Lufax Holding Financials

LU Stock  USD 2.59  0.22  7.83%   
Based on the key indicators obtained from Lufax Holding's historical financial statements, Lufax Holding may be sliding down financialy. It has an above-average chance of going through some form of financial crunch next quarter. At this time, Lufax Holding's Other Current Assets are comparatively stable compared to the past year. Total Liabilities is likely to gain to about 177.8 B in 2024, whereas Total Current Liabilities is likely to drop slightly above 132.3 M in 2024. Key indicators impacting Lufax Holding's financial strength include:
Current ValueLast YearChange From Last Year 10 Year Trend
Net Profit Margin0.030.0315
Notably Down
Slightly volatile
Return On Assets0.00360.0037
Notably Down
Very volatile
Return On Equity0.00910.0096
Notably Down
Slightly volatile
Debt Equity Ratio0.470.4944
Notably Down
Slightly volatile
Operating Income1.4 B1.5 B
Notably Down
Slightly volatile
Current Ratio342326
Sufficiently Up
Slightly volatile
The financial analysis of Lufax Holding is a critical element in measuring its lifeblood. Investors should not minimize Lufax Holding's ability to pay suppliers or employees on time, ensuring interest payments are not accumulating.

Net Income

842.52 Million

  
Understanding current and past Lufax Holding Financials, including the trends in assets, liabilities, equity and income are directly related to making proper and timely investing decisions. All of Lufax Holding's financial statements are interrelated, with each one affecting the others. For example, an increase in Lufax Holding's assets may result in an increase in income on the income statement.
Please note, the imprecision that can be found in Lufax Holding's accounting process means that the reasonable investor should take a skeptical approach toward the financial statement analysis of Lufax Holding. Check Lufax Holding's Beneish M Score to see the likelihood of Lufax Holding's management manipulating its earnings.

Lufax Holding Stock Summary

Lufax Holding competes with 360 Finance, FinVolution, Qudian, X Financial, and Sentage Holdings. Lufax Holding Ltd operates a technology-empowered personal financial services platform in China. Lufax Holding Ltd was founded in 2005 and is headquartered in Shanghai, China. Lufax Holding is traded on New York Stock Exchange in the United States.
Specialization
Financial Services, Financial Services
InstrumentUSA Stock View All
ExchangeNew York Stock Exchange
ISINUS54975P1021
CUSIP54975P102 54975P201
LocationChina
Business AddressJinxiu East Road,
SectorConsumer Finance
IndustryFinancials
BenchmarkDow Jones Industrial
Websitewww.lufaxholding.com
Phone86 21 3863 6278
CurrencyUSD - US Dollar

Lufax Holding Key Financial Ratios

Lufax Holding Key Balance Sheet Accounts

201920202021202220232024 (projected)
Total Assets149.5B248.9B360.4B349.3B237.0B244.4B
Other Current Liab(526.0M)(5.5B)(8.8B)(748.8B)(139.2M)(146.2M)
Net Debt6.6B4.8B10.1B9.2B4.9B5.9B
Retained Earnings29.3B40.9B55.9B64.6B65.5B37.4B
Accounts Payable526.0M5.5B8.8B12.2B139.2M132.3M
Cash7.4B24.2B34.7B43.9B40.0B27.3B
Other Assets85.6B147.6B257.1B244.9B149.4B152.0B
Long Term Debt13.0B28.0B44.0B50.2B44.5B32.1B
Net Receivables16.6B23.3B22.3B15.8B5.3B5.1B
Other Current Assets66.2B80.2B79.2B66.4B46.2B55.9B
Total Liab101.4B165.7B265.9B254.5B143.3B177.8B
Total Current Assets24.0B47.5B57.1B59.6B45.3B46.0B
Intangible Assets1.9B1.9B899.4M885.1M874.9M1.2B
Common Stock68K69K77K75K86.3K78.8K
Other Liab36.8B42.4B201.3B185.6B213.4B224.1B
Net Tangible Assets36.9B70.6B83.2B83.4B95.9B56.4B
Long Term Debt Total20.8B18.1B44.8B51.0B58.6B29.7B
Inventory(18.6B)(34.4B)(31.0B)(29.1B)(28.9B)(30.3B)
Net Invested Capital61.0B109.5B137.1B145.6B136.6B107.3B

Lufax Holding Key Income Statement Accounts

The reason investors look at the income statement is to determine what Lufax Holding's earnings per share (EPS) will be in order to see if they want to buy more shares or not. For example, if a company earned $20 million in the last quarter and has 100,000 shares outstanding, its EPS is 20 cents. If you find that this number beats analysts' forecasts or is higher than it was from the same period last year, then you might want to buy more of this stock even though its price per share may not have changed.
201920202021202220232024 (projected)
Tax Provision6.1B5.6B6.7B4.2B610.6M580.1M
Net Interest Income2.6B4.9B13.2B17.7B12.2B9.8B
Interest Income5.6B7.8B1.0B1.2B21.4B22.4B
Interest Expense3.0B2.9B995.5M1.2B9.2B9.7B
Total Revenue40.9B43.1B54.3B50.4B28.1B43.3B
Gross Profit35.5B36.4B45.3B36.8B15.4B26.1B
Operating Income19.4B18.0B23.5B13.4B1.5B1.4B
Ebit19.4B18.0B23.5B13.4B1.5B1.4B
Ebitda20.3B18.9B24.3B14.2B2.1B2.0B
Income Before Tax19.4B17.9B23.4B13.0B1.6B1.6B
Net Income13.3B12.4B16.8B8.7B886.9M842.5M
Income Tax Expense6.1B5.6B6.7B4.2B610.6M580.1M
Minority Interest103.8M1.6B95.3M(75.7M)(147.6M)(140.2M)

