Credicorp Stock Debt To Equity

BAP Stock

USD 187.49 1.99 1.07%

Credicorp fundamentals help investors to digest information that contributes to Credicorp's financial success or failures. It also enables traders to predict the movement of Credicorp Stock. The fundamental analysis module provides a way to measure Credicorp's intrinsic value by examining its available economic and financial indicators, including the cash flow records, the balance sheet account changes, the income statement patterns, and various microeconomic indicators and financial ratios related to Credicorp stock.

		Last Reported	Projected for Next Year
	Debt To Equity	0.82	0.86

As of 11/12/2024, Debt To Equity is likely to grow to 0.86.

This module does not cover all equities due to inconsistencies in global equity categorizations. Continue to Equity Screeners to view more equity screening tools.

Credicorp Company Debt To Equity Analysis

Credicorp's Debt to Equity is calculated by dividing the Total Debt of a company by its Equity. If the debt exceeds equity of a company, then the creditors have more stakes in a firm than the stockholders. In other words, Debt to Equity ratio provides analysts with insights about composition of both equity and debt, and its influence on the valuation of the company.

D/E

Total Debt

Total Equity

More About Debt To Equity | All Equity Analysis

Current Credicorp Debt To Equity

8.60 %

Most of Credicorp's fundamental indicators, such as Debt To Equity, are part of a valuation analysis module that helps investors searching for stocks that are currently trading at higher or lower prices than their real value. If the real value is higher than the market price, Credicorp is considered to be undervalued, and we provide a buy recommendation. Otherwise, we render a sell signal.

Credicorp Debt To Equity Driver Correlations

Understanding the fundamental principles of building solid financial models for Credicorp is extremely important. It helps to project a fair market value of Credicorp Stock properly, considering its historical fundamentals such as Debt To Equity. Since Credicorp's main accounts across its financial reports are all linked and dependent on each other, it is essential to analyze all possible correlations between related accounts. However, instead of reviewing all of Credicorp's historical financial statements, investors can examine the correlated drivers to determine its overall health. This can be effectively done using a conventional correlation matrix of Credicorp's interrelated accounts and indicators.

