statistic Functions | ||
| Volatility Indicators | ||
| Volume Indicators |
| Risk Adjusted Performance | 0.0687 | |||
| Market Risk Adjusted Performance | 1.4 | |||
| Mean Deviation | 1.23 | |||
| Semi Deviation | 1.48 | |||
| Downside Deviation | 1.57 | |||
| Coefficient Of Variation | 1170.12 | |||
| Standard Deviation | 1.69 | |||
| Variance | 2.85 | |||
| Information Ratio | 0.0238 | |||
| Jensen Alpha | 0.1252 | |||
| Total Risk Alpha | (0.08) | |||
| Sortino Ratio | 0.0256 | |||
| Treynor Ratio | 1.39 | |||
| Maximum Drawdown | 8.07 | |||
| Value At Risk | (3.05) | |||
| Potential Upside | 3.48 | |||
| Downside Variance | 2.47 | |||
| Semi Variance | 2.18 | |||
| Expected Short fall | (1.46) | |||
| Skewness | 0.001 | |||
| Kurtosis | 0.8896 |
Northpointe Bancshares Backtested Returns
At this point, Northpointe Bancshares is very steady. Northpointe Bancshares has Sharpe Ratio of 0.0899, which conveys that the firm had a 0.0899 % return per unit of risk over the last 3 months. We have found thirty technical indicators for Northpointe Bancshares, which you can use to evaluate the volatility of the firm. Please verify Northpointe Bancshares' Mean Deviation of 1.23, downside deviation of 1.57, and Risk Adjusted Performance of 0.0687 to check out if the risk estimate we provide is consistent with the expected return of 0.16%. Northpointe Bancshares has a performance score of 7 on a scale of 0 to 100. The company secures a Beta (Market Risk) of 0.0964, which conveys not very significant fluctuations relative to the market. As returns on the market increase, Northpointe Bancshares' returns are expected to increase less than the market. However, during the bear market, the loss of holding Northpointe Bancshares is expected to be smaller as well. Northpointe Bancshares right now secures a risk of 1.73%. Please verify Northpointe Bancshares expected short fall, and the relationship between the value at risk and daily balance of power , to decide if Northpointe Bancshares will be following its current price movements.
Auto-correlation | 0.68 |
Good predictability
Northpointe Bancshares has good predictability. Overlapping area represents the amount of predictability between Northpointe Bancshares time series from 24th of October 2025 to 8th of December 2025 and 8th of December 2025 to 22nd of January 2026. The more autocorrelation exist between current time interval and its lagged values, the more accurately you can make projection about the future pattern of Northpointe Bancshares price movement. The serial correlation of 0.68 indicates that around 68.0% of current Northpointe Bancshares price fluctuation can be explain by its past prices.
| Correlation Coefficient | 0.68 | |
| Spearman Rank Test | 0.58 | |
| Residual Average | 0.0 | |
| Price Variance | 0.25 |
In a nutshell, Beta is a measure of individual stock risk relative to the overall volatility of the stock market. and is calculated based on very sound finance theory - Capital Assets Pricing Model (CAPM).However, since Beta is calculated based on historical price movements it may not predict how a firm's stock is going to perform in the future.
| Competition |
In accordance with the recently published financial statements, Northpointe Bancshares has a Beta of 0.0. This is 100.0% lower than that of the Banks sector and about the same as Financials (which currently averages 0.0) industry. The beta for all United States stocks is 100.0% lower than that of the firm.
Northpointe Beta Peer Comparison
Stock peer comparison is one of the most widely used and accepted methods of equity analyses. It analyses Northpointe Bancshares' direct or indirect competition against its Beta to detect undervalued stocks with similar characteristics or determine the stocks which would be a good addition to a portfolio. Peer analysis of Northpointe Bancshares could also be used in its relative valuation, which is a method of valuing Northpointe Bancshares by comparing valuation metrics of similar companies.Northpointe Bancshares is currently under evaluation in beta category among its peers.
Northpointe Bancshares Current Valuation Drivers
We derive many important indicators used in calculating different scores of Northpointe Bancshares from analyzing Northpointe Bancshares' financial statements. These drivers represent accounts that assess Northpointe Bancshares' ability to generate profits relative to its revenue, operating costs, and shareholders' equity. Below are some of Northpointe Bancshares' important valuation drivers and their relationship over time.
