Union Bankshares Stock Buy Hold or Sell Recommendation
| UNB Stock | USD 27.90 3.60 11.43% |
Considering the 90-day investment horizon and your above-average risk tolerance, our recommendation regarding Union Bankshares is 'Strong Hold'. Macroaxis provides Union Bankshares buy-hold-or-sell recommendation only in the context of selected investment horizon and investor attitude towards risk assumed by holding UNB positions.
Check out Union Bankshares Analyst Recommendation to compare Macroaxis Buy or Sell Recommendation with the current analyst consensus. To check ratings for multiple equity instruments, please use the Instant Ratings tool. For information on how to trade Union Stock refer to our How to Trade Union Stock guide. In addition, we conduct extensive research on individual companies such as Union and provide practical buy, sell, or hold advice based on investors' investing horizon and their risk tolerance towards Union Bankshares. Also, note that the market value of any company could be closely tied with the direction of predictive economic indicators such as signals in board of governors.
Union |
Execute Union Bankshares Buy or Sell Advice
The Union recommendation should be used to complement the buy-or-sell advice compiled from the current analysts' consensus on Union Bankshares. Macroaxis does not own or have any residual interests in Union Bankshares or other equities on which the buy-or-sell advice is provided. Please provide your input below to execute Union Bankshares' advice using the current market data and latest reported fundamentals.
Time Horizon
Risk Tolerance
 |  |
Strong Hold
Market Performance | OK | Details | |
Volatility | Very steady | Details | |
Hype Condition | Low key | Details | |
Current Valuation | Fairly Valued | Details | |
Odds Of Distress | Low | Details | |
Economic Sensitivity | Barely shadows the market | Details | |
Investor Sentiment | Interested | Details | |
Analyst Consensus | Strong Sell | Details | |
Financial Strenth (F Score) | Healthy | Details | |
Financial Leverage | Not Rated | Details | |
Reporting Quality (M-Score) | Unlikely Manipulator | Details |
Union Bankshares Trading Alerts and Improvement Suggestions
| About 20.0% of the company outstanding shares are owned by insiders | |
| On 7th of November 2024 Union Bankshares paid $ 0.36 per share dividend to its current shareholders | |
| Latest headline from news.google.com: Jane Street Group LLC Sells 57,179 Shares of Atlantic Union Bankshares Co. - MarketBeat |
Union Bankshares Returns Distribution Density
The distribution of Union Bankshares' historical returns is an attempt to chart the uncertainty of Union Bankshares' future price movements. The chart of the probability distribution of Union Bankshares daily returns describes the distribution of returns around its average expected value. We use Union Bankshares price's Value At Risk and its Upside Potential as a relative measure of the distribution. The graph of the distribution of Union Bankshares returns is essential to provide solid investment advice for Union Bankshares.
| Mean Return | 0.24 | Value At Risk | -3.51 | Potential Upside | 4.71 | Standard Deviation | 2.44 |
Return Density |
| Distribution |
Investment risk management requires an estimate of the probability of extreme price changes. Therefore, the correct representation of the distribution of Union Bankshares historical returns presented in an easy-to-digest graphical form helps investors and money managers understand the risk-reward trade-off of different investement strategies.
Union Stock Institutional Investors
| Shares | Bridgeway Capital Management, Llc | 2024-09-30 | 16.4 K | State Street Corp | 2024-09-30 | 10.1 K | Susquehanna International Group, Llp | 2024-09-30 | 10 K | Morgan Stanley - Brokerage Accounts | 2024-09-30 | 10 K | Community Financial Services Group | 2024-09-30 | 8.5 K | Citigroup Inc | 2024-09-30 | 3.6 K | Bank Of America Corp | 2024-09-30 | 3.4 K | Loring Wolcott & Coolidge Fid Adv Llp | 2024-09-30 | 875 | Barclays Plc | 2024-09-30 | 831 | Fmr Inc | 2024-09-30 | 214.7 K | Vanguard Group Inc | 2024-09-30 | 148.5 K |
Union Bankshares Cash Flow Accounts
| 2019 | 2020 | 2021 | 2022 | 2023 | 2024 (projected) | ||
| Change In Cash | 13.8M | 71.6M | (56.8M) | (28.0M) | 39.8M | 41.8M | |
| Free Cash Flow | 5.4M | (8.1M) | 25.7M | 28.4M | 7.2M | 8.0M | |
| Depreciation | 1.7M | 2.1M | 1.9M | 1.8M | 1.6M | 1.2M | |
| Other Non Cash Items | (2.6M) | (21.3M) | 20.1M | 14.5M | (635K) | (603.3K) | |
| Dividends Paid | 5.5M | 5.7M | 5.9M | 6.2M | (6.4M) | (6.1M) | |
| Capital Expenditures | 6.4M | 1.0M | 3.5M | 665K | 1.9M | 1.8M | |
| Net Income | 10.6M | 12.8M | 13.2M | 12.6M | 11.3M | 8.0M | |
| End Period Cash Flow | 51.1M | 122.8M | 65.9M | 37.9M | 77.7M | 81.5M | |
| Change To Netincome | (3.2M) | (23.0M) | 19.5M | 12.8M | 14.8M | 15.5M | |