	Total Assets	Total Stockholder Equity	Net Debt	Retained Earnings	Total Liab	Common Stock	Accounts Payable	Net Receivables	Total Current Assets	Short Term Debt	Long Term Debt	Good Will	Short Term Investments	Treasury Stock	Intangible Assets	Property Plant Equipment	Net Tangible Assets	Deferred Long Term Liab	Long Term Investments	Short Long Term Debt	Long Term Debt Total	Capital Surpluse	Earning Assets	Net Invested Capital	Capital Stock
Total Assets		0.96	-0.61	0.6	1.0	0.12	0.88	0.85	0.36	-0.53	0.88	0.5	0.93	-0.77	0.96	0.9	0.88	0.8	0.89	-0.66	0.43	-0.84	0.78	0.71	-0.44
Total Stockholder Equity	0.96		-0.49	0.74	0.95	0.0	0.86	0.86	0.19	-0.58	0.9	0.41	0.86	-0.78	0.96	0.93	0.92	0.78	0.84	-0.67	0.53	-0.85	0.73	0.79	-0.55
Net Debt	-0.61	-0.49		-0.03	-0.63	0.09	-0.48	-0.7	-0.39	0.23	-0.46	-0.08	-0.57	0.44	-0.49	-0.58	-0.51	-0.63	-0.69	0.11	-0.28	0.68	-0.74	-0.49	0.23
Retained Earnings	0.6	0.74	-0.03		0.58	-0.01	0.66	0.47	-0.12	-0.48	0.73	0.23	0.38	-0.6	0.66	0.67	0.66	0.35	0.37	-0.61	0.51	-0.35	0.21	0.62	-0.43
Total Liab	1.0	0.95	-0.63	0.58		0.14	0.88	0.85	0.38	-0.52	0.87	0.51	0.93	-0.76	0.95	0.89	0.86	0.79	0.89	-0.66	0.41	-0.84	0.79	0.69	-0.42
Common Stock	0.12	0.0	0.09	-0.01	0.14		0.15	-0.15	0.71	-0.05	0.16	0.5	0.15	-0.3	-0.01	-0.06	0.05	0.02	0.09	-0.3	-0.54	0.21	-0.16	-0.43	0.72
Accounts Payable	0.88	0.86	-0.48	0.66	0.88	0.15		0.79	0.33	-0.56	0.78	0.55	0.81	-0.69	0.88	0.8	0.9	0.79	0.82	-0.59	0.6	-0.67	0.77	0.77	-0.28
Net Receivables	0.85	0.86	-0.7	0.47	0.85	-0.15	0.79		0.3	-0.5	0.7	0.28	0.79	-0.6	0.83	0.83	0.86	0.93	0.88	-0.37	0.51	-0.93	0.83	0.83	-0.49
Total Current Assets	0.36	0.19	-0.39	-0.12	0.38	0.71	0.33	0.3		-0.23	0.28	0.47	0.48	-0.44	0.16	0.14	0.29	0.4	0.49	-0.21	-0.49	-0.25	0.25	-0.18	0.56
Short Term Debt	-0.53	-0.58	0.23	-0.48	-0.52	-0.05	-0.56	-0.5	-0.23		-0.72	0.07	-0.45	0.76	-0.48	-0.65	-0.68	-0.49	-0.59	0.81	-0.19	0.47	-0.39	-0.38	0.2
Long Term Debt	0.88	0.9	-0.46	0.73	0.87	0.16	0.78	0.7	0.28	-0.72		0.31	0.76	-0.96	0.82	0.93	0.87	0.63	0.78	-0.79	0.34	-0.68	0.58	0.58	-0.36
Good Will	0.5	0.41	-0.08	0.23	0.51	0.5	0.55	0.28	0.47	0.07	0.31		0.64	-0.26	0.53	0.32	0.33	0.41	0.32	-0.22	0.07	-0.25	0.27	0.17	0.1
Short Term Investments	0.93	0.86	-0.57	0.38	0.93	0.15	0.81	0.79	0.48	-0.45	0.76	0.64		-0.68	0.89	0.8	0.78	0.76	0.86	-0.54	0.3	-0.83	0.78	0.57	-0.36
Treasury Stock	-0.77	-0.78	0.44	-0.6	-0.76	-0.3	-0.69	-0.6	-0.44	0.76	-0.96	-0.26	-0.68		-0.65	-0.82	-0.82	-0.57	-0.76	0.77	-0.13	0.58	-0.5	-0.39	0.12
Intangible Assets	0.96	0.96	-0.49	0.66	0.95	-0.01	0.88	0.83	0.16	-0.48	0.82	0.53	0.89	-0.65		0.91	0.84	0.76	0.78	-0.62	0.58	-0.82	0.74	0.81	-0.6
Property Plant Equipment	0.9	0.93	-0.58	0.67	0.89	-0.06	0.8	0.83	0.14	-0.65	0.93	0.32	0.8	-0.82	0.91		0.87	0.76	0.78	-0.67	0.53	-0.81	0.7	0.77	-0.56
Net Tangible Assets	0.88	0.92	-0.51	0.66	0.86	0.05	0.9	0.86	0.29	-0.68	0.87	0.33	0.78	-0.82	0.84	0.87		0.85	0.9	-0.62	0.54	-0.82	0.78	0.77	-0.33
Deferred Long Term Liab	0.8	0.78	-0.63	0.35	0.79	0.02	0.79	0.93	0.4	-0.49	0.63	0.41	0.76	-0.57	0.76	0.76	0.85		0.85	-0.39	0.45	-0.86	0.82	0.73	-0.27
Long Term Investments	0.89	0.84	-0.69	0.37	0.89	0.09	0.82	0.88	0.49	-0.59	0.78	0.32	0.86	-0.76	0.78	0.78	0.9	0.85		-0.52	0.36	-0.86	0.91	0.64	-0.26
Short Long Term Debt	-0.66	-0.67	0.11	-0.61	-0.66	-0.3	-0.59	-0.37	-0.21	0.81	-0.79	-0.22	-0.54	0.77	-0.62	-0.67	-0.62	-0.39	-0.52		-0.13	0.37	-0.3	-0.27	0.21
Long Term Debt Total	0.43	0.53	-0.28	0.51	0.41	-0.54	0.6	0.51	-0.49	-0.19	0.34	0.07	0.3	-0.13	0.58	0.53	0.54	0.45	0.36	-0.13		-0.45	0.6	0.88	-0.66
Capital Surpluse	-0.84	-0.85	0.68	-0.35	-0.84	0.21	-0.67	-0.93	-0.25	0.47	-0.68	-0.25	-0.83	0.58	-0.82	-0.81	-0.82	-0.86	-0.86	0.37	-0.45		-0.84	-0.75	0.56
Earning Assets	0.78	0.73	-0.74	0.21	0.79	-0.16	0.77	0.83	0.25	-0.39	0.58	0.27	0.78	-0.5	0.74	0.7	0.78	0.82	0.91	-0.3	0.6	-0.84		0.74	-0.4
Net Invested Capital	0.71	0.79	-0.49	0.62	0.69	-0.43	0.77	0.83	-0.18	-0.38	0.58	0.17	0.57	-0.39	0.81	0.77	0.77	0.73	0.64	-0.27	0.88	-0.75	0.74		-0.7
Capital Stock	-0.44	-0.55	0.23	-0.43	-0.42	0.72	-0.28	-0.49	0.56	0.2	-0.36	0.1	-0.36	0.12	-0.6	-0.56	-0.33	-0.27	-0.26	0.21	-0.66	0.56	-0.4	-0.7

