PROG Holdings Valuation

PRG Stock  USD 32.63  0.74  2.22%   
At this time, the company appears to be undervalued. PROG Holdings holds a recent Real Value of $33.94 per share. The prevailing price of the company is $32.63. Our model determines the value of PROG Holdings from reviewing the company fundamentals such as operating margin of 0.15 %, and Return On Equity of 0.34 as well as analyzing its technical indicators and probability of bankruptcy. Key fundamental drivers impacting PROG Holdings' valuation include:
Price Book
1.9734
Enterprise Value
1.7 B
Enterprise Value Ebitda
0.8964
Price Sales
0.5266
Forward PE
9.8135
Undervalued
Today
32.63
Please note that PROG Holdings' price fluctuation is very steady at this time. Calculation of the real value of PROG Holdings is based on 3 months time horizon. Increasing PROG Holdings' time horizon generally increases the accuracy of value calculation and significantly improves the predictive power of the methodology used.
The fair value of the PROG stock is determined by what a typical buyer is willing to pay for full or partial control of PROG Holdings. Since PROG Holdings is currently traded on the exchange, buyers and sellers on that exchange determine the market value of PROG Stock. However, PROG Holdings' intrinsic value may or may not be the same as its current market price, in which case there is an opportunity to profit from the mispricing, assuming the market price will eventually merge with its intrinsic value.
Historical Market  32.63 Real  33.94 Target  36.67 Hype  33.11 Naive  31.67
The real value of PROG Stock, also known as its intrinsic value, is the underlying worth of PROG Holdings Company, which is reflected in its stock price. It is based on PROG Holdings' financial performance, growth prospects, management team, or industry conditions. The intrinsic value of PROG Holdings' stock can be calculated using various methods such as discounted cash flow analysis, price-to-earnings ratio, or price-to-book ratio. That value may differ from its current market price, which is determined by supply and demand factors such as investor sentiment, market trends, or news.
33.94
Real Value
36.51
Upside
Estimating the potential upside or downside of PROG Holdings helps investors to forecast how PROG stock's addition to their portfolios will impact the overall performance. We also use other valuation drivers to help us estimate the true value of PROG Holdings more accurately as focusing exclusively on PROG Holdings' fundamentals will not take into account other important factors:
Earnings
Estimates (0)
LowProjectedHigh
0.820.840.87
Details
Hype
Prediction
LowEstimatedHigh
30.5433.1135.68
Details
Potential
Annual Dividend
LowForecastedHigh
0.270.280.29
Details
7 Analysts
Consensus
LowTarget PriceHigh
33.3736.6740.70
Details
When choosing an evaluation method for PROG Holdings, ensure it is appropriate for the firm given its current financial situation and market classification. If more than one evaluation category is relevant, we suggest using all methods to arrive at a better estimate.

PROG Holdings Cash

55.01 Million

PROG Valuation Trend

Comparing PROG Holdings' enterprise value against its market capitalization is a good way to estimate the value of PROG Holdings uage its performance over time. This information may sometimes be enough for investors to make reasonable market timing decisions.

PROG Revenue by Product

PROG Holdings Total Value Analysis

PROG Holdings is at this time projected to have company total value of 1.7 B with market capitalization of 1.32 B, debt of 655.06 M, and cash on hands of 95.66 M. Please note that company total value may be misleading and is a subject to accounting gimmicks. We encourage investors to carefully check all of the PROG Holdings fundamentals before making security assessment based on enterprise value of the company
  Takeover PriceMarket CapDebt ObligationsCash
1.7 B
1.32 B
655.06 M
95.66 M

PROG Holdings Investor Information

About 98.0% of the company shares are owned by institutional investors. The company has price-to-book ratio of 1.97. Typically companies with comparable Price to Book (P/B) are able to outperform the market in the long run. PROG Holdings has Price/Earnings To Growth (PEG) ratio of 0.31. The entity recorded earning per share (EPS) of 5.05. The firm last dividend was issued on the 20th of May 2025. PROG Holdings had 1179:1000 split on the 1st of December 2020. Based on the key indicators related to PROG Holdings' liquidity, profitability, solvency, and operating efficiency, PROG Holdings is performing exceptionally good at the present time. It has a great chance to report excellent financial results in August.
Current ValueLast YearChange From Last Year 10 Year Trend
Operating Profit Margin0.0880.0791
Moderately Up
Pretty Stable
Operating Income230.8 M194.9 M
Fairly Up
Slightly volatile

PROG Holdings Asset Utilization

The asset utilization indicator refers to the revenue earned for every dollar of assets a company currently reports. PROG Holdings has an asset utilization ratio of 162.74 percent. This implies that the Company is making $1.63 for each dollar of assets. An increasing asset utilization means that PROG Holdings is more efficient with each dollar of assets it utilizes for everyday operations.
 
