HarborOne Bancorp Valuation
| HONE Stock | USD 13.13 0.07 0.53% |
At this time, the firm appears to be overvalued. HarborOne Bancorp retains a regular Real Value of $12.04 per share. The prevalent price of the firm is $13.13. Our model calculates the value of HarborOne Bancorp from evaluating the firm fundamentals such as Return On Equity of 0.0195, return on asset of 0.002, and Current Valuation of 853.22 M as well as inspecting its technical indicators and probability of bankruptcy. Key fundamental drivers impacting HarborOne Bancorp's valuation include:
Price Book 0.9918 | Enterprise Value 853.2 M | Price Sales 3.6521 | Forward PE 16.2075 | Trailing PE 45.2759 |
Overvalued
Today
Please note that HarborOne Bancorp's price fluctuation is somewhat reliable at this time. Calculation of the real value of HarborOne Bancorp is based on 3 months time horizon. Increasing HarborOne Bancorp's time horizon generally increases the accuracy of value calculation and significantly improves the predictive power of the methodology used.
The fair value of the HarborOne stock is determined by what a typical buyer is willing to pay for full or partial control of HarborOne Bancorp. Since HarborOne Bancorp is currently traded on the exchange, buyers and sellers on that exchange determine the market value of HarborOne Stock. However, HarborOne Bancorp's intrinsic value may or may not be the same as its current market price, in which case there is an opportunity to profit from the mispricing, assuming the market price will eventually merge with its intrinsic value. | Historical | Market 13.13 | Real 12.04 | Target 11.25 | Hype 13.2 | Naive 14.09 |
The real value of HarborOne Stock, also known as its intrinsic value, is the underlying worth of HarborOne Bancorp Company, which is reflected in its stock price. It is based on HarborOne Bancorp's financial performance, growth prospects, management team, or industry conditions. The intrinsic value of HarborOne Bancorp's stock can be calculated using various methods such as discounted cash flow analysis, price-to-earnings ratio, or price-to-book ratio. That value may differ from its current market price, which is determined by supply and demand factors such as investor sentiment, market trends, or news.
Estimating the potential upside or downside of HarborOne Bancorp helps investors to forecast how HarborOne stock's addition to their portfolios will impact the overall performance. We also use other valuation drivers to help us estimate the true value of HarborOne Bancorp more accurately as focusing exclusively on HarborOne Bancorp's fundamentals will not take into account other important factors: Traditionally, analysts and sophisticated investors use multiple methods for valuing a cash-flow-generating entity or its stock. For example, some money managers use HarborOne Bancorp's intrinsic value based on its ongoing forecasts of HarborOne Bancorp's financial statements. In contrast, other private, professional wealth advisors use a multiplier approach by looking to relative value analysis against HarborOne Bancorp's closest peers. If more than one evaluation category is relevant for HarborOne Bancorp we suggest using both methods to arrive at a better estimate.
HarborOne Bancorp Cash |
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HarborOne Valuation Trend
Comparing HarborOne Bancorp's enterprise value against its market capitalization is a good way to estimate the value of HarborOne Bancorp uage its performance over time. This information may sometimes be enough for investors to make reasonable market timing decisions.
HarborOne Bancorp Total Value Analysis
HarborOne Bancorp is currently estimated to have valuation of 853.22 M with market capitalization of 579.43 M, debt of 592.99 M, and cash on hands of 126.1 M. Please note that valuation may be misleading and is a subject to auditing or accounting errors. We encourage investors to vigilantly validate all of the HarborOne Bancorp fundamentals before making equity appraisal based on enterprise value of the company| Takeover Price | Market Cap | Debt Obligations | Cash |
853.22 M | 579.43 M | 592.99 M | 126.1 M |
HarborOne Bancorp Investor Information
About 13.0% of the company shares are held by company insiders. The company has price-to-book (P/B) ratio of 0.99. Some equities with similar Price to Book (P/B) outperform the market in the long run. HarborOne Bancorp last dividend was issued on the 11th of October 2024. The entity had 1795:1000 split on the 15th of August 2019. Based on the analysis of HarborOne Bancorp's profitability, liquidity, and operating efficiency, HarborOne Bancorp is doing better financially today then in previous quarter. It has a moderate probability of reporting better financial numbers in December.| Current Value | Last Year | Change From Last Year | 10 Year Trend | ||||||
|---|---|---|---|---|---|---|---|---|---|
| Operating Profit Margin | 0.0919 | 0.0967 |
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| Operating Income | 254.3 M | 242.2 M |
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HarborOne Bancorp Asset Utilization
The concept of asset utilization usually refers to the revenue earned for every dollar of assets a company currently reports. The latest return on assets of HarborOne indicates not a very effective usage of assets in November.HarborOne Bancorp Ownership Allocation
HarborOne Bancorp has a total of 44.13 Million outstanding shares. Over half of HarborOne Bancorp's outstanding shares are owned by outside corporations. These outside corporations are typically referred to as corporate investors that purchase positions in a given instrument to benefit from reduced trade commissions. Please note that no matter how many assets the company holds, if the real value of the firm is less than the current market value, you may not be able to make money on it.HarborOne Bancorp Profitability Analysis
The company reported the previous year's revenue of 277.04 M. Net Income was 16.08 M with profit before overhead, payroll, taxes, and interest of 200.63 M.HarborOne Bancorp Past Distributions to stockholders
| 28th of October 2024 | ||
| 24th of July 2024 | ||
| 24th of April 2024 | ||
| 18th of January 2024 | ||
| 30th of October 2023 | ||
| 26th of July 2023 | ||
| 26th of April 2023 | ||
| 17th of January 2023 |
Please note that valuation analysis is one of the essential comprehensive assessments in business. It evaluates HarborOne Bancorp's worth, which you can determine by considering its current assets, liabilities and future cash flows. The investors' valuation analysis is an important metric that will give you a perspective on different companies. It helps you know the worth of the potential investment in HarborOne Bancorp and how it compares across the competition.
