CNFinance Financial Statements From 2010 to 2025

Stocks . USA . 
Stock . CNFinance Holdings
CNF Stock  USD 4.98  0.04  0.81%   
CNFinance Holdings' financial statements offer valuable quarterly and annual insights to potential investors, highlighting the company's current and historical financial position, overall management performance, and changes in financial standing over time. Key fundamentals influencing CNFinance Holdings' valuation are provided below:
Gross Profit
217.3 M
Profit Margin
(0.14)
Market Capitalization
34.2 M
Enterprise Value Revenue
9.6371
Revenue
359.9 M
There are over one hundred nineteen available fundamental signals for CNFinance Holdings, which can be analyzed over time and compared to other ratios. Active traders should verify all of CNFinance Holdings prevailing fundamental drivers against the trend between 2010 and 2025 to make sure the company can sustain itself in the future. The CNFinance Holdings' current Enterprise Value is estimated to increase to about 7.7 B, while Market Cap is projected to decrease to roughly 225.9 M.

CNFinance Holdings Total Revenue

1.71 Billion

Check CNFinance Holdings financial statements over time to gain insight into future company performance. You can evaluate financial statements to find patterns among CNFinance Holdings' main balance sheet or income statement drivers, such as Tax Provision of 10 M, Net Interest Income of 1 B or Interest Income of 1.8 B, as well as many indicators such as Price To Sales Ratio of 0.14, Dividend Yield of 0.0 or PTB Ratio of 0.0557. CNFinance financial statements analysis is a perfect complement when working with CNFinance Holdings Valuation or Volatility modules.
  
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Check out the analysis of CNFinance Holdings Correlation against competitors.
For more detail on how to invest in CNFinance Stock please use our How to Invest in CNFinance Holdings guide.

CNFinance Holdings Balance Sheet

Trends
Current ValueLast YearHistorical Average 10 Year Trend
Total Assets16 B15 B12.1 B
Slightly volatile
Short and Long Term Debt Total7.2 B6 B7.9 B
Pretty Stable
Total Current Liabilities6.7 B7.1 B61.3 T
Very volatile
Total Stockholder Equity3.6 B4.1 B2.5 B
Slightly volatile
Other Liabilities2.8 B2.7 B1.1 B
Slightly volatile
Net Tangible Assets3.1 B4.4 B2.4 B
Slightly volatile
Property Plant And Equipment Net223.2 M212.5 M47.9 M
Slightly volatile
Net Debt4.8 B4.2 B5.9 B
Pretty Stable
Retained Earnings2.6 B3.1 B1.8 B
Slightly volatile
Cash2.1 B1.8 B1.3 B
Slightly volatile
Non Current Assets Total13.9 B13.2 B2.9 B
Slightly volatile
Long Term Debt549.5 M578.4 M6.5 B
Pretty Stable
Cash And Short Term Investments1.7 B1.8 B1 T
Pretty Stable
Net Receivables1.1 B1 B231.5 M
Slightly volatile
Common Stock Shares Outstanding3.3 M3.4 M57.9 M
Slightly volatile
Short Term Investments36.8 M38.7 M707.8 B
Pretty Stable
Long Term Debt Total6.6 B7 B7.2 B
Pretty Stable
Liabilities And Stockholders Equity16 B15 B12.1 B
Slightly volatile
Non Current Liabilities Total3.7 B3.9 B8.4 B
Pretty Stable
Capital Surpluse920.4 M1.2 B706.1 M
Slightly volatile
Other Stockholder Equity929.7 M923.7 M678.4 M
Slightly volatile
Total Liabilities8.1 B11 B8.7 B
Slightly volatile
Long Term Investments266.1 M280.1 M360.7 M
Slightly volatile
Property Plant And Equipment Gross253.9 M241.8 M53.7 M
Slightly volatile
Short and Long Term Debt4.7 B5.4 B5.7 B
Pretty Stable
Total Current Assets1.7 B1.8 B1 T
Pretty Stable
Cash And Equivalents1.9 B2 B1.2 B
Slightly volatile
Short Term Debt5.6 B5.4 B1.8 B
Slightly volatile
Intangible Assets2.8 M3.1 M3.2 M
Pretty Stable
Property Plant Equipment28.8 M36.9 M24.6 M
Slightly volatile
Net Invested Capital9.4 B10 B12.6 B
Slightly volatile
Capital Stock1 M1.1 M931.1 K
Slightly volatile

