CNO Financial Valuation
| CNO Stock | USD 38.63 1.47 3.96% |
At this time, the firm appears to be undervalued. CNO Financial Group shows a prevailing Real Value of $40.19 per share. The current price of the firm is $38.63. Our model approximates the value of CNO Financial Group from reviewing the firm fundamentals such as profit margin of 0.09 %, and Return On Equity of 0.17 as well as analyzing its technical indicators and probability of bankruptcy.
Undervalued
Today
Please note that CNO Financial's price fluctuation is very steady at this time. Calculation of the real value of CNO Financial Group is based on 3 months time horizon. Increasing CNO Financial's time horizon generally increases the accuracy of value calculation and significantly improves the predictive power of the methodology used.
Since CNO Financial is currently traded on the exchange, buyers and sellers on that exchange determine the market value of CNO Stock. However, CNO Financial's intrinsic value may or may not be the same as its current market price, in which case there is an opportunity to profit from the mispricing, assuming the market price will eventually merge with its intrinsic value. | Historical | Market 38.63 | Real 40.19 | Hype 37.13 | Naive 37.2 |
The intrinsic value of CNO Financial's stock can be calculated using various methods such as discounted cash flow analysis, price-to-earnings ratio, or price-to-book ratio. That value may differ from its current market price, which is determined by supply and demand factors such as investor sentiment, market trends, news, and other external factors that may influence CNO Financial's stock price. It is important to note that the real value of any stock may change over time based on changes in the company's performance.
Estimating the potential upside or downside of CNO Financial Group helps investors to forecast how CNO stock's addition to their portfolios will impact the overall performance. We also use other valuation drivers to help us estimate the true value of CNO Financial more accurately as focusing exclusively on CNO Financial's fundamentals will not take into account other important factors: CNO Financial Total Value Analysis
CNO Financial Group is currently estimated to have company total value of 6.7 B with market capitalization of 3.73 B, debt of 4.52 B, and cash on hands of 644.9 M. Please note that company total value may be misleading and is a subject to accounting gimmicks. We encourage investors to carefully check all of the CNO Financial fundamentals before making security assessment based on enterprise value of the company| Takeover Price | Market Cap | Debt Obligations | Cash |
6.7 B | 3.73 B | 4.52 B | 644.9 M |
CNO Financial Investor Information
About 97.0% of the company shares are held by institutions such as insurance companies. The company has price-to-book (P/B) ratio of 1.54. Some equities with similar Price to Book (P/B) outperform the market in the long run. CNO Financial Group has Price/Earnings To Growth (PEG) ratio of 1.58. The entity last dividend was issued on the 10th of March 2025. The firm had 2:1 split on the 12th of February 1997. CNO Financial Group is not in a good financial situation at the present time. It has a very high chance of going through financial crunch in May.CNO Financial Asset Utilization
The asset utilization indicator refers to the revenue earned for every dollar of assets a company currently reports. CNO Financial has an asset utilization ratio of 11.74 percent. This suggests that the Company is making $0.12 for each dollar of assets. An increasing asset utilization means that CNO Financial Group is more efficient with each dollar of assets it utilizes for everyday operations.CNO Financial Ownership Allocation
CNO Financial holds a total of 100.29 Million outstanding shares. The majority of CNO Financial Group outstanding shares are owned by other corporate entities. These outside corporations are usually referred to as non-private investors looking to acquire positions in CNO Financial Group to benefit from reduced commissions. Thus, institutional investors are subject to a different set of regulations than regular investors in CNO Financial. Please pay attention to any change in the institutional holdings of CNO Financial Group as this could imply that something significant has changed or is about to change at the company. Please note that no matter how many assets the company secures, if the real value of the firm is less than the current market value, you may not be able to make money on it.CNO Financial Profitability Analysis
The company reported the last year's revenue of 4.45 B. Total Income to common stockholders was 404 M with profit before taxes, overhead, and interest of 1.83 B.CNO Financial Past Distributions to stockholders
About CNO Financial Valuation
We use absolute and relative valuation methodologies to arrive at the intrinsic value of CNO Financial Group. In general, an absolute valuation paradigm, as applied to this company, attempts to find the value of CNO Financial Group based exclusively on its fundamental and basic technical indicators. By analyzing CNO Financial's financials, quarterly and monthly indicators, and their related drivers, we attempt to find the most accurate representation of CNO Financial's intrinsic value. As compared to an absolute model, our relative valuation model uses a comparative analysis of CNO Financial. We calculate exposure to CNO Financial's market risk, different technical and fundamental indicators, and relevant financial multiples and ratios and then compare them to those of CNO Financial's related companies.CNO Financial Group, Inc., through its subsidiaries, develops, markets, and administers health insurance, annuity, individual life insurance, and other insurance products for senior and middle-income markets in the United States. CNO Financial Group, Inc. was founded in 1979 and is headquartered in Carmel, Indiana. Cno Financial operates under InsuranceLife classification in the United States and is traded on New York Stock Exchange. It employs 3400 people.
