Cass Financial Statements From 2010 to 2025

Stocks . USA . 
Stock . Cass Information Systems
CASS Stock  USD 41.25  0.69  1.65%   
Cass Information's financial statements offer valuable quarterly and annual insights to potential investors, highlighting the company's current and historical financial position, overall management performance, and changes in financial standing over time. Key fundamentals influencing Cass Information's valuation are provided below:
Gross Profit
93.7 M
Profit Margin
0.1153
Market Capitalization
551.1 M
Enterprise Value Revenue
3.0059
Revenue
219.8 M
There are over one hundred nineteen available fundamental signals for Cass Information Systems, which can be analyzed over time and compared to other ratios. All traders should validate Cass Information's prevailing fundamentals against the performance from 2010 to 2025 and make sure the trends continue to evolve in the right direction. Market Cap is likely to drop to about 311.6 M in 2025. Enterprise Value is likely to drop to about 320.9 M in 2025

Cass Information Total Revenue

208.9 Million

Check Cass Information financial statements over time to gain insight into future company performance. You can evaluate financial statements to find patterns among Cass Information's main balance sheet or income statement drivers, such as Depreciation And Amortization of 5.7 M, Interest Expense of 21.3 M or Selling General Administrative of 129.6 M, as well as many indicators such as Price To Sales Ratio of 2.58, Dividend Yield of 0.0246 or PTB Ratio of 1.97. Cass financial statements analysis is a perfect complement when working with Cass Information Valuation or Volatility modules.
  
Build AI portfolio with Cass Stock
Check out the analysis of Cass Information Correlation against competitors.

Cass Information Balance Sheet

Trends
Current ValueLast YearHistorical Average 10 Year Trend
Total Assets1.3 B2.4 B1.7 B
Slightly volatile
Total Stockholder Equity154.4 M229 M200.6 M
Slightly volatile
Property Plant And Equipment Net43.2 M41.2 M21.4 M
Slightly volatile
Retained Earnings90.1 M148.5 M95.6 M
Slightly volatile
Cash18.4 M19.3 M198.6 M
Pretty Stable
Non Current Assets Total747.9 M712.3 M337.1 M
Slightly volatile
Other Assets2.5 B2.4 B1.5 B
Slightly volatile
Cash And Short Term Investments288.1 M349.7 M453.2 M
Pretty Stable
Net Receivables53.1 M55.9 M456.5 M
Slightly volatile
Common Stock Shares Outstanding12.4 M13.8 M14.7 M
Slightly volatile
Liabilities And Stockholders Equity1.3 B2.4 B1.7 B
Slightly volatile
Other Stockholder Equity68.6 M118 M114.4 M
Slightly volatile
Total Liabilities1.2 B2.2 B1.5 B
Slightly volatile
Property Plant And Equipment Gross92.4 M88 M35.2 M
Slightly volatile
Total Current Assets247.7 M405.6 M380.5 M
Slightly volatile
Short and Long Term Debt Total9.3 M9.7 M249.8 M
Slightly volatile
Total Current Liabilities608 M1.1 B845.3 M
Slightly volatile
Short Term Debt1.1 M1.2 M10.8 M
Slightly volatile
Common Stock Total Equity5.4 M8.9 M6.5 M
Slightly volatile
Common Stock5.8 M8.9 M6.6 M
Slightly volatile
Other Liabilities35.3 M47.7 M47.2 M
Slightly volatile
Accounts Payable770.4 M1.1 B755.7 M
Slightly volatile
Short Term Investments284.5 M330.4 M379.1 M
Slightly volatile
Property Plant Equipment17.5 M33.5 M20 M
Slightly volatile
Good Will12.1 M21.4 M12.8 M
Slightly volatile
Intangible Assets3.1 M5 M3 M
Slightly volatile
Non Current Liabilities Total685.9 M1 B700.4 M
Slightly volatile
Net Tangible Assets217.4 M212.6 M196.2 M
Slightly volatile
Retained Earnings Total Equity97.4 M129.1 M95.3 M
Slightly volatile
Capital Surpluse173.7 M234.9 M164.7 M
Slightly volatile
Long Term Investments762.9 M528 M695.7 M
Pretty Stable
Non Current Liabilities Other780.3 M1.3 B800.1 M
Slightly volatile
Capital Stock6.2 M7 M7.6 M
Slightly volatile
Net Invested Capital209.8 M236 M257.3 M
Slightly volatile
Current Deferred Revenue1 B1.2 B915 M
Slightly volatile

