First Bancshares Net Income
| FBSI Stock | USD 33.99 0.42 1.25% |
As of the 29th of January, First Bancshares shows the Coefficient Of Variation of 1247.64, mean deviation of 1.88, and Downside Deviation of 8.57. First Bancshares technical analysis allows you to utilize historical prices and volume patterns in order to determine a pattern that computes the direction of the firm's future prices. Put another way, you can use this information to find out if the firm will indeed mirror its model of historical prices and volume momentum, or the prices will eventually revert. We are able to interpolate and collect nineteen technical drivers for First Bancshares, which can be compared to its peers.
First Bancshares' financial statements offer valuable quarterly and annual insights to potential investors, highlighting the company's current and historical financial position, overall management performance, and changes in financial standing over time. Key fundamentals influencing First Bancshares' valuation are provided below:First Bancshares does not presently have any fundamental signals for analysis. This module does not cover all equities due to inconsistencies in global equity categorizations. Continue to Equity Screeners to view more equity screening tools. First |
First Bancshares 'What if' Analysis
In the world of financial modeling, what-if analysis is part of sensitivity analysis performed to test how changes in assumptions impact individual outputs in a model. When applied to First Bancshares' otc stock what-if analysis refers to the analyzing how the change in your past investing horizon will affect the profitability against the current market value of First Bancshares.
| 10/31/2025 |
| 01/29/2026 |
If you would invest 0.00 in First Bancshares on October 31, 2025 and sell it all today you would earn a total of 0.00 from holding First Bancshares or generate 0.0% return on investment in First Bancshares over 90 days. First Bancshares is related to or competes with Citizens Bancorp, Juniata Valley, Madison County, Uwharrie Capital, Potomac Bancshares, Consumers Bancorp, and Citizens Bancshares. First Bancshares, Inc. operates as the bank holding company for Stockmens Bank that provides banking and mortgage servic... More
First Bancshares Upside/Downside Indicators
Understanding different market momentum indicators often help investors to time their next move. Potential upside and downside technical ratios enable traders to measure First Bancshares' otc stock current market value against overall market sentiment and can be a good tool during both bulling and bearish trends. Here we outline some of the essential indicators to assess First Bancshares upside and downside potential and time the market with a certain degree of confidence.
| Downside Deviation | 8.57 | |||
| Information Ratio | 0.0664 | |||
| Maximum Drawdown | 31.8 | |||
| Value At Risk | (2.74) | |||
| Potential Upside | 4.91 |
First Bancshares Market Risk Indicators
Today, many novice investors tend to focus exclusively on investment returns with little concern for First Bancshares' investment risk. Other traders do consider volatility but use just one or two very conventional indicators such as First Bancshares' standard deviation. In reality, there are many statistical measures that can use First Bancshares historical prices to predict the future First Bancshares' volatility.| Risk Adjusted Performance | 0.0666 | |||
| Jensen Alpha | 0.3571 | |||
| Total Risk Alpha | 0.0322 | |||
| Sortino Ratio | 0.0344 | |||
| Treynor Ratio | (1.70) |
Sophisticated investors, who have witnessed many market ups and downs, anticipate that the market will even out over time. This tendency of First Bancshares' price to converge to an average value over time is called mean reversion. However, historically, high market prices usually discourage investors that believe in mean reversion to invest, while low prices are viewed as an opportunity to buy.
First Bancshares January 29, 2026 Technical Indicators
| Cycle Indicators | ||
| Math Operators | ||
| Math Transform | ||
| Momentum Indicators | ||
| Overlap Studies | ||
| Pattern Recognition | ||
| Price Transform | ||
| Statistic Functions | ||
| Volatility Indicators | ||
| Volume Indicators |
| Risk Adjusted Performance | 0.0666 | |||
| Market Risk Adjusted Performance | (1.69) | |||
| Mean Deviation | 1.88 | |||
| Semi Deviation | 2.85 | |||
| Downside Deviation | 8.57 | |||
| Coefficient Of Variation | 1247.64 | |||
| Standard Deviation | 4.45 | |||
| Variance | 19.8 | |||
| Information Ratio | 0.0664 | |||
| Jensen Alpha | 0.3571 | |||
| Total Risk Alpha | 0.0322 | |||
| Sortino Ratio | 0.0344 | |||
| Treynor Ratio | (1.70) | |||
| Maximum Drawdown | 31.8 | |||
| Value At Risk | (2.74) | |||
| Potential Upside | 4.91 | |||
| Downside Variance | 73.53 | |||
| Semi Variance | 8.12 | |||
| Expected Short fall | (7.52) | |||
| Skewness | 0.9129 | |||
| Kurtosis | 8.9 |
First Bancshares Backtested Returns
First Bancshares appears to be not too volatile, given 3 months investment horizon. First Bancshares secures Sharpe Ratio (or Efficiency) of 0.0802, which denotes the company had a 0.0802 % return per unit of risk over the last 3 months. We have found twenty-eight technical indicators for First Bancshares, which you can use to evaluate the volatility of the firm. Please utilize First Bancshares' Downside Deviation of 8.57, mean deviation of 1.88, and Coefficient Of Variation of 1247.64 to check if our risk estimates are consistent with your expectations. On a scale of 0 to 100, First Bancshares holds a performance score of 6. The firm shows a Beta (market volatility) of -0.2, which means not very significant fluctuations relative to the market. As returns on the market increase, returns on owning First Bancshares are expected to decrease at a much lower rate. During the bear market, First Bancshares is likely to outperform the market. Please check First Bancshares' semi variance, and the relationship between the maximum drawdown and daily balance of power , to make a quick decision on whether First Bancshares' price patterns will revert.