Lufax Holding Key Cash Accounts

201920202021202220232024 (projected)
Investments(11.0B)(15.0B)313.8M8.4B(5.9B)(6.2B)
Change In Cash(11.3B)16.5B2.7B3.0B(11.1B)(10.5B)
Free Cash Flow2.0B6.9B4.8B4.3B15.0B15.7B
Depreciation817.3M862.7M824.6M771.1M606.2M651.8M
Other Non Cash Items6.4B3.1B1.8B4.3B1.8B2.5B
Capital Expenditures181.7M206.5M153.1M122.8M48.3M45.9M
Net Income19.4B17.9B23.4B13.0B1.6B1.6B
End Period Cash Flow7.3B23.8B26.5B29.5B18.5B22.4B
Change To Netincome5.3B6.6B(11.8B)(4.2B)(3.8B)(3.6B)

Lufax Financial Ratios Relationships

Comparative valuation techniques use various fundamental indicators to help in determining Lufax Holding's current stock value. Our valuation model uses many indicators to compare Lufax Holding value to that of its competitors to determine the firm's financial worth. You can analyze the relationship between different fundamental ratios across Lufax Holding competition to find correlations between indicators driving Lufax Holding's intrinsic value. More Info.
Lufax Holding is rated below average in return on equity category among its peers. It is rated below average in return on asset category among its peers . At this time, Lufax Holding's Return On Equity is comparatively stable compared to the past year. Comparative valuation analysis is a catch-all technique that is used if you cannot value Lufax Holding by discounting back its dividends or cash flows. It compares the stock's price multiples to nearest competition to determine if the stock is relatively undervalued or overvalued.

Lufax Holding Systematic Risk

Lufax Holding's systematic risk plays a vital role in portfolio allocation when considering its stock to be added to a well-diversified portfolio. Lufax Holding volatility which cannot be eliminated through diversification, requires returns over the risk-free rate. Over the long run, a well-diversified portfolio provides returns that match its exposure to systematic risk. In this case, investors face a trade-off between expected returns and systematic risk and, therefore, can only reduce a portfolio's exposure to systematic risk by sacrificing expected returns on the portfolio.
The output start index for this execution was fourteen with a total number of output elements of fourty-seven. The Beta measures systematic risk based on how returns on Lufax Holding correlated with the market. If Beta is less than 0 Lufax Holding generally moves in the opposite direction as compared to the market. If Lufax Holding Beta is about zero movement of price series is uncorrelated with the movement of the benchmark. if Beta is between zero and one Lufax Holding is generally moves in the same direction as, but less than the movement of the market. For Beta = 1 movement of Lufax Holding is generally in the same direction as the market. If Beta > 1 Lufax Holding moves generally in the same direction as, but more than the movement of the benchmark.

Lufax Holding Thematic Clasifications

Lufax Holding is part of Banking investing theme. If you are a theme-oriented, socially responsible, and at the same time, a result-driven investor, you can align your investing habits with your values without jeopardizing your expectations about returns. You can easily create an optimal portfolio of stocks, ETFs, funds, or cryptocurrencies based on a specific theme of your liking. USA Equities from Banking industry as classified by Fama & French. Fama and French investing themes focus on testing asset pricing under different economic assumptions
BankingView
This theme covers USA Equities from Banking industry as classified by Fama & French. Fama and French investing themes focus on testing asset pricing under different economic assumptions. Get More Thematic Ideas
Today, most investors in Lufax Holding Stock are looking for potential investment opportunities by analyzing not only static indicators but also various Lufax Holding's growth ratios. Consistent increases or decreases in fundamental ratios usually indicate a possible pattern that can be successfully translated into profits. However, when comparing two companies, knowing each company's growth growth rates may not be enough to decide which company is a better investment. That's why investors frequently use static breakdown of Lufax Holding growth as a starting point in their analysis.

Price Earnings To Growth Ratio

(0.16)

At this time, Lufax Holding's Price Earnings To Growth Ratio is comparatively stable compared to the past year.

Lufax Holding November 10, 2024 Opportunity Range

Along with financial statement analysis, the daily predictive indicators of Lufax Holding help investors to analyze its daily demand and supply, volume, patterns, and price swings to determine the real value of Lufax Holding. We use our internally-developed statistical techniques to arrive at the intrinsic value of Lufax Holding based on widely used predictive technical indicators. In general, we focus on analyzing Lufax Stock price patterns and their correlations with different microeconomic environment and drivers. We also apply predictive analytics to build Lufax Holding's daily price indicators and compare them against related drivers.

Additional Tools for Lufax Stock Analysis

When running Lufax Holding's price analysis, check to measure Lufax Holding's market volatility, profitability, liquidity, solvency, efficiency, growth potential, financial leverage, and other vital indicators. We have many different tools that can be utilized to determine how healthy Lufax Holding is operating at the current time. Most of Lufax Holding's value examination focuses on studying past and present price action to predict the probability of Lufax Holding's future price movements. You can analyze the entity against its peers and the financial market as a whole to determine factors that move Lufax Holding's price. Additionally, you may evaluate how the addition of Lufax Holding to your portfolios can decrease your overall portfolio volatility.