Cass Information Income Statement

Trends
Current ValueLast YearHistorical Average 10 Year Trend
Depreciation And Amortization5.7 M6 M32.1 M
Very volatile
Interest Expense21.3 M20.3 M6.1 M
Slightly volatile
Selling General Administrative129.6 M123.4 M77.5 M
Slightly volatile
Total Revenue208.9 M219.9 M143.2 M
Slightly volatile
Gross Profit180.7 M190.2 M97 M
Slightly volatile
Other Operating Expenses103.6 M195.7 M129.8 M
Very volatile
EBITDA34.7 M30.2 M40.9 M
Pretty Stable
Income Before Tax26.1 M24.2 M31.3 M
Slightly volatile
Net Income19.6 M19.2 M24.4 M
Slightly volatile
Income Tax Expense6.5 M5.1 M6.9 M
Pretty Stable
Cost Of Revenue65 M123.8 M59.6 M
Very volatile
Net Income Applicable To Common Shares21.7 M40.1 M26.2 M
Slightly volatile
Net Income From Continuing Ops28.7 M19.2 M26.1 M
Slightly volatile
Selling And Marketing Expenses3 M3.5 M2.7 M
Slightly volatile
Tax Provision5.5 M5.1 M7.2 M
Slightly volatile
Net Interest Income55.3 M67.8 M45.9 M
Slightly volatile
Interest Income61.3 M88 M50.2 M
Slightly volatile
Reconciled Depreciation6.6 M6 M9.5 M
Slightly volatile

Cass Information Cash Flow Statement

Trends
Current ValueLast YearHistorical Average 10 Year Trend
Free Cash Flow23.1 M29.6 M30.4 M
Slightly volatile
Begin Period Cash Flow206.6 M372.5 M265.9 M
Slightly volatile
Depreciation5.9 M6 M7.5 M
Very volatile
Dividends Paid17.3 M16.5 M11.8 M
Slightly volatile
Capital Expenditures9.8 M9.3 M5.4 M
Slightly volatile
Total Cash From Operating Activities27.3 M38.9 M35.4 M
Slightly volatile
Net Income19.6 M19.2 M24.4 M
Slightly volatile
End Period Cash Flow215.5 M349.7 M280.5 M
Slightly volatile

Financial Ratios

Trends
Current ValueLast YearHistorical Average 10 Year Trend
Price To Sales Ratio2.582.5124.2446
Slightly volatile
Dividend Yield0.02460.02980.0205
Slightly volatile
PTB Ratio1.972.41182.815
Pretty Stable
Days Sales Outstanding97.4492.797846.023
Slightly volatile
Book Value Per Share9.1416.962817.2768
Pretty Stable
Free Cash Flow Yield0.06770.05360.0542
Pretty Stable
Operating Cash Flow Per Share3.032.88472.5183
Slightly volatile
Stock Based Compensation To Revenue0.01360.01440.0169
Slightly volatile
Capex To Depreciation0.951.55820.8464
Slightly volatile
PB Ratio1.972.41182.815
Pretty Stable
Free Cash Flow Per Share1.142.19382.0669
Slightly volatile
Net Income Per Share0.941.41961.6927
Slightly volatile
Payables Turnover0.09210.10780.0869
Slightly volatile
Sales General And Administrative To Revenue0.580.56110.5535
Pretty Stable
Capex To Revenue0.04390.04240.0378
Very volatile
Cash Per Share17.9625.902139.3593
Slightly volatile
POCF Ratio11.3114.181716.2269
Pretty Stable
Payout Ratio0.90.85890.4852
Slightly volatile
Capex To Operating Cash Flow0.220.23950.1665
Very volatile
PFCF Ratio14.3418.648319.6615
Pretty Stable
Days Payables Outstanding5.6 K3.4 K6.6 K
Slightly volatile
Income Quality1.12.0321.4262
Slightly volatile
ROE0.140.08370.1247
Pretty Stable
PE Ratio15.3628.81723.2171
Very volatile
Return On Tangible Assets0.00770.00810.0145
Slightly volatile
Earnings Yield0.06460.03470.0468
Pretty Stable
Intangibles To Total Assets0.00990.0110.0091
Very volatile
Current Ratio0.340.35292.1435
Slightly volatile
Tangible Book Value Per Share8.615.010516.2437
Pretty Stable
Receivables Turnover3.743.933321.6751
Slightly volatile
Graham Number12.8323.277222.4833
Slightly volatile
Shareholders Equity Per Share17.8116.962814.2778
Slightly volatile
Debt To Equity0.03150.03321.2455
Slightly volatile
Capex Per Share0.730.69090.3789
Slightly volatile
Revenue Per Share15.4716.28619.9836
Slightly volatile
Interest Debt Per Share1.431.500417.1304
Slightly volatile
Debt To Assets0.00290.00310.1653
Slightly volatile
Enterprise Value Over EBITDA18.5317.64616.0901
Slightly volatile
Short Term Coverage Ratios2.02.112.3984
Slightly volatile
Price Earnings Ratio15.3628.81723.2171
Very volatile
Price Book Value Ratio1.972.41182.815
Pretty Stable
Days Of Payables Outstanding5.6 K3.4 K6.6 K
Slightly volatile
Dividend Payout Ratio0.90.85890.4852
Slightly volatile
Price To Operating Cash Flows Ratio11.3114.181716.2269
Pretty Stable
Price To Free Cash Flows Ratio14.3418.648319.6615
Pretty Stable
Pretax Profit Margin0.180.11010.2328
Slightly volatile
Effective Tax Rate0.30.20860.2304
Slightly volatile
Company Equity Multiplier9.8810.45758.647
Slightly volatile
Long Term Debt To Capitalization0.04460.03150.0302
Very volatile
Total Debt To Capitalization0.03040.0320.3999
Slightly volatile
Debt Equity Ratio0.03150.03321.2455
Slightly volatile
Quick Ratio0.340.35292.6827
Slightly volatile
Dividend Paid And Capex Coverage Ratio1.861.51012.2485
Slightly volatile
Net Income Per E B T0.580.79140.7621
Pretty Stable
Cash Ratio0.0160.01681.9039
Slightly volatile
Operating Cash Flow Sales Ratio0.180.17710.2559
Pretty Stable
Days Of Sales Outstanding97.4492.797846.023
Slightly volatile
Free Cash Flow Operating Cash Flow Ratio0.640.76050.8247
Pretty Stable
Cash Flow Coverage Ratios4.765.012.1377
Slightly volatile
Price To Book Ratio1.972.41182.815
Pretty Stable
Fixed Asset Turnover5.075.34067.2682
Slightly volatile
Capital Expenditure Coverage Ratio6.714.1758.8539
Very volatile
Price Cash Flow Ratio11.3114.181716.2269
Pretty Stable
Enterprise Value Multiple18.5317.64616.0901
Slightly volatile
Debt Ratio0.00290.00310.1653
Slightly volatile
Cash Flow To Debt Ratio4.765.012.1377
Slightly volatile
Price Sales Ratio2.582.5124.2446
Slightly volatile
Return On Assets0.00760.0080.0144
Slightly volatile
Asset Turnover0.08720.09180.0826
Slightly volatile
Net Profit Margin0.130.08720.1791
Slightly volatile
Gross Profit Margin0.50.86510.6337
Slightly volatile
Price Fair Value1.972.41182.815
Pretty Stable
Return On Equity0.140.08370.1247
Pretty Stable

