Mercantile Bank Stock Total Debt
| MBWM Stock | USD 44.44 1.25 2.74% |
Fundamental analysis of Mercantile Bank allows traders to better anticipate movements in Mercantile Bank's stock price by examining its financial health and performance throughout various phases of its business cycle.
As of the 2nd of August 2025, Total Debt To Capitalization is likely to drop to 0.42. Mercantile | Total Debt | Build AI portfolio with Mercantile Stock |
Mercantile Bank Company Total Debt Analysis
Mercantile Bank's Total Debt refers to the amount of long term interest-bearing liabilities that a company carries on its balance sheet. That may include bonds sold to the public, notes written to banks or capital leases. Typically, debt can help a company magnify its earnings, but the burden of interest and principal payments will eventually prevent the firm from borrow excessively.
Current Mercantile Bank Total Debt | 648.25 M |
Most of Mercantile Bank's fundamental indicators, such as Total Debt, are part of a valuation analysis module that helps investors searching for stocks that are currently trading at higher or lower prices than their real value. If the real value is higher than the market price, Mercantile Bank is considered to be undervalued, and we provide a buy recommendation. Otherwise, we render a sell signal.
Mercantile Total Debt Driver Correlations
Understanding the fundamental principles of building solid financial models for Mercantile Bank is extremely important. It helps to project a fair market value of Mercantile Stock properly, considering its historical fundamentals such as Total Debt. Since Mercantile Bank's main accounts across its financial reports are all linked and dependent on each other, it is essential to analyze all possible correlations between related accounts. However, instead of reviewing all of Mercantile Bank's historical financial statements, investors can examine the correlated drivers to determine its overall health. This can be effectively done using a conventional correlation matrix of Mercantile Bank's interrelated accounts and indicators.
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Mercantile Total Debt Historical Pattern
Today, most investors in Mercantile Bank Stock are looking for potential investment opportunities by analyzing not only static indicators but also various Mercantile Bank's growth ratios. Consistent increases or drops in fundamental ratios usually indicate a possible pattern that can be successfully translated into profits. However, when comparing two companies, knowing each company's total debt growth rates may not be enough to decide which company is a better investment. That's why investors frequently use a static breakdown of Mercantile Bank total debt as a starting point in their analysis.
Mercantile Bank Total Debt |
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In most industries, total debt may also include the current portion of long-term debt. Since debt terms vary widely from one company to another, simply comparing outstanding debt obligations between different companies may not be adequate. It is usually meant to compare total debt amounts between companies that operate within the same sector.
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Mercantile Short Long Term Debt Total
Short Long Term Debt Total |
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Based on the latest financial disclosure, Mercantile Bank has a Total Debt of 648.25 M. This is 98.39% lower than that of the Banks sector and significantly higher than that of the Financials industry. The total debt for all United States stocks is 87.81% higher than that of the company.
Mercantile Total Debt Peer Comparison
Stock peer comparison is one of the most widely used and accepted methods of equity analyses. It analyses Mercantile Bank's direct or indirect competition against its Total Debt to detect undervalued stocks with similar characteristics or determine the stocks which would be a good addition to a portfolio. Peer analysis of Mercantile Bank could also be used in its relative valuation, which is a method of valuing Mercantile Bank by comparing valuation metrics of similar companies.Mercantile Bank is currently under evaluation in total debt category among its peers.
