Velocity Financial Statements From 2010 to 2025

Stocks . USA . 
Stock . Velocity Financial Llc
VEL Stock  USD 16.84  0.30  1.75%   
Velocity Financial's financial statements offer valuable quarterly and annual insights to potential investors, highlighting the company's current and historical financial position, overall management performance, and changes in financial standing over time. Key fundamentals influencing Velocity Financial's valuation are provided below:
Gross Profit
128.6 M
Profit Margin
0.3936
Market Capitalization
625.5 M
Enterprise Value Revenue
26.2255
Revenue
178 M
There are over one hundred nineteen available fundamental trend indicators for Velocity Financial Llc, which can be analyzed over time and compared to other ratios. We recommend to double-check Velocity Financial's current fundamental drivers against the all of the trends between 2010 and 2025. The value of Market Cap is estimated to slide to about 107 M. The Enterprise Value is projected to slide to about 1.3 B

Velocity Financial Total Revenue

222.32 Million

Check Velocity Financial financial statements over time to gain insight into future company performance. You can evaluate financial statements to find patterns among Velocity Financial's main balance sheet or income statement drivers, such as Interest Expense of 259.6 M, Selling General Administrative of 77 M or Total Revenue of 222.3 M, as well as many indicators such as Price To Sales Ratio of 4.21, Dividend Yield of 0.0 or PTB Ratio of 2.38. Velocity financial statements analysis is a perfect complement when working with Velocity Financial Valuation or Volatility modules.
  
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Check out the analysis of Velocity Financial Correlation against competitors.

Velocity Financial Balance Sheet

Trends
Current ValueLast YearHistorical Average 10 Year Trend
Total Assets5.8 B5.5 B2.1 B
Slightly volatile
Short and Long Term Debt Total2.4 B4.9 B1.8 B
Slightly volatile
Total Stockholder Equity361 M516.9 M268 M
Slightly volatile
Property Plant And Equipment Net1.6 M1.6 M3.4 M
Slightly volatile
Net Debt5 B4.8 B1.8 B
Slightly volatile
Cash30.7 M49.9 M22.5 M
Slightly volatile
Other Assets5.7 B5.4 B1.8 B
Slightly volatile
Long Term Debt4.7 B4.5 B1.7 B
Slightly volatile
Cash And Short Term Investments47.4 M49.9 M228.1 M
Pretty Stable
Net Receivables34.8 M36.6 M103.4 M
Very volatile
Common Stock Shares Outstanding25.4 M35.8 M22.5 M
Slightly volatile
Long Term Debt Total4.7 B4.5 B1.8 B
Slightly volatile
Liabilities And Stockholders Equity5.8 B5.5 B2.1 B
Slightly volatile
Total Liabilities5.3 B5 B1.9 B
Slightly volatile
Common Stock322.1 K339 K87.9 M
Very volatile
Property Plant Equipment3.4 M4.2 M2.5 M
Slightly volatile
Non Current Assets Total20.9 M22 M405.3 M
Slightly volatile
Non Current Liabilities Total2.3 B4.5 B1.7 B
Slightly volatile
Total Current Assets82.2 M86.5 M267.5 M
Slightly volatile
Total Current Liabilities353.8 M495.9 M1 B
Slightly volatile
Net Tangible Assets228.4 M425.5 M201.9 M
Slightly volatile
Retained Earnings207.2 M197.3 M136.3 M
Very volatile
Accounts Payable76.7 M147.8 M48.6 M
Slightly volatile
Cash And Equivalents35.1 M49.9 M38.9 M
Slightly volatile
Net Invested Capital3.1 B5.4 B2.1 B
Slightly volatile
Property Plant And Equipment Gross10.9 M12.1 M8.1 M
Slightly volatile
Short and Long Term Debt290.6 M348.1 M187.6 M
Slightly volatile
Intangible Assets8 M13.7 M6.3 M
Slightly volatile
Deferred Long Term Liabilities428.4 K450.9 K1.1 M
Slightly volatile
Warrants72 M81 M88.3 M
Slightly volatile
Current Deferred Revenue159.7 M246.2 M73.8 M
Slightly volatile
Common Stock Total Equity311.7 K374.9 K242 K
Slightly volatile
Retained Earnings Total Equity50 M88.1 M31.4 M
Slightly volatile
Capital Surpluse314.7 M323 M236.7 M
Slightly volatile
Long Term Investments3 B4.1 B2.4 B
Slightly volatile
Capital Stock334.4 K339 K241.5 K
Slightly volatile
Non Current Liabilities Other2.5 B3.5 B2 B
Slightly volatile
Noncontrolling Interest In Consolidated Entity3.9 M4.2 M3.5 M
Slightly volatile