A single share of CNO Financial represents a small ownership stake in the entity. As a stockholder of CNO, your percentage of company ownership is determined by dividing the number of shares you own by the total number of shares outstanding and then multiplying that amount by 100. Owning stock in a company generally confers both corporate voting rights and income from any dividends paid to the stock owner.
CNO Financial Dividends Analysis For Valuation
There are various types of dividends CNO Financial can pay to its shareholders, and the actual value of the dividend is determined on a per-share basis. It is to be paid equally to all of CNO shareholders on a specific date, known as the payable date. The cash dividend is the most common type of dividend payment - it is the payment of actual cash from CNO Financial Group directly to its shareholders. There are other types of dividends that companies can issue, such as stock dividends or asset dividends. When CNO pays a dividend, it has no impact on its enterprise value. It does, however, lowers the Equity Value of CNO Financial by the value of the dividends paid out.
CNO Financial Growth Indicators
Growth stocks usually refer to those companies expected to grow sales and earnings faster than the market average. Growth stocks typically don't pay dividends, often look expensive, and usually trading at a high P/E ratio. Nevertheless, such valuations could be relatively cheap if the company continues to grow, which will drive the share price up. However, since most investors are paying a high price for a growth stock, based on expectations, if those expectations are not fully realized, growth stocks can see dramatic declines.
| Common Stock Shares Outstanding | 108.1 M | |
| Quarterly Earnings Growth Y O Y | 4.022 | |
| Forward Price Earnings | 9.7087 |
Check out Trending Equities to better understand how to build diversified portfolios, which includes a position in CNO Financial Group. Also, note that the market value of any company could be closely tied with the direction of predictive economic indicators such as signals in board of governors. You can also try the Bonds Directory module to find actively traded corporate debentures issued by US companies.
Is Life & Health Insurance space expected to grow? Or is there an opportunity to expand the business' product line in the future? Factors like these will boost the valuation of CNO Financial. If investors know CNO will grow in the future, the company's valuation will be higher. The financial industry is built on trying to define current growth potential and future valuation accurately. All the valuation information about CNO Financial listed above have to be considered, but the key to understanding future value is determining which factors weigh more heavily than others.
The market value of CNO Financial Group is measured differently than its book value, which is the value of CNO that is recorded on the company's balance sheet. Investors also form their own opinion of CNO Financial's value that differs from its market value or its book value, called intrinsic value, which is CNO Financial's true underlying value. Investors use various methods to calculate intrinsic value and buy a stock when its market value falls below its intrinsic value. Because CNO Financial's market value can be influenced by many factors that don't directly affect CNO Financial's underlying business (such as a pandemic or basic market pessimism), market value can vary widely from intrinsic value.
Please note, there is a significant difference between CNO Financial's value and its price as these two are different measures arrived at by different means. Investors typically determine if CNO Financial is a good investment by looking at such factors as earnings, sales, fundamental and technical indicators, competition as well as analyst projections. However, CNO Financial's price is the amount at which it trades on the open market and represents the number that a seller and buyer find agreeable to each party.