Click cells to compare fundamentals

Credicorp Debt To Equity Historical Pattern

Today, most investors in Credicorp Stock are looking for potential investment opportunities by analyzing not only static indicators but also various Credicorp's growth ratios. Consistent increases or drops in fundamental ratios usually indicate a possible pattern that can be successfully translated into profits. However, when comparing two companies, knowing each company's debt to equity growth rates may not be enough to decide which company is a better investment. That's why investors frequently use a static breakdown of Credicorp debt to equity as a starting point in their analysis.

Credicorp Debt To Equity

Timeline

High Debt to Equity ratio typically indicates that a firm has been borrowing aggressively to finance its growth and as a result may experience a burden of additional interest expense. This may reduce earnings or future growth. On the other hand a small D/E ratio may indicate that a company is not taking enough advantage from financial leverage. Debt to Equity ratio measures how the company is leveraging borrowing against the capital invested by the owners.

Competition

Predict Credicorp

Debt To Equity Over Time

Credicorp Total Stockholder Equity

Total Stockholder Equity

34.08 Billion

At this time, Credicorp's Total Stockholder Equity is relatively stable compared to the past year.

According to the company disclosure, Credicorp has a Debt To Equity of 8.6%. This is 73.81% lower than that of the Banks sector and significantly higher than that of the Financials industry. The debt to equity for all United States stocks is 82.34% higher than that of the company.

Credicorp Debt To Equity Peer Comparison

Stock peer comparison is one of the most widely used and accepted methods of equity analyses. It analyses Credicorp's direct or indirect competition against its Debt To Equity to detect undervalued stocks with similar characteristics or determine the stocks which would be a good addition to a portfolio. Peer analysis of Credicorp could also be used in its relative valuation, which is a method of valuing Credicorp by comparing valuation metrics of similar companies.

Credicorp is currently under evaluation in debt to equity category among its peers.

Credicorp Current Valuation Drivers

We derive many important indicators used in calculating different scores of Credicorp from analyzing Credicorp's financial statements. These drivers represent accounts that assess Credicorp's ability to generate profits relative to its revenue, operating costs, and shareholders' equity. Below are some of Credicorp's important valuation drivers and their relationship over time.

	2019	2020	2021	2022	2023	2024 (projected)
Market Cap	56.1B	47.1B	38.7B	41.0B	44.3B	46.5B
Enterprise Value	54.6B	33.3B	24.2B	32.9B	37.2B	39.1B

Credicorp ESG Sustainability

Some studies have found that companies with high sustainability scores are getting higher valuations than competitors with lower social-engagement activities. While most ESG disclosures are voluntary and do not directly affect the long term financial condition, Credicorp's sustainability indicators can be used to identify proper investment strategies using environmental, social, and governance scores that are crucial to Credicorp's managers, analysts, and investors.