Velocity Financial Income Statement

Trends
Current ValueLast YearHistorical Average 10 Year Trend
Selling General Administrative77 M73.3 M24.6 M
Slightly volatile
Total Revenue222.3 M211.7 M79.8 M
Slightly volatile
Gross Profit222.3 M211.7 M71.4 M
Slightly volatile
Other Operating Expenses222.3 M211.7 M51.3 M
Slightly volatile
Operating Income51.2 M101.4 M39.5 M
Slightly volatile
EBITDA79.1 M101.4 M58.7 M
Slightly volatile
Cost Of Revenue43.9 M41.8 M15.8 M
Slightly volatile
Interest Income434 M413.3 M138.9 M
Slightly volatile
Net Interest Income78 M142.3 M55.1 M
Slightly volatile
Depreciation And Amortization1.9 M2 M4.6 M
Slightly volatile
Net Income From Continuing Ops71.9 M68.5 M23.4 M
Slightly volatile
Research Development0.180.240.1394
Slightly volatile
Income Tax Expense20.5 M27.9 M38 M
Slightly volatile
Reconciled Depreciation2.2 M2 M1.7 M
Slightly volatile
Selling And Marketing Expenses1 M1.2 M724.9 K
Slightly volatile
Preferred Stock And Other Adjustments39.2 M44.1 M48 M
Slightly volatile

Velocity Financial Cash Flow Statement

Trends
Current ValueLast YearHistorical Average 10 Year Trend
Begin Period Cash Flow38.6 M61.9 M26.8 M
Slightly volatile
Depreciation2.1 M2 M1.4 M
Slightly volatile
Capital Expenditures274.6 K289 K1.8 M
Slightly volatile
Net Income71.9 M68.5 M22.4 M
Slightly volatile
End Period Cash Flow45.8 M70.8 M45.7 M
Very volatile
Stock Based Compensation4.6 M6.2 M8.1 M
Slightly volatile
Change To Inventory6.2 M6.7 M11.3 M
Slightly volatile
Dividends Paid855.4 M962.3 M1 B
Slightly volatile

Financial Ratios

Trends
Current ValueLast YearHistorical Average 10 Year Trend
Price To Sales Ratio4.213.01645.3274
Slightly volatile
PTB Ratio2.381.23552.4887
Pretty Stable
Days Sales Outstanding59.9363.0821199
Slightly volatile
Book Value Per Share8.3315.93168.6652
Slightly volatile
Stock Based Compensation To Revenue0.02220.02910.0187
Slightly volatile
Capex To Depreciation0.140.14452.7946
Slightly volatile
PB Ratio2.381.23552.4887
Pretty Stable
EV To Sales21.0225.730825.336
Slightly volatile
Payables Turnover0.230.180.2348
Slightly volatile
Sales General And Administrative To Revenue0.220.34620.2332
Slightly volatile
Capex To Revenue0.00130.00140.0221
Slightly volatile
Cash Per Share1.051.52821.0342
Slightly volatile
Interest Coverage0.640.41020.7843
Slightly volatile
Days Payables Outstanding1.5 K2.1 K1.7 K
Slightly volatile
Intangibles To Total Assets0.00120.00120.0034
Slightly volatile
Net Debt To EBITDA19.8117.5917.79
Slightly volatile
Current Ratio0.150.160.3882
Very volatile
Tangible Book Value Per Share8.0915.72418.446
Slightly volatile
Receivables Turnover6.085.78612.9621
Very volatile
Graham Number14.1127.319813.7389
Slightly volatile
Shareholders Equity Per Share19.815.831414.6024
Pretty Stable
Debt To Equity6.449.40027.0868
Slightly volatile
Capex Per Share0.00840.00890.1392
Slightly volatile
Revenue Per Share3.516.48453.5104
Slightly volatile
Interest Debt Per Share16415677.7455
Slightly volatile
Debt To Assets0.960.87910.8634
Slightly volatile
Enterprise Value Over EBITDA27.1919.9624.7827
Slightly volatile
Operating Cycle59.9363.0821199
Slightly volatile
Price Book Value Ratio2.381.23552.4887
Pretty Stable
Days Of Payables Outstanding1.5 K2.1 K1.7 K
Slightly volatile
Operating Profit Margin0.630.47890.5764
Slightly volatile
Effective Tax Rate0.350.28970.4639
Slightly volatile
Company Equity Multiplier8.0310.69258.8484
Slightly volatile
Long Term Debt To Capitalization0.680.89720.8305
Very volatile
Total Debt To Capitalization0.680.90380.8356
Pretty Stable
Debt Equity Ratio6.449.40027.0868
Slightly volatile
Ebit Per Revenue0.630.47890.5764
Slightly volatile
Quick Ratio0.150.160.3882
Very volatile
Net Income Per E B T0.540.70980.5287
Slightly volatile
Cash Ratio0.0860.09060.1324
Pretty Stable
Days Of Sales Outstanding59.9363.0821199
Slightly volatile
Free Cash Flow Operating Cash Flow Ratio0.780.99230.9377
Slightly volatile
Price To Book Ratio2.381.23552.4887
Pretty Stable
Fixed Asset Turnover13512839.8685
Slightly volatile
Enterprise Value Multiple27.1919.9624.7827
Slightly volatile
Debt Ratio0.960.87910.8634
Slightly volatile
Price Sales Ratio4.213.01645.3274
Slightly volatile
Asset Turnover0.04910.03830.0478
Slightly volatile
Gross Profit Margin0.640.770.8265
Slightly volatile
Price Fair Value2.381.23552.4887
Pretty Stable

