National Bank Valuation
| NBHC Stock | USD 43.57 0.19 0.44% |
At this time, the firm appears to be overvalued. National Bank Holdings secures a last-minute Real Value of $40.74 per share. The latest price of the firm is $43.57. Our model forecasts the value of National Bank Holdings from analyzing the firm fundamentals such as Profit Margin of 0.31 %, current valuation of 1.52 B, and Return On Equity of 0.1 as well as examining its technical indicators and probability of bankruptcy. Key fundamental drivers impacting National Bank's valuation include:
Price Book 1.2763 | Enterprise Value 1.5 B | Price Sales 4.1235 | Trailing PE 13.4892 | Enterprise Value Revenue 4.2008 |
Overvalued
Today
Please note that National Bank's price fluctuation is very steady at this time. Calculation of the real value of National Bank Holdings is based on 3 months time horizon. Increasing National Bank's time horizon generally increases the accuracy of value calculation and significantly improves the predictive power of the methodology used.
Since National Bank is currently traded on the exchange, buyers and sellers on that exchange determine the market value of National Stock. However, National Bank's intrinsic value may or may not be the same as its current market price, in which case there is an opportunity to profit from the mispricing, assuming the market price will eventually merge with its intrinsic value. | Historical | Market 43.57 | Real 40.74 | Target 37.0 | Hype 43.58 |
The real value of National Stock, also known as its intrinsic value, is the underlying worth of National Bank Holdings Company, which is reflected in its stock price. It is based on National Bank's financial performance, growth prospects, management team, or industry conditions. The intrinsic value of National Bank's stock can be calculated using various methods such as discounted cash flow analysis, price-to-earnings ratio, or price-to-book ratio. That value may differ from its current market price, which is determined by supply and demand factors such as investor sentiment, market trends, or news.
Estimating the potential upside or downside of National Bank Holdings helps investors to forecast how National stock's addition to their portfolios will impact the overall performance. We also use other valuation drivers to help us estimate the true value of National Bank more accurately as focusing exclusively on National Bank's fundamentals will not take into account other important factors: Traditionally, analysts and sophisticated investors use multiple methods for valuing a cash-flow-generating entity or its stock. For example, some money managers use National Bank's intrinsic value based on its ongoing forecasts of National Bank's financial statements. In contrast, other private, professional wealth advisors use a multiplier approach by looking to relative value analysis against National Bank's closest peers. If more than one evaluation category is relevant for National Bank we suggest using both methods to arrive at a better estimate.
National Bank Cash |
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National Valuation Trend
Comparing National Bank's enterprise value against its market capitalization is a good way to estimate the value of National Bank Holdings uage its performance over time. This information may sometimes be enough for investors to make reasonable market timing decisions.
National Revenue by Product
National Bank Total Value Analysis
National Bank Holdings is now forecasted to have valuation of 1.52 B with market capitalization of 1.66 B, debt of 394.2 M, and cash on hands of 476.01 M. Please note that valuation may be misleading and is a subject to auditing or accounting errors. We encourage investors to vigilantly validate all of the National Bank fundamentals before making equity appraisal based on enterprise value of the company| Takeover Price | Market Cap | Debt Obligations | Cash |
1.52 B | 1.66 B | 394.2 M | 476.01 M |
National Bank Investor Information
About 98.0% of the company shares are owned by institutional investors. The company has price-to-book ratio of 1.28. Typically companies with comparable Price to Book (P/B) are able to outperform the market in the long run. National Bank Holdings has Price/Earnings To Growth (PEG) ratio of 2.9. The entity last dividend was issued on the 29th of November 2024. National Bank Holdings is performing exceptionally good at this time. It has a great probability to report excellent financial results in January.National Bank Asset Utilization
The asset utilization indicator refers to the revenue earned for every dollar of assets a company currently reports. National Bank has an asset utilization ratio of 4.2 percent. This indicates that the Company is making $0.042 for each dollar of assets. An increasing asset utilization means that National Bank Holdings is more efficient with each dollar of assets it utilizes for everyday operations.National Bank Ownership Allocation
The majority of National Bank outstanding shares are owned by institutional investors. These third-party entities are usually referred to as non-private investors looking to shop for positions in National Bank Holdings to benefit from reduced commissions. Consequently, institutional holders are subject to a different set of regulations than regular investors in National Bank Holdings. Please pay attention to any change in the institutional holdings of National Bank as this could imply that something significant has changed or is about to change at the company.National Bank Profitability Analysis
The company reported the previous year's revenue of 417.57 M. Net Income was 142.05 M with profit before overhead, payroll, taxes, and interest of 297.48 M.National Bank Past Distributions to stockholders
| 13th of December 2024 | ||
| 13th of September 2024 | ||
| 14th of June 2024 | ||
| 15th of March 2024 | ||
| 15th of December 2023 | ||
| 15th of September 2023 | ||
| 15th of June 2023 | ||
| 15th of March 2023 |
Please note that valuation analysis is one of the essential comprehensive assessments in business. It evaluates National Bank's worth, which you can determine by considering its current assets, liabilities and future cash flows. The investors' valuation analysis is an important metric that will give you a perspective on different companies. It helps you know the worth of the potential investment in National Bank and how it compares across the competition.