Environmental

Governance

Social

Credicorp Fundamentals

	Return On Equity	0.16
	Return On Asset	0.0218
	Profit Margin	0.30 %
	Operating Margin	0.45 %
	Current Valuation	11.36 B
	Shares Outstanding	79.31 M
	Shares Owned By Insiders	16.12 %
	Shares Owned By Institutions	75.11 %
	Number Of Shares Shorted	854.9 K
	Price To Earning	135.58 X
	Price To Book	1.75 X
	Price To Sales	0.85 X
	Revenue	19.54 B
	Gross Profit	15.34 B
	EBITDA	(315.27 M)
	Net Income	4.96 B
	Cash And Equivalents	22.33 B
	Cash Per Share	280.73 X
	Total Debt	26.76 B
	Debt To Equity	8.60 %
	Book Value Per Share	421.26 X
	Cash Flow From Operations	4.08 B
	Short Ratio	3.70 X
	Earnings Per Share	16.12 X
	Price To Earnings To Growth	1.16 X
	Target Price	195.82
	Number Of Employees	37.07 K
	Beta	1.09
	Market Capitalization	14.71 B
	Total Asset	238.84 B
	Retained Earnings	4.57 B
	Annual Yield	0.05 %
	Five Year Return	3.02 %
	Net Asset	238.84 B
	Last Dividend Paid	35.0

About Credicorp Fundamental Analysis

The Macroaxis Fundamental Analysis modules help investors analyze Credicorp's financials across various querterly and yearly statements, indicators and fundamental ratios. We help investors to determine the real value of Credicorp using virtually all public information available. We use both quantitative as well as qualitative analysis to arrive at the intrinsic value of Credicorp based on its fundamental data. In general, a quantitative approach, as applied to this company, focuses on analyzing financial statements comparatively, whereas a qaualitative method uses data that is important to a company's growth but cannot be measured and presented in a numerical way.

Please read more on our fundamental analysis page.

Pair Trading with Credicorp

One of the main advantages of trading using pair correlations is that every trade hedges away some risk. Because there are two separate transactions required, even if Credicorp position performs unexpectedly, the other equity can make up some of the losses. Pair trading also minimizes risk from directional movements in the market. For example, if an entire industry or sector drops because of unexpected headlines, the short position in Credicorp will appreciate offsetting losses from the drop in the long position's value.

Moving together with Credicorp Stock

0.86

Deutsche Bank AG

Pair Corr

The ability to find closely correlated positions to Credicorp could be a great tool in your tax-loss harvesting strategies, allowing investors a quick way to find a similar-enough asset to replace Credicorp when you sell it. If you don't do this, your portfolio allocation will be skewed against your target asset allocation. So, investors can't just sell and buy back Credicorp - that would be a violation of the tax code under the "wash sale" rule, and this is why you need to find a similar enough asset and use the proceeds from selling Credicorp to buy it.

The correlation of Credicorp is a statistical measure of how it moves in relation to other instruments. This measure is expressed in what is known as the correlation coefficient, which ranges between -1 and +1. A perfect positive correlation (i.e., a correlation coefficient of +1) implies that as Credicorp moves, either up or down, the other security will move in the same direction. Alternatively, perfect negative correlation means that if Credicorp moves in either direction, the perfectly negatively correlated security will move in the opposite direction. If the correlation is 0, the equities are not correlated; they are entirely random. A correlation greater than 0.8 is generally described as strong, whereas a correlation less than 0.5 is generally considered weak.

Correlation analysis and pair trading evaluation for Credicorp can also be used as hedging techniques within a particular sector or industry or even over random equities to generate a better risk-adjusted return on your portfolios.

Pair Correlation Correlation Matching

Additional Tools for Credicorp Stock Analysis

When running Credicorp's price analysis, check to measure Credicorp's market volatility, profitability, liquidity, solvency, efficiency, growth potential, financial leverage, and other vital indicators. We have many different tools that can be utilized to determine how healthy Credicorp is operating at the current time. Most of Credicorp's value examination focuses on studying past and present price action to predict the probability of Credicorp's future price movements. You can analyze the entity against its peers and the financial market as a whole to determine factors that move Credicorp's price. Additionally, you may evaluate how the addition of Credicorp to your portfolios can decrease your overall portfolio volatility.

Macroaxis helps investors of all levels and skills to maximize the upside of all their holdings and minimize the risk associated with market volatility, economic swings, and company-specific events. View terms and conditions

Feedback Blog

Made with optimal in San Francisco

2024 Macroaxis LLC