Credicorp Financial Statements From 2010 to 2025

BAP Stock  USD 177.87  5.80  3.37%   
Credicorp financial statements provide useful quarterly and yearly information to potential Credicorp investors about the company's current and past financial position, as well as its overall management performance and changes in financial position over time. Historical trend examination of various income statement and balance sheet accounts found on Credicorp financial statements helps investors assess Credicorp's valuation, profitability, and current liquidity needs. Key fundamental drivers impacting Credicorp's valuation are summarized below:
Gross Profit
18 B
Profit Margin
0.3023
Market Capitalization
14.1 B
Enterprise Value Revenue
3.8254
Revenue
18.2 B
There are currently one hundred twenty fundamental signals for Credicorp that can be evaluated and compared over time across rivals. Investors and active traders are advised to validate Credicorp's prevailing fundamental performance against the performance between 2010 and 2025 to make sure the trends are evolving in the right direction. As of 04/12/2025, Market Cap is likely to grow to about 57.8 B. Also, Enterprise Value is likely to grow to about 60.5 B

Credicorp Total Revenue

19.11 Billion

Check Credicorp financial statements over time to gain insight into future company performance. You can evaluate financial statements to find patterns among Credicorp's main balance sheet or income statement drivers, such as Depreciation And Amortization of 805.5 M, Interest Expense of 7.1 B or Selling General Administrative of 3.3 B, as well as many indicators such as Price To Sales Ratio of 2.18, Dividend Yield of 0.0699 or PTB Ratio of 1.54. Credicorp financial statements analysis is a perfect complement when working with Credicorp Valuation or Volatility modules.
  
Check out the analysis of Credicorp Correlation against competitors.
To learn how to invest in Credicorp Stock, please use our How to Invest in Credicorp guide.

Credicorp Balance Sheet

Current ValueLast YearHistorical Average 10 Year Trend
Total Assets268.9 B256.1 B174.5 B
Slightly volatile
Short and Long Term Debt Total15.2 B22.6 B22 B
Slightly volatile
Total Current Liabilities2.5 B2.6 B3.3 B
Pretty Stable
Total Stockholder Equity36.1 B34.3 B21.2 B
Slightly volatile
Property Plant And Equipment Net1.5 B1.8 B1.7 B
Slightly volatile
Retained Earnings5.9 B5.6 B3.3 B
Slightly volatile
Common Stock Total Equity1.1 B1.2 B1.3 B
Very volatile
Common Stock Shares Outstanding64.3 M79.6 M78.8 M
Slightly volatile
Liabilities And Stockholders Equity268.9 B256.1 B174.5 B
Slightly volatile
Non Current Liabilities Total229.4 B218.5 B67.6 B
Slightly volatile
Total Liabilities232.2 B221.1 B152.8 B
Slightly volatile
Property Plant And Equipment Gross5.7 B5.5 B2.5 B
Slightly volatile
Common Stock1.1 B1.2 B1.3 B
Very volatile
Accounts Payable1.9 B3.6 BB
Slightly volatile
Cash19.7 B20.1 B24.5 B
Slightly volatile
Non Current Assets Total247.8 B236 B79.3 B
Slightly volatile
Cash And Short Term Investments31.4 B20.1 B43.5 B
Slightly volatile
Net Receivables15.1 B14.4 B6.5 B
Slightly volatile
Other Current Assets298 M313.7 M9.3 B
Pretty Stable
Total Current Assets37.5 B20.1 B49.1 B
Slightly volatile
Current Deferred Revenue3.7 B3.5 B2.9 B
Slightly volatile
Inventory420.9 M400.9 M135 M
Slightly volatile
Other Liabilities16.6 B15.8 B9.1 B
Slightly volatile
Long Term Debt31.7 B30.2 B18.8 B
Slightly volatile
Good Will501.7 M722.4 M667.9 M
Slightly volatile
Intangible Assets2.7 B2.6 B1.5 B
Slightly volatile
Property Plant Equipment2.9 B2.7 B1.6 B
Slightly volatile
Net Tangible Assets21 B30 B18.6 B
Slightly volatile
Deferred Long Term Liabilities772.8 M1.2 B689.8 M
Slightly volatile
Long Term Investments36.9 B54.3 B31.1 B
Slightly volatile
Short and Long Term Debt7.3 B9.5 B12.5 B
Slightly volatile
Long Term Debt Total26.3 B29.7 B24.5 B
Slightly volatile
Capital Surpluse196.2 M208.4 M251.2 M
Slightly volatile
Earning Assets51.7 B64.4 B47.4 B
Slightly volatile
Net Invested Capital55.7 B67.5 B49.9 B
Slightly volatile
Capital Stock1.1 B1.2 B1.3 B
Slightly volatile

