BCB Bancorp Financials

BCBP Stock  USD 13.27  0.01  0.08%   
Based on the analysis of BCB Bancorp's profitability, liquidity, and operating efficiency, BCB Bancorp may be sliding down financialy. It has an above-average probability of going through some form of financial hardship next quarter. At this time, BCB Bancorp's Total Liabilities is relatively stable compared to the past year. As of 11/18/2024, Non Current Assets Total is likely to grow to about 3.7 B, while Total Current Assets are likely to drop slightly above 252 M. Key indicators impacting BCB Bancorp's financial strength include:
Current ValueLast YearChange From Last Year 10 Year Trend
Debt Equity Ratio1.441.6352
Fairly Down
Slightly volatile
Current Ratio0.09860.1038
Notably Down
Slightly volatile
Investors should never underestimate BCB Bancorp's ability to pay suppliers on time, ensure interest payments are not accumulating, and correctly time where and how to reinvest extra cash. Individual investors need to monitor BCB Bancorp's cash flow, debt, and profitability to make informed and accurate decisions about investing in BCB Bancorp.

Net Income

30.96 Million

  
Understanding current and past BCB Bancorp Financials, including the trends in assets, liabilities, equity and income are directly related to making proper and timely investing decisions. All of BCB Bancorp's financial statements are interrelated, with each one affecting the others. For example, an increase in BCB Bancorp's assets may result in an increase in income on the income statement.

BCB Bancorp Stock Summary

BCB Bancorp competes with IPG Photonics, Saia, JD Sports, Everspin Technologies, and Taiwan Semiconductor. BCB Bancorp, Inc. operates as a bank holding company for BCB Community Bank that provides banking products and services to businesses and individuals in the United States. The company was founded in 2000 and is headquartered in Bayonne, New Jersey. Bcb Bancorp operates under BanksRegional classification in the United States and is traded on NASDAQ Exchange. It employs 302 people.
Specialization
Financial Services, Banks - Regional
InstrumentUSA Stock View All
ExchangeNASDAQ Exchange
ISINUS0552981039
CUSIP055298103
LocationNew Jersey; U.S.A
Business Address104-110 Avenue C,
SectorBanks
IndustryFinancials
BenchmarkDow Jones Industrial
Websitewww.bcb.bank
Phone800 680 6872
CurrencyUSD - US Dollar

BCB Bancorp Key Financial Ratios

BCB Bancorp Key Balance Sheet Accounts

201920202021202220232024 (projected)
Total Assets2.9B2.8B3.0B3.5B3.8B4.0B
Net Debt(255.1M)(15.9M)(290.6M)203.5M507.2M532.5M
Cash551.1M262.0M412.4M230.1M280.3M294.3M
Other Assets2.1B2.3B2.3B3.1B3.5B3.7B
Total Liab296.0M246.1M121.7M3.3B3.5B3.7B
Total Current Assets651.0M374.6M506.7M335.3M279.5M252.0M
Retained Earnings48.4M58.3M81.2M115.1M135.9M142.7M
Net Receivables8.3M12.9M9.2M13.5M16.1M16.9M
Common Stock190.3M192.3M193.9M196.2M198.9M208.9M
Other Liab9.9M10.3M10.4M9.7M11.2M6.8M
Accounts Payable2.4B2.3B2.6B(1.7B)(1.9B)(1.8B)
Short Term Debt13.4M15.2M12.8M13.9M21.1M23.8M
Long Term Debt36.8M37.0M37.3M419.8M492.4M517.1M
Inventory(561.0M)(275.3M)(421.6M)(243.6M)525K551.3K
Treasury Stock(22.0M)(26.9M)(31.1M)(34.5M)(31.1M)(32.6M)
Other Current Liab2.6B(15.2M)2.6B(13.9M)(21.1M)(20.0M)
Net Tangible Assets233.9M243.7M268.6M285.9M328.8M189.0M
Long Term Debt Total36.8M37.0M37.3M37.5M33.8M32.1M
Capital Surpluse215.3M218.0M222.9M217.2M249.7M176.1M

BCB Bancorp Key Income Statement Accounts

The reason investors look at the income statement is to determine what BCB Bancorp's earnings per share (EPS) will be in order to see if they want to buy more shares or not. For example, if a company earned $20 million in the last quarter and has 100,000 shares outstanding, its EPS is 20 cents. If you find that this number beats analysts' forecasts or is higher than it was from the same period last year, then you might want to buy more of this stock even though its price per share may not have changed.
201920202021202220232024 (projected)
Interest Expense41.0M33.0M15.2M17.5M84.3M88.5M
Total Revenue88.0M88.5M105.7M115.5M108.2M113.6M
Gross Profit88.0M88.5M105.7M115.5M108.2M113.6M
Operating Income30.3M29.4M48.3M80.6M173.0M181.7M
Ebit51.7M30.3M26.9M47.4M61.5M0.0
Ebitda30.2M30.0M50.5M63.7M2.1M2.0M
Net Income21.0M20.9M34.2M45.6M29.5M31.0M
Income Tax Expense9.3M8.6M14.0M17.5M12.0M12.6M
Income Before Tax30.3M29.4M48.3M63.1M41.5M43.5M
Tax Provision9.3M8.6M14.0M17.5M13.0M11.0M
Net Interest Income82.6M80.4M96.4M113.9M107.2M89.1M
Interest Income123.6M113.4M111.6M131.4M174.4M119.3M

