NBT Bancorp Stock Target Price and Analyst Consensus

NBTB Stock  USD 42.34  0.46  1.07%   
The current analyst and expert consensus on NBT Bancorp is Buy, with 3 strong buy opinions. The current projected NBT Bancorp target price consensus is 51.40 with 6 analyst opinions. Check out Macroaxis Advice on NBT Bancorp to cross-verify analyst projections. Unlike analyst recommendations, Macroaxis provides advice only from the perspective of investor risk tolerance and investment horizon.
For information on how to trade NBT Stock refer to our How to Trade NBT Stock guide.
The most common way NBT Bancorp analysts use to provide recommendation to the public is financial statements analysis. Many experts also interview NBT Bancorp executives and customers to further validate their buy or sell advice. Note, the total number of analysts currently providing their opinion is not significant to determine adequate consensus on NBT Bancorp. We strongly encourage you to use your own analysis of NBT Bancorp to validate this buy or sell advice. NBT Bancorp buy-or-sell recommendation module provides average expert sentiment on the projected NBT Bancorp target price to derive its highest and lowest estimates based on projected price volatility of 1.8309.
Lowest Forecast
46.77
Highest Forecast
57.05
Target Price
51.4
At present, NBT Bancorp's Gross Profit is projected to increase significantly based on the last few years of reporting. The current year's Operating Profit Margin is expected to grow to 0.91, whereas Pretax Profit Margin is forecasted to decline to 0.24. At present, NBT Bancorp's Total Assets are projected to increase significantly based on the last few years of reporting. The current year's Total Stockholder Equity is expected to grow to about 1.6 B, whereas Short and Long Term Debt Total is forecasted to decline to about 183 M.
It's important to approach NBT Bancorp's target price projections with caution. While they can be useful as part of a broader investment strategy, they are inherently speculative and subject to various kinds of risk, including market volatility and unforeseen external factors. Always consider multiple aspects and do your own research when making investment decisions.
Analysts determine stock price targets through various methods, including financial modeling, peer comparison, and company analysis. The stock price target is the analyst's best estimate of the future price of a stock and is used by investors to make investment decisions. However, it is important to note that stock price targets are not guaranteed, and the actual price of a stock can differ significantly from the target due to various factors such as market conditions, economic events, and company developments.

Steps to utilize NBT Bancorp price targets

NBT Bancorp's stock target price is an estimate of its future price, usually made by analysts. Using NBT Bancorp's target price to determine if it is a suitable investment can be done through the following steps:
  • Look at NBT Bancorp's target prices provided by various analysts and compare them. This can help you gain a more balanced view of the Stock's potential.
  • Look at the analyst's track record to determine if they have a history of accurately predicting stock prices.
  • Look at the Company's financials, including revenue, earnings, and debt, to determine if it is in good financial health.
  • Consider market conditions. For example, take into account the state of the economy, competition, and regulatory environment, to determine if NBT Bancorp's stock is likely to perform well.
  • Diversify your portfolio and do not rely solely on stock target prices to make investment decisions. Invest in a mix of stocks, bonds, and other assets to manage risk.
Remember that stock target prices are just estimates and are subject to change. Therefore, using them as one factor in a larger investment strategy is essential rather than relying solely on them to make decisions.

Additional NBT Bancorp Value Projection Modules

Most investment researchers agree that the mispricing and readjustment of any Stock value happens often and is sometimes even predictable, but there is no strong theory explaining why it happens. The current price of NBT Bancorp is a key component of NBT Bancorp valuation and have some predictive power on the future returns of a NBT Bancorp.
Sophisticated investors, who have witnessed many market ups and downs, anticipate that the market will even out over time. This tendency of NBT Bancorp's price to converge to an average value over time is called mean reversion. However, historically, high market prices usually discourage investors that believe in mean reversion to invest, while low prices are viewed as an opportunity to buy.
Hype
Prediction
LowEstimatedHigh
40.7542.5844.41
Details
Intrinsic
Valuation
LowRealHigh
38.1147.2449.07
Details
Earnings
Estimates (0)
LowProjected EPSHigh
0.690.790.85
Details

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When determining whether NBT Bancorp offers a strong return on investment in its stock, a comprehensive analysis is essential. The process typically begins with a thorough review of NBT Bancorp's financial statements, including income statements, balance sheets, and cash flow statements, to assess its financial health. Key financial ratios are used to gauge profitability, efficiency, and growth potential of Nbt Bancorp Stock. Outlined below are crucial reports that will aid in making a well-informed decision on Nbt Bancorp Stock:
Check out Macroaxis Advice on NBT Bancorp to cross-verify analyst projections. Unlike analyst recommendations, Macroaxis provides advice only from the perspective of investor risk tolerance and investment horizon.
For information on how to trade NBT Stock refer to our How to Trade NBT Stock guide.
You can also try the ETFs module to find actively traded Exchange Traded Funds (ETF) from around the world.
Please note, the presentation of NBT Bancorp's financial position, as portrayed in its financial statements, is often influenced by management's estimates, judgments, and sometimes even manipulations. In the best case, NBT Bancorp's management is honest, while the outside auditors are strict and uncompromising. Please utilize our Beneish M Score to check the likelihood of NBT Bancorp's management manipulating its earnings.