| 2021 | 2022 | 2023 | 2024 | 2025 | 2026 (projected) | ||
| Market Cap | 7.0B | 8.3B | 8.6B | 1.2B | 243.9M | 231.7M | |
| Enterprise Value | 6.5B | 5.1B | 6.6B | 707.3M | 813.4M | 772.7M |
Northpointe Bancshares ESG Sustainability
Some studies have found that companies with high sustainability scores are getting higher valuations than competitors with lower social-engagement activities. While most ESG disclosures are voluntary and do not directly affect the long term financial condition, Northpointe Bancshares' sustainability indicators can be used to identify proper investment strategies using environmental, social, and governance scores that are crucial to Northpointe Bancshares' managers, analysts, and investors.Environmental | Governance | Social |
Northpointe Fundamentals
| Return On Equity | 0.16 | |||
| Return On Asset | 0.0136 | |||
| Profit Margin | 0.35 % | |||
| Operating Margin | 0.50 % | |||
| Current Valuation | 1.67 B | |||
| Shares Outstanding | 34.36 M | |||
| Shares Owned By Insiders | 32.13 % | |||
| Shares Owned By Institutions | 51.04 % | |||
| Number Of Shares Shorted | 320.98 K | |||
| Price To Book | 1.10 X | |||
| Price To Sales | 2.61 X | |||
| Revenue | 380.2 M | |||
| Gross Profit | 239.62 M | |||
| EBITDA | (373.45 M) | |||
| Net Income | 55.16 M | |||
| Total Debt | 28.33 M | |||
| Book Value Per Share | 16.39 X | |||
| Cash Flow From Operations | 19.81 M | |||
| Short Ratio | 0.96 X | |||
| Earnings Per Share | 2.11 X | |||
| Target Price | 20.42 | |||
| Number Of Employees | 491 | |||
| Market Capitalization | 626.12 M | |||
| Total Asset | 1.55 B | |||
| Retained Earnings | (9.39 B) | |||
| Annual Yield | 0.01 % | |||
| Net Asset | 1.55 B |
About Northpointe Bancshares Fundamental Analysis
The Macroaxis Fundamental Analysis modules help investors analyze Northpointe Bancshares's financials across various querterly and yearly statements, indicators and fundamental ratios. We help investors to determine the real value of Northpointe Bancshares using virtually all public information available. We use both quantitative as well as qualitative analysis to arrive at the intrinsic value of Northpointe Bancshares based on its fundamental data. In general, a quantitative approach, as applied to this company, focuses on analyzing financial statements comparatively, whereas a qaualitative method uses data that is important to a company's growth but cannot be measured and presented in a numerical way.
Please read more on our fundamental analysis page.
Also Currently Popular
Analyzing currently trending equities could be an opportunity to develop a better portfolio based on different market momentums that they can trigger. Utilizing the top trending stocks is also useful when creating a market-neutral strategy or pair trading technique involving a short or a long position in a currently trending equity.When determining whether Northpointe Bancshares offers a strong return on investment in its stock, a comprehensive analysis is essential. The process typically begins with a thorough review of Northpointe Bancshares' financial statements, including income statements, balance sheets, and cash flow statements, to assess its financial health. Key financial ratios are used to gauge profitability, efficiency, and growth potential of Northpointe Bancshares Stock. Outlined below are crucial reports that will aid in making a well-informed decision on Northpointe Bancshares Stock:Check out Northpointe Bancshares Piotroski F Score and Northpointe Bancshares Altman Z Score analysis. For information on how to trade Northpointe Stock refer to our How to Trade Northpointe Stock guide.You can also try the Money Managers module to screen money managers from public funds and ETFs managed around the world.
Is Regional Banks space expected to grow? Or is there an opportunity to expand the business' product line in the future? Factors like these will boost the valuation of Northpointe Bancshares. If investors know Northpointe will grow in the future, the company's valuation will be higher. The financial industry is built on trying to define current growth potential and future valuation accurately. All the valuation information about Northpointe Bancshares listed above have to be considered, but the key to understanding future value is determining which factors weigh more heavily than others.
Quarterly Earnings Growth 0.544 | Earnings Share 2.11 | Revenue Per Share | Quarterly Revenue Growth 0.6 | Return On Assets |
The market value of Northpointe Bancshares is measured differently than its book value, which is the value of Northpointe that is recorded on the company's balance sheet. Investors also form their own opinion of Northpointe Bancshares' value that differs from its market value or its book value, called intrinsic value, which is Northpointe Bancshares' true underlying value. Investors use various methods to calculate intrinsic value and buy a stock when its market value falls below its intrinsic value. Because Northpointe Bancshares' market value can be influenced by many factors that don't directly affect Northpointe Bancshares' underlying business (such as a pandemic or basic market pessimism), market value can vary widely from intrinsic value.
Please note, there is a significant difference between Northpointe Bancshares' value and its price as these two are different measures arrived at by different means. Investors typically determine if Northpointe Bancshares is a good investment by looking at such factors as earnings, sales, fundamental and technical indicators, competition as well as analyst projections. However, Northpointe Bancshares' price is the amount at which it trades on the open market and represents the number that a seller and buyer find agreeable to each party.