About HarborOne Bancorp Valuation
The stock valuation mechanism determines HarborOne Bancorp's current worth on a weekly basis. Our valuation model uses a comparative analysis of HarborOne Bancorp. We calculate exposure to HarborOne Bancorp's market risk, different technical and fundamental indicators, and relevant financial multiples and ratios and then compare them to those of HarborOne Bancorp's related companies.| Last Reported | Projected for Next Year | ||
| Gross Profit | 277 M | 157.1 M | |
| Pretax Profit Margin | 0.09 | 0.13 | |
| Operating Profit Margin | 0.10 | 0.09 | |
| Net Profit Margin | 0.06 | 0.10 | |
| Gross Profit Margin | 0.01 | 0.01 |
HarborOne Bancorp Quarterly Retained Earnings |
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A single share of HarborOne Bancorp represents a small ownership stake in the entity. As a stockholder of HarborOne, your percentage of company ownership is determined by dividing the number of shares you own by the total number of shares outstanding and then multiplying that amount by 100. Owning stock in a company generally confers both corporate voting rights and income from any dividends paid to the stock owner.
HarborOne Bancorp Dividends Analysis For Valuation
At present, HarborOne Bancorp's Dividend Payout Ratio is projected to increase slightly based on the last few years of reporting. . The current year's Price Earnings Ratio is expected to grow to 59.60, whereas Retained Earnings are forecasted to decline to about 281.1 M.
| Last Reported | Projected for Next Year | ||
| Dividends Paid | 12.8 M | 12.2 M | |
| Dividend Yield | 0.02 | 0.03 | |
| Dividend Payout Ratio | 0.80 | 0.84 | |
| Dividend Paid And Capex Coverage Ratio | 2.55 | 2.42 |
There are various types of dividends HarborOne Bancorp can pay to its shareholders, and the actual value of the dividend is determined on a per-share basis. It is to be paid equally to all of HarborOne shareholders on a specific date, known as the payable date. The cash dividend is the most common type of dividend payment - it is the payment of actual cash from HarborOne Bancorp directly to its shareholders. There are other types of dividends that companies can issue, such as stock dividends or asset dividends. When HarborOne pays a dividend, it has no impact on its enterprise value. It does, however, lowers the Equity Value of HarborOne Bancorp by the value of the dividends paid out.
HarborOne Bancorp Growth Indicators
Investing in growth stocks can be very risky. If the company such as HarborOne Bancorp does not do well, investors take a loss on the stock when it is time to sell. Also, because growth stocks typically do not pay dividends, the only opportunity an investor has to make money on their investment is when they eventually sell their shares.
| Common Stock Shares Outstanding | 43.4 M | |
| Quarterly Earnings Growth Y O Y | -0.512 | |
| Forward Price Earnings | 16.2075 |
HarborOne Bancorp Current Valuation Indicators
Valuation refers to the process of determining the present value of HarborOne Bancorp and all of its assets. It can be calculated using a number of techniques. As many analysts who try to value HarborOne we look at many different elements of the entity such as HarborOne's management, its prospective future earnings, the current market value of the company's assets, as well as its capital structure formation.
Valuations are an essential part of business, for companies themselves, but also for investors. For companies, such as HarborOne Bancorp, valuations can help measure their progress and success and can help them track their performance in the market compared to others. In addition, investors can use HarborOne Bancorp's valuations to help determine the worth of potential investments. They can do this by using data and information made public by a company. Regardless of who the valuation is for, it essentially describes HarborOne Bancorp's worth.Complementary Tools for HarborOne Stock analysis
When running HarborOne Bancorp's price analysis, check to measure HarborOne Bancorp's market volatility, profitability, liquidity, solvency, efficiency, growth potential, financial leverage, and other vital indicators. We have many different tools that can be utilized to determine how healthy HarborOne Bancorp is operating at the current time. Most of HarborOne Bancorp's value examination focuses on studying past and present price action to predict the probability of HarborOne Bancorp's future price movements. You can analyze the entity against its peers and the financial market as a whole to determine factors that move HarborOne Bancorp's price. Additionally, you may evaluate how the addition of HarborOne Bancorp to your portfolios can decrease your overall portfolio volatility.
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