| Investments | (42.4M) | (125.9M) | (170.7M) | (203.5M) | (108.4M) | (113.8M) | |
| Change Receivables | (122K) | (1.2M) | 881K | (916K) | (824.4K) | (783.2K) | |
| Net Borrowings | 19.3M | (40M) | 9.3M | 50M | 57.5M | 60.4M |
Union Bankshares Greeks
Most traded equities are subject to two types of risk - systematic (i.e., market) and unsystematic (i.e., nonmarket or company-specific) risk. Unsystematic risk is the risk that events specific to Union Bankshares or Banks sector will adversely affect the stock's price. This type of risk can be diversified away by owning several different stocks in different industries whose stock prices have shown a small correlation to each other. On the other hand, systematic risk is the risk that Union Bankshares' price will be affected by overall stock market movements and cannot be diversified away. So, no matter how many positions you have, you cannot eliminate market risk. However, you can measure a Union stock's historical response to market movements and buy it if you are comfortable with its volatility direction. Beta and standard deviation are two commonly used measures to help you make the right decision.
α | Alpha over Dow Jones | 0.23 | |
β | Beta against Dow Jones | 0.03 | |
σ | Overall volatility | 2.83 | |
Ir | Information ratio | 0.09 |
Union Bankshares Volatility Alert
Union Bankshares currently demonstrates below-average downside deviation. It has Information Ratio of 0.09 and Jensen Alpha of 0.23. Understanding different market volatility trends often help investors to time the market. Properly using volatility indicators enable traders to measure Union Bankshares' stock risk against market volatility during both bullish and bearish trends. The higher level of volatility that comes with bear markets can directly impact Union Bankshares' stock price while adding stress to investors as they watch their shares' value plummet. This usually forces investors to rebalance their portfolios by buying different financial instruments as prices fall.Union Bankshares Fundamentals Vs Peers
Comparing Union Bankshares' fundamentals to the average values of its peers is one of the most widely used and accepted methods of equity analyses. It helps to analyze Union Bankshares' direct or indirect competition across all of the common fundamentals between Union Bankshares and the related equities. This way, we can detect undervalued stocks with similar characteristics as Union Bankshares or determine the stocks which would be an excellent addition to an existing portfolio. Peer analysis of Union Bankshares' fundamental indicators could also be used in its relative valuation, which is a method of valuing Union Bankshares by comparing valuation metrics with those of similar companies.
| Better Than Average | Worse Than Average | Compare Union Bankshares to competition |
| Fundamentals | Union Bankshares | Peer Average |
| Return On Equity | 0.14 | -0.31 |
| Return On Asset | 0.006 | -0.14 |
| Profit Margin | 0.19 % | (1.27) % |
| Operating Margin | 0.11 % | (5.51) % |
| Current Valuation | 340.07 M | 16.62 B |
| Shares Outstanding | 4.52 M | 571.82 M |
| Shares Owned By Insiders | 19.95 % | 10.09 % |
| Shares Owned By Institutions | 16.59 % | 39.21 % |
| Number Of Shares Shorted | 6.25 K | 4.71 M |
| Price To Earning | 8.72 X | 28.72 X |
| Price To Book | 1.87 X | 9.51 X |
| Price To Sales | 2.91 X | 11.42 X |
| Revenue | 48.25 M | 9.43 B |
| Gross Profit | 48.41 M | 27.38 B |
| EBITDA | 14.52 M | 3.9 B |
| Net Income | 11.26 M | 570.98 M |
| Cash And Equivalents | 39.24 M | 2.7 B |
| Cash Per Share | 8.73 X | 5.01 X |
| Total Debt | 81.94 M | 5.32 B |
| Debt To Equity | 10.74 % | 48.70 % |
| Book Value Per Share | 15.84 X | 1.93 K |
| Cash Flow From Operations | 9.19 M | 971.22 M |
| Short Ratio | 0.90 X | 4.00 X |
| Earnings Per Share | 1.94 X | 3.12 X |
| Number Of Employees | 197 | 18.84 K |
| Beta | 0.73 | -0.15 |
| Market Capitalization | 135.06 M | 19.03 B |
| Total Asset | 1.47 B | 29.47 B |
| Retained Earnings | 89.47 M | 9.33 B |
| Annual Yield | 0.05 % | |
| Five Year Return | 3.96 % | |
| Net Asset | 1.47 B | |
| Last Dividend Paid | 1.44 |
Note: Acquisition or disposition of Union Bankshares securities by Van Dyke Cornelius John [view details]
Union Bankshares Market Momentum
Traders often use several daily momentume indicators to supplement a more traditional technical analysis when analyzing securities such as Union . With many different options, investors must choose the best indicators for them and familiarize themselves with how they work. We suggest combining traditional momentum indicators with more near-term forms of technical analysis such as Accumulation Distribution or Daily Balance Of Power. With their quantitative nature, daily value technical indicators can also be incorporated into your automated trading systems.