Velocity Financial Valuation Data

Trends
Current ValueLast YearHistorical Average 10 Year Trend
Market Cap107 M112.6 M272.5 M
Very volatile
Enterprise Value1.3 B1.7 B1.4 B
Slightly volatile

Velocity Fundamental Market Drivers

Cash And Short Term Investments49.9 M

Velocity Upcoming Events

14th of March 2024
Upcoming Quarterly Report
View
2nd of May 2024
Next Financial Report
View
31st of December 2023
Next Fiscal Quarter End
View
14th of March 2024
Next Fiscal Year End
View
30th of September 2023
Last Quarter Report
View
31st of December 2022
Last Financial Announcement
View

About Velocity Financial Financial Statements

Velocity Financial investors utilize fundamental indicators, such as revenue or net income, to predict how Velocity Stock might perform in the future. Analyzing these trends over time helps investors make informed market timing decisions. For further insights, please visit our fundamental analysis page.
Last ReportedProjected for Next Year
Current Deferred Revenue246.2 M159.7 M
Total Revenue211.7 M222.3 M
Cost Of Revenue41.8 M43.9 M
Stock Based Compensation To Revenue 0.03  0.02 
Sales General And Administrative To Revenue 0.35  0.22 
Revenue Per Share 6.48  3.51 
Ebit Per Revenue 0.48  0.63 

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When determining whether Velocity Financial Llc is a strong investment it is important to analyze Velocity Financial's competitive position within its industry, examining market share, product or service uniqueness, and competitive advantages. Beyond financials and market position, potential investors should also consider broader economic conditions, industry trends, and any regulatory or geopolitical factors that may impact Velocity Financial's future performance. For an informed investment choice regarding Velocity Stock, refer to the following important reports:
How To Invest In Velocity
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Is Velocity Stock a good investment?
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What is Velocity Financial's Net Worth?
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Check out the analysis of Velocity Financial Correlation against competitors.
You can also try the FinTech Suite module to use AI to screen and filter profitable investment opportunities.
Is Commercial & Residential Mortgage Finance space expected to grow? Or is there an opportunity to expand the business' product line in the future? Factors like these will boost the valuation of Velocity Financial. If investors know Velocity will grow in the future, the company's valuation will be higher. The financial industry is built on trying to define current growth potential and future valuation accurately. All the valuation information about Velocity Financial listed above have to be considered, but the key to understanding future value is determining which factors weigh more heavily than others.
Quarterly Earnings Growth
0.054
Earnings Share
1.93
Revenue Per Share
5.403
Quarterly Revenue Growth
0.01
Return On Assets
0.0132
The market value of Velocity Financial Llc is measured differently than its book value, which is the value of Velocity that is recorded on the company's balance sheet. Investors also form their own opinion of Velocity Financial's value that differs from its market value or its book value, called intrinsic value, which is Velocity Financial's true underlying value. Investors use various methods to calculate intrinsic value and buy a stock when its market value falls below its intrinsic value. Because Velocity Financial's market value can be influenced by many factors that don't directly affect Velocity Financial's underlying business (such as a pandemic or basic market pessimism), market value can vary widely from intrinsic value.
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Please note, there is a significant difference between Velocity Financial's value and its price as these two are different measures arrived at by different means. Investors typically determine if Velocity Financial is a good investment by looking at such factors as earnings, sales, fundamental and technical indicators, competition as well as analyst projections. However, Velocity Financial's price is the amount at which it trades on the open market and represents the number that a seller and buyer find agreeable to each party.
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