Donegal Group Valuation
| DGICB Stock | USD 17.50 0.52 3.06% |
At this time, the firm appears to be overvalued. Donegal Group B shows a prevailing Real Value of $14.0 per share. The current price of the firm is $17.5. Our model computes the value of Donegal Group B from reviewing the firm fundamentals such as Profit Margin of 0.05 %, shares outstanding of 5.58 M, and Current Valuation of 667.38 M as well as analyzing its technical indicators and probability of bankruptcy. Key fundamental drivers impacting Donegal Group's valuation include:
Overvalued
Today
Please note that Donegal Group's price fluctuation is somewhat reliable at this time. Calculation of the real value of Donegal Group B is based on 3 months time horizon. Increasing Donegal Group's time horizon generally increases the accuracy of value calculation and significantly improves the predictive power of the methodology used.
Since Donegal Group is currently traded on the exchange, buyers and sellers on that exchange determine the market value of Donegal Stock. However, Donegal Group's intrinsic value may or may not be the same as its current market price, in which case there is an opportunity to profit from the mispricing, assuming the market price will eventually merge with its intrinsic value. | Historical | Market 17.5 | Real 14.0 | Hype 18.47 | Naive 17.73 |
The real value of Donegal Stock, also known as its intrinsic value, is the underlying worth of Donegal Group B Company, which is reflected in its stock price. It is based on Donegal Group's financial performance, growth prospects, management team, or industry conditions. The intrinsic value of Donegal Group's stock can be calculated using various methods such as discounted cash flow analysis, price-to-earnings ratio, or price-to-book ratio. That value may differ from its current market price, which is determined by supply and demand factors such as investor sentiment, market trends, or news.
Estimating the potential upside or downside of Donegal Group B helps investors to forecast how Donegal stock's addition to their portfolios will impact the overall performance. We also use other valuation drivers to help us estimate the true value of Donegal Group more accurately as focusing exclusively on Donegal Group's fundamentals will not take into account other important factors: Traditionally, analysts and sophisticated investors use multiple methods for valuing a cash-flow-generating entity or its stock. For example, some money managers use Donegal Group's intrinsic value based on its ongoing forecasts of Donegal Group's financial statements. In contrast, other private, professional wealth advisors use a multiplier approach by looking to relative value analysis against Donegal Group's closest peers. If more than one evaluation category is relevant for Donegal Group we suggest using both methods to arrive at a better estimate.
Donegal Group Cash |
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Donegal Valuation Trend
Comparing Donegal Group's enterprise value against its market capitalization is a good way to estimate the value of Donegal Group B uage its performance over time. This information may sometimes be enough for investors to make reasonable market timing decisions.
Donegal Group Total Value Analysis
Donegal Group B is currently forecasted to have takeover price of 667.38 M with market capitalization of 689.22 M, debt of 35 B, and cash on hands of 63.32 M. Please note that takeover price may be misleading and is a subject to mistakes in financial statements. We encourage investors to thoroughly investigate all of the Donegal Group fundamentals before making investing decisions based on enterprise value of the company| Takeover Price | Market Cap | Debt Obligations | Cash |
667.38 M | 689.22 M | 35 B | 63.32 M |
Donegal Group Investor Information
About 91.0% of the company shares are held by institutions such as insurance companies. The company has price-to-book (P/B) ratio of 1.14. Some equities with similar Price to Book (P/B) outperform the market in the long run. Donegal Group B last dividend was issued on the 1st of May 2025. The entity had 4:3 split on the 27th of April 2006. Based on the analysis of Donegal Group's profitability, liquidity, and operating efficiency, Donegal Group B is doing better financially today then in previous quarter. It has a moderate chance of reporting better financial numbers in May.| Current Value | Last Year | Change From Last Year | 10 Year Trend | ||||||
|---|---|---|---|---|---|---|---|---|---|
| Total Cash From Operating Activities | 70.8 B | 67.4 B |
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Donegal Group Asset Utilization
The asset utilization indicator refers to the revenue earned for every dollar of assets a company currently reports. Donegal Group has an asset utilization ratio of 0.0424 percent. This suggests that the Company is making $4.24E-4 for each dollar of assets. An increasing asset utilization means that Donegal Group B is more efficient with each dollar of assets it utilizes for everyday operations.Donegal Group Ownership Allocation
The market capitalization of Donegal Group B is $689.22 Million. The majority of Donegal Group B outstanding shares are owned by other corporate entities. These outside corporations are usually referred to as non-private investors looking to obtain positions in Donegal Group B to benefit from reduced commissions. Consequently, institutional investors are subject to a different set of regulations than regular investors in Donegal Group. Please pay attention to any change in the institutional holdings of Donegal Group B as this could imply that something significant has changed or is about to change at the company. Please take into account that even companies with profitable outlook can generate negative future returns on their equity. If the true value of the firm is less than the current market value, you may not be able generate positive returns on investment in the long run.Donegal Group Profitability Analysis
The company reported the revenue of 989.61 M. Net Income was 50.86 B with profit before overhead, payroll, taxes, and interest of 65.85 M.Donegal Group Past Distributions to stockholders
| 15th of November 2024 | ||
| 15th of August 2024 | ||
| 22nd of May 2024 | ||
| 15th of February 2024 | ||
| 15th of August 2023 | ||
| 15th of May 2023 |
Please note that valuation analysis is one of the essential comprehensive assessments in business. It evaluates Donegal Group's worth, which you can determine by considering its current assets, liabilities and future cash flows. The investors' valuation analysis is an important metric that will give you a perspective on different companies. It helps you know the worth of the potential investment in Donegal Group and how it compares across the competition.