CNFinance Holdings Income Statement

Trends
Current ValueLast YearHistorical Average 10 Year Trend
Tax Provision10 M10.5 M81.6 M
Very volatile
Net Interest Income1 B744.1 M1.1 B
Pretty Stable
Interest Income1.8 B1.5 B1.9 B
Slightly volatile
Depreciation And Amortization6 M11.5 M7 M
Very volatile
Interest Expense792.4 M794.5 M772.7 M
Slightly volatile
Selling General Administrative282.7 M187.2 M348.6 M
Slightly volatile
Selling And Marketing Expenses172.4 M266.5 M105.1 M
Slightly volatile
Total Revenue1.7 B1.6 B1.8 B
Pretty Stable
Gross Profit594 M625.3 M1.5 B
Pretty Stable
Other Operating Expenses1.1 B1.6 B758.5 M
Slightly volatile
Operating Income45.9 M48.3 M473.9 M
Pretty Stable
Net Income From Continuing Ops35.9 M37.8 M258.9 M
Pretty Stable
EBIT45.9 M48.3 M742.8 M
Slightly volatile
Research Development959.7 K1 M5.3 M
Slightly volatile
EBITDA56.8 M59.8 M750.1 M
Slightly volatile
Cost Of Revenue453.5 M771.8 M262.8 M
Slightly volatile
Total Operating Expenses387.3 M201 M427.2 M
Pretty Stable
Income Before Tax45.9 M48.3 M339.5 M
Pretty Stable
Net Income Applicable To Common Shares117.8 M124 M267.1 M
Pretty Stable
Net Income35.9 M37.8 M258.1 M
Pretty Stable
Income Tax Expense10 M10.5 M81.4 M
Very volatile
Reconciled Depreciation6 M11.5 M8.9 M
Slightly volatile

CNFinance Holdings Cash Flow Statement

Trends
Current ValueLast YearHistorical Average 10 Year Trend
Stock Based Compensation14.2 M14.9 M79 M
Slightly volatile
Free Cash Flow1.1 B749.3 M783.2 M
Slightly volatile
Begin Period Cash Flow1.8 B2 B1.1 B
Slightly volatile
Depreciation6 M11.5 M7 M
Very volatile
Capital Expenditures7.5 M7.9 M23.3 M
Slightly volatile
Total Cash From Operating Activities1.2 B757.2 M808.1 M
Slightly volatile
Change To Operating Activities362.3 M473.9 M234.1 M
Slightly volatile
Net Income35.9 M37.8 M258.1 M
Pretty Stable
End Period Cash Flow1.9 B1.2 B1.2 B
Slightly volatile

