PayPal Financial Statements From 2010 to 2025

PYPL Stock  USD 67.65  0.57  0.84%   
PayPal Holdings' financial statements offer valuable quarterly and annual insights to potential investors, highlighting the company's current and historical financial position, overall management performance, and changes in financial standing over time. Key fundamentals influencing PayPal Holdings' valuation are provided below:
PayPal Holdings does not presently have any trending fundamental ratios for analysis.
Check PayPal Holdings financial statements over time to gain insight into future company performance. You can evaluate financial statements to find patterns among PayPal Holdings' main balance sheet or income statement drivers, such as , as well as many indicators such as . PayPal financial statements analysis is a perfect complement when working with PayPal Holdings Valuation or Volatility modules.
Check out the analysis of PayPal Holdings Correlation against competitors.
For more information on how to buy PayPal Stock please use our How to buy in PayPal Stock guide.

PayPal Holdings Company Return On Equity Analysis

PayPal Holdings' Return on Equity or ROE tells company stockholders how effectually their money is being utilized or reinvested. It is a useful ratio when analyzing company profitability or the management effectiveness given the capital invested by the shareholders. ROE shows how efficiently a company utilizes investments to generate income.

Return On Equity

 = 

Net Income

Total Equity

More About Return On Equity | All Equity Analysis

Current PayPal Holdings Return On Equity

    
  0.23  
Most of PayPal Holdings' fundamental indicators, such as Return On Equity, are part of a valuation analysis module that helps investors searching for stocks that are currently trading at higher or lower prices than their real value. If the real value is higher than the market price, PayPal Holdings is considered to be undervalued, and we provide a buy recommendation. Otherwise, we render a sell signal.
For most industries, Return on Equity between 10% and 30% are considered desirable to provide dividends to owners and have funds for the future growth of the company. Investors should be very careful using ROE as the only efficiency indicator because ROE can be high if a company is heavily leveraged.
Competition

Based on the latest financial disclosure, PayPal Holdings has a Return On Equity of 0.2292. This is 84.19% lower than that of the Financial Services sector and 96.99% lower than that of the Financials industry. The return on equity for all United States stocks is 173.94% lower than that of the firm.

PayPal Holdings Fundamental Drivers Relationships

Comparative valuation techniques use various fundamental indicators to help in determining PayPal Holdings's current stock value. Our valuation model uses many indicators to compare PayPal Holdings value to that of its competitors to determine the firm's financial worth. You can analyze the relationship between different fundamental ratios across PayPal Holdings competition to find correlations between indicators driving PayPal Holdings's intrinsic value. More Info.
PayPal Holdings is rated below average in return on equity category among its peers. It is rated below average in return on asset category among its peers reporting about  0.20  of Return On Asset per Return On Equity. The ratio of Return On Equity to Return On Asset for PayPal Holdings is roughly  4.97 . Comparative valuation analysis is a catch-all technique that is used if you cannot value PayPal Holdings by discounting back its dividends or cash flows. It compares the stock's price multiples to nearest competition to determine if the stock is relatively undervalued or overvalued.

About PayPal Holdings Financial Statements

PayPal Holdings investors utilize fundamental indicators, such as revenue or net income, to predict how PayPal Stock might perform in the future. Analyzing these trends over time helps investors make informed market timing decisions. For further insights, please visit our fundamental analysis page.
PayPal Holdings, Inc. operates a technology platform that enables digital payments on behalf of merchants and consumers worldwide. PayPal Holdings, Inc. was founded in 1998 and is headquartered in San Jose, California. Paypal Holdings operates under Credit Services classification in the United States and is traded on NASDAQ Exchange. It employs 30900 people.

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When determining whether PayPal Holdings is a strong investment it is important to analyze PayPal Holdings' competitive position within its industry, examining market share, product or service uniqueness, and competitive advantages. Beyond financials and market position, potential investors should also consider broader economic conditions, industry trends, and any regulatory or geopolitical factors that may impact PayPal Holdings' future performance. For an informed investment choice regarding PayPal Stock, refer to the following important reports:
Check out the analysis of PayPal Holdings Correlation against competitors.
For more information on how to buy PayPal Stock please use our How to buy in PayPal Stock guide.
You can also try the Correlation Analysis module to reduce portfolio risk simply by holding instruments which are not perfectly correlated.
Is Business Services space expected to grow? Or is there an opportunity to expand the business' product line in the future? Factors like these will boost the valuation of PayPal Holdings. If investors know PayPal will grow in the future, the company's valuation will be higher. The financial industry is built on trying to define current growth potential and future valuation accurately. All the valuation information about PayPal Holdings listed above have to be considered, but the key to understanding future value is determining which factors weigh more heavily than others.
The market value of PayPal Holdings is measured differently than its book value, which is the value of PayPal that is recorded on the company's balance sheet. Investors also form their own opinion of PayPal Holdings' value that differs from its market value or its book value, called intrinsic value, which is PayPal Holdings' true underlying value. Investors use various methods to calculate intrinsic value and buy a stock when its market value falls below its intrinsic value. Because PayPal Holdings' market value can be influenced by many factors that don't directly affect PayPal Holdings' underlying business (such as a pandemic or basic market pessimism), market value can vary widely from intrinsic value.
Please note, there is a significant difference between PayPal Holdings' value and its price as these two are different measures arrived at by different means. Investors typically determine if PayPal Holdings is a good investment by looking at such factors as earnings, sales, fundamental and technical indicators, competition as well as analyst projections. However, PayPal Holdings' price is the amount at which it trades on the open market and represents the number that a seller and buyer find agreeable to each party.