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PROG Holdings Ownership Allocation

The majority of PROG Holdings outstanding shares are owned by third-party entities. These institutional holders are usually referred to as non-private investors looking to secure positions in PROG Holdings to benefit from reduced commissions. Accordingly, institutional investors are subject to a different set of regulations than regular investors in PROG Holdings. Please pay attention to any change in the institutional holdings of PROG Holdings as this could imply that something significant has changed or is about to change at the company.

PROG Holdings Profitability Analysis

The company reported the last year's revenue of 2.46 B. Total Income to common stockholders was 197.25 M with profit before taxes, overhead, and interest of 855.74 M.

PROG Holdings Past Distributions to stockholders

Please note that valuation analysis is one of the essential comprehensive assessments in business. It evaluates PROG Holdings' worth, which you can determine by considering its current assets, liabilities and future cash flows. The investors' valuation analysis is an important metric that will give you a perspective on different companies. It helps you know the worth of the potential investment in PROG Holdings and how it compares across the competition.

About PROG Holdings Valuation

The stock valuation mechanism determines PROG Holdings' current worth on a weekly basis. Our valuation model uses a comparative analysis of PROG Holdings. We calculate exposure to PROG Holdings's market risk, different technical and fundamental indicators, and relevant financial multiples and ratios and then compare them to those of PROG Holdings's related companies.
Last ReportedProjected for Next Year
Gross Profit815.4 M1.1 B
Pretax Profit Margin 0.07  0.06 
Operating Profit Margin 0.08  0.09 
Net Profit Margin 0.08  0.04 
Gross Profit Margin 0.33  0.31 

PROG Holdings Quarterly Retained Earnings

1.53 Billion

PROG Holdings' stock price is the clearest measure of market expectations about its performance. Without stock valuation, investors cannot independently discern whether PROG Holdings' value is low or high relative to the company's performance and growth projections. Determining the market value of PROG Holdings can be done in different ways, such as multiplying its stock price by its outstanding shares.
A single share of PROG Holdings represents a small ownership stake in the entity. As a stockholder of PROG, your percentage of company ownership is determined by dividing the number of shares you own by the total number of shares outstanding and then multiplying that amount by 100. Owning stock in a company generally confers both corporate voting rights and income from any dividends paid to the stock owner.

PROG Holdings Dividends Analysis For Valuation

At this time, PROG Holdings' Dividend Payout Ratio is most likely to increase slightly in the upcoming years. . At this time, PROG Holdings' Price Earnings To Growth Ratio is most likely to increase slightly in the upcoming years.
Last ReportedProjected for Next Year
Dividends Paid20.4 M21.4 M
Dividend Yield 0.01  0.01 
Dividend Payout Ratio 0.09  0.10 
Dividend Paid And Capex Coverage Ratio 4.83  2.87 
There are various types of dividends PROG Holdings can pay to its shareholders, and the actual value of the dividend is determined on a per-share basis. It is to be paid equally to all of PROG shareholders on a specific date, known as the payable date. The cash dividend is the most common type of dividend payment - it is the payment of actual cash from PROG Holdings directly to its shareholders. There are other types of dividends that companies can issue, such as stock dividends or asset dividends. When PROG pays a dividend, it has no impact on its enterprise value. It does, however, lowers the Equity Value of PROG Holdings by the value of the dividends paid out.

PROG Holdings Growth Indicators

Investing in growth stocks can be very risky. If the company such as PROG Holdings does not do well, investors take a loss on the stock when it is time to sell. Also, because growth stocks typically do not pay dividends, the only opportunity an investor has to make money on their investment is when they eventually sell their shares.
Common Stock Shares Outstanding43.5 M
Quarterly Earnings Growth Y O Y0.694
Forward Price Earnings9.8135

PROG Holdings Current Valuation Indicators

Valuation refers to the process of determining the present value of PROG Holdings and all of its assets. It can be calculated using a number of techniques. As many analysts who try to value PROG we look at many different elements of the entity such as PROG's management, its prospective future earnings, the current market value of the company's assets, as well as its capital structure formation.
Valuations are an essential part of business, for companies themselves, but also for investors. For companies, such as PROG Holdings, valuations can help measure their progress and success and can help them track their performance in the market compared to others. In addition, investors can use PROG Holdings' valuations to help determine the worth of potential investments. They can do this by using data and information made public by a company. Regardless of who the valuation is for, it essentially describes PROG Holdings' worth.

Complementary Tools for PROG Stock analysis

When running PROG Holdings' price analysis, check to measure PROG Holdings' market volatility, profitability, liquidity, solvency, efficiency, growth potential, financial leverage, and other vital indicators. We have many different tools that can be utilized to determine how healthy PROG Holdings is operating at the current time. Most of PROG Holdings' value examination focuses on studying past and present price action to predict the probability of PROG Holdings' future price movements. You can analyze the entity against its peers and the financial market as a whole to determine factors that move PROG Holdings' price. Additionally, you may evaluate how the addition of PROG Holdings to your portfolios can decrease your overall portfolio volatility.
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