Newtek Business Services Key Fundamental Indicators

Newtek Business Balance Sheet		Trends
Current Value Last Year Historical Average  10 Year Trend Total Assets 2.9 B 2.7 B 916.2 M Slightly volatile Short and Long Term Debt Total 2.4 B 2.2 B 541.4 M Slightly volatile Total Stockholder Equity 417.4 M 397.6 M 244.4 M Slightly volatile Net Debt 2 B 1.9 B 462 M Slightly volatile Cash 325.8 M 310.3 M 76.2 M Slightly volatile Non Current Assets Total 1.9 B 1.8 B 672.9 M Slightly volatile Cash And Short Term Investments 325.8 M 310.3 M 76.4 M Slightly volatile Common Stock Shares Outstanding 13.3 M 25.6 M 16.1 M Slightly volatile Liabilities And Stockholders Equity 2.9 B 2.7 B 916.2 M Slightly volatile Non Current Liabilities Total 822.7 M 783.5 M 365.7 M Slightly volatile Other Stockholder Equity 148.6 M 253.8 M 199.3 M Slightly volatile Total Liabilities 2.5 B 2.3 B 671.1 M Slightly volatile Property Plant And Equipment Gross 4 M 6.5 M 5.4 M Slightly volatile Total Current Assets 555.3 M 528.9 M 199 M Slightly volatile Total Current Liabilities 109.3 M 95.4 M 120 M Slightly volatile Accounts Payable 8.4 M 10.6 M 8.8 M Pretty Stable Long Term Debt 736.3 M 701.3 M 323.6 M Slightly volatile Common Stock Total Equity 438.3 K 395.1 K 447.8 K Slightly volatile Short Term Debt 92.8 M 88.4 M 48.8 M Slightly volatile Common Stock 414.8 K 573 K 436.1 K Very volatile Property Plant Equipment 4.1 M 7.5 M 5.6 M Slightly volatile Other Liabilities 39.7 M 49.4 M 36.7 M Slightly volatile Intangible Assets 728.7 K 767 K 11.2 M Pretty Stable Net Receivables 416.1 K 438 K 33.7 M Slightly volatile Net Tangible Assets 293.1 M 396.9 M 259.2 M Slightly volatile Deferred Long Term Liabilities 4.8 M 9.4 M 5.8 M Slightly volatile Long Term Investments 63 M 66.3 M 346.4 M Very volatile Short and Long Term Debt 61.7 M 88.4 M 90.1 M Slightly volatile Non Current Liabilities Other 3.5 M 3.6 M 2.6 M Slightly volatile Net Invested Capital 867.3 M 1.1 B 692.3 M Slightly volatile Net Working Capital 57.3 M 83.4 M 47.7 M Slightly volatile Long Term Debt Total 420 M 496.7 M 381.9 M Slightly volatile Capital Surpluse 299.5 M 333.5 M 274.3 M Slightly volatile Capital Stock 24.5 M 23.3 M 5.5 M Slightly volatile Capital Lease Obligations 6.3 M 5.8 M 8.7 M Slightly volatile
Newtek Business Income Statement		Trends
Current Value Last Year Historical Average  10 Year Trend Depreciation And Amortization 634.6 K 668 K 1.3 M Slightly volatile Selling General Administrative 119.8 M 114.1 M 44.5 M Slightly volatile Total Revenue 338.3 M 322.2 M 140.3 M Slightly volatile Gross Profit 255.4 M 243.2 M 88.5 M Slightly volatile Other Operating Expenses 107.7 M 185.4 M 111.7 M Slightly volatile Total Operating Expenses 172.5 M 164.3 M 79.9 M Slightly volatile Income Before Tax 84 M 80 M 39.1 M Slightly volatile Net Income 63.5 M 60.5 M 33.9 M Slightly volatile Cost Of Revenue 46.6 M 78.9 M 48.2 M Very volatile Extraordinary Items 159.9 K 168.3 K 194.6 K Slightly volatile Net Income Applicable To Common Shares 23.5 M 37.2 M 28 M Slightly volatile Minority Interest 1.9 M 1.8 M 1.6 M Slightly volatile Selling And Marketing Expenses 83.1 M 79.2 M 31.3 M Slightly volatile Net Income From Continuing Ops 41 M 58.5 M 30.9 M Slightly volatile Non Recurring 4.8 M 6.2 M 4.3 M Slightly volatile Interest Income 146.6 M 139.6 M 47.2 M Slightly volatile Net Interest Income 25.3 M 46.4 M 17.5 M Slightly volatile Research Development 0.3 0.16 0.3671 Slightly volatile Reconciled Depreciation 2.2 M 2.1 M 806.5 K Slightly volatile
Newtek Business Cash Flow Statement		Trends
Current Value Last Year Historical Average  10 Year Trend Begin Period Cash Flow 222.2 M 211.6 M 69.7 M Slightly volatile Depreciation 1.9 M 1.6 M 1.4 M Pretty Stable Net Income 61.4 M 58.5 M 33.7 M Slightly volatile End Period Cash Flow 460.5 M 438.6 M 119.4 M Slightly volatile Net Borrowings 53.3 M 75.1 M 44.8 M Slightly volatile Issuance Of Capital Stock 17.3 M 12.4 M 13.1 M Slightly volatile