Mercantile Bank ESG Sustainability
Some studies have found that companies with high sustainability scores are getting higher valuations than competitors with lower social-engagement activities. While most ESG disclosures are voluntary and do not directly affect the long term financial condition, Mercantile Bank's sustainability indicators can be used to identify proper investment strategies using environmental, social, and governance scores that are crucial to Mercantile Bank's managers, analysts, and investors.Environmental | Governance | Social |
Mercantile Bank Institutional Holders
Institutional Holdings refers to the ownership stake in Mercantile Bank that is held by large financial organizations, pension funds or endowments. Institutions may purchase large blocks of Mercantile Bank's outstanding shares and can exert considerable influence upon its management. Institutional holders may also work to push the share price higher once they own the stock. Extensive social media coverage, TV shows, articles in high-profile magazines, and presentations at investor conferences help move the stock higher, increasing Mercantile Bank's value.| Shares | Northern Trust Corp | 2025-03-31 | 181.6 K | Proshare Advisors Llc | 2025-03-31 | 158.8 K | Hotchkis & Wiley Capital Management Llc | 2025-03-31 | 131.3 K | Charles Schwab Investment Management Inc | 2025-03-31 | 128.9 K | Mercer Global Advisors Inc. | 2025-03-31 | 105.8 K | Bridgeway Capital Management, Llc | 2025-03-31 | 105 K | Morgan Stanley - Brokerage Accounts | 2025-03-31 | 104.4 K | Goldman Sachs Group Inc | 2025-03-31 | 96.3 K | Bank Of New York Mellon Corp | 2025-03-31 | 94.7 K | Blackrock Inc | 2025-03-31 | 1.6 M | Dimensional Fund Advisors, Inc. | 2025-03-31 | 1.1 M |
Mercantile Fundamentals
| Return On Equity | 0.14 | ||||
| Return On Asset | 0.0138 | ||||
| Profit Margin | 0.36 % | ||||
| Operating Margin | 0.44 % | ||||
| Current Valuation | 1.17 B | ||||
| Shares Outstanding | 16.25 M | ||||
| Shares Owned By Insiders | 3.46 % | ||||
| Shares Owned By Institutions | 65.78 % | ||||
| Number Of Shares Shorted | 111.95 K | ||||
| Price To Earning | 11.94 X | ||||
| Price To Book | 1.14 X | ||||
| Price To Sales | 3.16 X | ||||
| Revenue | 361.89 M | ||||
| Gross Profit | 228.38 M | ||||
| EBITDA | 108.79 M | ||||
| Net Income | 79.59 M | ||||
| Cash And Equivalents | 284.01 M | ||||
| Cash Per Share | 17.90 X | ||||
| Total Debt | 648.25 M | ||||
| Debt To Equity | 7.70 % | ||||
| Book Value Per Share | 38.87 X | ||||
| Cash Flow From Operations | 101.12 M | ||||
| Short Ratio | 1.10 X | ||||
| Earnings Per Share | 5.03 X | ||||
| Price To Earnings To Growth | 2.51 X | ||||
| Target Price | 55.6 | ||||
| Number Of Employees | 692 | ||||
| Beta | 0.9 | ||||
| Market Capitalization | 722.09 M | ||||
| Total Asset | 6.05 B | ||||
| Retained Earnings | 334.65 M | ||||
| Annual Yield | 0.03 % | ||||
| Five Year Return | 3.38 % | ||||
| Net Asset | 6.05 B | ||||
| Last Dividend Paid | 1.46 |
About Mercantile Bank Fundamental Analysis
The Macroaxis Fundamental Analysis modules help investors analyze Mercantile Bank's financials across various querterly and yearly statements, indicators and fundamental ratios. We help investors to determine the real value of Mercantile Bank using virtually all public information available. We use both quantitative as well as qualitative analysis to arrive at the intrinsic value of Mercantile Bank based on its fundamental data. In general, a quantitative approach, as applied to this company, focuses on analyzing financial statements comparatively, whereas a qaualitative method uses data that is important to a company's growth but cannot be measured and presented in a numerical way.
Please read more on our fundamental analysis page.
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Is Regional Banks space expected to grow? Or is there an opportunity to expand the business' product line in the future? Factors like these will boost the valuation of Mercantile Bank. If investors know Mercantile will grow in the future, the company's valuation will be higher. The financial industry is built on trying to define current growth potential and future valuation accurately. All the valuation information about Mercantile Bank listed above have to be considered, but the key to understanding future value is determining which factors weigh more heavily than others.
Quarterly Earnings Growth 0.193 | Dividend Share 1.46 | Earnings Share 5.03 | Revenue Per Share | Quarterly Revenue Growth 0.114 |
The market value of Mercantile Bank is measured differently than its book value, which is the value of Mercantile that is recorded on the company's balance sheet. Investors also form their own opinion of Mercantile Bank's value that differs from its market value or its book value, called intrinsic value, which is Mercantile Bank's true underlying value. Investors use various methods to calculate intrinsic value and buy a stock when its market value falls below its intrinsic value. Because Mercantile Bank's market value can be influenced by many factors that don't directly affect Mercantile Bank's underlying business (such as a pandemic or basic market pessimism), market value can vary widely from intrinsic value.
Please note, there is a significant difference between Mercantile Bank's value and its price as these two are different measures arrived at by different means. Investors typically determine if Mercantile Bank is a good investment by looking at such factors as earnings, sales, fundamental and technical indicators, competition as well as analyst projections. However, Mercantile Bank's price is the amount at which it trades on the open market and represents the number that a seller and buyer find agreeable to each party.