Assured Guaranty Financials

AGO Stock  USD 89.58  0.06  0.07%   
Based on the key measurements obtained from Assured Guaranty's financial statements, Assured Guaranty may be sliding down financialy. It has an above-average chance of going through some form of financial crunch next quarter. At this time, Assured Guaranty's Total Permanent Equity is very stable compared to the past year. As of the 28th of December 2024, Noncontrolling Interest In Consolidated Entity is likely to grow to about 275.3 M, while Total Assets are likely to drop about 12.1 B. Key indicators impacting Assured Guaranty's financial strength include:
Current ValueLast YearChange From Last Year 10 Year Trend
Net Profit Margin0.820.7779
Notably Up
Slightly volatile
Return On Assets0.040.0589
Way Down
Pretty Stable
Return On Equity0.06920.1294
Way Down
Slightly volatile
Debt Equity Ratio0.280.2965
Notably Down
Slightly volatile
Operating Income564.1 M515 M
Significantly Up
Slightly volatile
Current Ratio35.2837.14
Notably Down
Slightly volatile
Investors should never underestimate Assured Guaranty's ability to pay suppliers on time, ensure interest payments are not accumulating, and correctly time where and how to reinvest extra cash. Individual investors need to monitor Assured Guaranty's cash flow, debt, and profitability to make informed and accurate decisions about investing in Assured Guaranty.

Net Income

416.65 Million

  
Understanding current and past Assured Guaranty Financials, including the trends in assets, liabilities, equity and income are directly related to making proper and timely investing decisions. All of Assured Guaranty's financial statements are interrelated, with each one affecting the others. For example, an increase in Assured Guaranty's assets may result in an increase in income on the income statement.

Assured Guaranty Earnings Geography

Assured Guaranty Stock Summary

Assured Guaranty competes with NMI Holdings, Essent, and MGIC Investment. Assured Guaranty Ltd., through its subsidiaries, provides credit protection products to public finance, infrastructure, and structured finance markets in the United States and internationally. Assured Guaranty Ltd. was incorporated in 2003 and is headquartered in Hamilton, Bermuda. Assured Guaranty is traded on New York Stock Exchange in the United States.
Specialization
Financial Services, Insurance - Specialty
InstrumentUSA Stock View All
ExchangeNew York Stock Exchange
ISINBMG0585R1060
CUSIPG0585R106
LocationBermuda
Business Address30 Woodbourne Avenue,
SectorInsurance
IndustryFinancials
BenchmarkDow Jones Industrial
Websitewww.assuredguaranty.com
Phone441 279 5700
CurrencyUSD - US Dollar

Assured Guaranty Key Financial Ratios

Assured Guaranty Key Balance Sheet Accounts

201920202021202220232024 (projected)
Total Assets14.3B15.3B18.2B16.8B12.5B12.1B
Other Assets(9.4B)(8.9B)(8.6B)(7.1B)1.8B1.9B
Total Liab1.2B1.2B1.7B11.6B6.8B6.5B
Net Debt1.1B1.1B1.6B1.6B1.6B903.8M
Other Liab2.4B3.6B6.2B5.5B6.3B6.7B
Retained Earnings6.3B6.1B6.0B5.6B6.1B3.4B
Cash169M162M120M107M97M102.0M
Long Term Debt1.2B1.2B1.7B1.7B1.7B1.1B
Intangible Assets99M86M58M46M6M5.7M
Net Receivables2.0B2.4B2.2B1.6B1.5B1.2B
Total Current Assets12.3B12.1B11.7B9.6B7.9B7.5B
Other Current Liab1.0B1.1B846M273M(9M)(8.6M)
Accounts Payable30M33M16M1M900K855K
Other Current Assets3.6B3.5B3.6B2.9B3.9B3.8B
Net Tangible Assets6.4B6.5B6.1B4.9B5.6B6.4B
Long Term Debt Total1.2B1.2B1.7B1.7B1.5B1.2B
Inventory(3.6B)(3.5B)(3.6B)(2.9B)(5.9B)(5.6B)

Assured Guaranty Key Income Statement Accounts

201920202021202220232024 (projected)
Interest Expense89M85M87M81M88M67.6M
Total Revenue921M1.1B698M684M1.4B981.9M
Gross Profit796M887M519M517M1.0B1.1B
Operating Income460M332M426M203M515M564.1M
Ebit460M332M426M205M515M564.2M
Ebitda460M332M426M216M646M575.4M
Income Before Tax464M413M477M148M565M540.1M
Net Income402M362M389M124M457M416.6M
Income Tax Expense63M45M58M11M101M109.8M
Cost Of Revenue125M197M179M167M217M206.2M
Tax Provision63M45M58M11M101M98.6M
Interest Income85M27M204M120M138M114.1M
Net Interest Income(89M)(85M)(87M)(81M)(88M)(92.4M)

Assured Financial Ratios Relationships

Comparative valuation techniques use various fundamental indicators to help in determining Assured Guaranty's current stock value. Our valuation model uses many indicators to compare Assured Guaranty value to that of its competitors to determine the firm's financial worth. You can analyze the relationship between different fundamental ratios across Assured Guaranty competition to find correlations between indicators driving Assured Guaranty's intrinsic value. More Info.
Assured Guaranty is rated fourth in return on equity category among its peers. It also is rated fourth in return on asset category among its peers reporting about  0.20  of Return On Asset per Return On Equity. The ratio of Return On Equity to Return On Asset for Assured Guaranty is roughly  4.93 . At this time, Assured Guaranty's Return On Equity is very stable compared to the past year. The reason why the comparable model can be used in almost all circumstances is due to the vast number of multiples that can be utilized, such as the price-to-earnings (P/E), price-to-book (P/B), price-to-sales (P/S), price-to-cash flow (P/CF), and many others. The P/E ratio is the most commonly used of these ratios because it focuses on the Assured Guaranty's earnings, one of the primary drivers of an investment's value.

