PBBK Financial Statements From 2010 to 2025

PBBK Stock  USD 18.15  0.05  0.28%   
Analyzing historical trends in various income statement and balance sheet accounts from PB Bankshares' financial statements helps investors evaluate the company's valuation, profitability, and current liquidity needs. Key fundamental drivers impacting PB Bankshares' valuation are summarized below:
Gross Profit
13.4 M
Profit Margin
0.1645
Market Capitalization
43 M
Enterprise Value Revenue
3.3284
Revenue
13.4 M
There are currently one hundred twenty fundamental measures for PB Bankshares that can be evaluated and compared over time across peers in the sector. We recommend to check out PB Bankshares' latest fundamental drivers against the all of the trends between 2010 and 2025. Market Cap is expected to rise to about 37.4 M this year. Enterprise Value is expected to rise to about 42.5 M this year

PB Bankshares Total Revenue

16.33 Million

Check PB Bankshares financial statements over time to gain insight into future company performance. You can evaluate financial statements to find patterns among PB Bankshares' main balance sheet or income statement drivers, such as Tax Provision of 353.1 K, Net Interest Income of 10.2 M or Interest Income of 15.5 M, as well as many indicators such as Price To Sales Ratio of 1.39, Dividend Yield of 0.0 or PTB Ratio of 1.13. PBBK financial statements analysis is a perfect complement when working with PB Bankshares Valuation or Volatility modules.
  
Build AI portfolio with PBBK Stock
Check out the analysis of PB Bankshares Correlation against competitors.
For more information on how to buy PBBK Stock please use our How to buy in PBBK Stock guide.

PB Bankshares Balance Sheet

Current ValueLast YearHistorical Average 10 Year Trend
Total Assets382.2 M451.3 M276.2 M
Slightly volatile
Short and Long Term Debt Total38.2 M42.5 M30.1 M
Slightly volatile
Other Current Liabilities299.6 M354.2 M215.7 M
Slightly volatile
Total Current Liabilities299.6 M354.2 M215.7 M
Slightly volatile
Total Stockholder Equity42.5 M48.7 M29.6 M
Slightly volatile
Other Liabilities94.8 K104.4 K117.1 K
Slightly volatile
Net Tangible Assets33 M52.7 M29.2 M
Slightly volatile
Property Plant And Equipment Net2.1 M2.1 M1.8 M
Slightly volatile
Retained Earnings26.9 M28.3 M23.4 M
Slightly volatile
Cash21.2 M35.4 M11 M
Slightly volatile
Non Current Assets Total315 M364.3 M233.5 M
Slightly volatile
Non Currrent Assets Other16.2 M15 M17 M
Slightly volatile
Long Term Debt38.2 M42.5 M30.1 M
Slightly volatile
Cash And Short Term Investments66.1 M85.7 M42 M
Slightly volatile
Net Receivables1.1 M1.3 M722.7 K
Slightly volatile
Common Stock Shares Outstanding2.1 M2.3 M2.7 M
Slightly volatile
Short Term Investments44.9 M50.3 M31 M
Slightly volatile
Liabilities And Stockholders Equity382.2 M451.3 M276.2 M
Slightly volatile
Non Current Liabilities Total40.2 M48.5 M30.9 M
Slightly volatile
Other Current Assets31.8 M38.7 M21 M
Slightly volatile
Other Stockholder Equity17.8 M20.6 M9.4 M
Slightly volatile
Total Liabilities339.7 M402.7 M246.6 M
Slightly volatile
Net Invested Capital80.7 M91.1 M59.7 M
Slightly volatile
Long Term Investments45.8 M51.1 M31.8 M
Slightly volatile
Property Plant And Equipment Gross4.5 M4.8 M2.8 M
Slightly volatile
Total Current Assets67.2 M87 M42.7 M
Slightly volatile
Short Term Debt8.5 M13.2 M6.6 M
Slightly volatile
Property Plant Equipment2.1 M2.2 M1.8 M
Slightly volatile
Common Stock21 K24 K27.1 K
Slightly volatile
Current Deferred Revenue1.3 M1.5 M1.6 M
Slightly volatile