About National Bank Valuation
The stock valuation mechanism determines National Bank's current worth on a weekly basis. Our valuation model uses a comparative analysis of National Bank. We calculate exposure to National Bank's market risk, different technical and fundamental indicators, and relevant financial multiples and ratios and then compare them to those of National Bank's related companies.| Last Reported | Projected for Next Year | ||
| Gross Profit | 417.6 M | 254.2 M | |
| Pretax Profit Margin | 0.42 | 0.44 | |
| Operating Profit Margin | 0.43 | 0.45 | |
| Net Profit Margin | 0.34 | 0.36 | |
| Gross Profit Margin | 1.13 | 1.08 |
National Bank Quarterly Retained Earnings |
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A single share of National Bank represents a small ownership stake in the entity. As a stockholder of National, your percentage of company ownership is determined by dividing the number of shares you own by the total number of shares outstanding and then multiplying that amount by 100. Owning stock in a company generally confers both corporate voting rights and income from any dividends paid to the stock owner.
National Bank Dividends Analysis For Valuation
The current year's Dividends Paid is expected to grow to about 41.6 M. The current year's Dividend Yield is expected to grow to 0.03. At present, National Bank's Retained Earnings Total Equity is projected to increase significantly based on the last few years of reporting. The current year's Earning Assets is expected to grow to about 984.9 M, whereas Price Earnings To Growth Ratio is forecasted to decline to 0.13.
| Last Reported | Projected for Next Year | ||
| Dividends Paid | 39.6 M | 41.6 M | |
| Dividend Yield | 0.03 | 0.03 | |
| Dividend Payout Ratio | 0.28 | 0.29 | |
| Dividend Paid And Capex Coverage Ratio | 2.18 | 2.29 |
There are various types of dividends National Bank can pay to its shareholders, and the actual value of the dividend is determined on a per-share basis. It is to be paid equally to all of National shareholders on a specific date, known as the payable date. The cash dividend is the most common type of dividend payment - it is the payment of actual cash from National Bank Holdings directly to its shareholders. There are other types of dividends that companies can issue, such as stock dividends or asset dividends. When National pays a dividend, it has no impact on its enterprise value. It does, however, lowers the Equity Value of National Bank by the value of the dividends paid out.
National Bank Growth Indicators
Growth stocks usually refer to those companies expected to grow sales and earnings faster than the market average. Growth stocks typically don't pay dividends, often look expensive, and usually trading at a high P/E ratio. Nevertheless, such valuations could be relatively cheap if the company continues to grow, which will drive the share price up. However, since most investors are paying a high price for a growth stock, based on expectations, if those expectations are not fully realized, growth stocks can see dramatic declines.
| Common Stock Shares Outstanding | 38.1 M | |
| Quarterly Earnings Growth Y O Y | -0.085 |
National Bank Current Valuation Indicators
Valuation refers to the process of determining the present value of National Bank Holdings and all of its assets. It can be calculated using a number of techniques. As many analysts who try to value National we look at many different elements of the entity such as National's management, its prospective future earnings, the current market value of the company's assets, as well as its capital structure formation.
Valuations are an essential part of business, for companies themselves, but also for investors. For companies, such as National Bank, valuations can help measure their progress and success and can help them track their performance in the market compared to others. In addition, investors can use National Bank's valuations to help determine the worth of potential investments. They can do this by using data and information made public by a company. Regardless of who the valuation is for, it essentially describes National Bank's worth.Complementary Tools for National Stock analysis
When running National Bank's price analysis, check to measure National Bank's market volatility, profitability, liquidity, solvency, efficiency, growth potential, financial leverage, and other vital indicators. We have many different tools that can be utilized to determine how healthy National Bank is operating at the current time. Most of National Bank's value examination focuses on studying past and present price action to predict the probability of National Bank's future price movements. You can analyze the entity against its peers and the financial market as a whole to determine factors that move National Bank's price. Additionally, you may evaluate how the addition of National Bank to your portfolios can decrease your overall portfolio volatility.
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