Summit State Bank Stock Analysis

Summit Stock Analysis Notes

About 29.0% of the company outstanding shares are owned by corporate insiders. The company has price-to-book ratio of 0.93. Typically companies with comparable Price to Book (P/B) are able to outperform the market in the long run. Summit State Bank recorded a loss per share of 0.21. The entity last dividend was issued on the 3rd of October 2024. The firm had 11:10 split on the 28th of October 2021. Summit State Bank provides various banking products and services to individuals and businesses primarily in Sonoma County, California. Summit State Bank was incorporated in 1982 and is headquartered in Santa Rosa, California. Summit State operates under BanksRegional classification in the United States and is traded on NASDAQ Exchange. It employs 107 people. To find out more about Summit State Bank contact the company at 707 568 6000 or learn more at https://summitstatebank.com.

Summit State Bank Investment Alerts

Summit Largest EPS Surprises

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Summit Stock Institutional Investors

Note, although Summit State's institutional investors appear to be way more sophisticated than retail investors, it remains unclear if professional active investment managers can reliably enhance risk-adjusted returns by an amount that exceeds fees and expenses.

Summit Market Capitalization

The company currently falls under 'Micro-Cap' category with a current market capitalization of 92.57 M.

Summit Profitablity

The company has Profit Margin (PM) of 0.21 %, which maeans that even a very small decline in it revenue will erase profits resulting in a net loss. This is way below average. Similarly, it shows Operating Margin (OM) of 0.19 %, which suggests for every 100 dollars of sales, it generated a net operating income of $0.19.

Management Efficiency

As of now, Summit State's Return On Tangible Assets are decreasing as compared to previous years. The Summit State's current Return On Capital Employed is estimated to increase to 0.06, while Return On Equity is projected to decrease to 0.06. As of now, Summit State's Return On Tangible Assets are decreasing as compared to previous years. The Summit State's current Return On Assets is estimated to increase to 0.01, while Total Assets are projected to decrease to under 622.8 M. Summit State's management efficiency ratios could be used to measure how well Summit State manages its routine affairs as well as how well it operates its assets and liabilities.

Technical Drivers

As of the 5th of February, Summit State has the Coefficient Of Variation of 744.43, semi deviation of 1.87, and Risk Adjusted Performance of 0.1048. In relation to fundamental indicators, the technical analysis model makes it possible for you to check existing technical drivers of Summit State Bank, as well as the relationship between them.

Summit State Bank Price Movement Analysis

Summit State Outstanding Bonds

Summit State Predictive Daily Indicators

Summit State Forecast Models

Summit State's time-series forecasting models are one of many Summit State's stock analysis techniques aimed at predicting future share value based on previously observed values. Time-series forecasting models ae widely used for non-stationary data. Non-stationary data are called the data whose statistical properties e.g. the mean and standard deviation are not constant over time but instead, these metrics vary over time. These non-stationary Summit State's historical data is usually called time-series. Some empirical experimentation suggests that the statistical forecasting models outperform the models based exclusively on fundamental analysis to predict the direction of the market movement and maximize returns from investment trading.

Summit State Bond Ratings

Summit State Bank financial ratings play a critical role in determining how much Summit State have to pay to access credit markets, i.e., the amount of interest on their issued debt. The threshold between investment-grade and speculative-grade ratings has important market implications for Summit State's borrowing costs.

Summit State Bank Debt to Cash Allocation

Summit State Bank currently holds 5.95 M in liabilities. Note, when we think about Summit State's use of debt, we should always consider it together with its cash and equity.

Summit State Total Assets Over Time

Summit State Assets Financed by Debt

The debt-to-assets ratio shows the degree to which Summit State uses debt to finance its assets. It includes both long-term and short-term borrowings maturing within one year. It also includes both tangible and intangible assets, such as goodwill.

Summit State Debt Ratio

0.56

It feels like most of the Summit State's assets are financed through equity. Typically, companies with high debt-to-asset ratios are said to be highly leveraged. The higher the ratio, the greater risk will be associated with the Summit State's operation. In addition, a high debt-to-assets ratio may indicate a low borrowing capacity of Summit State, which in turn will lower the firm's financial flexibility.

Summit State Corporate Bonds Issued

Summit Short Long Term Debt Total

Stock analysis is the technique used by a trader or investor to examine and evaluate how Summit State prices is reacting to, or reflecting on a current market direction and economic conditions. It can be used to make informed decisions about market timing, and when buying or selling Summit shares will generate the highest return on investment. We also built our stock analysis module to help investors to gain an insight into the world economy as a whole, the stock market, thematic ideas. a specific sector, or an individual Stock such as Summit State. By using and applying Summit Stock analysis, traders can create a robust methodology for identifying Summit entry and exit points for their positions.

When running Summit State's price analysis, check to measure Summit State's market volatility, profitability, liquidity, solvency, efficiency, growth potential, financial leverage, and other vital indicators. We have many different tools that can be utilized to determine how healthy Summit State is operating at the current time. Most of Summit State's value examination focuses on studying past and present price action to predict the probability of Summit State's future price movements. You can analyze the entity against its peers and the financial market as a whole to determine factors that move Summit State's price. Additionally, you may evaluate how the addition of Summit State to your portfolios can decrease your overall portfolio volatility.