Financial Ratios

Trends
Current ValueLast YearHistorical Average 10 Year Trend
Price To Sales Ratio0.140.14860.7742
Slightly volatile
PTB Ratio0.05570.05860.7949
Slightly volatile
Days Sales Outstanding24022953.6904
Slightly volatile
Book Value Per Share7301.2 K694
Slightly volatile
Free Cash Flow Yield3.313.15131.095
Slightly volatile
Operating Cash Flow Per Share238221228
Slightly volatile
Stock Based Compensation To Revenue0.00880.00930.0526
Slightly volatile
Capex To Depreciation0.650.68857.984
Slightly volatile
PB Ratio0.05570.05860.7949
Slightly volatile
EV To Sales4.252.77264.5109
Slightly volatile
Free Cash Flow Per Share231219221
Slightly volatile
Net Income Per Share10.4711.018777.2815
Slightly volatile
Sales General And Administrative To Revenue0.20.1170.2121
Slightly volatile
Research And Ddevelopement To Revenue6.0E-46.0E-40.0038
Slightly volatile
Capex To Revenue0.00470.0050.0136
Pretty Stable
Cash Per Share537523454
Slightly volatile
POCF Ratio0.30.3142.2997
Slightly volatile
Interest Coverage0.05770.06080.6659
Slightly volatile
Capex To Operating Cash Flow0.010.01050.0315
Pretty Stable
PFCF Ratio0.30.31732.386
Slightly volatile
Income Quality21.0420.04086.0154
Slightly volatile
ROE0.00880.00930.1461
Slightly volatile
EV To Operating Cash Flow8.625.85912.3699
Slightly volatile
PE Ratio4.346.29285.9285
Pretty Stable
Return On Tangible Assets0.00240.00250.0227
Slightly volatile
EV To Free Cash Flow8.895.921112.8325
Slightly volatile
Earnings Yield0.150.15890.2242
Pretty Stable
Intangibles To Total Assets3.0E-42.0E-43.0E-4
Slightly volatile
Net Debt To EBITDA37.5770.179754.0272
Slightly volatile
Current Ratio0.240.25358.3 K
Pretty Stable
Tangible Book Value Per Share7291.2 K694
Slightly volatile
Receivables Turnover1.521.59528.2927
Slightly volatile
Graham Number25.7327.081248.2831
Very volatile
Shareholders Equity Per Share7291.2 K694
Slightly volatile
Debt To Equity1.391.46763.8311
Slightly volatile
Capex Per Share2.22.31726.6774
Pretty Stable
Average Receivables827.1 M787.7 M202 M
Slightly volatile
Revenue Per Share671467550
Pretty Stable
Interest Debt Per Share2.8 K2 K2.4 K
Pretty Stable
Debt To Assets0.620.39630.6473
Slightly volatile
Enterprise Value Over EBITDA41.2674.153861.6725
Slightly volatile
Short Term Coverage Ratios0.130.141411.9734
Slightly volatile
Price Earnings Ratio4.346.29285.9285
Pretty Stable
Operating Cycle24022953.6904
Slightly volatile
Price Book Value Ratio0.05570.05860.7949
Slightly volatile
Price To Operating Cash Flows Ratio0.30.3142.2997
Slightly volatile
Price To Free Cash Flows Ratio0.30.31732.386
Slightly volatile
Pretax Profit Margin0.02870.03020.1727
Slightly volatile
Ebt Per Ebit0.170.180.5489
Slightly volatile
Operating Profit Margin0.02870.03020.2843
Pretty Stable
Effective Tax Rate0.280.21750.2279
Slightly volatile
Company Equity Multiplier5.573.70355.81
Slightly volatile
Long Term Debt To Capitalization0.120.12480.6784
Slightly volatile
Total Debt To Capitalization0.780.59470.7641
Slightly volatile
Debt Equity Ratio1.391.46763.8311
Slightly volatile
Ebit Per Revenue0.02870.03020.2843
Pretty Stable
Quick Ratio0.240.25358.3 K
Pretty Stable
Dividend Paid And Capex Coverage Ratio13795.29988.0351
Slightly volatile
Net Income Per E B T0.60.78250.7646
Slightly volatile
Cash Ratio0.240.24812.5485
Very volatile
Cash Conversion Cycle24022953.6904
Slightly volatile
Operating Cash Flow Sales Ratio0.460.47320.4574
Slightly volatile
Days Of Sales Outstanding24022953.6904
Slightly volatile
Free Cash Flow Operating Cash Flow Ratio1.070.98950.9735
Slightly volatile
Cash Flow Coverage Ratios0.110.12720.106
Slightly volatile
Price To Book Ratio0.05570.05860.7949
Slightly volatile
Fixed Asset Turnover7.157.529172.4367
Slightly volatile
Capital Expenditure Coverage Ratio13795.29988.0351
Slightly volatile
Price Cash Flow Ratio0.30.3142.2997
Slightly volatile
Enterprise Value Multiple41.2674.153861.6725
Slightly volatile
Debt Ratio0.620.39630.6473
Slightly volatile
Cash Flow To Debt Ratio0.110.12720.106
Slightly volatile
Price Sales Ratio0.140.14860.7742
Slightly volatile
Return On Assets0.00240.00250.0227
Slightly volatile
Asset Turnover0.150.10650.1558
Slightly volatile
Net Profit Margin0.02240.02360.134
Slightly volatile
Gross Profit Margin0.370.39070.8502
Slightly volatile
Price Fair Value0.05570.05860.7949
Slightly volatile
Return On Equity0.00880.00930.1461
Slightly volatile