BCB Bancorp Key Cash Accounts

201920202021202220232024 (projected)
Change In Cash355.1M(289.1M)150.4M(182.3M)50.2M52.7M
Free Cash Flow21.8M138.0M45.6M40.4M30.6M19.9M
Depreciation(152K)442K2.2M639K2.1M2.2M
Other Non Cash Items1.6M123.5M3.0M817K4.3M4.1M
Capital Expenditures2.5M1.4M325K518K4.5M4.8M
Net Income21.0M20.9M34.2M45.6M29.5M31.0M
End Period Cash Flow550.4M261.2M411.6M229.4M279.5M293.5M
Dividends Paid10.1M10.5M10.9M11.2M11.1M6.8M
Investments134.8M(263.8M)(3.5M)(764.5M)(513.3M)(487.7M)
Change Receivables60K(4.6M)3.7M(4.3M)(3.8M)(3.7M)
Change To Netincome4.4M929K2.5M(5.3M)(4.8M)(4.6M)

BCB Financial Ratios Relationships

Comparative valuation techniques use various fundamental indicators to help in determining BCB Bancorp's current stock value. Our valuation model uses many indicators to compare BCB Bancorp value to that of its competitors to determine the firm's financial worth. You can analyze the relationship between different fundamental ratios across BCB Bancorp competition to find correlations between indicators driving BCB Bancorp's intrinsic value. More Info.
BCB Bancorp is number one stock in return on equity category among its peers. It also is number one stock in return on asset category among its peers reporting about  0.09  of Return On Asset per Return On Equity. The ratio of Return On Equity to Return On Asset for BCB Bancorp is roughly  11.69 . At this time, BCB Bancorp's Return On Equity is relatively stable compared to the past year. Comparative valuation analysis is a catch-all technique that is used if you cannot value BCB Bancorp by discounting back its dividends or cash flows. It compares the stock's price multiples to nearest competition to determine if the stock is relatively undervalued or overvalued.

BCB Bancorp Systematic Risk

BCB Bancorp's systematic risk plays a vital role in portfolio allocation when considering its stock to be added to a well-diversified portfolio. BCB Bancorp volatility which cannot be eliminated through diversification, requires returns over the risk-free rate. Over the long run, a well-diversified portfolio provides returns that match its exposure to systematic risk. In this case, investors face a trade-off between expected returns and systematic risk and, therefore, can only reduce a portfolio's exposure to systematic risk by sacrificing expected returns on the portfolio.
The output start index for this execution was fourteen with a total number of output elements of fourty-seven. The Beta measures systematic risk based on how returns on BCB Bancorp correlated with the market. If Beta is less than 0 BCB Bancorp generally moves in the opposite direction as compared to the market. If BCB Bancorp Beta is about zero movement of price series is uncorrelated with the movement of the benchmark. if Beta is between zero and one BCB Bancorp is generally moves in the same direction as, but less than the movement of the market. For Beta = 1 movement of BCB Bancorp is generally in the same direction as the market. If Beta > 1 BCB Bancorp moves generally in the same direction as, but more than the movement of the benchmark.

BCB Bancorp Thematic Clasifications

BCB Bancorp is part of Banks investing theme. If you are a theme-oriented, socially responsible, and at the same time, a result-driven investor, you can align your investing habits with your values without jeopardizing your expectations about returns. You can easily create an optimal portfolio of stocks, ETFs, funds, or cryptocurrencies based on a specific theme of your liking. All money banks and credit services. Large and small money and credit banks and credit services
BanksView
This theme covers All money banks and credit services. Large and small money and credit banks and credit services. Get More Thematic Ideas
Today, most investors in BCB Bancorp Stock are looking for potential investment opportunities by analyzing not only static indicators but also various BCB Bancorp's growth ratios. Consistent increases or decreases in fundamental ratios usually indicate a possible pattern that can be successfully translated into profits. However, when comparing two companies, knowing each company's growth growth rates may not be enough to decide which company is a better investment. That's why investors frequently use static breakdown of BCB Bancorp growth as a starting point in their analysis.

Price Earnings To Growth Ratio

(0.22)

At this time, BCB Bancorp's Price Earnings To Growth Ratio is relatively stable compared to the past year.

BCB Bancorp November 18, 2024 Opportunity Range

Along with financial statement analysis, the daily predictive indicators of BCB Bancorp help investors to analyze its daily demand and supply, volume, patterns, and price swings to determine the real value of BCB Bancorp. We use our internally-developed statistical techniques to arrive at the intrinsic value of BCB Bancorp based on widely used predictive technical indicators. In general, we focus on analyzing BCB Stock price patterns and their correlations with different microeconomic environment and drivers. We also apply predictive analytics to build BCB Bancorp's daily price indicators and compare them against related drivers.

Additional Tools for BCB Stock Analysis

When running BCB Bancorp's price analysis, check to measure BCB Bancorp's market volatility, profitability, liquidity, solvency, efficiency, growth potential, financial leverage, and other vital indicators. We have many different tools that can be utilized to determine how healthy BCB Bancorp is operating at the current time. Most of BCB Bancorp's value examination focuses on studying past and present price action to predict the probability of BCB Bancorp's future price movements. You can analyze the entity against its peers and the financial market as a whole to determine factors that move BCB Bancorp's price. Additionally, you may evaluate how the addition of BCB Bancorp to your portfolios can decrease your overall portfolio volatility.