Credicorp Income Statement

Current ValueLast YearHistorical Average 10 Year Trend
Depreciation And Amortization805.5 M767.2 M511.6 M
Slightly volatile
Interest Expense7.1 B6.7 B3.3 B
Slightly volatile
Selling General Administrative3.3 B2.8 B4.5 B
Slightly volatile
Total Revenue19.1 B18.2 B12.8 B
Slightly volatile
Gross Profit19.1 B18.2 B12.7 B
Slightly volatile
Other Operating Expenses9.5 BB5.8 B
Slightly volatile
Operating Income9.6 B9.2 B5.9 B
Slightly volatile
Income Before Tax8.2 B7.8 B4.6 B
Slightly volatile
Net Income5.8 B5.5 B3.2 B
Slightly volatile
Net Income Applicable To Common Shares5.6 B5.3 B2.9 B
Slightly volatile
Selling And Marketing Expenses447 M771 M377.8 M
Slightly volatile
Net Income From Continuing Ops3.7 B5.7 B3.2 B
Slightly volatile
Net Interest Income10.2 B14.8 BB
Slightly volatile
Interest Income13.7 B21.6 B12.3 B
Slightly volatile
Reconciled Depreciation662 M767.2 M539.2 M
Slightly volatile

Credicorp Cash Flow Statement

Current ValueLast YearHistorical Average 10 Year Trend
Depreciation364.9 M722.6 M469.9 M
Slightly volatile
Other Non Cash Items140.7 M148.1 M1.1 B
Pretty Stable
Capital Expenditures403.4 M310.1 M552.8 M
Slightly volatile
Net Income5.8 B5.5 B3.3 B
Slightly volatile
End Period Cash Flow49.9 B47.6 B27 B
Slightly volatile
Begin Period Cash Flow18.5 B33.9 B23.8 B
Slightly volatile
Change To Netincome1.9 B2.5 B1.8 B
Slightly volatile

Financial Ratios

Current ValueLast YearHistorical Average 10 Year Trend
Price To Sales Ratio2.183.02323.1695
Slightly volatile
Dividend Yield0.06990.06660.0324
Slightly volatile
PTB Ratio1.541.60192.0321
Slightly volatile
Days Sales Outstanding221210153
Slightly volatile
Book Value Per Share461439272
Slightly volatile
Average Payables1.1 B1.1 B1.1 B
Slightly volatile
Capex To Depreciation0.770.42921.0177
Slightly volatile
PB Ratio1.541.60192.0321
Slightly volatile
EV To Sales1.833.16373.4755
Slightly volatile
Net Income Per Share72.5469.0940.7024
Slightly volatile
Sales General And Administrative To Revenue0.140.15120.3978
Slightly volatile
Capex To Revenue0.01620.0170.039
Slightly volatile
Cash Per Share302252567
Slightly volatile
Interest Coverage0.961.051.544
Pretty Stable
Payout Ratio0.470.66610.7685
Pretty Stable
ROE0.110.16020.1538
Slightly volatile
PE Ratio14.7410.00120.3524
Very volatile
Return On Tangible Assets0.01270.02180.0183
Pretty Stable
Earnings Yield0.05980.10.0779
Pretty Stable
Intangibles To Total Assets0.00930.01280.0129
Slightly volatile
Current Ratio8.067.67395.3848
Slightly volatile
Tangible Book Value Per Share418398244
Slightly volatile
Receivables Turnover1.711.83.354
Slightly volatile
Graham Number860819484
Slightly volatile
Shareholders Equity Per Share453431266
Slightly volatile
Debt To Equity0.980.65881.4155
Slightly volatile
Capex Per Share3.143.89515.5697
Slightly volatile
Average Receivables745.9 M710.4 M752.5 M
Slightly volatile
Revenue Per Share240229159
Slightly volatile
Interest Debt Per Share182284357
Pretty Stable
Debt To Assets0.110.08840.163
Slightly volatile
Enterprise Value Over EBITDA4.184.458.1218
Slightly volatile
Price Earnings Ratio14.7410.00120.3524
Very volatile
Operating Cycle221210153
Slightly volatile
Price Book Value Ratio1.541.60192.0321
Slightly volatile
Dividend Payout Ratio0.470.66610.7685
Pretty Stable
Pretax Profit Margin0.220.42990.3369
Very volatile
Ebt Per Ebit1.070.981.0065
Slightly volatile
Operating Profit Margin0.530.50350.3825
Slightly volatile
Company Equity Multiplier10.167.45618.7656
Slightly volatile
Long Term Debt To Capitalization0.360.39710.5029
Slightly volatile
Total Debt To Capitalization0.420.39710.5492
Slightly volatile
Return On Capital Employed0.03430.03610.0681
Slightly volatile
Debt Equity Ratio0.980.65881.4155
Slightly volatile
Ebit Per Revenue0.530.50350.3825
Slightly volatile
Quick Ratio8.067.67395.3848
Slightly volatile
Net Income Per E B T0.590.70310.7512
Very volatile
Cash Ratio8.067.67392.9236
Slightly volatile
Days Of Sales Outstanding221210153
Slightly volatile
Free Cash Flow Operating Cash Flow Ratio0.840.7491.1457
Very volatile
Price To Book Ratio1.541.60192.0321
Slightly volatile
Fixed Asset Turnover10.389.88457.0983
Slightly volatile
Enterprise Value Multiple4.184.458.1218
Slightly volatile
Debt Ratio0.110.08840.163
Slightly volatile
Price Sales Ratio2.183.02323.1695
Slightly volatile
Return On Assets0.01260.02150.0181
Pretty Stable
Asset Turnover0.08810.07110.0755
Pretty Stable
Net Profit Margin0.160.30230.2398
Very volatile
Gross Profit Margin1.121.111.0124
Very volatile
Price Fair Value1.541.60192.0321
Slightly volatile
Return On Equity0.110.16020.1538
Slightly volatile