Financial Ratios		Trends
Current Value Last Year Historical Average  10 Year Trend Price To Sales Ratio 0.84 0.8866 3.2801 Pretty Stable Dividend Yield 0.0558 0.0837 0.103 Slightly volatile PTB Ratio 0.68 0.7185 1.3911 Slightly volatile Days Sales Outstanding 0.47 0.4962 133 Very volatile Book Value Per Share 9.15 15.7973 13.2738 Slightly volatile Stock Based Compensation To Revenue 0.011 0.0115 0.0123 Pretty Stable Capex To Depreciation 0.27 0.28 0.7327 Slightly volatile PB Ratio 0.68 0.7185 1.3911 Slightly volatile EV To Sales 4.24 6.8889 6.5196 Pretty Stable Inventory Turnover 344 328 277 Slightly volatile Net Income Per Share 2.52 2.4044 1.8308 Slightly volatile Days Of Inventory On Hand 1.09 1.15 13.7565 Slightly volatile Payables Turnover 5.62 10.48 8.1295 Pretty Stable Sales General And Administrative To Revenue 0.45 0.36 0.3224 Slightly volatile Capex To Revenue 0.0015 0.0016 0.0067 Slightly volatile Cash Per Share 12.95 12.3293 3.7237 Slightly volatile Payout Ratio 0.39 0.3951 0.7212 Very volatile Days Payables Outstanding 34.26 36.06 67.6119 Pretty Stable ROE 0.0766 0.1522 0.153 Pretty Stable PE Ratio 8.66 4.7205 11.0726 Slightly volatile Return On Tangible Assets 0.025 0.0225 0.0499 Slightly volatile Earnings Yield 0.22 0.2118 0.1213 Slightly volatile Intangibles To Total Assets 0.0206 0.0217 0.0359 Slightly volatile Current Ratio 0.46 0.49 6.9298 Slightly volatile Tangible Book Value Per Share 7.99 13.4323 12.061 Slightly volatile Receivables Turnover 772 736 94.6757 Slightly volatile Graham Number 16.1 29.2339 22.1168 Slightly volatile Shareholders Equity Per Share 8.78 15.7973 13.1157 Slightly volatile Debt To Equity 5.93 5.6444 2.0177 Slightly volatile Capex Per Share 0.0192 0.0202 0.0731 Slightly volatile Average Receivables 2.2 M 3.2 M 3.4 M Very volatile Revenue Per Share 10.6 12.8014 8.6405 Pretty Stable Interest Debt Per Share 93.62 89.1661 26.4631 Slightly volatile Debt To Assets 0.62 0.8176 0.5085 Pretty Stable Price Earnings Ratio 8.66 4.7205 11.0726 Slightly volatile Operating Cycle 0.47 0.4962 136 Very volatile Price Book Value Ratio 0.68 0.7185 1.3911 Slightly volatile Days Of Payables Outstanding 34.26 36.06 67.6119 Pretty Stable Dividend Payout Ratio 0.39 0.3951 0.7212 Very volatile Pretax Profit Margin 0.23 0.2482 0.4522 Pretty Stable Company Equity Multiplier 4.21 6.904 3.375 Slightly volatile Long Term Debt To Capitalization 0.62 0.8493 0.5706 Slightly volatile Total Debt To Capitalization 0.69 0.8495 0.5841 Slightly volatile Debt Equity Ratio 5.93 5.6444 2.0177 Slightly volatile Quick Ratio 0.46 0.49 6.8301 Slightly volatile Net Income Per E B T 0.66 0.7566 0.8606 Very volatile Cash Ratio 1.97 3.2542 2.3415 Slightly volatile Days Of Inventory Outstanding 1.09 1.15 13.7565 Slightly volatile Days Of Sales Outstanding 0.47 0.4962 133 Very volatile Free Cash Flow Operating Cash Flow Ratio 1.28 1.15 1.0437 Very volatile Price To Book Ratio 0.68 0.7185 1.3911 Slightly volatile Fixed Asset Turnover 127 115 137 Slightly volatile Debt Ratio 0.62 0.8176 0.5085 Pretty Stable Price Sales Ratio 0.84 0.8866 3.2801 Pretty Stable Return On Assets 0.0244 0.022 0.0482 Slightly volatile Asset Turnover 0.11 0.1174 0.2626 Slightly volatile Net Profit Margin 0.21 0.1878 0.4061 Very volatile Gross Profit Margin 0.45 0.755 0.569 Slightly volatile Price Fair Value 0.68 0.7185 1.3911 Slightly volatile Return On Equity 0.0766 0.1522 0.153 Pretty Stable
Newtek Business Valuation Data		Trends
Current Value Last Year Historical Average  10 Year Trend Market Cap 84.8 M 76 M 67.1 M Slightly volatile Enterprise Value 144.2 M 244.9 M 252.2 M Very volatile