CNFinance Holdings Valuation Data

Trends
Current ValueLast YearHistorical Average 10 Year Trend
Market Cap225.9 M237.8 M1.2 B
Slightly volatile
Enterprise Value7.7 B4.4 B7.2 B
Slightly volatile

CNFinance Fundamental Market Drivers

Forward Price Earnings2.1796
Cash And Short Term Investments1.8 B

CNFinance Upcoming Events

27th of March 2024
Upcoming Quarterly Report
View
24th of May 2024
Next Financial Report
View
31st of December 2023
Next Fiscal Quarter End
View
27th of March 2024
Next Fiscal Year End
View
30th of September 2023
Last Quarter Report
View
31st of December 2022
Last Financial Announcement
View

About CNFinance Holdings Financial Statements

CNFinance Holdings stakeholders use historical fundamental indicators, such as CNFinance Holdings' revenue or net income, to determine how well the company is positioned to perform in the future. Although CNFinance Holdings investors may analyze each financial statement separately, they are all interrelated. For example, changes in CNFinance Holdings' assets and liabilities are reflected in the revenues and expenses on CNFinance Holdings' income statement, which ultimately affect the company's gains or losses. Understanding these patterns can help in making the right long-term investment decisions in CNFinance Holdings. Please read more on our technical analysis and fundamental analysis pages.
Last ReportedProjected for Next Year
Total Revenue1.6 B1.7 B
Cost Of Revenue771.8 M453.5 M
Stock Based Compensation To Revenue 0.01  0.01 
Sales General And Administrative To Revenue 0.12  0.20 
Revenue Per Share 466.63  671.34 
Ebit Per Revenue 0.03  0.03 

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When determining whether CNFinance Holdings is a strong investment it is important to analyze CNFinance Holdings' competitive position within its industry, examining market share, product or service uniqueness, and competitive advantages. Beyond financials and market position, potential investors should also consider broader economic conditions, industry trends, and any regulatory or geopolitical factors that may impact CNFinance Holdings' future performance. For an informed investment choice regarding CNFinance Stock, refer to the following important reports:
How To Invest In CNFinance
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Is CNFinance Stock a good investment?
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What is CNFinance Holdings' Net Worth?
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Check out the analysis of CNFinance Holdings Correlation against competitors.
For more detail on how to invest in CNFinance Stock please use our How to Invest in CNFinance Holdings guide.
You can also try the Competition Analyzer module to analyze and compare many basic indicators for a group of related or unrelated entities.
Is Commercial & Residential Mortgage Finance space expected to grow? Or is there an opportunity to expand the business' product line in the future? Factors like these will boost the valuation of CNFinance Holdings. If investors know CNFinance will grow in the future, the company's valuation will be higher. The financial industry is built on trying to define current growth potential and future valuation accurately. All the valuation information about CNFinance Holdings listed above have to be considered, but the key to understanding future value is determining which factors weigh more heavily than others.
Quarterly Earnings Growth
(0.33)
Earnings Share
(1.12)
Revenue Per Share
49.806
Quarterly Revenue Growth
(0.75)
Return On Assets
(0)
The market value of CNFinance Holdings is measured differently than its book value, which is the value of CNFinance that is recorded on the company's balance sheet. Investors also form their own opinion of CNFinance Holdings' value that differs from its market value or its book value, called intrinsic value, which is CNFinance Holdings' true underlying value. Investors use various methods to calculate intrinsic value and buy a stock when its market value falls below its intrinsic value. Because CNFinance Holdings' market value can be influenced by many factors that don't directly affect CNFinance Holdings' underlying business (such as a pandemic or basic market pessimism), market value can vary widely from intrinsic value.
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Please note, there is a significant difference between CNFinance Holdings' value and its price as these two are different measures arrived at by different means. Investors typically determine if CNFinance Holdings is a good investment by looking at such factors as earnings, sales, fundamental and technical indicators, competition as well as analyst projections. However, CNFinance Holdings' price is the amount at which it trades on the open market and represents the number that a seller and buyer find agreeable to each party.
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