Credicorp Valuation Data

Current ValueLast YearHistorical Average 10 Year Trend
Market Cap57.8 B55 B40.4 B
Slightly volatile
Enterprise Value60.5 B57.6 B43.5 B
Slightly volatile

Credicorp Fundamental Market Drivers

Forward Price Earnings8.1967
Cash And Short Term Investments20.1 B

Credicorp Upcoming Events

8th of February 2024
Upcoming Quarterly Report
View
3rd of May 2024
Next Financial Report
View
31st of December 2023
Next Fiscal Quarter End
View
8th of February 2024
Next Fiscal Year End
View
30th of September 2023
Last Quarter Report
View
31st of December 2022
Last Financial Announcement
View

About Credicorp Financial Statements

Credicorp shareholders use historical fundamental indicators, such as revenue or net income, to determine how well the company is positioned to perform in the future. Although Credicorp investors may analyze each financial statement separately, they are all interrelated. The changes in Credicorp's assets and liabilities, for example, are also reflected in the revenues and expenses on on Credicorp's income statement. Understanding these patterns can help investors time the market effectively. Please read more on our fundamental analysis page.
Last ReportedProjected for Next Year
Current Deferred Revenue3.5 B3.7 B
Total Revenue18.2 B19.1 B
Cost Of Revenue3.9 BB
Stock Based Compensation To Revenue 0.01  0.01 
Sales General And Administrative To Revenue 0.15  0.14 
Capex To Revenue 0.02  0.02 
Revenue Per Share 228.56  239.99 
Ebit Per Revenue 0.50  0.53 

Pair Trading with Credicorp

One of the main advantages of trading using pair correlations is that every trade hedges away some risk. Because there are two separate transactions required, even if Credicorp position performs unexpectedly, the other equity can make up some of the losses. Pair trading also minimizes risk from directional movements in the market. For example, if an entire industry or sector drops because of unexpected headlines, the short position in Credicorp will appreciate offsetting losses from the drop in the long position's value.
The ability to find closely correlated positions to Credicorp could be a great tool in your tax-loss harvesting strategies, allowing investors a quick way to find a similar-enough asset to replace Credicorp when you sell it. If you don't do this, your portfolio allocation will be skewed against your target asset allocation. So, investors can't just sell and buy back Credicorp - that would be a violation of the tax code under the "wash sale" rule, and this is why you need to find a similar enough asset and use the proceeds from selling Credicorp to buy it.
The correlation of Credicorp is a statistical measure of how it moves in relation to other instruments. This measure is expressed in what is known as the correlation coefficient, which ranges between -1 and +1. A perfect positive correlation (i.e., a correlation coefficient of +1) implies that as Credicorp moves, either up or down, the other security will move in the same direction. Alternatively, perfect negative correlation means that if Credicorp moves in either direction, the perfectly negatively correlated security will move in the opposite direction. If the correlation is 0, the equities are not correlated; they are entirely random. A correlation greater than 0.8 is generally described as strong, whereas a correlation less than 0.5 is generally considered weak.
Correlation analysis and pair trading evaluation for Credicorp can also be used as hedging techniques within a particular sector or industry or even over random equities to generate a better risk-adjusted return on your portfolios.
Pair CorrelationCorrelation Matching

Additional Tools for Credicorp Stock Analysis

When running Credicorp's price analysis, check to measure Credicorp's market volatility, profitability, liquidity, solvency, efficiency, growth potential, financial leverage, and other vital indicators. We have many different tools that can be utilized to determine how healthy Credicorp is operating at the current time. Most of Credicorp's value examination focuses on studying past and present price action to predict the probability of Credicorp's future price movements. You can analyze the entity against its peers and the financial market as a whole to determine factors that move Credicorp's price. Additionally, you may evaluate how the addition of Credicorp to your portfolios can decrease your overall portfolio volatility.