Auto-correlation | 0.21 |
Weak predictability
First Bancshares has weak predictability. Overlapping area represents the amount of predictability between First Bancshares time series from 31st of October 2025 to 15th of December 2025 and 15th of December 2025 to 29th of January 2026. The more autocorrelation exist between current time interval and its lagged values, the more accurately you can make projection about the future pattern of First Bancshares price movement. The serial correlation of 0.21 indicates that over 21.0% of current First Bancshares price fluctuation can be explain by its past prices.
| Correlation Coefficient | 0.21 | |
| Spearman Rank Test | 0.7 | |
| Residual Average | 0.0 | |
| Price Variance | 0.08 |
Because income is reported on the Income Statement of a company and is measured in dollars some investors prefer to use Profit Margin, which measures income as a percentage of sales.
| Competition |
Based on the recorded statements, First Bancshares reported net income of 5.09 M. This is 99.6% lower than that of the Thrifts & Mortgage Finance sector and significantly higher than that of the Financials industry. The net income for all United States stocks is 99.11% higher than that of the company.
First Net Income Peer Comparison
Stock peer comparison is one of the most widely used and accepted methods of equity analyses. It analyses First Bancshares' direct or indirect competition against its Net Income to detect undervalued stocks with similar characteristics or determine the otc stocks which would be a good addition to a portfolio. Peer analysis of First Bancshares could also be used in its relative valuation, which is a method of valuing First Bancshares by comparing valuation metrics of similar companies.First Bancshares is currently under evaluation in net income category among its peers.
First Fundamentals
| Return On Equity | 0.12 | |||
| Return On Asset | 0.0115 | |||
| Profit Margin | 0.29 % | |||
| Operating Margin | 0.39 % | |||
| Current Valuation | 9 M | |||
| Shares Outstanding | 2.44 M | |||
| Number Of Shares Shorted | 4.68 K | |||
| Price To Earning | 11.20 X | |||
| Price To Book | 0.97 X | |||
| Price To Sales | 2.52 X | |||
| Revenue | 18.15 M | |||
| Gross Profit | 18.36 M | |||
| Net Income | 5.09 M | |||
| Cash And Equivalents | 35.98 M | |||
| Cash Per Share | 14.68 X | |||
| Total Debt | 3.51 M | |||
| Book Value Per Share | 19.51 X | |||
| Cash Flow From Operations | 7.44 M | |||
| Short Ratio | 11.12 X | |||
| Earnings Per Share | 2.20 X | |||
| Number Of Employees | 14 | |||
| Beta | 0.25 | |||
| Market Capitalization | 46.04 M | |||
| Total Asset | 445.03 M | |||
| Retained Earnings | 16.9 M | |||
| Z Score | 7.8 | |||
| Annual Yield | 0.02 % | |||
| Five Year Return | 0.98 % | |||
| Net Asset | 445.03 M |
About First Bancshares Fundamental Analysis
The Macroaxis Fundamental Analysis modules help investors analyze First Bancshares's financials across various querterly and yearly statements, indicators and fundamental ratios. We help investors to determine the real value of First Bancshares using virtually all public information available. We use both quantitative as well as qualitative analysis to arrive at the intrinsic value of First Bancshares based on its fundamental data. In general, a quantitative approach, as applied to this otc stock, focuses on analyzing financial statements comparatively, whereas a qaualitative method uses data that is important to a company's growth but cannot be measured and presented in a numerical way.
Please read more on our fundamental analysis page.
Currently Active Assets on Macroaxis
Additional Information and Resources on Investing in First OTC Stock
When determining whether First Bancshares offers a strong return on investment in its stock, a comprehensive analysis is essential. The process typically begins with a thorough review of First Bancshares' financial statements, including income statements, balance sheets, and cash flow statements, to assess its financial health. Key financial ratios are used to gauge profitability, efficiency, and growth potential of First Bancshares Stock. Outlined below are crucial reports that will aid in making a well-informed decision on First Bancshares Stock:Check out Investing Opportunities to better understand how to build diversified portfolios, which includes a position in First Bancshares. Also, note that the market value of any otc stock could be closely tied with the direction of predictive economic indicators such as signals in main economic indicators. For more detail on how to invest in First OTC Stock please use our How to Invest in First Bancshares guide.You can also try the Pair Correlation module to compare performance and examine fundamental relationship between any two equity instruments.