PB Bankshares Income Statement

Current ValueLast YearHistorical Average 10 Year Trend
Net Interest Income10.2 M11.1 MM
Slightly volatile
Interest Income15.5 M23.5 M11.5 M
Slightly volatile
Depreciation And Amortization282.9 K355 K224.9 K
Slightly volatile
Interest Expense13 M12.4 M4.1 M
Slightly volatile
Selling General Administrative5.5 MM4.6 M
Slightly volatile
Selling And Marketing Expenses161.3 K197 K139.9 K
Slightly volatile
Total Revenue16.3 M24.1 M12.1 M
Slightly volatile
Gross Profit10.2 M11.8 M7.9 M
Slightly volatile
Other Operating Expenses14.7 M21.9 M11 M
Slightly volatile
Cost Of Revenue13 M12.4 M4.7 M
Slightly volatile
Total Operating Expenses8.6 M9.5 M6.7 M
Slightly volatile
Reconciled Depreciation279.9 K355 K223.7 K
Slightly volatile

PB Bankshares Cash Flow Statement

Current ValueLast YearHistorical Average 10 Year Trend
Stock Based Compensation560.8 K723 K547.4 K
Pretty Stable
Change In Working Capital502.7 K274 K277.6 K
Slightly volatile
Begin Period Cash Flow27.2 M32.4 M15.7 M
Slightly volatile
Other Cashflows From Financing Activities34.9 M21.2 M17.9 M
Slightly volatile
Depreciation282.9 K355 K224.9 K
Slightly volatile
Dividends Paid13.6 K23 K11.8 K
Slightly volatile
Capital Expenditures367.2 K381 K223.5 K
Slightly volatile
Total Cash From Operating Activities2.2 M1.8 M1.7 M
Slightly volatile
Change To Operating Activities63.4 K66.7 K93.8 K
Pretty Stable
Total Cash From Financing Activities6.5 M6.8 M17.7 M
Slightly volatile
End Period Cash Flow32.6 M37.8 M20.4 M
Slightly volatile
Change To Netincome232.8 K152.1 K305.6 K
Slightly volatile

Financial Ratios

Current ValueLast YearHistorical Average 10 Year Trend
Price To Sales Ratio1.391.46473.1662
Slightly volatile
PTB Ratio1.130.72691.3779
Slightly volatile
Days Sales Outstanding27.6219.181921.8384
Slightly volatile
Book Value Per Share12.2421.02211.0001
Slightly volatile
Operating Cash Flow Per Share0.640.78590.64
Slightly volatile
Stock Based Compensation To Revenue0.01840.02990.0162
Slightly volatile
Capex To Depreciation1.411.07320.9493
Slightly volatile
PB Ratio1.130.72691.3779
Slightly volatile
EV To Sales1.671.7554.7984
Slightly volatile
Sales General And Administrative To Revenue0.410.24970.4068
Slightly volatile
Capex To Revenue0.02640.01580.0183
Pretty Stable
Cash Per Share19.0837.04515.6459
Slightly volatile
POCF Ratio18.4719.443331.4921
Very volatile
Capex To Operating Cash Flow0.20.20950.3058
Pretty Stable
EV To Operating Cash Flow22.1323.297640.7347
Very volatile
Net Debt To EBITDA2.562.694514.6662
Slightly volatile
Current Ratio0.180.24570.1851
Slightly volatile
Tangible Book Value Per Share12.2421.02211.0001
Slightly volatile
Receivables Turnover12.1519.028417.2515
Slightly volatile
Graham Number11.819.029210.0371
Slightly volatile
Shareholders Equity Per Share12.2421.02211.0001
Slightly volatile
Debt To Equity1.020.87261.0703
Slightly volatile
Capex Per Share0.10.16460.0823
Slightly volatile
Revenue Per Share10.9510.43244.9009
Slightly volatile
Interest Debt Per Share12.6423.700212.4826
Slightly volatile
Debt To Assets0.07870.09410.1093
Slightly volatile
Operating Cycle27.6219.181921.8384
Slightly volatile
Price Book Value Ratio1.130.72691.3779
Slightly volatile
Price To Operating Cash Flows Ratio18.4719.443331.4921
Very volatile
Effective Tax Rate0.170.21140.1907
Slightly volatile
Company Equity Multiplier10.319.27539.6522
Pretty Stable
Long Term Debt To Capitalization0.380.4660.5026
Slightly volatile
Total Debt To Capitalization0.380.4660.5026
Slightly volatile
Debt Equity Ratio1.020.87261.0703
Slightly volatile
Quick Ratio0.180.24570.1851
Slightly volatile
Dividend Paid And Capex Coverage Ratio4.544.774317.9865
Pretty Stable
Net Income Per E B T0.870.78860.8118
Pretty Stable
Cash Ratio0.05450.10010.0434
Slightly volatile
Cash Conversion Cycle27.6219.181921.8384
Slightly volatile
Operating Cash Flow Sales Ratio0.10.07530.1404
Pretty Stable
Days Of Sales Outstanding27.6219.181921.8384
Slightly volatile
Cash Flow Coverage Ratios0.04460.04280.0555
Very volatile
Price To Book Ratio1.130.72691.3779
Slightly volatile
Fixed Asset Turnover6.1211.61476.5392
Slightly volatile
Capital Expenditure Coverage Ratio4.544.774317.9865
Pretty Stable
Price Cash Flow Ratio18.4719.443331.4921
Very volatile
Debt Ratio0.07870.09410.1093
Slightly volatile
Cash Flow To Debt Ratio0.04460.04280.0555
Very volatile
Price Sales Ratio1.391.46473.1662
Slightly volatile
Asset Turnover0.03350.05350.0434
Slightly volatile
Gross Profit Margin0.720.48810.6723
Pretty Stable
Price Fair Value1.130.72691.3779
Slightly volatile