Newtek Fundamental Market Drivers

Newtek Upcoming Events

Newtek Return On Equity Driver Correlations

Altman Z Score Details

Piotroski F Score Details

Beneish M Score Details

Financial Analysis Details

Buy or Sell Advice Details

Earnings Projections Details

Newtek Business 'What if' Analysis

Hype Prediction Low Estimated High 11.08 13.52 15.96 Details

Intrinsic Valuation Low Real High 12.21 16.05 18.49 Details

5 Analysts Consensus Low Target High 15.47 17.00 18.87 Details

Earnings Estimates (0) Low Projected EPS High 0.40 0.45 0.55 Details

Newtek Business February 10, 2026 Technical Indicators

Newtek Business Services Backtested Returns

Competition

Predict Newtek Business

Return On Equity Over Time

Newtek Total Stockholder Equity

Newtek Business Services Fundamental Drivers Relationships

Comparative valuation techniques use various fundamental indicators to help in determining Newtek Business's current stock value. Our valuation model uses many indicators to compare Newtek Business value to that of its competitors to determine the firm's financial worth. You can analyze the relationship between different fundamental ratios across Newtek Business competition to find correlations between indicators driving Newtek Business's intrinsic value. More Info.Newtek Business Services is regarded third in return on equity category among its peers. It is regarded fourth in return on asset category among its peers reporting about  0.29  of Return On Asset per Return On Equity. The ratio of Return On Equity to Return On Asset for Newtek Business Services is roughly  3.40 . At this time, Newtek Business' Return On Equity is comparatively stable compared to the past year. Comparative valuation analysis is a catch-all technique that is used if you cannot value Newtek Business by discounting back its dividends or cash flows. It compares the stock's price multiples to nearest competition to determine if the stock is relatively undervalued or overvalued.

Newtek Return On Equity Peer Comparison

Stock peer comparison is one of the most widely used and accepted methods of equity analyses. It analyses Newtek Business' direct or indirect competition against its Return On Equity to detect undervalued stocks with similar characteristics or determine the stocks which would be a good addition to a portfolio. Peer analysis of Newtek Business could also be used in its relative valuation, which is a method of valuing Newtek Business by comparing valuation metrics of similar companies.

Newtek Business ESG Sustainability

Some studies have found that companies with high sustainability scores are getting higher valuations than competitors with lower social-engagement activities. While most ESG disclosures are voluntary and do not directly affect the long term financial condition, Newtek Business' sustainability indicators can be used to identify proper investment strategies using environmental, social, and governance scores that are crucial to Newtek Business' managers, analysts, and investors.

Environmental

Governance

Social

Newtek Fundamentals

About Newtek Business Fundamental Analysis

Please read more on our fundamental analysis page.

Additional Tools for Newtek Stock Analysis