Oportun Financial Statements From 2010 to 2025

Stocks . USA . 
Stock . Oportun Financial Corp
OPRT Stock  USD 4.38  0.61  12.22%   
Oportun Financial financial statements provide useful quarterly and yearly information to potential Oportun Financial Corp investors about the company's current and past financial position, as well as its overall management performance and changes in financial position over time. Historical trend examination of various income statement and balance sheet accounts found on Oportun Financial financial statements helps investors assess Oportun Financial's valuation, profitability, and current liquidity needs. Key fundamental drivers impacting Oportun Financial's valuation are summarized below:
Gross Profit
726.8 M
Profit Margin
(0.10)
Market Capitalization
158.3 M
Enterprise Value Revenue
10.0947
Revenue
763.6 M
There are currently one hundred twenty trending fundamental ratios for Oportun Financial Corp that can be evaluated and compared over time across competitors. All traders should check out Oportun Financial's recent fundamentals against the performance from 2010 to 2025 and make sure the trends continue to evolve in the right direction. Market Cap is likely to drop to about 157.5 M in 2025. Enterprise Value is likely to drop to about 1.6 B in 2025

Oportun Financial Total Revenue

577.43 Million

Check Oportun Financial financial statements over time to gain insight into future company performance. You can evaluate financial statements to find patterns among Oportun Financial's main balance sheet or income statement drivers, such as Discontinued Operations of 0.0, Interest Expense of 250.1 M or Selling General Administrative of 130.4 M, as well as many indicators such as Price To Sales Ratio of 0.15, Dividend Yield of 0.0 or PTB Ratio of 0.42. Oportun financial statements analysis is a perfect complement when working with Oportun Financial Valuation or Volatility modules.
  
Check out the analysis of Oportun Financial Correlation against competitors.

Oportun Financial Balance Sheet

Trends
Current ValueLast YearHistorical Average 10 Year Trend
Total Assets2.6 B3.2 B1.9 B
Slightly volatile
Other Liabilities63.2 M38.7 M43.3 M
Slightly volatile
Accounts Payable11.7 M17.6 M7.1 M
Slightly volatile
Cash90.9 M60 M65.5 M
Slightly volatile
Long Term Debt1.5 B2.8 B1.1 B
Slightly volatile
Net Receivables7.5 M7.9 M367.3 M
Slightly volatile
Common Stock Shares Outstanding30 M40.4 M25.9 M
Slightly volatile
Other Current Assets176.1 M265.1 M120 M
Slightly volatile
Total Liabilities2.2 B2.9 B1.5 B
Slightly volatile
Deferred Long Term Liabilities22.1 M21.1 M10.9 M
Slightly volatile
Total Current Assets57 M60 M459.3 M
Slightly volatile
Common Stock643.3 M612.6 M78.5 M
Slightly volatile
Property Plant Equipment40.2 M47.1 M29.9 M
Slightly volatile
Short and Long Term Debt Total17.3 M18.2 M1.2 B
Pretty Stable
Property Plant And Equipment Net9.3 M9.8 M23.4 M
Pretty Stable
Net Invested Capital2.6 B3.2 B1.7 B
Slightly volatile
Capital Stock6 K6.3 K145.1 M
Slightly volatile

Oportun Financial Income Statement

Trends
Current ValueLast YearHistorical Average 10 Year Trend
Selling General Administrative130.4 M90 M118.2 M
Slightly volatile
Total Revenue577.4 M1 B425.2 M
Slightly volatile
Gross Profit572.3 M1 B407.3 M
Slightly volatile
Net Interest Income576.2 M711.5 M415.2 M
Slightly volatile
Interest Income670.7 M949.7 M480.2 M
Slightly volatile
Depreciation And Amortization30 M51.2 M20.4 M
Slightly volatile
Selling And Marketing Expenses89.4 M67 M66.2 M
Slightly volatile
Reconciled Depreciation32.5 M51.2 M21.4 M
Slightly volatile

Oportun Financial Cash Flow Statement

Trends
Current ValueLast YearHistorical Average 10 Year Trend
Change In Cash15.9 M8.6 M21.6 M
Slightly volatile
Stock Based Compensation15 M13 M10.3 M
Slightly volatile
Free Cash Flow197.3 M374.3 M142 M
Slightly volatile
Begin Period Cash Flow138.1 M206 M92 M
Slightly volatile
Depreciation27.6 M51.2 M19 M
Slightly volatile
Capital Expenditures25.8 M19.2 M19.8 M
Slightly volatile
Total Cash From Operating Activities223.1 M393.5 M161.8 M
Slightly volatile
End Period Cash Flow160 M214.6 M114 M
Slightly volatile
Change To Netincome201.4 M191.9 M92.4 M
Slightly volatile