| Accumulation Distribution | 3104.1 | |||
| Daily Balance Of Power | (0.83) | |||
| Rate Of Daily Change | 0.89 | |||
| Day Median Price | 28.08 | |||
| Day Typical Price | 28.02 | |||
| Market Facilitation Index | 2.0E-4 | |||
| Price Action Indicator | (1.98) | |||
| Period Momentum Indicator | (3.60) |
About Union Bankshares Buy or Sell Advice
When is the right time to buy or sell Union Bankshares? Buying financial instruments such as Union Stock isn't very hard. However, what challenging for most investors is doing it at the right time to beat the market. Proper market timing is something most people cannot do without sophisticated tools, which help to isolate the right opportunities. Macroaxis provides hands-on modules to deliver winning trades and diversify your portfolios on a daily basis. Most of our advising modules are very easy to use and apply.
Please read more on our stock advisor page.
Use Investing Ideas to Build Portfolios
In addition to having Union Bankshares in your portfolios, you can quickly add positions using our predefined set of ideas and optimize them against your very unique investing style. A single investing idea is a collection of funds, stocks, ETFs, or cryptocurrencies that are programmatically selected from a pull of investment themes. After you determine your investment opportunity, you can then find an optimal portfolio that will maximize potential returns on the chosen idea or minimize its exposure to market volatility.Did You Try This Idea?
Run Printing and Publishing Thematic Idea Now
Printing and Publishing
Fama and French investing themes focus on testing asset pricing under different economic assumptions. The Printing and Publishing theme has 21 constituents at this time.
You can either use a buy-and-hold strategy to lock in the entire theme or actively trade it to take advantage of the short-term price volatility of individual constituents. Macroaxis can help you discover thousands of investment opportunities in different asset classes. In addition, you can partner with us for reliable portfolio optimization as you plan to utilize Printing and Publishing Theme or any other thematic opportunities.
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Check out Union Bankshares Analyst Recommendation to compare Macroaxis Buy or Sell Recommendation with the current analyst consensus. To check ratings for multiple equity instruments, please use the Instant Ratings tool. For information on how to trade Union Stock refer to our How to Trade Union Stock guide.You can also try the Piotroski F Score module to get Piotroski F Score based on the binary analysis strategy of nine different fundamentals.
Is Regional Banks space expected to grow? Or is there an opportunity to expand the business' product line in the future? Factors like these will boost the valuation of Union Bankshares. If investors know Union will grow in the future, the company's valuation will be higher. The financial industry is built on trying to define current growth potential and future valuation accurately. All the valuation information about Union Bankshares listed above have to be considered, but the key to understanding future value is determining which factors weigh more heavily than others.
Quarterly Earnings Growth (0.47) | Dividend Share 1.44 | Earnings Share 1.94 | Revenue Per Share 10.244 | Quarterly Revenue Growth (0.1) |
The market value of Union Bankshares is measured differently than its book value, which is the value of Union that is recorded on the company's balance sheet. Investors also form their own opinion of Union Bankshares' value that differs from its market value or its book value, called intrinsic value, which is Union Bankshares' true underlying value. Investors use various methods to calculate intrinsic value and buy a stock when its market value falls below its intrinsic value. Because Union Bankshares' market value can be influenced by many factors that don't directly affect Union Bankshares' underlying business (such as a pandemic or basic market pessimism), market value can vary widely from intrinsic value.
Please note, there is a significant difference between Union Bankshares' value and its price as these two are different measures arrived at by different means. Investors typically determine if Union Bankshares is a good investment by looking at such factors as earnings, sales, fundamental and technical indicators, competition as well as analyst projections. However, Union Bankshares' price is the amount at which it trades on the open market and represents the number that a seller and buyer find agreeable to each party.