Assured Guaranty's Earnings Breakdown by Geography

Assured Guaranty Systematic Risk

Assured Guaranty's systematic risk plays a vital role in portfolio allocation when considering its stock to be added to a well-diversified portfolio. Assured Guaranty volatility which cannot be eliminated through diversification, requires returns over the risk-free rate. Over the long run, a well-diversified portfolio provides returns that match its exposure to systematic risk. In this case, investors face a trade-off between expected returns and systematic risk and, therefore, can only reduce a portfolio's exposure to systematic risk by sacrificing expected returns on the portfolio.
The function did not generate any output. Please change time horizon or modify your input parameters. The output start index for this execution was one with a total number of output elements of sixty. The Beta measures systematic risk based on how returns on Assured Guaranty correlated with the market. If Beta is less than 0 Assured Guaranty generally moves in the opposite direction as compared to the market. If Assured Guaranty Beta is about zero movement of price series is uncorrelated with the movement of the benchmark. if Beta is between zero and one Assured Guaranty is generally moves in the same direction as, but less than the movement of the market. For Beta = 1 movement of Assured Guaranty is generally in the same direction as the market. If Beta > 1 Assured Guaranty moves generally in the same direction as, but more than the movement of the benchmark.

Assured Guaranty Thematic Clasifications

Assured Guaranty is part of Insurance investing theme. If you are a theme-oriented, socially responsible, and at the same time, a result-driven investor, you can align your investing habits with your values without jeopardizing your expectations about returns. You can easily create an optimal portfolio of stocks, ETFs, funds, or cryptocurrencies based on a specific theme of your liking. USA Equities from Insurance industry as classified by Fama & French. Fama and French investing themes focus on testing asset pricing under different economic assumptions
InsuranceView
This theme covers USA Equities from Insurance industry as classified by Fama & French. Fama and French investing themes focus on testing asset pricing under different economic assumptions. Get More Thematic Ideas
Today, most investors in Assured Guaranty Stock are looking for potential investment opportunities by analyzing not only static indicators but also various Assured Guaranty's growth ratios. Consistent increases or decreases in fundamental ratios usually indicate a possible pattern that can be successfully translated into profits. However, when comparing two companies, knowing each company's growth growth rates may not be enough to decide which company is a better investment. That's why investors frequently use static breakdown of Assured Guaranty growth as a starting point in their analysis.

Price Earnings To Growth Ratio

0.0104

At this time, Assured Guaranty's Price Earnings To Growth Ratio is very stable compared to the past year.

Assured Guaranty December 28, 2024 Opportunity Range

Along with financial statement analysis, the daily predictive indicators of Assured Guaranty help investors to analyze its daily demand and supply, volume, patterns, and price swings to determine the real value of Assured Guaranty. We use our internally-developed statistical techniques to arrive at the intrinsic value of Assured Guaranty based on widely used predictive technical indicators. In general, we focus on analyzing Assured Stock price patterns and their correlations with different microeconomic environment and drivers. We also apply predictive analytics to build Assured Guaranty's daily price indicators and compare them against related drivers.
When determining whether Assured Guaranty offers a strong return on investment in its stock, a comprehensive analysis is essential. The process typically begins with a thorough review of Assured Guaranty's financial statements, including income statements, balance sheets, and cash flow statements, to assess its financial health. Key financial ratios are used to gauge profitability, efficiency, and growth potential of Assured Guaranty Stock. Outlined below are crucial reports that will aid in making a well-informed decision on Assured Guaranty Stock:
Check out Trending Equities to better understand how to build diversified portfolios, which includes a position in Assured Guaranty. Also, note that the market value of any company could be closely tied with the direction of predictive economic indicators such as signals in price.
To learn how to invest in Assured Stock, please use our How to Invest in Assured Guaranty guide.
You can also try the Aroon Oscillator module to analyze current equity momentum using Aroon Oscillator and other momentum ratios.
Is Property & Casualty Insurance space expected to grow? Or is there an opportunity to expand the business' product line in the future? Factors like these will boost the valuation of Assured Guaranty. If investors know Assured will grow in the future, the company's valuation will be higher. The financial industry is built on trying to define current growth potential and future valuation accurately. All the valuation information about Assured Guaranty listed above have to be considered, but the key to understanding future value is determining which factors weigh more heavily than others.
Quarterly Earnings Growth
0.219
Dividend Share
1.21
Earnings Share
12.75
Revenue Per Share
15.821
Quarterly Revenue Growth
0.01
The market value of Assured Guaranty is measured differently than its book value, which is the value of Assured that is recorded on the company's balance sheet. Investors also form their own opinion of Assured Guaranty's value that differs from its market value or its book value, called intrinsic value, which is Assured Guaranty's true underlying value. Investors use various methods to calculate intrinsic value and buy a stock when its market value falls below its intrinsic value. Because Assured Guaranty's market value can be influenced by many factors that don't directly affect Assured Guaranty's underlying business (such as a pandemic or basic market pessimism), market value can vary widely from intrinsic value.
Please note, there is a significant difference between Assured Guaranty's value and its price as these two are different measures arrived at by different means. Investors typically determine if Assured Guaranty is a good investment by looking at such factors as earnings, sales, fundamental and technical indicators, competition as well as analyst projections. However, Assured Guaranty's price is the amount at which it trades on the open market and represents the number that a seller and buyer find agreeable to each party.