PB Bankshares Valuation Data

Current ValueLast YearHistorical Average 10 Year Trend
Market Cap37.4 M35.4 M34.7 M
Very volatile
Enterprise Value42.5 M42.4 M40.6 M
Slightly volatile

PBBK Fundamental Market Drivers

Cash And Short Term Investments85.7 M

PBBK Upcoming Events

28th of February 2024
Upcoming Quarterly Report
View
31st of December 2023
Next Fiscal Quarter End
View

About PB Bankshares Financial Statements

PB Bankshares investors utilize fundamental indicators, such as revenue or net income, to predict how PBBK Stock might perform in the future. Analyzing these trends over time helps investors make informed market timing decisions. For further insights, please visit our fundamental analysis page.
Last ReportedProjected for Next Year
Current Deferred Revenue1.5 M1.3 M
Total Revenue24.1 M16.3 M
Cost Of Revenue12.4 M13 M
Stock Based Compensation To Revenue 0.03  0.02 
Sales General And Administrative To Revenue 0.25  0.41 
Capex To Revenue 0.02  0.03 
Revenue Per Share 10.43  10.95 
Ebit Per Revenue 0.09  0.07 

Building efficient market-beating portfolios requires time, education, and a lot of computing power!

The Portfolio Prophet is an AI-driven system that provides multiple benefits to our users by leveraging cutting-edge machine learning algorithms, statistical analysis, and predictive modeling to automate the process of asset selection and portfolio construction, saving time and reducing human error for individual and institutional investors.

Try AI Portfolio Prophet
When determining whether PB Bankshares is a good investment, qualitative aspects like company management, corporate governance, and ethical practices play a significant role. A comparison with peer companies also provides context and helps to understand if PBBK Stock is undervalued or overvalued. This multi-faceted approach, blending both quantitative and qualitative analysis, forms a solid foundation for making an informed investment decision about Pb Bankshares Stock. Highlighted below are key reports to facilitate an investment decision about Pb Bankshares Stock:
Check out the analysis of PB Bankshares Correlation against competitors.
For more information on how to buy PBBK Stock please use our How to buy in PBBK Stock guide.
You can also try the ETF Categories module to list of ETF categories grouped based on various criteria, such as the investment strategy or type of investments.
Is Regional Banks space expected to grow? Or is there an opportunity to expand the business' product line in the future? Factors like these will boost the valuation of PB Bankshares. If investors know PBBK will grow in the future, the company's valuation will be higher. The financial industry is built on trying to define current growth potential and future valuation accurately. All the valuation information about PB Bankshares listed above have to be considered, but the key to understanding future value is determining which factors weigh more heavily than others.
Quarterly Earnings Growth
0.693
Earnings Share
0.95
Revenue Per Share
5.835
Quarterly Revenue Growth
0.188
Return On Assets
0.0042
The market value of PB Bankshares is measured differently than its book value, which is the value of PBBK that is recorded on the company's balance sheet. Investors also form their own opinion of PB Bankshares' value that differs from its market value or its book value, called intrinsic value, which is PB Bankshares' true underlying value. Investors use various methods to calculate intrinsic value and buy a stock when its market value falls below its intrinsic value. Because PB Bankshares' market value can be influenced by many factors that don't directly affect PB Bankshares' underlying business (such as a pandemic or basic market pessimism), market value can vary widely from intrinsic value.
Please note, there is a significant difference between PB Bankshares' value and its price as these two are different measures arrived at by different means. Investors typically determine if PB Bankshares is a good investment by looking at such factors as earnings, sales, fundamental and technical indicators, competition as well as analyst projections. However, PB Bankshares' price is the amount at which it trades on the open market and represents the number that a seller and buyer find agreeable to each party.