About Donegal Group Valuation
The stock valuation mechanism determines Donegal Group's current worth on a weekly basis. Our valuation model uses a comparative analysis of Donegal Group. We calculate exposure to Donegal Group's market risk, different technical and fundamental indicators, and relevant financial multiples and ratios and then compare them to those of Donegal Group's related companies.| Last Reported | Projected for Next Year | ||
| Gross Profit | 989.6 M | 1 B | |
| Pretax Profit Margin | 0.06 | 0.07 | |
| Operating Profit Margin | 0.06 | 0.06 | |
| Net Profit Margin | 0.05 | 0.06 |
Donegal Group Quarterly Retained Earnings |
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A single share of Donegal Group represents a small ownership stake in the entity. As a stockholder of Donegal, your percentage of company ownership is determined by dividing the number of shares you own by the total number of shares outstanding and then multiplying that amount by 100. Owning stock in a company generally confers both corporate voting rights and income from any dividends paid to the stock owner.
Donegal Group Dividends Analysis For Valuation
At present, Donegal Group's Dividend Yield is projected to increase significantly based on the last few years of reporting. The current year's Dividend Payout Ratio is expected to grow to 468.64, whereas Dividends Paid is projected to grow to (21.6 B). . At present, Donegal Group's Retained Earnings are projected to increase significantly based on the last few years of reporting. The current year's Retained Earnings Total Equity is expected to grow to about 290.5 M, whereas Earnings Yield is forecasted to decline to 0.07.
| Last Reported | Projected for Next Year | ||
| Dividends Paid | -22.7 B | -21.6 B | |
| Dividend Yield | 44.47 | 46.69 | |
| Dividend Payout Ratio | 446.33 | 468.64 | |
| Dividend Paid And Capex Coverage Ratio | 2.97 | 5.50 |
There are various types of dividends Donegal Group can pay to its shareholders, and the actual value of the dividend is determined on a per-share basis. It is to be paid equally to all of Donegal shareholders on a specific date, known as the payable date. The cash dividend is the most common type of dividend payment - it is the payment of actual cash from Donegal Group B directly to its shareholders. There are other types of dividends that companies can issue, such as stock dividends or asset dividends. When Donegal pays a dividend, it has no impact on its enterprise value. It does, however, lowers the Equity Value of Donegal Group by the value of the dividends paid out.
Donegal Group Growth Indicators
Growth stocks usually refer to those companies expected to grow sales and earnings faster than the market average. Growth stocks typically don't pay dividends, often look expensive, and usually trading at a high P/E ratio. Nevertheless, such valuations could be relatively cheap if the company continues to grow, which will drive the share price up. However, since most investors are paying a high price for a growth stock, based on expectations, if those expectations are not fully realized, growth stocks can see dramatic declines.
| Common Stock Shares Outstanding | 33.1 M | |
| Quarterly Earnings Growth Y O Y | 1.057 | |
| Forward Price Earnings | 14.3678 |
Donegal Group Current Valuation Indicators
Valuation refers to the process of determining the present value of Donegal Group B and all of its assets. It can be calculated using a number of techniques. As many analysts who try to value Donegal we look at many different elements of the entity such as Donegal's management, its prospective future earnings, the current market value of the company's assets, as well as its capital structure formation.
Valuations are an essential part of business, for companies themselves, but also for investors. For companies, such as Donegal Group, valuations can help measure their progress and success and can help them track their performance in the market compared to others. In addition, investors can use Donegal Group's valuations to help determine the worth of potential investments. They can do this by using data and information made public by a company. Regardless of who the valuation is for, it essentially describes Donegal Group's worth.Complementary Tools for Donegal Stock analysis
When running Donegal Group's price analysis, check to measure Donegal Group's market volatility, profitability, liquidity, solvency, efficiency, growth potential, financial leverage, and other vital indicators. We have many different tools that can be utilized to determine how healthy Donegal Group is operating at the current time. Most of Donegal Group's value examination focuses on studying past and present price action to predict the probability of Donegal Group's future price movements. You can analyze the entity against its peers and the financial market as a whole to determine factors that move Donegal Group's price. Additionally, you may evaluate how the addition of Donegal Group to your portfolios can decrease your overall portfolio volatility.
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