Cass Information Valuation Data

Trends
Current ValueLast YearHistorical Average 10 Year Trend
Market Cap311.6 M552.4 M582.7 M
Pretty Stable

Cass Fundamental Market Drivers

Cash And Short Term Investments349.7 M

Cass Upcoming Events

15th of April 2024
Upcoming Quarterly Report
View
18th of July 2024
Next Financial Report
View
31st of March 2024
Next Fiscal Quarter End
View
23rd of January 2025
Next Fiscal Year End
View
31st of December 2023
Last Quarter Report
View
31st of December 2023
Last Financial Announcement
View

About Cass Information Financial Statements

Cass Information shareholders use historical fundamental indicators, such as revenue or net income, to determine how well the company is positioned to perform in the future. Although Cass Information investors may analyze each financial statement separately, they are all interrelated. The changes in Cass Information's assets and liabilities, for example, are also reflected in the revenues and expenses on on Cass Information's income statement. Understanding these patterns can help investors time the market effectively. Please read more on our fundamental analysis page.
Last ReportedProjected for Next Year
Current Deferred Revenue1.2 B1 B
Total Revenue219.9 M208.9 M
Cost Of Revenue123.8 M65 M
Stock Based Compensation To Revenue 0.01  0.01 
Sales General And Administrative To Revenue 0.56  0.58 
Capex To Revenue 0.04  0.04 
Revenue Per Share 16.29  15.47 
Ebit Per Revenue 0.06  0.06 

Thematic Opportunities

Explore Investment Opportunities

Build portfolios using Macroaxis predefined set of investing ideas. Many of Macroaxis investing ideas can easily outperform a given market. Ideas can also be optimized per your risk profile before portfolio origination is invoked. Macroaxis thematic optimization helps investors identify companies most likely to benefit from changes or shifts in various micro-economic or local macro-level trends. Originating optimal thematic portfolios involves aligning investors' personal views, ideas, and beliefs with their actual investments.
Explore Investing Ideas  

Additional Tools for Cass Stock Analysis

When running Cass Information's price analysis, check to measure Cass Information's market volatility, profitability, liquidity, solvency, efficiency, growth potential, financial leverage, and other vital indicators. We have many different tools that can be utilized to determine how healthy Cass Information is operating at the current time. Most of Cass Information's value examination focuses on studying past and present price action to predict the probability of Cass Information's future price movements. You can analyze the entity against its peers and the financial market as a whole to determine factors that move Cass Information's price. Additionally, you may evaluate how the addition of Cass Information to your portfolios can decrease your overall portfolio volatility.
Macroaxis helps investors of all levels and skills to maximize the upside of all their holdings and minimize the risk associated with market volatility, economic swings, and company-specific events. View terms and conditions
 
Feedback Blog
Made with optimal in San Francisco
2025 Macroaxis LLC
COMMON DESTINATIONS
MAIN CATEGORIES
COMPANY