Financial Ratios

Trends
Current ValueLast YearHistorical Average 10 Year Trend
Price To Sales Ratio0.150.15631.2829
Slightly volatile
PTB Ratio0.420.44261.1178
Slightly volatile
Days Sales Outstanding3.313.4911.8271
Slightly volatile
Book Value Per Share8.338.767214.5185
Pretty Stable
Free Cash Flow Yield2.512.39070.7252
Slightly volatile
Operating Cash Flow Per Share6.649.75136.3894
Slightly volatile
Stock Based Compensation To Revenue0.02320.01580.0229
Slightly volatile
Capex To Depreciation0.360.37511.4966
Slightly volatile
PB Ratio0.420.44261.1178
Slightly volatile
EV To Sales0.110.11463.6521
Slightly volatile
Free Cash Flow Per Share5.859.27585.5855
Slightly volatile
Sales General And Administrative To Revenue0.08530.08980.2173
Pretty Stable
Research And Ddevelopement To Revenue0.05040.0480.0231
Slightly volatile
Capex To Revenue0.01820.01920.0508
Slightly volatile
Cash Per Share1.411.4862.6538
Slightly volatile
POCF Ratio0.380.39793.5417
Slightly volatile
Capex To Operating Cash Flow0.04630.04880.1361
Slightly volatile
PFCF Ratio0.40.41834.2077
Slightly volatile
EV To Operating Cash Flow0.280.29188.781
Slightly volatile
EV To Free Cash Flow0.290.306710.1592
Pretty Stable
Intangibles To Total Assets0.02550.02680.384
Slightly volatile
Receivables Turnover11410844.0239
Slightly volatile
Shareholders Equity Per Share8.338.767214.5185
Pretty Stable
Debt To Equity0.04890.05143.3201
Very volatile
Capex Per Share0.80.47540.8046
Slightly volatile
Revenue Per Share16.524.823416.1896
Slightly volatile
Interest Debt Per Share6.036.352452.7593
Pretty Stable
Debt To Assets0.00540.00560.6621
Slightly volatile
Graham Number36.8225.6232.1595
Pretty Stable
Short Term Coverage Ratios0.610.990.8105
Slightly volatile
Operating Cycle3.313.4911.8271
Slightly volatile
Price Book Value Ratio0.420.44261.1178
Slightly volatile
Price To Operating Cash Flows Ratio0.380.39793.5417
Slightly volatile
Price To Free Cash Flows Ratio0.40.41834.2077
Slightly volatile
Company Equity Multiplier4.699.1215.198
Slightly volatile
Long Term Debt To Capitalization0.630.780.7665
Very volatile
Total Debt To Capitalization0.04650.04890.6907
Slightly volatile
Debt Equity Ratio0.04890.05143.3201
Very volatile
Dividend Paid And Capex Coverage Ratio21.5420.50988.9336
Slightly volatile
Cash Conversion Cycle270.1 K257.2 K33 K
Slightly volatile
Operating Cash Flow Sales Ratio0.430.39280.3811
Slightly volatile
Days Of Sales Outstanding3.313.4911.8271
Slightly volatile
Free Cash Flow Operating Cash Flow Ratio0.70.95120.8481
Very volatile
Cash Flow Coverage Ratios22.721.62212.8897
Slightly volatile
Price To Book Ratio0.420.44261.1178
Slightly volatile
Fixed Asset Turnover10810227.9938
Slightly volatile
Capital Expenditure Coverage Ratio21.5420.50988.9336
Slightly volatile
Price Cash Flow Ratio0.380.39793.5417
Slightly volatile
Debt Ratio0.00540.00560.6621
Slightly volatile
Cash Flow To Debt Ratio22.721.62212.8897
Slightly volatile
Price Sales Ratio0.150.15631.2829
Slightly volatile
Asset Turnover0.190.31040.2432
Pretty Stable
Gross Profit Margin0.80.90.9813
Slightly volatile
Price Fair Value0.420.44261.1178
Slightly volatile

Oportun Financial Valuation Data

Trends
Current ValueLast YearHistorical Average 10 Year Trend
Market Cap157.5 M165.8 M353 M
Slightly volatile
Enterprise Value1.6 B2.7 B1.7 B
Slightly volatile

Oportun Fundamental Market Drivers

Forward Price Earnings5.0125
Cash And Short Term Investments60 M

Oportun Upcoming Events

11th of March 2024
Upcoming Quarterly Report
View
13th of May 2024
Next Financial Report
View
31st of December 2023
Next Fiscal Quarter End
View
11th of March 2024
Next Fiscal Year End
View
30th of September 2023
Last Quarter Report
View
31st of December 2022
Last Financial Announcement
View

About Oportun Financial Financial Statements

Oportun Financial shareholders use historical fundamental indicators, such as revenue or net income, to determine how well the company is positioned to perform in the future. Although Oportun Financial investors may analyze each financial statement separately, they are all interrelated. The changes in Oportun Financial's assets and liabilities, for example, are also reflected in the revenues and expenses on on Oportun Financial's income statement. Understanding these patterns can help investors time the market effectively. Please read more on our fundamental analysis page.
Last ReportedProjected for Next Year
Total Revenue1 B577.4 M
Cost Of Revenue-25 K-23.8 K
Stock Based Compensation To Revenue 0.02  0.02 
Sales General And Administrative To Revenue 0.09  0.09 
Research And Ddevelopement To Revenue 0.05  0.05 
Capex To Revenue 0.02  0.02 
Revenue Per Share 24.82  16.50 
Ebit Per Revenue 0.59  0.62 

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Additional Tools for Oportun Stock Analysis

When running Oportun Financial's price analysis, check to measure Oportun Financial's market volatility, profitability, liquidity, solvency, efficiency, growth potential, financial leverage, and other vital indicators. We have many different tools that can be utilized to determine how healthy Oportun Financial is operating at the current time. Most of Oportun Financial's value examination focuses on studying past and present price action to predict the probability of Oportun Financial's future price movements. You can analyze the entity against its peers and the financial market as a whole to determine factors that move Oportun Financial's price. Additionally, you may evaluate how the addition of Oportun Financial to your portfolios can decrease your overall portfolio volatility.
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